The SatsMate Stack

Paul SatsMate

The SatsMate Stack is a show about personal finance for the rugged world. This is where Bitcoin gives you full control over the keys to your money. We’re stuck in a debt-and-credit trap that crowns debtors and screws savers, pushing folks to gamble on stocks just to survive.  Enter the Orange Light: Bitcoin. I’ve been in this game for years, made the mistakes, and learned the hard way—SatsMate cuts through the biased noise with a clear-eyed take. This focuses on financial education with a Bitcoin edge, built for anyone ready to break free. From my boots-on-the-ground lessons (El Salvador’s BTC streets, connections made at different conferences, and my decade + experience in the business world), I bridge the old money mess to a future where you call the shots & are in control. Made by a Bitcoiner for the curious, SatsMate is your playbook for financial sovereignty—debt-free, no b******t.

  1. 2D AGO

    Why is Bitcoin Trading Sideways, While Gold & Silver Are Taking Off?

    Hey Satsmate Stackers,  It is crazy to see how much gold and silver have been taken off over the past couple of months! Today, I discuss why Bitcoin has been trading sideways over the past couple of months - & my thoughts on why Gold & Silver have been taking off. You don't have to look far to see many moving to risk-off assets to protect themselves. In today's podcast, I discuss the following:  You don’t need to look far to see that Bitcoin hasn’t been trading well over the past couple of monthsBitcoin tends to be the first to react when it comes to liquidity entering the system, and usually it moves in degrees of magnitudeWe have seen Silver & Gold be spectacular trades with Gold Flirting with $5000 an Ounce & Silver surpassing $103 an ounceBitcoin for the past 12 months is actually down 16%Biggest reasonsBRICS and foreign nations are starting to move towards neutral reserve money away from TreasuriesWeaponizing the USD was one of the biggest missteps we have taken. People move to what they perceive as a better haven than treasuriesBitcoin has ALWAYS traded risk on. There have been a few cases where it wasn’t correlated, but it has always traded in line with risky tech stocksTrump's backing of bitcoin-related activities is lackluster. He has followed through with some promises, but generally, it has been underwhelmingA lot of fear and uncertainty in the market, many are rotating to the safe trades away from risk (don’t forget bitcoin still has run significantly since Trump won from the $60sGold & Silver taking off can be looked at independently of Bitcoin not doing wellErosion of trust with the U.S. system is at all time highs right nowFear and uncertainty push people towards commoditiesOld school investors, and global demand for Bitcoin still isn’t thereMy view is patience & long term time horizonHave a 3-4 year time horizon, don’t panic buy gold & silver just cause…Don’t sell your bitcoin just causeRemember why you are in these trades to begin withIf you like this, feel free to share it, leave a like, or comment. Also, check out the links in the description that help support my channel and podcast. Best Regards,  SatsMate Stack Referral to Stacker News: Circular economy with bitcoin discussions involved!  https://stacker.news/r/SatsMate Primary Bitcoin Buys Through Strike: The primary place I go to buy Bitcoin. https://invite.strike.me/2MSTYG  Secondary Bitcoin Buys Through Fold: A nice exchange w/ rewards & bitcoin buys. https://use.foldapp.com/r/HTFKVY9L Financial Disclaimer: Nothing stated in this video is a recommendation from SatsMate to buy or sell a particular security or asset class. It would help if you wisely considered your tolerance for risk, time horizon, and financial goals before investing.  Send us a text Support the show Youtube: SatsMate X: SatsMate Instagram: SatsMates website: https://satsmate.wordpress.com/

