Up Your Average

Gimbal Financial
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Up Your Average is the “no nonsense” podcast made for interesting people who think differently. Learn to navigate your life with unconventional wisdom by tuning in to Keith Tyner and Doug Shrieve every week.

  1. 1D AGO

    74: Hall of Fame Leadership Lessons from Coach Mark Richt

    In this episode of Up Your Average, Keith and Doug sit down with Hall of Fame college football coach Mark Richt to talk about the leadership principles that carried him through one of the most competitive environments in sports. Coaching at the highest level of college football, Richt learned quickly that even the best leaders only win a little more than half the time. If the greatest coaches make the Hall of Fame at around a 65% win rate, how do leaders maintain confidence, identity, and perspective when things don’t go their way? Mark shares common-sense leadership lessons about handling criticism, separating your identity from your job, and leading people with character and clarity. Whether you're leading a team, running a business, managing investments, or guiding your family, these insights apply far beyond football. If you're looking for practical leadership wisdom from someone who has led at the highest level of college football, this conversation with Mark Richt delivers insights that stand the test of time. Work with us:👉 https://www.gimbalfinancial.com

    37 min

  2. MAR 2

    73: Build Unshakable Self-Confidence in 8 Weeks with Steve Haines

    What if your self-confidence could increase 60–70% in just eight weeks? In this episode, Caleb and Libbi take a deep dive into the Dale Carnegie Course with Steve Haines to learn why high performers continue investing in personal development decades after achieving financial success. Self-confidence isn’t personality—it’s a skill. We explore how structured training improves communication clarity, reduces stress by up to 50%, strengthens leadership presence, and deepens relational awareness. For families managing careers, investments, and legacy planning, those soft skills often determine long-term outcomes more than raw intelligence or capital. We also discuss: Why phone distraction is eroding real connectionHow better listening improves influenceThe relationship between confidence and stress reductionWhy stepping outside your comfort zone accelerates growthThe measurable impact of communication training If you’ve built financial capital but want stronger relational capital, this conversation will challenge you to think differently about self-development. Build both financial and personal confidence by connecting with our team at Gimbal Financial:  👉 https://www.gimbalfinancial.com Start the Dale Carnegie Course for yourself by connecting with Steve Haines: 👉 https://indy.dalecarnegie.com Your portfolio matters. But so does the person managing it.

    27 min

  3. FEB 23

    72: How to Enjoy Retirement Without Running Out of Money

    How do you retire without anxiety? For high-net-worth families, retirement planning isn’t just about growing wealth—it’s about spending it wisely and confidently. In this episode of the Up Your Average, Keith and Doug unpack one of the most overlooked transitions in financial life: shifting from saving mode to spending mode. If you’ve built over $500,000 in investable assets, the question is no longer “Can I grow this?” but “Can I enjoy this—without running out?” We explore: The psychology of the spender vs saverWhy flatlining your wealth at 65 may be perfectly rationalThe difference between accumulation and decumulation strategyHow to eliminate guilt and anxiety around retirement spendingWhat worry-free retirement planning actually requires For many disciplined savers, the hardest part of retirement is giving yourself permission to spend. But you only get one retirement. The goal is not just financial security, but financial freedom. If you want a retirement income strategy built for confidence, connect with our team at Gimbal Financial. 👉 Work with us: https://www.gimbalfinancial.com

    28 min

  4. FEB 16

    71: How AI Can Fix Your Cash Flow (Before Lifestyle Creep Wins)

    Artificial intelligence is everywhere. But can AI actually help improve your cash flow, or is it just another shiny distraction? In this episode, Doug breaks down how artificial intelligence tools can be used practically to bring clarity, discipline, and efficiency to your cash flow, especially for families navigating rising income and the quiet threat of lifestyle creep. Many high-earning families don’t struggle with income—they struggle with visibility and control. As spending grows alongside success, cash flow often becomes reactive instead of intentional. We discuss how AI can help identify spending patterns, surface inefficiencies, and support better decision-making without removing the human judgment required for long-term financial planning. You’ll also learn why AI is not a replacement for wisdom, values, or a comprehensive financial strategy and how over-reliance on automation can actually accelerate lifestyle creep if left unchecked. The real power of AI lies in pairing it with a disciplined cash flow framework and experienced financial guidance. If you  want to use technology to support your financial goals, this conversation will help you think more clearly about how AI fits into your wealth strategy. 👉 Want professional guidance applying this to your own finances?Work with us at https://www.gimbalfinancial.com.

