The SatsMate Stack

Paul SatsMate

The SatsMate Stack is a show about personal finance for the rugged world. This is where Bitcoin gives you full control over the keys to your money. We’re stuck in a debt-and-credit trap that crowns debtors and screws savers, pushing folks to gamble on stocks just to survive.  Enter the Orange Light: Bitcoin. I’ve been in this game for years, made the mistakes, and learned the hard way—SatsMate cuts through the biased noise with a clear-eyed take. This focuses on financial education with a Bitcoin edge, built for anyone ready to break free. From my boots-on-the-ground lessons (El Salvador’s BTC streets, connections made at different conferences, and my decade + experience in the business world), I bridge the old money mess to a future where you call the shots & are in control. Made by a Bitcoiner for the curious, SatsMate is your playbook for financial sovereignty—debt-free, no b******t.

  1. 1d ago

    Why Americans Feel Broke in this "Strong" Economy

    Hey Satsmate Stackers,  I hope you are doing well! It can be seen that gas is remaining elevated, the bond market is uncertain, and the Strait of Hormuz remains closed. This is causing consumers to feel increasingly squeezed, and the numbers show it. The Michigan Consumer Sentiment Index has hit all-time lows over the past couple of months, a strong indicator that people are not doing well. In this podcast, I go over the following:  The Michigan consumer sentiment came in the other day, and we now see an all-time low of 47.9This is literally the lowest reading ever recordedSome perspective is Black Monday crash we saw it in the 60s, .com crash 70s-90s, great financial crisis 55-60, and generally in a healthy economy, you see it in the 90s to 100sWith the latest reading being low, something is very wrong, but what is driving this? It is no surprise that the war in Iran and the blockage of the Strait of Hormuz are causing elevated gas pricesBut further, when gas goes up, so does everything it touches. All supply chains or anybody who uses freight. Grocery prices, parts, pretty much everything go upAutomation & AI is making it so that what used to take 3-5 people to do things, now only takes 1 person overseeing AIWeakness in the labor market due to war & uncertaintyWeakness in the labor market due to AI/AutomationFurther, wages haven’t been keeping pace with the general increase in goods and servicesMost consumers don’t have access to the stock market, and while the stock market is hitting all-time highs, many people on the lower end of the K don’t feel like they are getting wealthierIt is key to get exposure to assets, especially as inflation goes upI think the FED has done a god-awful job ensuring that inflation stays below 2%You can make the case they have done an okay job keeping unemployment low, but is having to work 2-3 jobs really a sign of health in the economy? Many people aren’t working these extra jobs to hustle; they are working them because they have to make ends meetPeople are sick of paying over $100 at the pump, and $4.00 for a potato at the grocery storePeople are sick of being forced back to the office, to do something they were doing remotely just finePeople are sick of paying an arm and a leg for daycare, when their work salary barely covers itPeople are overpaying for things that don’t make sense and aren’t of value anymore. So much in our society is a complete rip-off Discussion of what my coworker said the other day about how he's making more than everEveryone is making more, but we all can see through the illusionThe silver lining is that we are cooking at home more, we are becoming more crafty, more measured with our approach to things, and seeking true intrinsic value in thingsIf you like this, feel free to share it, leave a like, or comment. Also, check out the links in the description that help support my channel and podcast. Best Regards,  SatsMate Stack Referral to Stacker News: Circular economy with bitcoin discussions involved!  https://stacker.news/r/SatsMate Primary Bitcoin Buys Through Strike: The primary place I go to buy Bitcoin. https://invite.strike.me/2MSTYG  Secondary Bitcoin Buys Through Fold: A nice exchange w/ rewards & bitcoin buys. https://use.foldapp.com/r/HTFKVY9L https://zbd.gg/GalmaDuFria This is my personal QR code. It allows anyone to send me Bitcoin and messages directly to my ZEBEDEE. lnurl1dp68gurn8ghj7ctsdyh85etzv4jx2efwd9hj7a3s9aex2ut4v4ehgttnw3shg6tr943ksctjvajhxtmpxuurjcmxxvuz6wf58q6z6drpv5uj6c3jvy6z6epexe3ryd3kxe3kvcnr7y2uzj Financial Disclaimer: Nothing stated in this video is a recommendation from SatsMate to buy or sell a particular security or asset class. It would help if you wisely considered your tolerance for risk, time horizon, and financial goals before investing. Send us Fan Mail Support the show Youtube: SatsMate X: SatsMate Instagram: SatsMates website: https://satsmate.wordpress.com/