    16 min
  2. 5D AGO

    Greedflation in the Grocery Aisle: The Decline of Real Food in America

    Hey Satsmate Stackers,  Over the past several decades, we have been witnessing more and more Americans become food-insecure and food-starved in this country. It all comes down to production, supply, and demand issues, corporate greed, and the corruption in our food supply.  Things in this country are more abundant than ever for those who have great means, but are more scarce than ever for those living paycheck to paycheck/ those in a lower class. I think this is something we can fix as a country, and in this podcast today, I will talk about the numerous ways in which our food has been declining in quality:  Went to Frys the other day, your layman's grocery storeDiscussion of the steak that was bought (standard sirloin strips) The meat was fake, filled, tasted like it was pumped with water, and very fattyStill, it cost us over $15 for almost a poundLiving in Shrinkflation - Getting Less for the Same Money (9.75 - 7.75) Inflation - Price hike on the respective goodsSkimpflation - using lower quality ingredients and giving the appearance that all is the sameQuality Degradation - I.e. more air in your Cheetos bag, or thinner bread slicesConcentrationflation - Requiring use of more of something (i.e.soap)Package Redesign - Taller and skinnier products, but they can’t fit as much in themDrip Pricing - I.e. paying for your bags when you are at Sprouts, etc.All these things converge to make our food worse, make our dollar stretch less, and lastly enrich shareholder value furtherAll these methods above are meant to enrich shareholder value, leaving you with much lessWe do it with everything to feed our kids, Sodexho, and a very young age, which is corporate slopAs we get older, we do it ourselves with Sysco… Most restaurants end up using the same wholesaler; they just have a slightly different spin on itThe food supply is completely controlled, and we just play alongYou can look at the slop bowl trendYou can look at the fast food trendYou can look at all the stuff going on with Trader Joe's, Listeria, Salmonella, and moreBoars Head, or CampbellsFood deserts are everywhere. We have the most food in the world here, but most of it is junk that keeps us sick, and still Refocusing ourselves on what matters more, and that is buying farm-to-table, going to farmers' markets, supporting local, and opting out of big food altogetherThe nastiest steak I have ever eaten will become a thing of the past if we stick by this.If you like this, feel free to share it, leave a like, or comment. Also, check out the links in the description that help support my channel and podcast. Best Regards,  SatsMate Stack Referral to Stacker News: Circular economy with bitcoin discussions involved!  https://stacker.news/r/SatsMate Primary Bitcoin Buys Through Strike: The primary place I go to buy Bitcoin. https://invite.strike.me/2MSTYG  Secondary Bitcoin Buys Through Fold: A nice exchange w/ rewards & bitcoin buys. https://use.foldapp.com/r/HTFKVY9L Financial Disclaimer: Nothing stated in this video is a recommendation from SatsMate to buy or sell a particular security or asset class. It would help if you wisely considered your tolerance for risk, time horizon, and financial goals before investing. With investing, Send us a text Support the show Youtube: SatsMate X: SatsMate Instagram: SatsMates website: https://satsmate.wordpress.com/

    11 min
  3. JAN 10

    The Great Price Holdout Is Over – Lower Rents, Fees, and Tags to Bring Buyers Back!

    Hey SatsMate Stackers,  We have seen sales slow significantly across many industries across the country. Whether that is the automobile, tech, or housing industry, all have faced slowdowns before. In this podcast, I explore simple avenues that many companies can take that will stop or reduce the slowdown in sales. Specifically, I cover the following topics:  Going on apartment tours in North Scottsdale recently, and certain units have been on the market over 144 daysIncentives, incentives, and more incentives…Why not just drop the prices? 3 Months Free, Buyer Rebates, and free gift cards, or sports ticketsWhy not just drop the prices? Switch 2 inventory not selling, just drop the prices…. Ultimately, often times if things are not selling people should just drop the pricesThis hold out we are seeing in the housing market is because sellers are not willing to drop prices, and buyers are not willing to buy… Who will break first? In a true and free open market, if you drop prices, people will come…Look at Vegas! All the resort fees, parking fees, x, y z feesPeople aren’t going anymore, how can you get people into vegas with all these fees? Get rid of them! Corporate greed has gone to an extreme here - and to get people back to the plate you gotta drop emCars, clothes, and alcoholCar market stalling, clothing stalling, and alcohol sales stallingIntroduce Out the Door PricingGive reasonable margins on clothes from the third worldIntroduce $3 beers againWhy do we keep hiking and hiking? I understand inflation - but people are at the point of not buying unless they see a dealDrop your prices long term, keep them low - look at Arizona Iced Tea… Customers will support them through the end given the have held out on the inflation mess we have seenIf you like this, feel free to share it, leave a like, or comment. Also, check out the links in the description that help support my channel and podcast. Best Regards,  SatsMate Stack Referral to Stacker News: Circular economy with bitcoin discussions involved!  https://stacker.news/r/SatsMate Primary Bitcoin Buys Through Strike: The primary place I go to buy Bitcoin. https://invite.strike.me/2MSTYG  Secondary Bitcoin Buys Through Fold: A nice exchange w/ rewards & bitcoin buys. https://use.foldapp.com/r/HTFKVY9L Financial Disclaimer: Nothing stated in this video is a recommendation from SatsMate to buy or sell a particular security or asset class. It would help if you wisely considered your tolerance for risk, time horizon, and financial goals before investing. With investing, you risk losing money, always read an invest Send us a text Support the show Youtube: SatsMate X: SatsMate Instagram: SatsMates website: https://satsmate.wordpress.com/

