Two Cents Together

Two Cents Together is a personal finance podcast hosted by Amol Desai, CFP®, CFA, founder of Perceptive Wealth Advisors, a firm serving first-generation Indian immigrants and mid-career professionals navigating money in the U.S. Amol and his co‑host, longtime friend Devendra Kulkarni, share thoughtful, practical conversations about earning, saving, investing, taxes, and big life decisions, with stories that reflect the realities of first‑generation households and busy professionals balancing careers and young families. Instead of jargon or hot takes, Amol focuses on clear frameworks, cultural nuance, and actionable steps so listeners can make confident decisions, avoid common pitfalls, and build long‑term wealth on their own terms. Whether you’re a first‑generation Indian immigrant or a professional looking for a trusted guide, Two Cents Together gives you the context, clarity, and perspective to align your money with the life you want. Disclosure: The content presented here is for informational and educational purposes only. We make no representations as to the informational accuracy, completeness, suitability or validity of the information presented. The audience should always consult their own tax, financial or legal professional for advice specific to their situation. The information herein is not intended to be a substitute for qualified professional advice and should not be construed as such.