First Time Property Investor

Imtiyaz Rather
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Australia's most brutally honest property podcast—no fluff, no BS, just real talk. Your unfiltered property trio breaking down the toxic myths, mistakes, and outdated advice in real estate. Expect raw takes, insider strategies, and a few controversial opinions along the way. Hosted by: Property Manager Skye Taylor, Buyers Agent Peter Theodorou, and Mortgage Broker Imtiyaz Rather, giving you the no-holds-barred perspective from every angle. If you want to go from property rookie to Boomer-level overconfidence (minus the bad decisions), hit play.

  1. New Year, New Podcast! Pivoting From Debunking Toxic Property To Mentoring First (and Second) Time Property Investors

    FEB 4

    New Year, New Podcast! Pivoting From Debunking Toxic Property To Mentoring First (and Second) Time Property Investors

    Welcome to the First Time Property Investor Podcast! In this reboot episode, the hosts unveil their exciting new direction, transitioning from the 'Toxic Property' podcast to the 'First Time Property Investor' podcast, or FTPI for short. They discuss the motivation behind the rebrand, aiming to cater specifically to first-time and relatively new property investors. The hosts emphasise the importance of realistic expectations, financial choice over financial freedom, and the value of having the right mentor to navigate the complexities of property investment. They share personal experiences, notable lessons, and future content plans, which include educational deep dives, real client stories, and region-specific insights. Join the journey as they strive to be the mentors they wish they had and help new investors make informed, strategic decisions. 00:00 Exciting Rebrand Announcement 00:57 Target Audience and New Focus 02:12 The Importance of Mentorship 03:04 Financial Choice vs. Financial Freedom 04:23 Realistic Property Investment Goals 07:21 Content and Client Stories 08:54 Personal Investment Journeys 14:46 Conclusion and Future Plans

    16 min
  2. EP34 - Real Estate Reality Check: Three Expensive Lessons We Learned The Hard Way (So You Don't Have To)

    11/30/2025

    EP34 - Real Estate Reality Check: Three Expensive Lessons We Learned The Hard Way (So You Don't Have To)

    With over 15 property purchases between them, our hosts share hard-earned lessons from their property investment journeys. From avoiding emotional investments and having a solid debt strategy, to diversifying your portfolio, they spill the beans on the costly mistakes they've made - saving you potentially hundreds of thousands of dollars. Featuring personal stories and practical advice, this episode is a must-listen for anyone serious about jumping into property investment. 00:00 Introduction 00:41 Lesson 1 10:27 Lesson 2 21:44 Lesson 3 29:07 Toxic Takes Connect with us ⁠Imtiyaz Rather⁠ - Principal Mortgage Broker 🤓 -⁠⁠⁠⁠ ⁠Hack Mortgages⁠ ⁠⁠⁠⁠⁠⁠⁠Skye Taylor⁠ - Director 💅 - ⁠⁠⁠⁠⁠Taylored Property Management⁠ ⁠⁠⁠⁠⁠⁠⁠Peter Theodorou⁠ - Buyers Agent 🕺 - ⁠⁠⁠⁠⁠Mindset Property⁠⁠

    31 min
  3. EP33 - Rents Are Going Down: What You Need To Know To Protect Your Investment

    11/08/2025

    EP33 - Rents Are Going Down: What You Need To Know To Protect Your Investment

    Rental Yields Under Pressure: Strategies for Property Investors in a Changing MarketThe podcast episode discusses the unexpected decline in rental yields and provides actionable advice for property investors to protect their investments. Key topics include the definition and importance of rental yield and vacancy rates, the impact of current market changes on rents, and the importance of strategic pricing. With input from industry experts, the episode emphasises the need for realistic rental appraisals, understanding the media narrative versus on-ground realities, and adopting a long-term perspective. The discussion also covers the implications of affordability on the rental market and offers guidance on securing quality tenants.00:00 Introduction: Rents Are Going Down!00:46 Understanding Rental Yields02:41 Vacancy Rates and Market Dynamics06:48 Pricing Strategies for Landlords14:51 Media Narratives vs. Market Reality19:02 Investor Insights and Property Trends28:14 Conclusion and Final Thoughts Connect with us ⁠Imtiyaz Rather⁠ - Principal Mortgage Broker 🤓 -⁠⁠⁠⁠ ⁠Hack Mortgages⁠ ⁠⁠⁠⁠⁠⁠⁠Skye Taylor⁠ - Director 💅 - ⁠⁠⁠⁠⁠Taylored Property Management⁠ ⁠⁠⁠⁠⁠⁠⁠Peter Theodorou⁠ - Buyers Agent 🕺 - ⁠⁠⁠⁠⁠Mindset Property⁠⁠