    10 min
  4. JAN 3

    America's Extreme Divide: Billionaires and Tent Cities

    Hi Satsmate Stackers,  Over the past couple of decades, we have seen extreme wealth and homelessness explode. Levels of inequality haven't been this high since the Gilded Age, or since feudal Europe. This great divide is exacerbated by the Federal Reserve's money printer, and corrupt political class, and the concentration of capital with corporations. In this podcast, I go over details of homelessness, the wealthy, and further issues driving the wedge into this divide:  Homelessness has increased significantly over the past couple of years (2020 stated around 580K and 2024 771K) - Likely significantly moreAverage net worth of the 1% in 2020 was $32.1M and today it is $39.1MThe middle class has been shrinking significantly, and this number is expected to increase if nothing changesCurrent admin (and even under the previous), a lot of homeless people were displaced and discriminated against… Where do they go? My stories with homelessness, money, food, water, and moreHand up, not hand outNashville, Chicago & Phoenix storiesTo be fair, we are in an extreme case of corporatism & crony capitalism - which is exacerbating the wealth divide in the United States. Wealth inequality levels are at their highest since the Gilded Age in the 1920sAffordable homes are not being built, and it is causing a further divide in our countryBuilders don’t want to build affordable homes, because the margins aren’t as highFurther, Blackstone, private equity companies, and the lack of new buildings are further causing this divideEntry-level jobs are starting to be replaced, due to automation, AI, and further and importantly, outsourcing to other countries with cheaper laborWe need more affordable housing, fewer regulations on building housing, and to de-monetize housing as an assetThis is what bitcoin is aiming to do: demonetize housing, because the money is broken - housing is being treated as moneyTo solve this, we can’t just give handouts; we need free market solutions - and that would be flooding the market with more housing You can’t necessarily blame the rich; they are trying to protect their assets… If you like this, feel free to share it, leave a like, or comment. Also, check out the links in the description that help support my channel and podcast. Best Regards,  SatsMate Stack Referral to Stacker News: Circular economy with bitcoin discussions involved!  https://stacker.news/r/SatsMate Primary Bitcoin Buys Through Strike: The primary place I go to buy Bitcoin. https://invite.strike.me/2MSTYG  Secondary Bitcoin Buys Through Fold: A nice exchange w/ rewards & bitcoin buys. https://use.foldapp.com/r/HTFKVY9L Financial Disclaimer: Nothing stated in this video is a recommendation from SatsMate to buy or sell a particular security or asset class. It would help if you wisely considered your tolerance for risk, time horizon, and financial goals before investing. With investing, you risk losing money, always read an invest Send us a text Support the show Youtube: SatsMate X: SatsMate Instagram: SatsMates website: https://satsmate.wordpress.com/

    13 min
  5. 12/30/2025

    How Bitcoiners Can Strengthen the Asset in 2026: HODL, Nodes, Conferences, and More!