    10 min
  2. May 11

    The Death of the Single-Income Family: Money, Roles & Retirement

    Hi Satsmate Stackers,  In today's day, it is much more common than not to have a dual-income household. Homes are priced this way, and education and even jobs often don't pay enough to support a household anymore. In this podcast, I will go over my thoughts on the dual-income household and how it can benefit the family (or potentially cause headwinds). Specifically, I will go over the following:  I grew up with my dad working, and my mom raising my sisters and me at homeThen and especially now, that is extremely difficult and rare to see - due to the cost of everything where it's atThe John Wayne days of society are almost closed, with just a few situations, I see it working outFrom my view, I think the man should try to go out and make as much $ as possibleThe women should try something part-time & remote - enough to contribute a bitAn entire family riding on one income nowadays is extremely risky, and it could hurt in the long runI don’t like how this society is constructed to begin with - I think we should have the option for one income, but the way things are, that's not tenable as much anymoreOverview of my situationOverview of other family situationsThe approach I am going to take Mistakes I have seen (HELOC, Refinancing, not having multiple income sources, buying useless shit, taking on debt, not being tax advantaged). We need to be more adaptive with our approach to retirement, how we earn, and investments we make - or we may be in a situation that ends up hurting us significantly down the roadIf you like this, feel free to share it, leave a like, or comment. Also, check out the links in the description that help support my channel and podcast. Best Regards,  SatsMate Stack Referral to Stacker News: Circular economy with bitcoin discussions involved!  https://stacker.news/r/SatsMate Primary Bitcoin Buys Through Strike: The primary place I go to buy Bitcoin. https://invite.strike.me/2MSTYG  Secondary Bitcoin Buys Through Fold: A nice exchange w/ rewards & bitcoin buys. https://use.foldapp.com/r/HTFKVY9L https://zbd.gg/GalmaDuFria This is my personal QR code. It allows anyone to send me Bitcoin and messages directly to my ZEBEDEE. lnurl1dp68gurn8ghj7ctsdyh85etzv4jx2efwd9hj7a3s9aex2ut4v4ehgttnw3shg6tr943ksctjvajhxtmpxuurjcmxxvuz6wf58q6z6drpv5uj6c3jvy6z6epexe3ryd3kxe3kvcnr7y2uzj Financial Disclaimer: Nothing stated in this video is a recommendation from SatsMate to buy or sell a particular security or asset class. It would help if you wisely considered your tolerance for risk, time horizon, and financial goals before investing. Send us Fan Mail Support the show Youtube: SatsMate X: SatsMate Instagram: SatsMates website: https://satsmate.wordpress.com/

