Underestimated

Collette Divitto

A podcast full of LIFE, business, relationships, (especially mother-daughter), challenges, triumphs, supports, and LAUGHS. Many people wonder what my life is really like and this podcast will take you into that! We will also have guest friends/family (one’s that are fun!)

  1. 4일 전

    ABLE Accounts Help People With Disabilities Save, Work & Build Businesses

    Rosemary and Collette focus on how ABLE accounts help people with disabilities save money without losing SSI/SSDI, Medicaid, or other benefits. They explain the outdated $2,000 asset limit in personal bank accounts, that ABLE accounts can hold up to $100,000 (with discussion of a possible increase), and that contributions—including from employers—can be used for qualified expenses such as housing and other essentials. They share how Collette, a 35-year-old entrepreneur with Down syndrome, used an ABLE account to start and grow Collettey’s Cookies, live independently, and later obtain an SBA loan, while also helping an employee set up an ABLE account. Collette discusses her businesses, books, hiring and employment barriers, and promotes cookie flavors, ordering, and live social media shows.   Visit https://colletteys.com/   Topics 02:03 Collette’s Work and Books 04:11 Why ABLE Accounts Matter 06:13 Rules Limits and Savings 09:20 Using ABLE to Build Business 13:24 ABLE Americans and Employees 16:31 Fixing Outdated Benefit Rules 20:15 Jobs Disability Hiring Gap 24:27 Rosemary’s Early Advocacy 25:53 Homeschooling Tutors and School 30:11 Fire Bad Teachers 30:30 High Vs Low Expectations 30:58 Work Hard Play Hard 32:05 Cookie Company Plug 32:55 Signature Flavors Rundown 35:54 New Cookies And Feedback 40:24 Where To Buy And Contact 42:12 Wedding Plans And Duties 44:20 Pivoting With Live Shows 46:58 Meeting Big Influencers 48:43 Producer Orders Cookies 49:21 Wrap Up And Social Links

  2. 2025. 11. 26.

    The Adventures of Collette Continue

    In this episode, Collette and her mom Rosemary discuss various personal and professional milestones. The co-host expresses feelings of jealousy towards Blake's seemingly perfect life, touching on themes of love and happiness. The conversation shifts to Collette's busy schedule as the holiday season approaches, with her company gearing up for an intense period of cookie orders. Collette shares insights into her health regimen, including Tai Chi and various supplements, which help her maintain her energy levels. They briefly discuss their recent adventures in New York City, including an appearance on the Tamron Hall Show and attending a Rangers game. Future plans and aspirations, such as expanding the cookie business and developing a documentary about Collette's life, are also touched upon. They conclude by celebrating Collette's recognition as one of the 10 Outstanding Young Leaders and promote her holiday gift packages.   Topics 00:34 Collette's Personal Life and Relationships 01:43 Holiday Season and Cookie Business 04:58 Daily Routine and Health Practices 07:12 Injuries and Training 08:26 Book Releases and Lulu the Bulldog 11:31 Tamron Hall Show Experience: https://youtu.be/6HaSCrZnWy0?si=_YLPWQ-F4J3R3M7o 17:53 Brad Lee Podcast and Business Insights 25:24 Morning Show Appearances 25:41 Discussing Talk Show Hosts 26:10 TV Series and Jeremy Renner 28:02 Documentary Project 31:27 Fundraising and Family Involvement 37:53 Maid of Honor Duties 44:21 Weight Loss Journey 48:23 Holiday Cookie Business

  3. 2025. 03. 26.

    Entrepreneurship, Disability & the Muffin Mystery

    Collette and Rosemary discuss various topics including their recent activities, entrepreneurship, and advocacy for people with disabilities. They share updates about Collette's bustling week filled with company tours for individuals with disabilities and the visit of a German film crew documenting her work. The conversation also explores the challenges and misconceptions surrounding disability and entrepreneurship, particularly in different countries. Collette and Rosemary delve into personal anecdotes, such as Collette's experiences with her aide in school, and the significant impact of guardianship laws on their lives. Moreover, they highlight the importance of meaningful employment for individuals with disabilities and Collette’s mission to change perceptions. The episode is peppered with discussions about their new children's book inspired by their late bulldog, Lulu, and its heartwarming theme. Ending on a lighter note, they discuss their love for live music, their favorite TV shows, and plan for future podcasts to continue their advocacy and storytelling.   Documentary on Collette (trailer): https://youtu.be/KJrgtnjw5Ug?si=-fXYGk3rZmn3_OCJ THEY SAID: World Down Syndrome Day 2025: https://youtu.be/XNE4F1YaRj0?si=UiNNqrlPnvGAvnfk   Topics 00:48 Busy Week Recap 01:26 Property Tour and Cookie Baking 03:23 German TV Documentary 08:04 Muffin Story and School Memories 17:04 Guardianship Challenges 24:11 Understanding Proxies and Their Uses 25:09 The Cookie Business: Why Cookies? 25:55 The Art of Baking: Perfecting Cookies 29:50 Remembering Lulu: A Beloved Bulldog 33:24 Creating a Children's Book About Lulu 34:44 Collette's Employee and His Artistic Talent 37:19 Discussing the Book: The Best Life Possible 45:39 Changing Perceptions of Disabilities 46:06 Documentary on Collette: 17% 47:53 Concluding Thoughts and Future Topics

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A podcast full of LIFE, business, relationships, (especially mother-daughter), challenges, triumphs, supports, and LAUGHS. Many people wonder what my life is really like and this podcast will take you into that! We will also have guest friends/family (one’s that are fun!)