TSB Money Matters The Savings Bank

Join me, Ally Houghton, as I explore the often-neglected fortress of life insurance with experts Joe Scurio and Wayne Demers. Together, we dissect the intricacies of protecting your business's future and the livelihoods that depend on it. We kick off with a deep dive into the world of buy-sell agreements, revealing how these can be the lifeline for a business in navigating the stormy seas of an owner's untimely death. Joe offers an eye-opening perspective on the hurdles of loan procurement in...

Discover how to conquer the often-bewildering world of purchasing your first home with insights from Jeff D'Alessandro and Mario Giamei of the Savings Bank, whose First Time Homebuyers Program has been demystifying the process since 1993. With their expertise, we peel back the layers of securing a mortgage with terms that are refreshingly accessible—imagine nudging the door to homeownership open with just an 11% down payment and no PMI in sight. Our exchange brings to light how the bank's loc...

Unlock the secrets to effective cash flow management with commercial lending mavens Ed Fitzgerald and Mike Rossetti, who join us to illuminate the often-overlooked art of leveraging business finances. Engage with a discussion that promises to transcend the mere numbers and delve into the strategic advantages of savvy loan utilization, from weathering the unpredictability of seasonal business cycles to securing a lifeline for unforeseen expenditures. We navigate the complexities of working cap...

Unlock the full potential of your business finances with expert insights from Mike Rosetti and Ed Fitzgerald, our commercial department gurus. This episode of TSB Money Matters serves as your key to understanding why separating personal and commercial accounts is crucial for precise tax and expense tracking. We delve into the multitude of online banking tools designed to work in harmony with platforms such as QuickBooks, ensuring you have round-the-clock access to your financial data and the ...

Navigating the tumultuous waters of personal finance can seem daunting, especially for high schoolers on the brink of adulthood. Host Ally Houghton, teamed up with Representative Ryan Hamilton on TSB Money Matters to discuss the transformative potential of House Bill 4199. This bill isn’t just a piece of legislation; it's a lifeline to financial competency for the Commonwealth's youth. We reminisce about our own educational paths, marked by a void in financial mentorship, and weigh the heavy ...