    15 min
  3. May 3

    I Had Bitcoin Conference Tickets But Still Didn’t Go — Here’s Why

    Hey Satsmate Stackers,  I have been going to Bitcoin conferences for several years now, and at this most recent conference in Vegas, I decided not to go even though I had tickets in hand. My conviction towards Bitcoin is still near all-time highs, but from a cultural standpoint, I think BTC is at all-time lows. I personally didn't want to surround myself with people who are focused on hype, treasury companies, and grifters. Specifically, in this podcast, I go over the specific topics:  They’ve gotten old and repetitiveSpeakers are saying the same things over and over, fewer new ideas & more shillsI think David Bailey did really bad things to personally enrich himself, and I don’t want to support thatThe conference is taking more of a corporate suit angle than ever before, that isn’t what btc is aboutI do like the people of Bitcoin, but I have seen different conferences around the world, and I like some of those moreVegas is a shitcoin casino, and a meal for two easily costs $120 I feel like I am getting ripped off at every turn (stories)Many of my favorite speakers are no longer there, and people I look up to are no longer goingThe air is different; it is much more treasury-focused, and much less focused on the core ethos of BitcoinIt drifted heavily once Strategy entered the mix, but concurrently, when the ETFs were approvedThis isn’t to say I won’t attend again, but when I do have the time off, I will prefer going to El Salvador or to Europe insteadWe mustn’t blindly follow people in this space, so many grifters and people with not great intentions are going to these thingsIf you like this, feel free to share it, leave a like, or comment. Also, check out the links in the description that help support my channel and podcast. Best Regards,  SatsMate Stack Referral to Stacker News: Circular economy with bitcoin discussions involved!  https://stacker.news/r/SatsMate Primary Bitcoin Buys Through Strike: The primary place I go to buy Bitcoin. https://invite.strike.me/2MSTYG  Secondary Bitcoin Buys Through Fold: A nice exchange w/ rewards & bitcoin buys. https://use.foldapp.com/r/HTFKVY9L https://zbd.gg/GalmaDuFria This is my personal QR code. It allows anyone to send me Bitcoin and messages directly to my ZEBEDEE. lnurl1dp68gurn8ghj7ctsdyh85etzv4jx2efwd9hj7a3s9aex2ut4v4ehgttnw3shg6tr943ksctjvajhxtmpxuurjcmxxvuz6wf58q6z6drpv5uj6c3jvy6z6epexe3ryd3kxe3kvcnr7y2uzj Financial Disclaimer: Nothing stated in this video is a recommendation from SatsMate to buy or sell a particular security or asset class. It would help if you wisely considered your tolerance for risk, time horizon, and financial goals before investing. Send us Fan Mail Support the show Youtube: SatsMate X: SatsMate Instagram: SatsMates website: https://satsmate.wordpress.com/

    9 min
  4. May 2

    The Government Failed the Free Market - Spirit Airlines Bankruptcy!

    Hey Satsmate Stackers,  Spirit Airlines just declared it will be winding down operations as of 3 AM last night. While the airline wasn't the most efficient, it did provide the market with something it needed - low-cost fares and many routes across the country. With the failure of this airline, there will be many downstream consequences that will impact you and me. Unfortunately, all of this wouldn't have happened if it weren't for the poor decisions made by government bureaucrats such as the Biden admin and Elizabeth Pocahontas Warren. Specifically, in this podcast, I go over the following:  My experience flying Spirit, the cheapest airline - where you get nickel and dimed for everythingI had to fly it a handful of times when I didn’t have a lot to my nameThings weren’t run the best, my story in MiamiBad companies that operate poorly do need to failElizabeth Warren, a corrupt socialist politician, stopped a deal from going through a few years agoJetBlue offered to buy for $3.8B, and everyone voted yes, Biden’s DOJ sued from Pocahontas influence14,000 jobs gone (pilots, flight attendants), don’t even get started on the vendors…A lot can be blamed on the increased prices of fuelNow I am not for the government bailouts; we need to let poorly run companies failWhat I am against is the government's intervention in 2022 of a free market activity that would have occurredJetBlue had the cash, could have expanded its fleet & competed against the big 4Now we have a further consolidation into an oligopolyWhere will all the current spirit customers go now? Fewer routes, fewer competition, the incumbents are very excited for what is happening here - and it will cost all of us moreWe genuinely need more options, more routes, and less intervention, because any further intervention will be bad for consumers and employeesHope everyone lands something new at these carriersIf you like this, feel free to share it, leave a like or comment. Also, check out the links in the description that help support my channel and podcast. Best Regards,  SatsMate Stack Referral to Stacker News: Circular economy with bitcoin discussions involved!  https://stacker.news/r/SatsMate Primary Bitcoin Buys Through Strike: The primary place I go to buy Bitcoin. https://invite.strike.me/2MSTYG  Secondary Bitcoin Buys Through Fold: A nice exchange w/ rewards & bitcoin buys. https://use.foldapp.com/r/HTFKVY9L Financial Disclaimer: Nothing stated in this video is a recommendation from SatsMate to buy or sell a particular security or asset class. Send us Fan Mail Support the show Youtube: SatsMate X: SatsMate Instagram: SatsMates website: https://satsmate.wordpress.com/

    10 min
  5. Jan 28

    AI Moving Faster Than Ever: Claude Cowork, and the Job Displacement Wave!