    Hey SatsMate Stackers,  I hope the holidays have been treating you well! In 2026, there is a lot we can do to strengthen the asset, and in this podcast, I go over that. It is far too easy to rest on our laurels and wait for numbers to go up - we have got to do more in this new year, and I am confident that by doing each of these, we will help the network significantly in the future!  Practice what we preach - I think we need to buy and HODL in self-custody where we can. Our actions need to align with our words, and HODLing in self-custody is paramountRunning a full node - By running a node, we can help with decentralization, security, and help validate. This is one of the core premises of Bitcoin (Take a stance on the knots debate)Use Bitcoin as a Payment Method - Travel to different countries, or here in the U.S.A., look at btcmaps.org . Square rolled out the ability to conduct payments, and we can share the gift of BTC with others, and spend/replace. Go to Bitcoin Conferences - Not just David Bailey’s, but there are plenty of excellent conferences around the world we can go to and get a wide variety of opinions from others. Go to Bitcoin Meetups - Bitcoin meetups are a great way to meet your regular bitcoiners around the area you live in. I think it is a great way to educate, get people in your corner, and network.Support on Geyser/Open Source Work - So many great projects that will help with privacy, lightning improvements, self-custody, education, and circular economies are here and ready to look into! Educate on What Really Matters - What really matters in the end is that we are self-sovereign, moving to a harder money, weed out central intermediary rent seekers, and lastly be able to live in a world without permission to spend as we wish, and save in something that doesn’t melt from usBitcoin Policies in Government - Countless people want to see Bitcoin fail, I think it is important that we continue to push for de minimis-friendly tax laws and ways Be More Involved - Speak more openly about controversial issues in the network, don’t be afraid to call out bad corporations in the ecosystem, and importantly, always try to do things for the betterment of the network/btc - not shareholder interestBe with Families More, Be Based - There are so many great things happening now in this space, I think it's great to show how btc can be great in our lives, and allow us more freedom with our familiesBest Regards,  SatsMate Stack Referral to Stacker News: Circular economy with bitcoin discussions involved!  https://stacker.news/r/SatsMate Primary Bitcoin Buys Through Strike: The primary place I go to buy Bitcoin. https://invite.strike.me/2MSTYG  Secondary Bitcoin Buys Through Fold: A nice exchange w/ rewards & bitcoin buys. https://use.foldapp.com/r/HTFKVY9L Financial Disclaimer: Nothing stated in this video is a recommendation from SatsMate to buy or sell a particular security or asset class. It would help if you wisely considered your tolerance for risk, time horizon, and financial goals before investing. With investing, you risk losing money, always read an invest Send us a text Support the show Youtube: SatsMate X: SatsMate Instagram: SatsMates website: https://satsmate.wordpress.com/

    10 min
  6. 12/04/2025

    Does the Bachelors Degree Really Have Any Value Anymore?

    Hey Satsmate Stackers,  Looking back at the past 12 years of my career, I wonder whether many of the positions around me really require a bachelor's degree. For many people throughout history, they viewed a bachelor's degree was a path to making good money and securing a nice job. Nowadays, that is looking to be less and less the case, and I think that people are thinking instead about joining the trades, starting their own business, or just getting right into the workforce. In this podcast, I discuss the following and why I don't think the bachelor's degree has as much value anymore:  Historically, bachelor's degrees have had a very strong value propositionYou go to school, get good grades, an internship, and then position yourself for the workforceNowadays, it is hard to make it make sense, extremely high costs, woke academia, and then youth unemployment for Gen Z stands between 9 & 13%Many have gotten a degree, and even those with excellent universities and solid backgrounds are facing massive difficultiesSupply of Bachelor's degree workers is high, and demand for entry-level work is decreasing due to AIExamples of automation for entry-level jobs with AIAI tools can automate code writing, debugging, and testing - many entry-level junior coders are impactedAI is taking a lot of customer service support, which is often entry-levelData entry, AP, and administrative individuals are being impacted by the waves as wellAsk yourself about offshoring as wellCan your job be done easily by someone overseasMy example working at BP when I was youngerHistorically, these would be some of the safer in a negative environment, as they cost less from a payroll expense standpointMany workers are not bringing in new workers because of macro as wellCompanies should also be careful of optics, many end consumers don’t want to support companies that side with AI over humans…You also want to be sure you can mentor future generations for growth as wellWealth inequality will further exacerbate, and people will try to vote for bad socialist policies (i.e., Momdami) Companies want to see individuals who are well-versed and experienced in AIAI literacy is key for people to advance in the futureThey say AI won’t take your job; rather, someone who knows how to use AI well willIf you like this, feel free to share it, leave a like, or comment. Also, check out the links in the description that help support my channel and podcast. Best Regards,  SatsMate Stack Referral to Stacker News: Circular economy with bitcoin discussions involved!  https://stacker.news/r/SatsMate Primary Bitcoin Buys Through Strike: The primary place I go to buy Bitcoin. https://invite.strike.me/2MSTYG  Secondary Bitcoin Buys Through Fold: A nice exchange w/ rewards & bitcoin buys. https://use.foldapp.com/r/HTFKVY9L Financial Disclaimer: Nothing stated in this video is a recommendation from SatsMate to buy or sell a particular security or asset class. It would help if you wisely considered your tolerance for risk, time horizon, and financial goals before investing. With investing, you risk losing money, always read an invest Send us a text Support the show Youtube: SatsMate X: SatsMate Instagram: SatsMates website: https://satsmate.wordpress.com/

