Unlocking Your Financial Future

BA Schrock Financial Group
  • 5.0 (4)
  • Investing

Financial and retirement guidance with Ben Schrock of BA Schrock Financial Group in Wadsworth, Ohio. Also serving the Cleveland and Akron areas. This podcast will help you learn important financial concepts that allow you to retire with confidence.

  1. Aug 10

    Market Talk: Understanding Volatility and Risk (Part 1)

    Market declines can feel risky, but short-term volatility and long-term investment risk are not necessarily the same thing. In Part 1 of this two-part market discussion, Ben and Keith examine some key elements that often influence investment decisions. They also explain how a disciplined strategy can help investors respond to changing markets without trying to predict every high and low.   Here’s some of what we discuss in this episode: 📉 Volatility and Risk: Short-term declines are not automatically long-term danger 📈 Opportunity Risk: Avoiding markets can carry high costs 💵 Inflation Risk: Returns must outpace rising living costs ⚖️ Portfolio Rebalancing: Market movement can create strategic opportunities 🌊 Managing Volatility: Discipline can help smooth the investment experience 🧠 Emotion vs. Logic: Fear can lead investors toward harmful decisions   For more, visit us online: https://baschrock-fg.com/

  2. Feb 26

    2026 State of the Markets: What’s Really Driving Stocks?

    Markets can look calm on the surface while powerful forces build underneath. In this episode, Ben and Keith step back from the day-to-day noise and examine the bigger structural trends shaping the investment landscape. They dig into how professional forecasters are positioning for the year ahead, what scenarios could surprise investors, and why disciplined strategy matters more than reacting to headlines. Here’s some of what we discuss in this episode: 📈 Earnings Power: Profits justify elevated valuations 💵 Consumer Strength: Spending still driving growth 🤖 AI Disruption: Productivity up, jobs pressured 🌍 Trade Noise: Tariffs loud, impact limited 🔌 Energy Demand: Data centers fueling growth 💻 Digital Currency: Asset class, not currency   For more, visit us online: https://baschrock-fg.com/

  3. 12/18/2025

    The AI Boom, Hidden Debt, and What Markets May Be Missing with Keith Lockwood (Part 2)

    The AI boom has driven headlines, soaring valuations, and a lot of excitement in the markets, but what might be getting overlooked along the way? In Part 2 of this conversation, Ben and CIO Keith Lockwood step back to discuss how debt, market structure, and investor behavior can quietly shape risk during fast-moving trends. Want to make more informed decisions in an AI-driven market? Tune in to hear what others may be missing. Here’s some of what we discuss in this episode: 🤖 AI Valuations: rapid growth pushing market expectations 💳 Debt Risk: borrowing fueling AI expansion 📉 Hidden Debt: off-balance-sheet exposure increasing volatility 🧭 Portfolio Positioning: managing risk through diversification 📊 Future Trends?: There may be regulation and market shifts ahead   For more, visit us online: https://baschrock-fg.com/

  4. 12/04/2025

    Market Performance Review: S&P, Tech Stocks, and Preparing for 2026 with Keith Lockwood (Part 1)

    In this episode, Ben and Chief Investment Officer Keith Lockwood break down the major forces shaping today’s financial markets, from the rise of AI and big tech to the evolving role of the Federal Reserve. They explore how these trends are impacting investors, jobs, and economic outlooks as we approach 2026. Don’t miss this episode if you want to stay ahead of the curve and make smarter financial decisions in a rapidly changing landscape.   Here’s some of what we discuss in this episode: 📊 Market Bifurcation: why headline performance hides what’s happening underneath 📉 Yield Curve & The Fed: what inversion means—and what it doesn’t 🤖 AI & Employment: how automation is reshaping the job market 🎯 The Fed’s Mandate: inflation, employment, and their current dilemma 📈 Rate Expectations: what rate cuts (or no cuts) could mean for markets   For more, visit us online: https://baschrock-fg.com/

  5. 11/26/2025

    Inside Ashland Basketball with Head Coach John Ellenwood & Forward Maceo Williams (Part 2)

