Triple Da Money

Triplets
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  • Investing

Triple Da Money is a personal finance podcast built for young adults. Each episode covers the topics that matter most to your financial future: investing, saving, budgeting, and building wealth from the ground up. 

Episodes

  1. 22h ago

    Your Guide To Success: Trade, Business, or College — Get Rich Quick

    One year feels like a deadline when you’re 17 and everyone keeps asking what you’re doing next. We start with that exact panic and then do what most career advice skips: we put real numbers and real trade-offs on the table so the decision stops feeling like pure vibes.  We compare three routes young adults actually consider: a college degree, trade school with an apprenticeship, and starting a business. We talk college timelines, why you’re typically negative cash flow for years, and how community college can dramatically cut the cost while giving you space to explore majors. Then we shift to skilled trades like electrician, plumber, HVAC, welder, and even elevator technician, including what “paid to learn” really means and why committing early can be both the strength and the risk.  Finally, we get honest about entrepreneurship. The upside can be huge, but the downside is deeper than most people admit: you fund it yourself, you teach yourself, and half of businesses fail within five years. We also call out the trap that kills momentum fast, bouncing between “new” ideas instead of committing long enough to learn from the market.  We wrap with the questions that actually choose the path for you: time, money, difficulty, whether you’ll hate the daily work, and whether you’re decisive enough to start. If this helped, subscribe, share it with a friend who’s stressed about their future, and leave a review. Which path are you leaning toward right now?

  2. Jul 23

    50% of Americans Fall for This “Free Money” Trick

    What if someone handed you a card that could buy Chipotle, Uber rides, clothes, and almost anything else—without using your own money? It feels like a free-money trick, but it’s actually the credit card trap that keeps millions of Americans paying for purchases long after they’re forgotten. In this episode, Brandon receives his first “magic card” and quickly discovers how credit cards really work. We break down credit card interest, minimum payments, cash advances, credit scores, and how a $2,000 spending spree can turn into $3,400—and take nearly eight years to repay. You’ll learn:  Why minimum credit card payments are so dangerous  How credit card interest keeps debt growing  Why cash advances can immediately cost you money  When to pay off debt instead of investing  How to use your first credit card without getting buried  The difference between building credit and building debt If you’re a teenager, young adult, student, or getting your first credit card, watch this before you swipe it.

  3. Jul 16

    THE CREDIT SCORE GAME: HOW TO BEAT THE FINANCE BROS AT THEIR OWN GAME

    One three-digit number decides whether you pay less than everyone else or more for the exact same life. Most people ignore their credit score until it costs them. By then they are already losing thousands in higher interest rates, larger deposits, and worse loan terms. We break down exactly how the 300 to 850 scoring system works and why banks, landlords, and car dealers trust it more than anything you say. Here is what we cover: The five factors that move your score and which one matters mostWhy no credit history is just as dangerous as bad creditThe secured credit card move that builds credit without debtHow bad credit quietly drains tens of thousands across loans and depositsA five step checklist to protect your score starting todayYour credit score is your financial reputation. Build it early and it saves you money for decades. Ignore it and you pay extra for everything. Subscribe, share this with a friend who is "cooked" financially, and leave a review telling us what part of the credit score game you want us to break down next.

  4. Jul 9

    Celebrities Go Broke Because They Don't Know This

    If someone handled your workouts by feeding you pizza and calling it “recovery,” you’d fire them fast. Yet a lot of people treat financial advice exactly that way, trusting confident voices who look official while their money quietly goes backwards. We use a simple personal trainer analogy to map out the three kinds of financial guidance you’ll run into and why only two of them actually help you build wealth over time.  We also dig into why this matters even if you are smart, motivated, and making good money. Stories like Nicolas Cage losing a fortune and the real scams behind The Wolf of Wall Street aren’t just celebrity drama, they’re reminders that incentives and oversight matter. From YouTubers to “a friend who’s into investing,” the core question is always the same: are they helping you win, or do they get paid whether you win or not? That’s where the fiduciary standard comes in, along with our second filter: real results beat smart-sounding jargon every time.  Then we run the numbers on what feels like a tiny cost: a 1% annual fee. Over decades, that “small” percentage can add up to hundreds of thousands of dollars in lost compounding, even when the advisor puts you in the same index fund you could buy yourself. We close with the crockpot approach to investing: automate contributions, pick a diversified low-fee index fund or target date fund, let it rebalance, and stay calm through market swings, plus when it actually makes sense to pay for a truly great, fee-only fiduciary advisor.  If you got value from this, subscribe, share it with a friend who’s choosing an advisor, and leave a review. Who do you trust for money advice right now, and have you ever checked how they get paid?

