Unconditional

SMS Law

Property law can be tricky to understand. Craig Mason from SMS Law shares his top tips and interviews fellow industry professionals to pull back the curtain on the conveyancing process. If you are buying, selling or investing in property, this podcast show is for you.

Episodes

  1. Unconditional Guest Interview - Codie Richter from Loan Market

    11/12/2025

    Unconditional Guest Interview - Codie Richter from Loan Market

    About This Episode: In this episode, Craig Mason interviews Codie Richter, a finance broker from LoanMarket, to discuss the intricacies of financial guidance for homebuyers and investors. Codie shares her journey in the finance industry, the importance of pre-approval for first-time buyers, and strategies for leveraging equity in property investments. The conversation also touches on the evolving landscape of financing, including government schemes and technological advancements that are shaping the future of property finance. Who Should Listen: Whether you're a first-time homebuyer or a seasoned investor, discover how a finance broker can help you achieve your property goals with confidence. Tune in to learn more about the benefits of pre-approval, the importance of strategic financial planning, and how to make informed decisions in today's competitive market. Don't miss this opportunity to gain valuable knowledge and take the stress out of securing your dream home. How to Contact Codie: https://broker.loanmarket.com.au/codie-richter Chapters: 00:00 Introduction to Financial Guidance 03:29 Codie's Journey in Finance 06:24 Navigating the Home Buying Process 09:29 Understanding Pre-Approval and Its Importance 12:41 Investment Strategies for First-Time Buyers 15:25 Opportunities for Business Owners 18:29 Future Trends in Financing and Technology 21:41 Personal Insights and Recommendations Keywords: smslaw, unconditional, loanmarket, finance, mortgage broker, home buying, first-time buyers, investment strategies, financial guidance, property market, pre-approval, business owners, technology in finance.

    24 min
  2. Unconditional Guest Interview - Adam Byrne from Design Finance and Wealth

    08/01/2025

    Unconditional Guest Interview - Adam Byrne from Design Finance and Wealth

    About This Episode: In this episode of the Unconditional Podcast, we delve into the crucial role of mortgage brokers in navigating the complex world of property finance. Join us as Adam Byrne from Design Finance and Wealth shares his insights on how partnering with a mortgage broker can simplify financial concepts, provide specialised advice, and offer negotiating power. Who Should Listen: Whether you're a first-time homebuyer or a seasoned investor, discover how a mortgage broker can help you achieve your property goals with confidence. Tune in to learn more about the benefits of pre-approval, the importance of strategic financial planning, and how to make informed decisions in today's competitive market. Don't miss this opportunity to gain valuable knowledge and take the stress out of securing your dream home. Takeaways: • Partnering with a mortgage broker simplifies complex financial concepts. • Pre-approval is crucial in a competitive property market. • Understanding conditional approval can expedite the buying process. • First-time buyers should connect with brokers 12-18 months in advance. • Accessing equity can fund investment properties effectively. • Proper loan structuring maximises tax benefits for investors. • Brokers can assist with more complex investment strategies. • Collaboration with financial advisors enhances client outcomes. • Experience in the field leads to better negotiation power. • A good broker provides access to a variety of lenders and products. How to Contact Adam: https://designfinanceandwealth.com.au/ https://designfinanceandwealth.com.au/contact-us/ Chapters: 00:00 Introduction to Mortgage Broking 01:57 The Role of a Mortgage Broker 03:42 Importance of Pre-Approval 09:50 Understanding Conditional Approval 12:23 When to Connect with a Mortgage Broker 14:16 Accessing Equity for Investment 18:06 Assisting Property Investors and Developers 20:06 The Value of Expertise in Mortgage Broking Keywords: mortgage broker, financial advice, pre-approval, property finance, investment properties, equity access, home buying, financial planning, mortgage process, real estate, smslaw, designfinanceandwealth

    26 min
  3. Unconditional Guest Interview - Arch Downie - Leadership and Mindset Coach

    06/16/2025

    Unconditional Guest Interview - Arch Downie - Leadership and Mindset Coach

    About This Episode: In this Unconditional episode, Craig Mason and Leadership & Mindset Coach, Arch Downie, discuss the importance of mindfulness and focus during the stressful process of buying and selling property. Arch shares insights on managing emotions, the necessity of a supportive team, and techniques to enhance mindfulness throughout the transaction process. They explore the emotional challenges buyers and sellers face, practical strategies to navigate these challenges, and the significance of having a clear plan. Who Should Listen: If you are looking to buy or sell property and are thinking about the best ways to handle the journey ahead, this episode is for you. Share it with family and friends who are buying and selling to support them through the ups and downs that lie ahead. Chapters: 00:00 Mindfulness in Property Transactions 02:52 Understanding the Stress of Buying and Selling 07:14 Practical Strategies for Buyers 13:12 Navigating the Selling Process 17:10 Enhancing Mindfulness During Transactions Contact Arch: From personalised goal setting to building resilience, Arch's leadership and mindset coaching programs can empower you with confidence and self-awareness. https://www.archdownie.com.au/⁠ Keywords: mindfulness, property buying, selling strategies, emotional intelligence, real estate, stress management, decision-making, property market, negotiation, home buying tips.

    24 min
  4. Unconditional Guest Interview - Denise Golding - Wayfinder Buyer's Agency

    03/27/2025

    Unconditional Guest Interview - Denise Golding - Wayfinder Buyer's Agency

    About This Episode: In this episode, Craig and Denise Golding discuss the significant advantages of partnering with a buyer's agent during the property buying process. Denise shares her journey into the buyer's agency, the importance of due diligence, and how buyer's agents can simplify the experience for clients. They also explore the concept of off-market properties and the critical steps to navigate the unconditional stage of contracts, emphasising the need for thorough preparation and collaboration with professionals in the field. Who Should Listen: If you are looking to buy property soon, this is the episode for you. Share it with family and friends who are about to buy their first property, as these tips will help them avoid costly mistakes. Chapters: 00:00 Introduction to Buyer's Agents 03:42 Denise Golding's Journey in Real Estate 06:44 The Advantages of Using a Buyer's Agent 09:38 Understanding Off-Market Properties 12:47 Navigating the Unconditional Stage of Contracts 15:37 The Role of a Buyer's Agent in the Settlement Process 18:46 Personal Insights and Mantras 21:45 Conclusion and Contact Information How to Contact Denise: https://wayfinderagency.com.au/denise-golding/ +61 408 403 355 denise@wayfinderagency.com.au Key Takeaways: Buyer's agents provide expertise and negotiation skills.The property market is more sophisticated than ever.Buyers can save significant time by using a buyer's agent.Off-market properties offer unique opportunities.Due diligence is crucial to avoid potential pitfalls.The buying process should be enjoyable and stress-free.Collaboration with professionals enhances the buying experience.Understanding the unconditional stage is vital for buyers.Personalised service can make a significant difference.

    25 min

About

Property law can be tricky to understand. Craig Mason from SMS Law shares his top tips and interviews fellow industry professionals to pull back the curtain on the conveyancing process. If you are buying, selling or investing in property, this podcast show is for you.