    Hey Satsmate Stackers,  I hope you are all doing well! AI is moving at lightspeed currently, and Claude CoWork is able to perform countless tasks autonomously that individuals used to perform. The future is moving very fast, and it is key that we learn about these developments as they come, and lean into the change - or we risk losing our livelihoods. In this podcast, I go over what AI can do and the job displacement risks:  We have heard so much about AI over the past couple of years, and often it has felt like a glorified search engineEach iteration has made a decent leap forward, some like GPT 5, have felt like a step backCoWork seems to be taking a massive step forward on many important tools we use all the time (like Excel, desktop organization, file management, and running activities while you aren’t there)It can take care of a lot of the boring tasks that we don’t like to do, like taxesFurther, it can help with complicated expense reports, and one can shoot them pretty easilyEmail and inbox management is something it can do as well, saving dozens of hours of our timeReport generation is also something it can do, and this is another white-collar activity that may be replaced in the futureRemote controlling your browserWhat's crazy about this AI is that it can perform many actions on its own, without you there overnightIt is essentially working 24/7, and in the future, I can see this happening even more Leadership will ask themselves at these companies, can AI do this activity, or do we need to hire a headcount for it? Watch the Excel Claude plugin, for example - you don’t need to know any Excel formulas anymoreYou can just type in natural language what you want to see, and the AI will perform all the technical stuff on the back-endThink about this for any job on the computer, any specific software skill can be done by an AI now The future jobs will need a lot of human touchpointsMany hands-on fields in the medical industry will remain insulated (nursing, caregiving, or PT/Therapy)Teachers and leadership-related positions may be safe (albeit reduced to a certain extent)Many lawyer positions, accounting, and software engineering - positions that have a lot of repeatable computer-related tasks are at riskNow it is important to lean into skills that AI can’t replace, and build things now while the monopoly board is still somewhat openDisruption is coming fast with what AI can do, if you don’t believe me - watch the AI Claude CoWork videos for yourselfIf you like this, feel free to share it, leave a like or comment. Also, check out the links in the description that help support my channel and podcast. Best Regards,  SatsMate Stack Referral to Stacker News: Circular economy with bitcoin discussions involved!  https://stacker.news/r/SatsMate Primary Bitcoin Buys Through Strike: The primary place I go to buy Bitcoin. https://invite.strike.me/2MSTYG  Secondary Bitcoin Buys Through Fold: A nice exchange w/ rewards & bitcoin buys. https://use.foldapp.com/r/HTFKVY9L Financial Disclaimer: Nothing stated in this video is a recommendation from SatsMate to buy or sell a particular security or asset class. It would help if you wisely considered your tolerance for risk, time horizon, and financial goals before investing. Send us Fan Mail Support the show Youtube: SatsMate X: SatsMate Instagram: SatsMates website: https://satsmate.wordpress.com/

    14 min
  6. Jan 25

    Why is Bitcoin Trading Sideways, While Gold & Silver Are Taking Off?