    13 min
  7. 12/02/2025

    Klarna, Spotify, Game Pass & Mortgages: Welcome to the Rent-Everything Treadmill

    Hey Satsmate Stackers,  Today, I am going to talk about how owning nothing and being happy is becoming true for many. In today's day and age, we are financing so much, and at the end of the day, we don't own anything. Whether it is subscribing to ten things, paying your rent/mortgage, or being stuck in a payment doom loop, many are struggling for true ownership of things. In today's podcast, I dive into this in detail. Specifically, I go over the following:  A society of renters, where we are perpetually on a subscription modelThinking back, I realized there are many things that I don’t actually ownI’m at the point where I am realizing that after 4 years of paying for Game Pass, I don’t have a single game out of itSame thing with over a decade of Spotify purchasesCloud storageFitness, Food, Entertainment, and rentingEven education, like Udemy or CourseraRealizing you don’t own anything when you cancel is truly sad - and it is something I faced recentlyI wish we moved to a society of ownership, and not perpetual rentingIt's something where if you step back and look at your outlays every month, you start to realize, am I really going to spend 10s of thousands of dollars over my life, to own nothing in the end?I’m realizing it a bit with owning a home (50-Year example), Auto (15-Year Loan Example), and where I’d be if I bought instead of rentedTo be fair, owning a home may not make sense with taxes, maintenance, insurance, and HOAs, where you are perpetually a renter anywaysAs I am 30 and thinking of renting again, I realize if I take out a 30-year mortgage at 30 years old, I will pay it off…If I want to buy 40, I will be 70. I don’t want to be a renter when I am 70/80/90, I want to be able to own my thingKlarna and Afterpay are making it so people don’t feel the full upfront cost of something, and it is very seductive, until you see the big pictureNot owning anything means the winners are the companiesThe shareholders are the winners, the elite are the winners, and the asset holders are the winnersThe average person is the loser, with fleeting hamster wheel enjoymentThere is no way, in my opinion, to be happy being on a hamster wheel, because you can’t chillPeople are striving to own, but they find it hard because they are in a paycheck-to-paycheck hamster wheel cycleIf you like this, feel free to share it, leave a like, or comment. Also, check out the links in the description that help support my channel and podcast. Best Regards,  SatsMate Stack Referral to Stacker News: Circular economy with bitcoin discussions involved!  https://stacker.news/r/SatsMate Primary Bitcoin Buys Through Strike: The primary place I go to buy Bitcoin. https://invite.strike.me/2MSTYG  Secondary Bitcoin Buys Through Fold: A nice exchange w/ rewards & bitcoin buys. https://use.foldapp.com/r/HTFKVY9L Financial Disclaimer: Nothing stated in this video is a recommendation from SatsMate to buy or sell a particular security or asset class. It would help if you wisely considered your tolerance for risk, time horizon, and financial goals before investing. With investing, you risk losing money, always read an invest Send us a text Support the show Youtube: SatsMate X: SatsMate Instagram: SatsMates website: https://satsmate.wordpress.com/

    13 min
  8. 11/25/2025

    The Best Black Friday & Cyber Monday Buys? Investing!