    30 min
  4. EP32 - Unmasking Auction Price Guides: The Truth Behind the Strategy

    11/02/2025

    EP32 - Unmasking Auction Price Guides: The Truth Behind the Strategy

    Price guides for properties are often misleading and can create unrealistic expectations for buyers. In this episode, the hosts take listeners through a recent live auction involving a mutual client. They explain why most bidders were unable to place a bid and share strategies on how to secure a home in a hot market. The episode covers pre-auction preparation, including client expectations, property valuations, and managing nerves. The hosts also discuss the psychology of auctions, including dealing with ego bidders and setting the right opening bid to control the auction. The episode wraps up with insights on avoiding common pitfalls and ensuring successful property purchases even in competitive markets.00:00 The Problem with Price Guides00:21 Client Case Study: Pre-Auction Preparation12:58 Understanding Auction Day Dynamics18:02 The Auction: Strategy and Execution25:59 Post-Auction Reflections and Key Takeaways28:00 Final Thoughts and Advice Connect with us ⁠Imtiyaz Rather⁠ - Principal Mortgage Broker 🤓 -⁠⁠⁠⁠ ⁠Hack Mortgages⁠ ⁠⁠⁠⁠⁠⁠⁠Skye Taylor⁠ - Director 💅 - ⁠⁠⁠⁠⁠Taylored Property Management⁠ ⁠⁠⁠⁠⁠⁠⁠Peter Theodorou⁠ - Buyers Agent 🕺 - ⁠⁠⁠⁠⁠Mindset Property⁠⁠

    31 min
  5. EP31 - First Home Guarantee Scheme Changes: Insights From The Front Line

    10/22/2025

    EP31 - First Home Guarantee Scheme Changes: Insights From The Front Line

    This episode dives deep into the first two weeks of the First Home Guarantee Scheme changes - the imminent property price surge, increasing open house attendances, and fierce competition among first home buyers and investors alike. We discuss strategic tips for navigating the competitive market, from shortening finance clauses to staying realistic about rental yields. Hear firsthand accounts of current market dynamics and gain insights into effectively preparing for your property journey.00:00 Introduction to the First Home Guarantee Scheme Changes00:55 Current Market Observations from a Buyer's Agent04:50 Navigating Competitive Offers and Finance Clauses08:56 Tenant Market Shifts and Landlord Realities10:53 Investor Insights and Market Dynamics18:10 The Importance of Speed in Loan Applications26:56 Final Thoughts and Key Takeaways Connect with us ⁠Imtiyaz Rather⁠ - Principal Mortgage Broker 🤓 -⁠⁠⁠⁠ ⁠Hack Mortgages⁠ ⁠⁠⁠⁠⁠⁠⁠Skye Taylor⁠ - Director 💅 - ⁠⁠⁠⁠⁠Taylored Property Management⁠ ⁠⁠⁠⁠⁠⁠⁠Peter Theodorou⁠ - Buyers Agent 🕺 - ⁠⁠⁠⁠⁠Mindset Property⁠⁠

    29 min
  6. EP30 - Selling Season (Part 5): Using The LOANS Framework To Get Finance Ready

    10/11/2025

    EP30 - Selling Season (Part 5): Using The LOANS Framework To Get Finance Ready

    Delving into part five of the selling season series, this episode explores crucial steps to get finance ready using the LOANS framework: Live Clean, Organize Evidence, Affordability Check, Nail the Structure, and Secure Pre-Approval. The discussion covers managing financial hygiene, gathering necessary documents, matching borrower profile to suitable lenders, choosing appropriate loan structures, and the significance of obtaining a fully assessed pre-approval. Insights into common pitfalls and practical tips for smooth loan approval are provided by finance, property, and real estate experts.00:00 Introduction to Getting Finance Ready00:43 Step 1: Live Clean08:02 Step 2: Organise Evidence16:41 Step 3: Affordability Check23:08 Step 4: Nail the Structure32:33 Step 5: Secure the Pre-Approval40:48 Final Thoughts and Contact Information Connect with us ⁠Imtiyaz Rather⁠ - Principal Mortgage Broker 🤓 -⁠⁠⁠⁠ ⁠Hack Mortgages⁠ ⁠⁠⁠⁠⁠⁠⁠Skye Taylor⁠ - Director 💅 - ⁠⁠⁠⁠⁠Taylored Property Management⁠ ⁠⁠⁠⁠⁠⁠⁠Peter Theodorou⁠ - Buyers Agent 🕺 - ⁠⁠⁠⁠⁠Mindset Property⁠⁠