    Hey Satsmate Stackers,  It is crazy to see how much gold and silver have been taken off over the past couple of months! Today, I discuss why Bitcoin has been trading sideways over the past couple of months - & my thoughts on why Gold & Silver have been taking off. You don't have to look far to see many moving to risk-off assets to protect themselves. In today's podcast, I discuss the following:  You don’t need to look far to see that Bitcoin hasn’t been trading well over the past couple of monthsBitcoin tends to be the first to react when it comes to liquidity entering the system, and usually it moves in degrees of magnitudeWe have seen Silver & Gold be spectacular trades with Gold Flirting with $5000 an Ounce & Silver surpassing $103 an ounceBitcoin for the past 12 months is actually down 16%Biggest reasonsBRICS and foreign nations are starting to move towards neutral reserve money away from TreasuriesWeaponizing the USD was one of the biggest missteps we have taken. People move to what they perceive as a better haven than treasuriesBitcoin has ALWAYS traded risk on. There have been a few cases where it wasn’t correlated, but it has always traded in line with risky tech stocksTrump's backing of bitcoin-related activities is lackluster. He has followed through with some promises, but generally, it has been underwhelmingA lot of fear and uncertainty in the market, many are rotating to the safe trades away from risk (don’t forget bitcoin still has run significantly since Trump won from the $60sGold & Silver taking off can be looked at independently of Bitcoin not doing wellErosion of trust with the U.S. system is at all time highs right nowFear and uncertainty push people towards commoditiesOld school investors, and global demand for Bitcoin still isn’t thereMy view is patience & long term time horizonHave a 3-4 year time horizon, don’t panic buy gold & silver just cause…Don’t sell your bitcoin just causeRemember why you are in these trades to begin withIf you like this, feel free to share it, leave a like, or comment. Also, check out the links in the description that help support my channel and podcast. Best Regards,  SatsMate Stack Referral to Stacker News: Circular economy with bitcoin discussions involved!  https://stacker.news/r/SatsMate Primary Bitcoin Buys Through Strike: The primary place I go to buy Bitcoin. https://invite.strike.me/2MSTYG  Secondary Bitcoin Buys Through Fold: A nice exchange w/ rewards & bitcoin buys. https://use.foldapp.com/r/HTFKVY9L Financial Disclaimer: Nothing stated in this video is a recommendation from SatsMate to buy or sell a particular security or asset class. It would help if you wisely considered your tolerance for risk, time horizon, and financial goals before investing.  Send us Fan Mail Support the show Youtube: SatsMate X: SatsMate Instagram: SatsMates website: https://satsmate.wordpress.com/

    16 min
  7. Jan 22

    Greedflation in the Grocery Aisle: The Decline of Real Food in America

    Hey Satsmate Stackers,  Over the past several decades, we have been witnessing more and more Americans become food-insecure and food-starved in this country. It all comes down to production, supply, and demand issues, corporate greed, and the corruption in our food supply.  Things in this country are more abundant than ever for those who have great means, but are more scarce than ever for those living paycheck to paycheck/ those in a lower class. I think this is something we can fix as a country, and in this podcast today, I will talk about the numerous ways in which our food has been declining in quality:  Went to Frys the other day, your layman's grocery storeDiscussion of the steak that was bought (standard sirloin strips) The meat was fake, filled, tasted like it was pumped with water, and very fattyStill, it cost us over $15 for almost a poundLiving in Shrinkflation - Getting Less for the Same Money (9.75 - 7.75) Inflation - Price hike on the respective goodsSkimpflation - using lower quality ingredients and giving the appearance that all is the sameQuality Degradation - I.e. more air in your Cheetos bag, or thinner bread slicesConcentrationflation - Requiring use of more of something (i.e.soap)Package Redesign - Taller and skinnier products, but they can’t fit as much in themDrip Pricing - I.e. paying for your bags when you are at Sprouts, etc.All these things converge to make our food worse, make our dollar stretch less, and lastly enrich shareholder value furtherAll these methods above are meant to enrich shareholder value, leaving you with much lessWe do it with everything to feed our kids, Sodexho, and a very young age, which is corporate slopAs we get older, we do it ourselves with Sysco… Most restaurants end up using the same wholesaler; they just have a slightly different spin on itThe food supply is completely controlled, and we just play alongYou can look at the slop bowl trendYou can look at the fast food trendYou can look at all the stuff going on with Trader Joe's, Listeria, Salmonella, and moreBoars Head, or CampbellsFood deserts are everywhere. We have the most food in the world here, but most of it is junk that keeps us sick, and still Refocusing ourselves on what matters more, and that is buying farm-to-table, going to farmers' markets, supporting local, and opting out of big food altogetherThe nastiest steak I have ever eaten will become a thing of the past if we stick by this.If you like this, feel free to share it, leave a like, or comment. Also, check out the links in the description that help support my channel and podcast. Best Regards,  SatsMate Stack Referral to Stacker News: Circular economy with bitcoin discussions involved!  https://stacker.news/r/SatsMate Primary Bitcoin Buys Through Strike: The primary place I go to buy Bitcoin. https://invite.strike.me/2MSTYG  Secondary Bitcoin Buys Through Fold: A nice exchange w/ rewards & bitcoin buys. https://use.foldapp.com/r/HTFKVY9L Financial Disclaimer: Nothing stated in this video is a recommendation from SatsMate to buy or sell a particular security or asset class. It would help if you wisely considered your tolerance for risk, time horizon, and financial goals before investing. With investing, you risk losing money, always read an invest Send us Fan Mail Support the show Youtube: SatsMate X: SatsMate Instagram: SatsMates website: https://satsmate.wordpress.com/