    Hi Satsmate Stackers,  We are at that time of year when we are filled with consumerism and shopping until we drop. Countless people buy, buy, and buy because it is ingrained in the American way. In today's podcast, I am going to talk about my thoughts on Black Friday/Cyber Monday deals and what we can do this time around. Specifically, I discuss the following in detail:  We live in a world where we are constantly trying to buy more stuff, but to what end?Story of my Grandpa, and certain people in my family (the junk addiction, the Amazon addiction, and filling the void)If you have so much stuff, what of that really has any value? First grandpa, then parents, and next meWe packed a bunch of stuff in boxes in anticipation of a move12-14 boxes filled with stuff, haven’t used any of it in over a month. If I really can live without it for that long, can’t I live without it for longer…With that, do I really need it at all? Black Friday/Cyber Monday is a psy op to help companies' bottom lines, and further enrich the shareholdersThey raise prices by 30% over the months that follow, and then say Look, 20% discountIf they are slashing prices by 20-30%, they aren’t taking a loss - they still have substantial margins built into everythingThink about previous black Fridays, what do you still use? Try to follow a minimalist path, and reduce your exposure to “stuff”; often, in the long run, it will end up in a landfill, a garage sale, or sold for pennies on the dollarMaybe instead of buying stuff for black Friday, buy stocks in the companies you were about to shop atAt least you are developing the asset-buying mindset instead of the consumer mindsetThink about what you can do to stop falling into the mindset. If you do buy something, then make sure you were going to buy it regardless of black FridayIn tough economic times, pay off debt, earn more money, cut out waste and clutter in your life, and try to be focused on acquiring what really matters (i.e., healthy food, a long-term residence, and timeless things)If you like this, feel free to share it, leave a like, or comment. Also, check out the links in the description that help support my channel and podcast. Best Regards,  SatsMate Stack Referral to Stacker News: Circular economy with bitcoin discussions involved!  https://stacker.news/r/SatsMate Primary Bitcoin Buys Through Strike: The primary place I go to buy Bitcoin. https://invite.strike.me/2MSTYG  Secondary Bitcoin Buys Through Fold: A nice exchange w/ rewards & bitcoin buys. https://use.foldapp.com/r/HTFKVY9L https://zbd.gg/GalmaDuFria This is my personal QR code. It allows anyone to send me Bitcoin and messages directly to my ZEBEDEE. lnurl1dp68gurn8ghj7ctsdyh85etzv4jx2efwd9hj7a3s9aex2ut4v4ehgttnw3shg6tr943ksctjvajhxtmpxuurjcmxxvuz6wf58q6z6drpv5uj6c3jvy6z6epexe3ryd3kxe3kvcnr7y2uzj Financial Disclaimer: Nothing stated in this video is a recommendation from SatsMate to buy or sell a particular security or asset class. It would help if you wisely considered your tolerance for risk, time horizon, and financial goals before investing. With investing, you risk losing money, always read an invest Send us a text Support the show Youtube: SatsMate X: SatsMate Instagram: SatsMates website: https://satsmate.wordpress.com/

    10 min

Ratings & Reviews

5
out of 5
5 Ratings

About

The SatsMate Stack is a show about personal finance for the rugged world. This is where Bitcoin gives you full control over the keys to your money. We’re stuck in a debt-and-credit trap that crowns debtors and screws savers, pushing folks to gamble on stocks just to survive.  Enter the Orange Light: Bitcoin. I’ve been in this game for years, made the mistakes, and learned the hard way—SatsMate cuts through the biased noise with a clear-eyed take. This focuses on financial education with a Bitcoin edge, built for anyone ready to break free. From my boots-on-the-ground lessons (El Salvador’s BTC streets, connections made at different conferences, and my decade + experience in the business world), I bridge the old money mess to a future where you call the shots & are in control. Made by a Bitcoiner for the curious, SatsMate is your playbook for financial sovereignty—debt-free, no b******t.