  5. Jun 25

    Want Elon Money? Stop Falling for This

    Your brain loves the “safe” choice, and the market punishes it more often than you think. We grab a hypothetical time machine and make the kinds of decisions that feel obvious in the moment then reveal what really happened when history played out. From the 2000 NFL draft (Courtney Brown vs a “skinny fat” quarterback named Tom Brady) to the 1984 NBA draft (Sam Bowie vs Michael Jordan), we watch rational logic turn into legendary regret.  Then we jump to investing and replay 2007, when BlackBerry looked unbeatable and Apple’s keyboard-less iPhone got laughed at. We also dig into two stories that aren’t about missing the winner at all, but about getting fooled by something that was never real: Theranos and Nikola. It’s a blunt reminder that hype, glossy press, and a good demo video are not the same as working technology or a durable business.  The emotional gut punch is Amazon. We follow a $5,000 investment through brutal drops including a 94% crash, another major decline, and the 2008 financial crisis then compare what happens if you sell versus hold. That sets up the core takeaway for long term investing: picking the right company is hard, but holding through volatility is the real filter. We end with the data on why only a small slice of stocks drives most market gains, why even pros struggle to beat the market, and why a simple index fund can be the cheat code for passive investing and wealth building. If this hit home, subscribe, share it with a friend who stock picks, and leave a review with the biggest investing lesson you’ve learned.

  6. Jun 11

    Why You Shouldn't Buy OpenAI, SpaceX, or Anthropic Stock

    A $3 Laboo Boo from Goodwill sounds like a silly flex until it turns into the cleanest investing lesson we know: the same thing people overpay for at peak hype often shows up later at a steep discount. That’s exactly how we think about IPO investing, especially when everyone starts yelling that SpaceX, OpenAI, and Anthropic are about to go public and “regular people” can finally get in. We walk through what an initial public offering actually is, why it feels like an important purchase opportunity, and why that feeling can be dangerous. By the time a company reaches the public market, venture capitalists, hedge funds, and insiders have often been in for years at far better prices. We also unpack the famous first-day “IPO pop” and the uncomfortable truth behind it: even if the average pop exists, high-speed traders and institutional access mean retail investors often buy after the jump, not before it. Then we get concrete. We talk Rivian’s meteoric run and brutal fall, GoPro’s hype cycle, and what those stories teach about valuation, expectations, and paying today for profits that may or may not ever arrive. We also share why broad index funds and long-term investing often beat chasing the hottest IPOs, plus our simple rule for handling the next blockbuster listing: wait at least a year, let the hype cool, and judge the business on real numbers. If you’ve ever felt FOMO on an IPO, hit play, then subscribe, share the episode with a friend who loves “can’t miss” stocks, and leave a review. What’s the most hyped investment you’ve ever regretted buying?

  7. May 28

    WHAT RABBIT SEX TAUGHT US ABOUT MONEY

    We almost invested in a cartoon moose. Instead we learned the secret rich people don't want you to know - and it involves rabbits doing what rabbits do. In this video we break down: Why your money needs to be multiplying like rabbits RIGHT NOWThe $500/month habit that turns into $57 millionThe 3 funds that do all the work for youThe fee trap that steals 25 cents of every dollar you makeIf you're 17 and nobody has taught you this yet, this video is for you. If you're older and still don't know this, no judgment. Watch anyway. $1,000 invested in Apple in 2007 = $200,000 today. You're welcome. Subscribe to Triple The Money. We're 17 and we might know more than your financial advisor. 🐰💰

  8. May 14

    $50 TO $100,000: CRYPTO VS BETTING VS STOCKS

    What if your next $50 decided whether you stay broke… or actually build wealth? Sports betting. Crypto. Stocks. Every guy our age is chasing one of them right now. One side says: Go all in. Take risks. Flip your money fast. The other side says: Most people lose chasing “easy money” and never realize the apps are designed to keep them addicted. In this episode we debate: Crypto vs sports betting vs stocks Why fast money is so addictive How betting apps and crypto trigger dopamine The real reason young guys feel financially trapped Why people keep chasing huge wins The truth about getting rich young Investing vs gambling What actually gives you the best chance to win long term Would you risk your last $50?

  9. Apr 30

    STOP BUYING CARS TO IMPRESS PEOPLE (REAL COST INSIDE)

    That new car smell is costing you more work hours than any dealership will ever admit. We convert your monthly car payment into actual work hours so you see exactly what you are trading.  We cover the costs most buyers ignore: Instant depreciation the moment you drive off the lotHigher insurance on new modelsWhat happens to that big payment if your income changesWe also break down the social media car culture lie, why looking rich and being financially secure are two completely different things. Then we flip the question: what happens to your future if you invest the price difference instead? A car is a tool. The people who treat it that way build wealth. The people who treat it as a status symbol fund someone else's profit. Subscribe, share this with someone currently shopping for a car, and drop a review telling us what you would do with the money you save by going used.

  • 9 Episodes

About

Triple Da Money is a personal finance podcast built for young adults. Each episode covers the topics that matter most to your financial future: investing, saving, budgeting, and building wealth from the ground up. 

Information

  • Creator
    Triplets
  • Years Active
    2026
  • Episodes
    9
  • Rating
    Explicit
  • Copyright
    © 2026 Triple Da Money
  • Show Website
    Triple Da Money