The Wealth Conversation

Tsitsi Mutiti

Welcome to The Wealth Conversation where we believe you can create opportunities and build generational wealth. Not only that, but we also believe you can become the designer of your financial future. The Wealth Conversation is hosted by Tsitsi Mutiti, whose mission is to guide high achieving women on their journey to building lasting wealth, so they can prepare for the abundant future they desire.

  1. S3: Episode 10 - Building Wealth Through Love

    08/22/2025

    S3: Episode 10 - Building Wealth Through Love

    In this episode of host Tsitsi Mutiti speaks with renowned international wellness and relationship coach, Teresha Young, about how true wealth extends beyond money to include emotional wellbeing, self-love, and healthy relationships. Discover how love, communication, and shared values play a crucial role in building long-term financial success, both individually and as a couple. Teresha and Tsitsi explore how your financial mindset is shaped by childhood, the importance of financial transparency in relationships, and practical strategies for managing money together. Whether you're in a relationship or on your own wealth journey, this episode offers powerful insights on aligning your personal values with your financial goals.  What You’ll Learn in This Episode: • How emotional wellness supports financial growth • The impact of upbringing on money beliefs • How to talk about finances openly with your partner • The evolving roles of men and women in financial decision-making • How financial stress affects relationships • Tools and systems for managing money as a team • The importance of early wealth conversations  Join The Wealth Conversation Community: community.thewealthconversation.com Download our free guide: https://subscribepage.io/uXbkXo   Connect directly with Teresha here: Website: https://tereshayoung.com Podcast: https://tereshayoung.com/real-ationship-talk-the-podcast YouTube channel: https://www.youtube.com/c/tereshayoung Facebook: https://www.facebook.com/TereshaYoungRestyler LinkedIn: https://www.linkedin.com/in/tereshayoung Instagram: https://www.instagram.com/tereshayoung X (Twitter): https://twitter.com/tereshayoung Threads: https://www.threads.net/@tereshayoung Email: letsconnect@tereshayoung.com

    1h 3m
  2. S3: Episode 9 - Money, Mindset, & the Power of Financial Choice

    08/15/2025

    S3: Episode 9 - Money, Mindset, & the Power of Financial Choice

    Interview from The Business & Wealth Show with Mac Attram In this conversation with business and wealth coach Mac Attram, Tsitsi Mutiti shares her journey from personal financial struggles to helping others build wealth. She highlights the importance of understanding wealth, themindset required for financial success, The discussion also covers the psychological barriers to wealth, the significance of financial education, and the need for open conversations about money. Tsitsi encourages listeners to focus on long-term wealth building rather than short-term income, highlighting the impact of habits and planning on financial outcomes. What you will learn: • Wealth is not just about money; it's about legacy. • Income is short-term, while wealth is generational. • Planning is essential for financial success. • Your habits dictate your financial future. • We need to talk about money more openly. • Financial education should start early in life. • Mindset can block your financial growth. • Understanding your spending is crucial for wealth building. • Building wealth is a journey, not a destination. • It's not about how much you earn, but how much you keep. About Tsitsi Mutiti:Tsitsi is a Wealth Coach, award-winning Investment Manager, and host of The Wealth Conversation Podcast. With over 10 years in wealth management, she helps high-achieving women create generational wealth through her signature C.H.O.I.C.E.S Blueprint™. Tsitsi’s journey of overcoming debt and financial fear fuels her mission to empower others with the mindset and tools for financial success. Alongside coaching, she supports clients with investments, pensions, and trusts. A sought-after speakerand panellist, Tsitsi is known for her relatable approach and impactful insights. She’s also a proud mother, wife, and aunt, dedicated to building wealth with purpose and intention.   Connect with Mac Attram - Take the free business quizand get your free business growth report www.MacAttram.com Linkedin: linkedin.com/in/macattram/ Facebook: facebook.com/macattrampage Instagram: instagram.com/macattram/ Explore the podcast

