This UnBee-Lievable Life

Nikki Davis

The local expert and best friend that you didn’t know you needed! Evansville, IN, Realtor, Magazine Editor, Wedding Expert, Artist, and Hobby Farmer Nikki Davis takes you along for the ride as she navigates the ups and downs of being an introverted, networking centric small business owner in Midwestern Life. Ask her just about anything…

  1. 12/21/2023

    Episode 98: Fairway’s Clint Bender talks lending buyer and seller programs

    Fairway's Clint Bender talks lending buyer and seller incentive programs including: "Buy & Save Program No payments for up to 90 days for buyer -Sellers or realtor can offer this to buyers where they can pay up to the first 3 payments for a buyer. -Good for renters that can’t get out of a lease and are in the last couple payments OR seller can offer this if they can’t move until 30 days or so after closing. -Any loan type (Conv/FHA/VA/USDA)   Temp buydowns (We did a podcast about this earlier in the year. Have been doing these for a while.)  -Seller or buyer can pay to lower the monthly payment -We can do these with ANY loan type (Conv/FHA/VA/USDA) -Can do a 1 year, 2 yr. or 3 yr. buydown -1 yr.---rate is bought down 1% for first year. 2 yr.—rate is bought down 2% first year and 1% the second year. 3 yr.—rate is bought down 3% the first year, 2% the second year, 1% the third year. Lock it & list it -A seller can offer a below market fixed rate to potential buyers before they were to list a property. Builders are doing this but sellers can do this as well. -Seller can lock in an interest rate for a buyer BEFORE putting the home on the market -Fixed rate. No temporary buydown -Preapproval w cash guarantee Other podcast highlights: -Demand will pick up. Multiple offer situations will start back again. Need to put your best offer forward. -We can do a TBD underwrite on these and can offer the seller a cash guarantee that the loan will not fall thru. If for some reason it does, Fairway will purchase the home and become the backup offer. We were able to win a couple homes for clients using this in 2023. -Seller can choose NOT to accept the cash guarantee and accept a $10k check from Fairway before relisting."

    17 min
  2. 12/07/2023

    Episode 97: Marcia & Melissa from Junior Achievement talk ”Why JA?” and about the JA JobSpark program

    Marcia Forston, President and CEO with Junior Achievement of Southwestern Indiana and Melissa Bassemier, Senior Marketing Manager with Junior Achievement of Southwestern Indiana tell us all about Junior Achievement of Southwestern Indiana – "At Junior Achievement, we believe in 'possible."  Each day, we work to help young people discover what’s possible in their lives.  We do this by helping them connect what they learn in school with life outside the classroom.  We let them know its possible to invest in their future, to gain a better understanding of how the world works, and to pursue their dreams.  We show them that it’s possible for tomorrow to be a better day.  Junior Achievement’s proven lessons in financial literacy, work and career readiness, and entrepreneurship are shown to positively impact the lives of young people. These lessons align with national and state educational standards and are delivered to millions of students across the country with the help of our education partners and volunteers from the local community. Research shows that JA Alumni are more likely to have a college degree, feel confident managing money, have career success, and have started a business as an adult.    Junior Achievement is where business and education meet. For more information on Junior Achievement of Southwestern Indiana visit: swindiana.ja.org

    21 min

Ratings & Reviews

5
out of 5
3 Ratings

About

The local expert and best friend that you didn’t know you needed! Evansville, IN, Realtor, Magazine Editor, Wedding Expert, Artist, and Hobby Farmer Nikki Davis takes you along for the ride as she navigates the ups and downs of being an introverted, networking centric small business owner in Midwestern Life. Ask her just about anything…