Mentally Financial with Gary B.: Real Talk, Real Struggles, Real Solutions

Gary B.
  • 5.0 (1)
  • Self-Improvement
  • Updated Daily

💸 Feeling stressed about money, bills, debt, or just trying to survive in today’s economy? Join me on the Mentally Financial podcast for real conversations about everyday financial struggles and realistic ways to work through them. No fake “get rich quick” talk — just simple, honest discussions about budgeting, financial stress, paycheck-to-paycheck living, credit, debt, and trying to build a better life one step at a time. ⏱️ Real talk in 10 minutes or less💡 Practical tips for real people living real life If you’re trying to protect your peace, reset your mindset, and improve your relationship with money, this podcast is for you. “I live the life, I do the research, you just got to follow. — Uncle G”  #MentallyFinancial #FinancialTherapy #MoneyManagementPodcast

  1. Ep: 8 New Rules for Debt Collection Agencies

    04/03/2024

    Ep: 8 New Rules for Debt Collection Agencies

    Debt Collection Agencies to work under stricter rules from April 1 Debt collection agencies need to stick to much more stringent rules from April that are meant to ensure that there are fewer debt issues, according to the Inspection of Justice and Safety. For example, a new law will ban debt collection agencies from putting people under pressure. The agencies are also required to register in a public register. Existing companies have a year to sign up for the register, and new companies must do it immediately. The law will also ensure stricter demands of professional competence in debt collection agencies regarding how they deal with debtors and the information they provide. In addition, only certified bailiffs are allowed to threaten with a summons, which is a call to appear in front of a judge. Other debt collection services are not qualified to do this, according to the inspection. Support the show Pass this podcast along to anyone you think may need to hear my words. Try not to be a gate keeper. Thanks If you would like a One on One session with me! Visit me at: www.gbroanejr.org www.gbroanejrfinancial.org Email me at: garyb@gbroanejrfinancial.org Slogan: Stop Chasing a Credit Score! Build your Credit Profile.

    5 min
  2. Financial Horizons: Mapping Your Financial Future

    03/27/2024

    Financial Horizons: Mapping Your Financial Future

    Embark on a journey of financial empowerment with our comprehensive guide, "Wealth Horizons." This program is designed to help you articulate, plan, and achieve your financial goals, whether you're saving for a dream home, planning for education, or securing a comfortable retirement. Discover the strategic roadmap to financial success and cultivate a mindset that turns aspirations into tangible achievements. Take control of your financial destiny and set sail towards a prosperous future with "Financial Horizons." Support the show Pass this podcast along to anyone you think may need to hear my words. Try not to be a gate keeper. Thanks If you would like a One on One session with me! Visit me at: www.gbroanejr.org www.gbroanejrfinancial.org Email me at: garyb@gbroanejrfinancial.org Slogan: Stop Chasing a Credit Score! Build your Credit Profile.

    10 min
  3. Credit Chronicles: Personal Statement

    03/20/2024

    Credit Chronicles: Personal Statement

    Experian credit reports as well as those from lesser-known credit bureaus may also contain a “Personal Statement” section, which allows you to explain any derogatory information contained in your file.  This will likely have little or no impact on your overall credit standing or the decisions made by creditors and lenders, but it can’t hurt to provide a rationale. Support the show Pass this podcast along to anyone you think may need to hear my words. Try not to be a gate keeper. Thanks If you would like a One on One session with me! Visit me at: www.gbroanejr.org www.gbroanejrfinancial.org Email me at: garyb@gbroanejrfinancial.org Slogan: Stop Chasing a Credit Score! Build your Credit Profile.

    6 min
  4. Credit Chronicles: Public Records

    03/13/2024

    Credit Chronicles: Public Records

    There are three main types of public records that can be included in credit reports.  Each has a detrimental impact on your credit standing and may remain for up to 10 years. Bankruptcies:  Chapter 7, 11, and 13 bankruptcies can be listed on your credit reports.  The length of time they will remain there and the damage done to your credit standing depends on the type of bankruptcy in question and whether or not you adhere to the terms of the bankruptcy. But other than that, “there is no way to mediate how much a bankruptcy affects your credit score. It is what it is, regardless of the chapter filed,”Tax Liens:  Courts often attach a notice known as a lien to property records in order to block the sale of the property until unpaid debts (e.g. unpaid taxes) are addressed.Civil Judgments:  If a court finds that you owe another party money (e.g. child support), this will be reflected on your credit report.Support the show Pass this podcast along to anyone you think may need to hear my words. Try not to be a gate keeper. Thanks If you would like a One on One session with me! Visit me at: www.gbroanejr.org www.gbroanejrfinancial.org Email me at: garyb@gbroanejrfinancial.org Slogan: Stop Chasing a Credit Score! Build your Credit Profile.