    40 min
  3. S3: Episode 8 - The Black Pound Report: Wealth And Representation

    08/08/2025

    S3: Episode 8 - The Black Pound Report: Wealth And Representation

    Tsitsi Mutiti sits down with Lydia Amoah FRSA, founder of the Black Pound Report and CEO of Backlight, to explore how wealth extends beyond money and why representation matters in business and finance. Lydia shares the inspiration behind launching the UK’s leading research into the spending power of Black and multi-ethnic communities. Together, they dive into themes of economic empowerment, financial inclusion, consumer behaviour, and the urgent need for representation in financial services. Learn how multi-ethnic communities in the UK contribute billions in disposable income, and why businesses must recognise this untapped economic opportunity. Discover how the Black Pound Report is shifting narratives, driving data-led change, and empowering future generations to build wealth through collaboration and visibility.  Key Topics Covered in This Episode: • Why Lydia Amoah created the Black Pound Report • How representation in finance and business builds consumer trust • The untapped financial potential of Black and multi-ethnic communities in the UK • Insights from the Black Pound Report on post-pandemic consumer behaviour shifts • How data and research can drive social and economic change • The importance of valuing diverse consumers and reflecting them in brand messaging • Building generational wealth through collaboration and community-led investment • How businesses can better engage with multi-ethnic markets. Why This Episode Matters: This episode is a must-listen for entrepreneurs, business leaders, marketers, and policymakers who want to better understand multicultural consumer behaviour and how to tap into the economic power of underrepresented communities. It also offers inspiration for anyone seeking to drive change through research, advocacy, and data-driven storytelling.   Download The Black Pound Report here Join The Wealth Conversation Community: community.thewealthconversation.com Download our free guide: subscribepage.io/uXbkXo Connect with Lydia Amoah FRSA LinkedIn: https://www.linkedin.com/in/lydiaamoah Instagram: https://www.instagram.com/lydiaamoah_official/ Instagram: https://www.instragram.com/backlight_uk/ X: https://x.com/lydiaamoah_ X: https://x.com/Backlight_UK

    1h 6m
  4. S3: Episode 6 - Trusts, Wills & Wisdom: Navigating Estate Planning with Richard Ansah

    07/25/2025

    S3: Episode 6 - Trusts, Wills & Wisdom: Navigating Estate Planning with Richard Ansah

    In this episode, private wealth advisor Richard Ansah breaks down the essentials of estate planning in the UK. We cover everything from writing a will to understanding trusts, inheritance tax (IHT) planning, and navigating complex family dynamics. Richard shares expert insights on how UK laws affect wealth transfer, the importance of preparing for international assets, and why having an up-to-date estate plan is crucial for everyone; not just the wealthy. Whether you're considering setting up your first will or reviewing existing estate plans, this episode offers practical advice on protecting your family's future and reducing potential tax burdens.  Key Topics Covered: • How trusts help protect assets and control wealth distribution • Understanding inheritance tax (IHT) and strategies to mitigate its impact • The importance of early estate planning for property owners • Managing family dynamics in blended families and second marriages • Handling international assets: UK’s testamentary freedom vs. forced heirship laws • How to legally minimise inheritance tax through charitable giving and trusts • Selecting the right executors and trustees for your estate • Risk mitigation: preparing for incapacity and ensuring proper documentation • Why family conversations about estate planning matter • Educating the next generation on wealth management and family legacy • Why reviewing your estate plan regularly is essential  Why This Episode is Important:Learn actionable estate planning strategies from an experienced UK private wealth advisor. Whether you’re managing personal assets or navigating complex family wealth, this episode helps you create a clear, legally sound estate plan that protects your loved ones and preserves your legacy.  Join The Wealth Conversation Community: community.thewealthconversation.com  Download our free guide: http://subscribepage.io/uXbkXo  Connect with Richard Ansah LinkedIn: https://www.linkedin.com/in/richardansah/ Website: https://oncewillsandtrusts.com/

    1h 3m
  5. S3: Episode 5 - Insurance: The Financial Tool You’re Overlooking

    07/18/2025

    S3: Episode 5 - Insurance: The Financial Tool You’re Overlooking

    **Trigger Warning: This episode includes discussions of suicide, death, critical illness, and murder in the context of life insurance claims. Listener discretion is strongly advised.** In this eye-opening episode, host Tsitsi Mutiti is joined by experienced financial consultant Maria Thomas to uncover the often misunderstood and undervalued world of insurance. From life insurance and critical illness cover to income protection and legacy planning, they explore how the right insurance policies can protect your family, support your recovery, and even build generational wealth. Maria shares valuable insights into why many people overlook insurance, the psychological and cultural barriers that prevent individuals from getting covered, and how early planning can lead to lower premiums and stronger financial security. The conversation also delves into the risks of relying solely on employer-provided benefits and highlights the key life milestones such as marriage, childbirth, and cohabitation, that signal it's time to reassess your insurance needs. Whether you're just starting your financial journey or looking to optimise your existing coverage, this episode will give you the tools and knowledge to make informed insurance decisions and ensure your loved ones are protected. What You’ll Learn in This Episode:• Why life insurance is a vital part of financial planning• How critical illness insurance provides essential support during recovery• The importance of income protection for long-term lifestyle maintenance• Common misconceptions about insurance payouts and exclusions• How starting young can lead to significantly lower premiums• The financial risks of not having adequate insurance• How insurance can help build a legacy for future generations• Why workplace benefits aren't enough for long-term security• The life stages that require an insurance reassessment• The value of working with a qualified financial advisor• Why regular policy reviews are essential to meet changing needs Join The Wealth Conversation Community: community.thewealthconversation.comDownload our free guide: https://subscribepage.io/uXbkXo  Work with Maria ThomasBook a Consultation: https://ttcfinancial.com/contact-1229-7386-9559-6464-4064-1462-2174-2377Email: info@thomastopcover.comInstagram: https://www.instagram.com/ttcfinancial/

