The Stephen Jeung Show

Stephen Jeung
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Stephen Jeung is not only the host of the enlightening show but also the visionary founder and CEO of Jeung Agency. With a passion for finance, investing, and planning for the future, Stephen established the agency to provide expert financial guidance, life insurance solutions, and retirement planning services to individuals seeking a secure and prosperous future. Through his show and agency, Stephen Jeung continues to empower people with valuable knowledge and practical tips, shaping a brighter path for their financial and personal endeavors.

  1. 3D AGO

    The Financial Tool You Haven't Heard Of 🛡️📈

    The Financial Tool You Haven't Heard Of 🛡️📈 Most retirement conversations focus on 401(k)s and IRAs, but there is a powerful alternative that many independent advisors consider a "secret weapon" for wealth building: Indexed Universal Life (IUL). Imagine a vehicle that offers: Zero Market Risk: A built-in 0% floor means if the market crashes 25%, your account stays at 0%—you never lose a dollar to market performance. Tax-Free Everything: Enjoy tax-deferred growth, tax-free retirement income through policy loans, and an income tax-free death benefit for your heirs. Living Benefits: Access your death benefit early if you are diagnosed with a chronic, critical, or terminal illness—providing built-in long-term care style protection. No Contribution Limits: Unlike an IRA or 401(k), there are no IRS-mandated caps on how much you can fund your IUL (within MEC guidelines). Whether you are a high-earner looking for more tax-advantaged buckets or a parent planning for college costs without affecting financial aid, a properly designed IUL can change your financial trajectory. At Jeung Agency, we specialize in engineering these policies to maximize your cash value and secure your legacy. Ready to see the numbers for your specific situation? 👉 Visit JeungAgency.com to schedule your complimentary consultation today! #JeungAgency #IUL #IndexedUniversalLife #RetirementPlanning #TaxFreeIncome #WealthManagement #FinancialFreedom #LifeInsurance #AssetProtection #LivingBenefits #FinancialAdvisor #401kRollover #Annuities #재정상담 #은퇴계획 #생명보험 #자산관리 +2+1

    7 min

  2. APR 19

    The 401(k) Crossroads

    Whether you’re navigating a career change or tightening up your retirement strategy, this episode of The Stephen Jeung Show dives into the critical decisions that define your financial future. We’re pulling back the curtain on how to transition your assets without losing a fortune to Uncle Sam and how to build an income floor that never washes away. In this episode, we break down: The 401(k) Crossroads: Exploring your four primary options when leaving an employer, from the flexibility of an IRA rollover to the specific "Rule of 55" that allows penalty-free access for early retirees. The 4% Rule vs. Reality: Why traditional withdrawal strategies are "guesses" and how sequence of returns risk can permanently impair a market-dependent portfolio. "Zero is Your Hero": A deep dive into Fixed Indexed Annuities (FIAs) and how they provide a 0% floor to protect your principal during market crashes like 2008 or 2022. The Private Pension Advantage: How modern income riders can target 6–7% in guaranteed lifetime income, providing a foundation that brokerage accounts simply can't match. Tax-Smart Moves: Breaking down complex strategies like Net Unrealized Appreciation (NUA) for company stock and the "Mega Backdoor Roth" for after-tax contributions. Stop gambling with your "must-have" money. Learn how to bridge the gap between market-linked growth and the contractual certainty you need for a stress-free retirement. Watch/Listen now to secure your retirement foundation! 🎧📉 #TheStephenJeungShow #JeungAgency #RetirementPlanning #FinancialFreedom #401kRollover #IRARollover #FixedIndexedAnnuity #Annuity #MarketProtection #ZeroIsYourHero #RuleOf55 #SequenceOfReturns #WealthManagement #InvestingTips #FinancialAdvisor #RetirementIncome #PassiveIncome #MoneyMindset #SafeMoney #StockMarketUpdate #401k #RothIRA #TaxStrategy #CulverCityFinance #FinancialEducation

    6 min

  3. APR 12

    What Happens to Your 401(k) When You Leave an Employer? Your Options, the Tax Rules, and How to Make the Right Call

    Just left a job or finally retiring after a long career? 🚶‍♂️💼 One of the biggest financial crossroads you’ll hit is deciding exactly what to do with that 401(k) balance. Getting it right can set you up for decades, but a wrong move can trigger massive taxes and penalties. In this episode of The Stephen Jeung Show, we’re breaking down your four main paths so you can stay in total control of your hard-earned savings. Here’s a look at what we dive into: The Power of the IRA Rollover: Why moving to an IRA is often the "gold standard" for maximum investment flexibility and control. The "Rule of 55": A little-known strategy that could allow you to access your funds penalty-free if you leave your job at age 55 or older. New Job, New Plan: When it actually makes sense to roll your old balance into your new employer’s 401(k) for simplicity or creditor protection. The Cash-Out Trap: A real-world breakdown of why cashing out can cost you 40% or more of your balance in taxes and penalties before it even hits your bank account. Advanced Strategies: We touch on Net Unrealized Appreciation (NUA) for company stock and the "Mega Backdoor Roth" for after-tax contributions. Don’t let a job transition become a retirement setback. Whether you’re looking for lower fees, better investment options, or a way to consolidate multiple old accounts, this episode has the roadmap you need. Catch the full breakdown now! 🎧📈 #401kRollover #RetirementPlanning #TheStephenJeungShow #JeungAgency #FinancialFreedom #InvestmentStrategy #IRA #RothIRA #CareerTransition #WealthManagement #RuleOf55 #MegaBackdoorRoth #MoneyTips #FinancialAdvisor

