HFS PODCASTS

HFS

HFS PODCASTS extract a real and unfiltered view of business operations and the world today and in the future. Watch or listen now, in order to be updated with the latest insights from senior HFS analysts and enterprise leaders.

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    Unfiltered Stories | HFS Research and EY: The evolving landscape of commercial banking

    This conversation between HFS and EY explores the digital acceleration of commercial banking, the impact of AI, and how EY supports banks in modernizing legacy systems, navigating geopolitical uncertainty, and building scalable, future-ready platforms. Key discussion points included: The discussion highlighted why commercial banking has historically lagged behind retail in digital transformation—and how that’s rapidly changing due to evolving customer expectations and the demand for streamlined, data-driven treasury experiences.EY assists commercial banks in their modernization efforts by integrating digital strategy, UX redesign, and core system upgrades with deep risk and regulatory expertise.The conversation also examined how geopolitical volatility is increasing the need for strategic banking support, with commercial banks uniquely positioned to guide clients through uncertain times.AI emerged as a central theme—viewed as transformational but still in its early stages—with EY advising clients to focus on connected, high-impact use cases rather than isolated pilot initiatives.The session concluded with a forward-looking perspective on embedded finance, digital assets, and the evolving role of commercial banks as key enablers of client growth and agility. Commercial banks must accelerate their digital and AI transformation efforts—starting with pragmatic, high-value use cases—while leveraging their unique position to support clients through economic and geopolitical uncertainty. Rather than waiting for perfect data or systems, banks should prioritize building scalable platforms that integrate automation, AI, and user-centric design. Partnering with firms like EY can help bridge the gap between strategy, technology, and compliance to stay competitive and future ready. Learn more about this Horizons report to see how service providers help commercial banks across the globe embrace innovation and realize value across three distinct Horizons: https://www.hfsresearch.com/research/hfs-horizons-the-best-service-providers-for-commercial-banks-2025/

    12 min
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    Unfiltered Stories | Blurring the lines: How Mindsprint is driving CPG and Retail purposeful convergence

    In this episode of HFS Unfiltered Stories, Ashish Chaturvedi sits down with Nitesh Mirchandani, Chief Business Officer at Mindsprint, to unpack how the convergence of CPG brands and retailers is redefining go-to-market strategies across industries. From AI-first delivery models and outcome-based engagements to real-time supply chain visibility, the conversation reveals how Mindsprint is helping enterprises in food, agriculture, retail, and consumer goods adapt and thrive in an increasingly fluid ecosystem. Together, they explore critical insights around GenAI adoption, omnichannel customer experience, and the industry's accelerated shift toward services-as-software, highlighting what it truly takes to unlock agility and competitive advantage. Key Takeaways: Convergence of CPG and Retail is strategic: Mindsprint sees the blurring lines between retailers and CPG brands as a growth opportunity, unlocking richer CX, new revenue streams, and operational leverage. GenAI must be business aligned to succeed: Over 40% of AI initiatives fail not because of cost but because of poor alignment with business goals. Mindsprint takes an outcome-first approach to maximize AI ROI. Data-driven product innovation and omnichannel CX are top priorities: Enterprises are doubling on real-time analytics and AI-led personalization to accelerate product launches, improve loyalty, and streamline supply chains. The shift to Services-as-Software is accelerating: The market is proactively moving to subscription-based, outcome-driven engagement models, which give clients flexibility, speed, and co-innovation partnerships. Watch now to learn how bold execution and AI-aligned strategy are reshaping the future of enterprise services. Learn more about this Horizons report to see how service providers are helping their clients embrace innovation and realize value: https://www.hfsresearch.com/research/hfs-horizons-intelligent-retail-and-cpg-ecosystems-2025/

    11 min

À propos

HFS PODCASTS extract a real and unfiltered view of business operations and the world today and in the future. Watch or listen now, in order to be updated with the latest insights from senior HFS analysts and enterprise leaders.