    7 min
  5. Credit Chronicles: Unlocking Credit Inquiries

    03/06/2024

    Credit Chronicles: Unlocking Credit Inquiries

    An inquiry is recorded whenever your credit report is “pulled” (i.e. viewed) by another party, such as a lender, credit card company, service provider, landlord, or insurer. Credit inquiries remain on your credit report for up to 2 years, and each can temporarily result in a slight dip in your overall credit standing. If you wish, you can opt out from allowing companies to look at your credit report without your permission.  This will simply remove your name and contact information from the lists that credit bureaus sell banks so that they can send people pre-approved credit card offers. Support the show Pass this podcast along to anyone you think may need to hear my words. Try not to be a gate keeper. Thanks If you would like a One on One session with me! Visit me at: www.gbroanejr.org www.gbroanejrfinancial.org Email me at: garyb@gbroanejrfinancial.org Slogan: Stop Chasing a Credit Score! Build your Credit Profile.

    6 min
  6. Credit Chronicles: Decoding Your Credit History

    02/28/2024

    Credit Chronicles: Decoding Your Credit History

    "Join me on 'Credit Chronicles' as I unravel the fascinating tale told by your credit history. In this segment, I break down the key elements, from payment timelines to credit utilization, providing a clear understanding of how your financial past shapes your present and future. Explore the nuances of closed accounts, public records, and inquiries, gaining insights that empower you to navigate the world of credit with confidence. Whether you're a financial novice or a seasoned pro, 'Credit Chronicles' simplifies the complexities of credit history, helping you unlock the secrets within your report. Tune in to decode your financial journey and embark on a path towards credit enlightenment." Support the show Pass this podcast along to anyone you think may need to hear my words. Try not to be a gate keeper. Thanks If you would like a One on One session with me! Visit me at: www.gbroanejr.org www.gbroanejrfinancial.org Email me at: garyb@gbroanejrfinancial.org Slogan: Stop Chasing a Credit Score! Build your Credit Profile.

    9 min
  7. Credit Chronicles: Unlocking the Power of Personal Information

    02/21/2024

    Credit Chronicles: Unlocking the Power of Personal Information

    In the intricate world of personal finance, your credit report serves as a crucial document that wields significant influence over various aspects of your financial life. Join us on "Credit Chronicles" as we delve into the importance of personal information within your credit report. This podcast aims to demystify the complexities surrounding credit reports, shedding light on why these seemingly mundane details play a pivotal role in shaping your financial destiny. From loan approvals to interest rates, job opportunities to housing options, your credit report is the silent narrator of your financial story. We'll explore how credit scores are calculated, the impact of timely payments, and the repercussions of credit missteps. Uncover strategies to build and maintain a healthy credit profile, and learn how personal information becomes the cornerstone of financial trust in the eyes of lenders, employers, and more. Whether you're a financial novice or a seasoned expert, "Credit Chronicles" is your go-to guide for understanding the profound significance of personal information in the world of credit. Tune in as we unravel the intricacies of credit reporting, empower you with knowledge, and help you navigate the path towards financial success. Support the show Pass this podcast along to anyone you think may need to hear my words. Try not to be a gate keeper. Thanks If you would like a One on One session with me! Visit me at: www.gbroanejr.org www.gbroanejrfinancial.org Email me at: garyb@gbroanejrfinancial.org Slogan: Stop Chasing a Credit Score! Build your Credit Profile.

    9 min
  8. Money & Relationships

    02/14/2024

    Money & Relationships

    Slogan: Stop Chasing a Credit Score! Build your Credit Profile.   Welcome to Mentally financial with Gary B. AkA Uncle G "Money & Relationships Feb 14, 2024" I'm glad you are taking the time to take your finances serious. On my show I talk about things that a real life money struggles. I don't bite my tongue I tell you what I went thru to get to financial relaxation. Here are the topic talked about on this episode: 1. Building a Solid Financial Base 2. Budgeting as a Couple 3. Setting Financial Goals Together 4. Communication Strategies 5. Addressing Challenges I encourage you the listeners to start your journey of financial planning for a resilient marriage & Relationship with your partner. Support the show Pass this podcast along to anyone you think may need to hear my words. Try not to be a gate keeper. Thanks If you would like a One on One session with me! Visit me at: www.gbroanejr.org www.gbroanejrfinancial.org Email me at: garyb@gbroanejrfinancial.org Slogan: Stop Chasing a Credit Score! Build your Credit Profile.

    13 min
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About

💸 Feeling stressed about money, bills, debt, or just trying to survive in today’s economy? Join me on the Mentally Financial podcast for real conversations about everyday financial struggles and realistic ways to work through them. No fake “get rich quick” talk — just simple, honest discussions about budgeting, financial stress, paycheck-to-paycheck living, credit, debt, and trying to build a better life one step at a time. ⏱️ Real talk in 10 minutes or less💡 Practical tips for real people living real life If you’re trying to protect your peace, reset your mindset, and improve your relationship with money, this podcast is for you. “I live the life, I do the research, you just got to follow. — Uncle G”  #MentallyFinancial #FinancialTherapy #MoneyManagementPodcast

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