    7 min

  4. APR 6

    Why a Fixed Indexed Annuity Might Beat Being 100% in the Market Guaranteed Income, Downside Protection, and Why the 4% Rule Is Broken

    Whether you're nearing retirement or just want a portfolio that doesn’t keep you up at night, this episode of The Stephen Jeung Show is a must-watch! 🎙️✨  We’re breaking down why the traditional "4% Rule" might actually be a risky guess for your retirement and how Fixed Indexed Annuities (FIAs) can provide a much sturdier foundation.  Here is what we cover in this episode: The "Zero is Your Hero" Strategy: How to link your gains to market indices like the S&P 500 while ensuring your principal is 100% protected from market downturns.  Beating the 4% Rule: Why a market-dependent plan is fragile and how income riders can target 6–7% in guaranteed lifetime income instead.  Sequence of Returns Risk: The "hidden killer" that can destroy a portfolio in the early years of retirement—and how to eliminate it.  The Math of Asymmetry: Why avoiding a 40% loss is often more powerful than capturing every bit of a bull market.  FIAs aren't about abandoning growth; they're about ensuring your income doesn't crack when the market does. If you're a pre-retiree or a conservative investor looking for a "private pension" feel, this deep dive is for you.  Check out the full episode to see the side-by-side math! 📈🏦 #RetirementPlanning #FixedIndexedAnnuity #FinancialFreedom #WealthManagement #PassiveIncome #SafeWithdrawalRate #InvestmentStrategy #TheStephenJeungShow #MarketProtection #FinancialAdvisor #PlanningForRetirement #PersonalFinance #IndexAnnuity #MoneyTips #KoreanAmericanBusiness #FinancePodcast

    7 min

  5. 09/19/2024

    Stock Market Update | Fed Cuts Coming

    In this video, I discuss the impact of stock market fluctuations and Federal Reserve rate cuts on your financial future. I’ll dive into how these market changes can affect your investments and what strategies you can use to navigate this landscape. I’ll also explore the benefits of Indexed Universal Life (IUL) insurance and Indexed Annuities as powerful financial tools that offer growth potential with downside protection. Learn how these products can provide you with both security and flexibility, ensuring you can plan for a more secure retirement. Don’t forget to like, comment, and subscribe for more insights on personal finance, investing, and wealth-building strategies. Interested in learning more? Book a free online meeting with me to discuss how these strategies can work for you. JeungAgency.com or Link in Bio #StockMarket #FederalReserve #RateCuts #Investing #IUL #IndexedUniversalLife #IndexedAnnuities #RetirementPlanning #PersonalFinance #WealthBuilding #MarketVolatility #FinancialPlanning #SafeInvesting #FinancialSecurity #CapCut #JeungAgency

    10 min

  6. 09/09/2024

    What's going on with the Stock Market?

    In this video, we dive deep into the stock market, discussing both its potential and its risks. We explore the history of past market crashes, including the dot-com bubble, the 2008 financial crisis, and the 2020 COVID-19 crash, analyzing what caused these downturns and how investors can navigate similar situations in the future. Whether you’re new to investing or experienced, we’ll help you understand how to protect your portfolio during market downturns and take advantage of opportunities during a recovery. Learn how to manage risk and build long-term wealth in a volatile market. #CapCut #stockmarket #finance #retirementplanning #401k #mutualfunds #financialadvisor #jeungagency #fixedindexedannuites #podcast #thestephenjeungshow #stephenjeung

    11 min

  7. 06/28/2024

    Staying at #1 Rated Hotel in San Diego | Mission Pacific Beach Resort by Hyatt

    Escape to the spirited energy of Oceanside at the Mission Pacific Beach Resort, part of JdV by Hyatt. This resort, voted the #1 hotel in San Diego by Condé Nast Traveler Readers in 2022, offers a blend of modern comfort and historic charm. Enjoy sweeping Pacific views from your private balcony, dine at Chef Roberto Alcocer’s MICHELIN Star restaurant Valle for exquisite Baja fare, and dance under the stars at The Rooftop Bar’s lively sky bar deck and pool1. The resort is conveniently located just 8 km from MiraCosta College and 200 meters from the California Surf Museum. It’s also a short drive from Marine Corps Base Camp Pendleton and the Antique Gas Steam Engine Museum. For those looking to fly in, McClellan-Palomar Airport is only 12 km away1. Whether you’re seeking a romantic getaway or a family vacation, Mission Pacific Beach Resort promises an unforgettable experience with its stylish rooms, world-class dining, and vibrant atmosphere. Don’t miss out on the historic Top Gun House, home of the famous HIGH-pie, for a taste of Oceanside’s rich history #hyatt #hotelreview