    43 min
  7. EP29 - Selling Season (Part 4): Nine Things You Need To Know About Negotiation

    10/01/2025

    EP29 - Selling Season (Part 4): Nine Things You Need To Know About Negotiation

    Mastering Property Negotiation: 9 Essential Tips for Buyers In part four of our spring selling season series, we delve into the art of negotiation with nine key strategies for buying a property. Learn how to read an agent's energy, leverage conditions, use silence to your advantage, and understand the best timing for placing an offer. Discover the importance of odd numbers in bids, the power of a heartfelt letter, and how to utilise pest and building inspections for negotiation. Finally, uncover the benefits of gaining access prior to settlement and the best ways to communicate with agents. Your ultimate guide to property negotiation starts here! Connect with us ⁠Imtiyaz Rather⁠ - Principal Mortgage Broker 🤓 -⁠⁠⁠⁠ ⁠Hack Mortgages⁠ ⁠⁠⁠⁠⁠⁠⁠Skye Taylor⁠ - Director 💅 - ⁠⁠⁠⁠⁠Taylored Property Management⁠ ⁠⁠⁠⁠⁠⁠⁠Peter Theodorou⁠ - Buyers Agent 🕺 - ⁠⁠⁠⁠⁠Mindset Property⁠ ⁠ 00:00 Introduction to Spring Selling Season Series 00:19 Reading the Agent's Energy 03:33 Understanding Conditions in Offers 09:18 The Power of Silence in Negotiation 11:43 Timing Your Offer Submission 13:03 Calling the Agent for Insights 16:44 Negotiating with Different Agents 19:45 The Importance of Transparency in Real Estate 20:14 The Power of Odd Numbers in Offers 24:08 Endearing Yourself to the Vendor 27:06 Negotiating Building and Pest Inspections 34:02 Access Prior to Settlement 36:25 Key Takeaways and Final Thoughts

    40 min
  8. EP28 - Selling Season (Part 3): Mastering The Private Treaty Process

    09/26/2025

    EP28 - Selling Season (Part 3): Mastering The Private Treaty Process

    This week the trio breaks down private treaty sales: what they are, the key steps, and crucial strategies for success. Learn about negotiating behind closed doors compared to auctions, setting realistic budgets, and ensuring your offer stands out. Discover the importance of building relationships with agents, understanding contract conditions, and navigating valuation challenges. Gain insights into common red flags, effective communication tactics, and how to avoid common pitfalls. Expect raw takes, insider strategies, and a few controversial opinions along the way. 00:00 Introduction to Spring Selling Season 00:16 Understanding Private Treaty Sales 01:13 Steps in the Private Treaty Process 03:38 Making an Offer and Negotiation Tactics 14:57 Conditions and Red Flags in Private Treaty 26:06 Valuation and Settlement Process 35:56 Final Thoughts and Toxic Takes Connect with us ⁠Imtiyaz Rather⁠ - Principal Mortgage Broker 🤓 -⁠⁠⁠⁠ ⁠Hack Mortgages⁠ ⁠⁠⁠⁠⁠⁠⁠Skye Taylor⁠ - Director 💅 - ⁠⁠⁠⁠⁠Taylored Property Management⁠ ⁠⁠⁠⁠⁠⁠⁠Peter Theodorou⁠ - Buyers Agent 🕺 - ⁠⁠⁠⁠⁠Mindset Property⁠⁠

    37 min
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About

Australia's most brutally honest property podcast—no fluff, no BS, just real talk. Your unfiltered property trio breaking down the toxic myths, mistakes, and outdated advice in real estate. Expect raw takes, insider strategies, and a few controversial opinions along the way. Hosted by: Property Manager Skye Taylor, Buyers Agent Peter Theodorou, and Mortgage Broker Imtiyaz Rather, giving you the no-holds-barred perspective from every angle. If you want to go from property rookie to Boomer-level overconfidence (minus the bad decisions), hit play.

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