    11 min
  8. Jan 10

    The Great Price Holdout Is Over – Lower Rents, Fees, and Tags to Bring Buyers Back!

    Hey SatsMate Stackers,  We have seen sales slow significantly across many industries across the country. Whether that is the automobile, tech, or housing industry, all have faced slowdowns before. In this podcast, I explore simple avenues that many companies can take that will stop or reduce the slowdown in sales. Specifically, I cover the following topics:  Going on apartment tours in North Scottsdale recently, and certain units have been on the market over 144 daysIncentives, incentives, and more incentives…Why not just drop the prices? 3 Months Free, Buyer Rebates, and free gift cards, or sports ticketsWhy not just drop the prices? Switch 2 inventory not selling, just drop the prices…. Ultimately, often times if things are not selling people should just drop the pricesThis hold out we are seeing in the housing market is because sellers are not willing to drop prices, and buyers are not willing to buy… Who will break first? In a true and free open market, if you drop prices, people will come…Look at Vegas! All the resort fees, parking fees, x, y z feesPeople aren’t going anymore, how can you get people into vegas with all these fees? Get rid of them! Corporate greed has gone to an extreme here - and to get people back to the plate you gotta drop emCars, clothes, and alcoholCar market stalling, clothing stalling, and alcohol sales stallingIntroduce Out the Door PricingGive reasonable margins on clothes from the third worldIntroduce $3 beers againWhy do we keep hiking and hiking? I understand inflation - but people are at the point of not buying unless they see a dealDrop your prices long term, keep them low - look at Arizona Iced Tea… Customers will support them through the end given the have held out on the inflation mess we have seenIf you like this, feel free to share it, leave a like, or comment. Also, check out the links in the description that help support my channel and podcast. Best Regards,  SatsMate Stack Referral to Stacker News: Circular economy with bitcoin discussions involved!  https://stacker.news/r/SatsMate Primary Bitcoin Buys Through Strike: The primary place I go to buy Bitcoin. https://invite.strike.me/2MSTYG  Secondary Bitcoin Buys Through Fold: A nice exchange w/ rewards & bitcoin buys. https://use.foldapp.com/r/HTFKVY9L Financial Disclaimer: Nothing stated in this video is a recommendation from SatsMate to buy or sell a particular security or asset class. It would help if you wisely considered your tolerance for risk, time horizon, and financial goals before investing. With investing, you risk losing money, always read an invest Send us Fan Mail Support the show Youtube: SatsMate X: SatsMate Instagram: SatsMates website: https://satsmate.wordpress.com/

    10 min

Ratings & Reviews

5
out of 5
5 Ratings

About

The SatsMate Stack is a show about personal finance for the rugged world. This is where Bitcoin gives you full control over the keys to your money. We’re stuck in a debt-and-credit trap that crowns debtors and screws savers, pushing folks to gamble on stocks just to survive.  Enter the Orange Light: Bitcoin. I’ve been in this game for years, made the mistakes, and learned the hard way—SatsMate cuts through the biased noise with a clear-eyed take. This focuses on financial education with a Bitcoin edge, built for anyone ready to break free. From my boots-on-the-ground lessons (El Salvador’s BTC streets, connections made at different conferences, and my decade + experience in the business world), I bridge the old money mess to a future where you call the shots & are in control. Made by a Bitcoiner for the curious, SatsMate is your playbook for financial sovereignty—debt-free, no b******t.