    14 min

  8. 06/11/2024

    Financial Tips That The Wealthy Execute! Path to Financial Freedom Podcast

    Join Stephen Jeung on a transformative journey through the financial landscape in the latest episode of The Stephen Jeung Show. With 24 years of experience in the financial service industry, Stephen unpacks a treasure trove of knowledge to help you navigate the complex world of personal finance. In this episode: Demystifying Mutual Funds: Understand the impact of mutual fund fees and how to avoid excessive charges that can eat into your savings. 401(k) Strategies: Maximize your retirement savings with smart 401(k) planning and investment choices. Roth IRA Insights: Discover the long-term advantages of Roth IRAs and how they can contribute to a tax-free retirement. Index Universal Life Policies: Learn about the dual benefits of protection and investment growth potential with index universal life insurance. Fixed Index Annuities: Explore the security of fixed index annuities, offering the promise of no caps and zero market losses. Stephen’s practical tips and deep insights aim to empower you with the tools to achieve financial freedom and make life-changing decisions. Whether you’re a seasoned investor or just starting out, this episode is packed with valuable advice to help you secure your financial future. Don’t miss out on these life-altering financial tips—tune in to The Stephen Jeung Show for guidance from a seasoned expert committed to your financial well-being. ►Jeung Agency | Life Insurance | Retirement Planning | Wealth Management | Group Health and Retirement https://www.jeungagency.com/ ►Financial Planning (401k, Roth IRA, IRA Rollover, Fixed Index Annuity) Free Consultation https://calendly.com/jeungagency/financial-planning-meeting ►Life Insurance (IUL, Term, Return of Premium Term, Final Expense, Whole Life, Mortgage Protection) Free Consultation https://calendly.com/jeungagency/lifeinsurancemeeting ►Connect with Stephen https://linktr.ee/stephenjeung Instagram: https://www.instagram.com/stephenjeung Tiktok https://www.tiktok.com/@stephenjeung Facebook: https://www.facebook.com/stephenjeung Twitter https://mobile.twitter.com/stephen_jeung Linkedin https://www.linkedin.com/in/stephen-jeung-2017a623 Snap https://t.snapchat.com/WcnxzD48 Checkout my other Channel youtube.com/@jeungagency ► Referral link to purchase a Tesla $500 off Model 3,Y $1000 of S,X https://ts.la/stephen87697 ►Getaround Rent your Car or Rent Cars buy the hour! https://www.getaround.com/invite/a29e3c8b-c6cc-5cdf-8755-a2743c10fe34 ►Earn 100,000 bonus points with the Ink Business Preferred® card or $900 bonus cash back with the Ink Business Unlimited® card or Ink Business Cash® card. https://www.referyourchasecard.com/21j/XXASYKPSAC ► Get 120,000 Membership Rewards with American Express https://americanexpress.com/en-us/referral/STEPHJIvw2?XL=MIACP ► Get up to $1000 of IBKR Stock Interactive Brokers https://ibkr.com/referral/stephen391 ► Charles Schwab http://www.schwab.com/public/schwab/nn/refer-prospect.html?refrid=REFERBEF8RZUM ► Robinhood pick a stock https://join.robinhood.com/stephej373 0:00 Intro 0:20 Mutual Funds 1:08 Horrible Fees in 401k’s 1:22 Market Crashes 2:06 Under Performance of Mutual Fund Managers 2:36 Index Funds 3:33 How to Minimize Fees in 401k and Fund IRA 3:56 Roth IRA’s are Great 4:57 Downside of Roth IRA 5:15 Indexed Annuities for IRA 5:36 Variable Annuities vs Indexed Annuities 5:55 Fixed Index Annuities Benefits Explained 8:25 IUL Indexed Universal Life Benefits Explained 9:07 Be Your Own Bank, Infinite Banking 10:14 Securities Based Line of Credit 10:45 (IUL) Living Benefits Explained 12:55 Financial Tips Summarized 14:17 Conclusion #finance #personalfinance #infinitebanking #financialplanning #FinancialFreedom #InvestmentTips #MutualFunds #401k #roth #ira #IndexUniversalLife #FixedIndexAnnuities #NoMarketLosses #FinancePodcast #WealthManagement #LifeInsuranceExpert #cashvaluelifeinsurance #iul #fixedindexannuities #thestephenjeungshow #podcast #videopodcast#jeungagency#stephenjeung

    16 min
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Ratings & Reviews

5
out of 5
3 Ratings

About

Stephen Jeung is not only the host of the enlightening show but also the visionary founder and CEO of Jeung Agency. With a passion for finance, investing, and planning for the future, Stephen established the agency to provide expert financial guidance, life insurance solutions, and retirement planning services to individuals seeking a secure and prosperous future. Through his show and agency, Stephen Jeung continues to empower people with valuable knowledge and practical tips, shaping a brighter path for their financial and personal endeavors.

Information

  • Creator
    Stephen Jeung
  • Years Active
    2018 - 2026
  • Episodes
    50
  • Rating
    Clean
  • Copyright
    © Stephen Jeung
  • Show Website
    The Stephen Jeung Show