    26 min

  5. FEB 9

    70: This Generosity Strategy Can Lower Your Taxes

    Most families think about generosity emotionally—but few think about it strategically. In this episode, Keith and Caleb break down a surprising way to give generously while improving your tax planning, especially for families with significant assets. When done correctly, generosity doesn’t just improve the world around you—it can reduce taxes, preserve family wealth, and help future generations thrive. We walk through the four ways wealth is typically used over a lifetime: consumption, taxes, loss, and giving. While most people fixate on spending and investing, high-net-worth families often overlook how intentional giving can become one of the most efficient tools in their overall financial plan. You’ll learn: Why taxes are often the biggest “silent consumer” of wealthHow generosity can be structured to reduce tax dragA practical example of using tax-advantaged strategies to benefit family and future generationsWhy “giving later” is often less effective than giving intentionally todayThis is not about charity for charity’s sake. It’s about aligning your values with smart tax planning so your wealth does more than sit on a balance sheet or get lost to Uncle Sam. If you’ve ever wondered whether you can be generous and financially disciplined, this conversation will change how you think about giving. If you want help building generosity into your tax and financial plan, work with us at https://www.gimbalfinancial.com.

    27 min

  6. FEB 2

    69: What I Learned in My First Year as a Financial Advisor

    What can you really accomplish in your first year as a financial advisor? In this episode, Keith sits down with Caleb Tyner for an honest, behind-the-scenes conversation about the lessons that only come from being in the trenches—working with real families, navigating real markets, and learning what it actually takes to give meaningful financial advice. From mastering financial advisor fundamentals to learning how to communicate clearly without industry jargon, this discussion explores what surprised Caleb most during year one on the job. We talk openly about confidence, decision-making, client relationships, market volatility, and why humility and lifelong learning matter far more than having all the answers. If you’re someone thinking seriously about becoming an financial advisor, this episode offers valuable perspective on how advisors grow, how experience compounds over time, and why long-term thinking beats short-term tactics. You’ll also hear why relationship-based advising, emotional discipline, and clear communication are essential when helping families steward wealth across decades, not just market cycles. If you’re looking for thoughtful, long-term financial guidance, work with us at https://www.gimbalfinancial.com.

    32 min

  7. JAN 26

    68: Hate Your Job? It Might Be Overpaying You

    Most people believe their worst job was a waste of time. The low pay. The long hours. The frustration. The feeling of being stuck. But what if the job you hated was actually overpaying you? In this episode, Keith and Doug take a candid look at the lessons learned from the worst jobs we’ve ever had—from fast food counters to hotel front desks—and why those experiences quietly shaped skills that paid dividends for decades. This is not a motivational speech. It’s a practical reframing of work, training, and long-term value that especially matters if you’ve ever thought, “I hate my job” or “This can’t be it.” You’ll hear why: A paycheck is often the least valuable part of a jobThe worst roles frequently deliver the best trainingEarly work experiences build empathy, discipline, and perspectiveLearning to think long-term matters more than short-term income This conversation is especially relevant for families, professionals, and parents guiding young adults through early career decisions and for anyone building wealth with intention, not just income. If you’re thinking beyond today’s job and toward a more intentional financial future, we’d love to help. → Work with us: https://www.gimbalfinancial.com

    30 min

  8. JAN 19

    67: How to Master Cash Flow in 2026 (And Why It Matters)

    Cash flow is more than a budgeting exercise—it is the reality check that determines whether your money is truly supporting the life you want to live. In this episode, Doug walks through a comprehensive guide to cash flow, breaking it down into practical, real-world terms for families navigating career transitions, major purchases, retirement planning, or simply trying to create more financial margin. From wages and business income to taxes, expenses, investments, and giving, cash flow reveals not just where your money goes but what it values. You will learn why you should review your cash flow every year, how cash flow impacts net worth, why memories and experiences matter just as much as numbers, and how to use cash flow as a tool for better communication with your spouse and family This episode introduces a simple framework for evaluating money in, money out, and net cash flow—along with practical steps you can implement in under 90 minutes using tools you already have. If you want help turning your cash flow into long-term financial stability, we would love to talk. 👉 Work with us: https://www.gimbalfinancial.com

    27 min
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Ratings & Reviews

5
out of 5
5 Ratings

About

Up Your Average is the “no nonsense” podcast made for interesting people who think differently. Learn to navigate your life with unconventional wisdom by tuning in to Keith Tyner and Doug Shrieve every week.

Information

  • Creator
    Gimbal Financial
  • Years Active
    2024 - 2026
  • Episodes
    74
  • Rating
    Clean
  • Copyright
    © 2025 Up Your Average
  • Show Website
    Up Your Average