    In this episode, we dive back into the world of Ashland University basketball with Coach John Ellenwood and standout forward Maceo Williams. They share how college athletics has evolved and the challenges of recruiting and retaining talent. It’s a candid look at leadership, discipline, and teamwork beyond the scoreboard. Tune in for powerful insights on how coaches and players adapt in an ever-changing college sports landscape.   Here’s some of what we discuss in this episode: 🏅 Career Highlights: standout stats and leadership moments 🤝 Recruiting Challenges: finding the right cultural fit 🔁 Player Retention: building loyalty through connection 🎯 Team Goals: shared purpose for the season ahead ⚖️ College Basketball Today: balancing competition and character   Learn more about the Ashland University Eagles: https://goashlandeagles.com/sports/mens-basketball    For more, visit us online: https://baschrock-fg.com/

  6. 11/13/2025

    Inside Ashland Basketball with Head Coach John Ellenwood & Forward Maceo Williams (Part 1)

    In the first part of this two-part conversation, we get to know Ashland University Eagles Forward Maceo Williams and Head Men’s Basketball Coach John Ellenwood: their backgrounds, goals for the upcoming season, and what makes the Ashland experience so special. You’ll hear candid reflections on balancing academics and basketball, the impact of strong mentorship, and the determination it takes to thrive both on and off the court.   Here’s some of what we discuss in this episode: 🏀 Maceo’s Journey: How Maceo became one of Ashland’s top athletes 👀 Coach’s Perspective: What Coach Ellenwood looks for in a player beyond stats and highlights 🕒 Life of a Student-Athlete: Balancing classes, practices, film study, and personal life 🤝 Asking for Help: The underrated skill that leads to success on and off the court 🔥 Motivation: Lessons in discipline, leadership, and lifelong teamwork   Learn more about the Ashland University Eagles: https://goashlandeagles.com/sports/mens-basketball     For more, visit us online: https://baschrock-fg.com/

  7. 10/30/2025

    Sky’s the Limit: How Aviation & Balloons Are Elevating Wadsworth

    Wadsworth, Ohio, is soaring thanks to a unique partnership between aviation enthusiasts and community leaders. In this episode, Ben is joined by Mike Bowser, a retired USAF pilot and President of Inspire Aviation, and Tom Strong, organizer of Balloons Over Wadsworth. Together, they share how two grassroots efforts have evolved into major community events that fuel economic growth, inspire the next generation of aviators, and bring thousands of people together every year.   Here’s some of what we discuss in this episode: 💵 Economic Impact: how local aviation events are driving growth in Wadsworth 🎓 STEM Outreach: inspiring young minds through hands-on aviation programs ⚙️ Aviation Challenges: workforce shortages and opportunities for skilled trades 🚀 Future Vision: expansion plans, partnerships, and continued community engagement 🙌 Get Involved: volunteering, sponsorships, and ways to support aviation education   Resources for this episode: Learn more about Inspire Aviation: https://www.inspireaviation.org/ Learn more about Balloons Over Wadsworth: https://www.balloonsoverwadsworth.com/   For more, visit us online: https://baschrock-fg.com/

  8. 10/02/2025

    The One Big Beautiful Bill: What Retirees Need to Know (Part 2)

    The “One Big Beautiful Bill” may be a mouthful, but it brings major changes for retirees. In this follow-up episode, Ben and Kaitlin dive deeper into how the new tax law impacts retirement planning strategies. They discuss expanded standard deductions for those over 65, the long-term effects on required minimum distributions (RMDs), and how Roth conversions can help manage future taxes.   Here’s some of what we discuss in this episode: 📊 Updates to tax brackets and standard deductions 🕰️ Why today’s tax moves affect future RMDs 🔄 Roth conversion opportunities under OBBB ⚖️ Key considerations like SALT deductions and legislative changes 💡 Why a personalized plan is important for long-term retirement success   For more, visit us online: https://baschrock-fg.com/

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About

Financial and retirement guidance with Ben Schrock of BA Schrock Financial Group in Wadsworth, Ohio. Also serving the Cleveland and Akron areas. This podcast will help you learn important financial concepts that allow you to retire with confidence.

Information

  • Creator
    BA Schrock Financial Group
  • Years Active
    2021 - 2026
  • Episodes
    150
  • Rating
    Clean
  • Copyright
    © Copyright Ben Schrock 2026
  • Show Website
    Unlocking Your Financial Future