    1h 2m
  6. S3: Episode 4 - Craft Your Dream Retirement Today!

    07/11/2025

    S3: Episode 4 - Craft Your Dream Retirement Today!

    In this empowering episode of the podcast, host Tsitsi Mutiti sits down with certified financial planner Dineo Ledwaba Chapman, DipPFS, to explore the essentials of retirement planning. This insightful conversation is packed with practical tips on how to plan for retirement, especially for women and self-employed individuals.   From understanding how pensions work, to exploring tax benefits of pension contributions, this episode sheds light on the strategies needed to build a secure and comfortable retirement. Dineo shares expert insights into tackling the gender pension gap, managing finances proactively,and the importance of consistency in saving for retirement.   Whether you're just starting your retirement journey or looking to refine your current plan, this episode provides actionable retirement planning advice that applies at any stage of life.   What You’ll Learn in This Episode: • How to set clear retirement goals and assess your financial assets. • Why proactive financial planning is vital, especially for women. • The key causes behind the pension gap and how to mitigate it. • How small, consistent contributions; even during career breaks; make a difference. • The benefits of employer pension matching and how to take advantage. • How pension tax relief can significantly increase your savings. • Why working with a qualified financial advisor can offer peace of mind. • The importance of regular financial reviews to stay on track. • How early retirement planning leads to stronger financial security. • It’s never too late to start planning for your retirement. Join The Wealth Conversation Community: ⁠community.thewealthconversation.com⁠ Download our free guide: https://subscribepage.io/uXbkXo Work with Dineo Ledwaba-Chapman DipPFS: LinkedIn : https://www.linkedin.com/in/dineo-ledwaba-chapman/ Email: dineo.ledwabachapman@belvederewm.com

    50 min
  7. S3: Episode 3 - Toxic Positivity: A Hidden Barrier to Growth

    07/04/2025

    S3: Episode 3 - Toxic Positivity: A Hidden Barrier to Growth

    In this insightful episode, host Tsitsi Mutiti is joined by Transformation, Leadership & Culture Expert Sandra Addae to unpack the hidden dangers of toxic positivity, the pressure to always appear happy and optimistic, even in difficult times. Together, they explore how this mindset negatively affects mental health, financial wellbeing, and authentic personal growth. From self-gaslighting and social media influence to the pressure of societal expectations, Tsitsi and Sandra delve into how toxic positivity shows up in everyday life. They offer practical strategies for embracing self-awareness, fostering solitude, and making strategic financial decisions rooted in reality, not denial. If you've ever felt the need to "stay positive" when life feels overwhelming, this conversation will help you reframe that mindset, reconnect with your truth, and make empowered choices.   What You’ll Learn In This Episode: • What is toxic positivity and how it affects your mental and emotional wellbeing • The link between toxic positivity and poor financial decisions • How social media reinforces unrealistic positivity standards • The importance of self-reflection and authenticity in personal growth • Why hope without strategy can be harmful • Embracing solitude and the power of being still • How parental and societal pressures shape your beliefs • Surrounding yourself with people who support your truth • The value of self-preservation in toxic environments • Viewing life as a journey, not a battle Join The Wealth Conversation Community: community.thewealthconversation.com Download our free guide: https://subscribepage.io/uXbkXo Connect with Sandra Addae: YouTube Channel: https://www.youtube.com/@damillennialcoach LinkedIn: https://www.linkedin.com/in/sandra-a-b820b017a/ Email: sandra@core-beginnings.com

    55 min

Trailers

About

Welcome to The Wealth Conversation where we believe you can create opportunities and build generational wealth. Not only that, but we also believe you can become the designer of your financial future. The Wealth Conversation is hosted by Tsitsi Mutiti, whose mission is to guide high achieving women on their journey to building lasting wealth, so they can prepare for the abundant future they desire.