Wealth in Progress

Pijus Bulvinas, CFP®

Hi there! 👋 I'm Pijus, but you can call me PJ. I'm a CERTIFIED FINANCIAL PLANNER® professional and founder of Wealth & Plan. Each week, I share videos up to 15-minutes in length focused on helping busy professionals simplify their finances and make more intentional decisions with their money.

Выпуски

  1. 29 июн.

    Ep #6: Why I Started Wealth And Plan

    In today’s episode of Wealth in Progress, I share my journey from being a young kid learning about finance to starting my own firm, Wealth and Plan. I saw firsthand how my parents were turned away by financial advisors because they didn’t meet asset minimums. That moment fueled my passion to create a space where everyone is welcomed, regardless of their financial situation. At Wealth and Plan, we believe in human-to-human interaction and treating clients like family. No one should feel like they don’t have enough to seek financial guidance. ---Wealth and Plan is a Registered Investment Adviser in the state of Texas, Louisiana, and in other jurisdictions where exempt from registration. Advisory services are only offerred to clients or prospective clients where Wealth and Plan and its representatives are properly registered or exempt from registration. This video is for informational purposes only and does not constitute individualized advice or a guarantee that you will achieve a desired result. You should consult with appropriate tax and/or financial advisors for advice specific to your situation. All expressions of opinion reflect the judgment of the host/interviewee on the date of the program and are subject to change.The information presented on this post is believed to be factual and up-to-date, but we do not guarantee its accuracy and it should not be regarded as a complete analysis of the subjects discussed. Comments should not be construed as an offer to buy or sell, or a solicitation of an offer to buy or sell the investments mentioned. A professional adviser should be consulted before implementing any of the strategies discussed. Investments involve varying degrees of risk, and there can be no assurance that any specific investment or strategy will be suitable or profitable for a client’s portfolio. All investment strategies can result in profit or loss.

    14 мин.

  2. 22 июн.

    Ep #5: How Interest Rates Actually Affect Consumers

    Interest rates determine the cost of borrowing money, and they impact everything from mortgage rates to car loans. When rates rise, borrowing becomes more expensive, making big purchases daunting. But there's a silver lining: higher interest rates can mean better returns on savings accounts! Conversely, lower rates make borrowing cheaper, encouraging spending but also increasing competition in the housing market. Understanding the ebb and flow of interest rates is crucial for making informed financial decisions. Stay proactive and don't let headlines dictate your actions. ---Wealth and Plan is a Registered Investment Adviser in the state of Texas, Louisiana, and in other jurisdictions where exempt from registration. Advisory services are only offerred to clients or prospective clients where Wealth and Plan and its representatives are properly registered or exempt from registration. This video is for informational purposes only and does not constitute individualized advice or a guarantee that you will achieve a desired result. You should consult with appropriate tax and/or financial advisors for advice specific to your situation. All expressions of opinion reflect the judgment of the host/interviewee on the date of the program and are subject to change.The information presented on this post is believed to be factual and up-to-date, but we do not guarantee its accuracy and it should not be regarded as a complete analysis of the subjects discussed. Comments should not be construed as an offer to buy or sell, or a solicitation of an offer to buy or sell the investments mentioned. A professional adviser should be consulted before implementing any of the strategies discussed. Investments involve varying degrees of risk, and there can be no assurance that any specific investment or strategy will be suitable or profitable for a client’s portfolio. All investment strategies can result in profit or loss.

    14 мин.

  3. 15 июн.

    Ep #4: Retirement Planning For Young Workers

    Most planners focus on folks nearing retirement, but if you're in your 30s and 40s and thinking about retirement, it is usually best to start planning early. Your biggest advantage is time. 💡 Did you know that accessing retirement funds before age 59½ can come with penalties? Planning ahead means creating a separate bucket so you’re not stuck waiting, and understanding tax rules is key. Healthcare costs are another big piece that's usually overlooked. The real game-changer? Regular check-ins and adjusting your goals as life moves fast. Retirement isn’t a one-time plan: it's a living, breathing strategy.Worth thinking about.How are you balancing enjoying today while preparing for tomorrow?---Wealth and Plan is a Registered Investment Adviser in the state of Texas, Louisiana, and in other jurisdictions where exempt from registration. Advisory services are only offerred to clients or prospective clients where Wealth and Plan and its representatives are properly registered or exempt from registration. This video is for informational purposes only and does not constitute individualized advice or a guarantee that you will achieve a desired result. You should consult with appropriate tax and/or financial advisors for advice specific to your situation. All expressions of opinion reflect the judgment of the host/interviewee on the date of the program and are subject to change.The information presented on this post is believed to be factual and up-to-date, but we do not guarantee its accuracy and it should not be regarded as a complete analysis of the subjects discussed. Comments should not be construed as an offer to buy or sell, or a solicitation of an offer to buy or sell the investments mentioned. A professional adviser should be consulted before implementing any of the strategies discussed. Investments involve varying degrees of risk, and there can be no assurance that any specific investment or strategy will be suitable or profitable for a client’s portfolio. All investment strategies can result in profit or loss.

    14 мин.

  4. 10 июн.

    Ep #3: Are You Actually Maxing Out Your 401(k)?

    Maxing out your 401k isn’t just about hitting a number. Most think maxing out a 401k is simply setting your contribution percentage high enough, but there’s a lot more.It’s not just about your employee contributions... there are employer matches, profit sharing, and IRS limits that can boost your savings way beyond what you imagine.Did you know in 2026, if you're under age 50, you can contribute up to $72,000 if you include all sources? That’s real money you might leave on the table if you’re not aware of the IRS rules!Understanding the full picture can make a huge difference in your retirement plan.---Wealth and Plan is a Registered Investment Adviser in the state of Texas, Louisiana, and in other jurisdictions where exempt from registration. Advisory services are only offerred to clients or prospective clients where Wealth and Plan and its representatives are properly registered or exempt from registration. This video is for informational purposes only and does not constitute individualized advice or a guarantee that you will achieve a desired result. You should consult with appropriate tax and/or financial advisors for advice specific to your situation. All expressions of opinion reflect the judgment of the host/interviewee on the date of the program and are subject to change.The information presented on this post is believed to be factual and up-to-date, but we do not guarantee its accuracy and it should not be regarded as a complete analysis of the subjects discussed. Comments should not be construed as an offer to buy or sell, or a solicitation of an offer to buy or sell the investments mentioned. A professional adviser should be consulted before implementing any of the strategies discussed. Investments involve varying degrees of risk, and there can be no assurance that any specific investment or strategy will be suitable or profitable for a client’s portfolio. All investment strategies can result in profit or loss.

    16 мин.

  5. 1 июн.

    Ep #2: You're Earning More Money Than Ever Before. Now What?

    We often think that a higher income means financial freedom, but it can actually lead to new pressures and lifestyle creep. It’s easy to let that extra cash disappear into subscriptions, fancy dinners, or vacations, leaving us feeling right where we started.How do we avoid this trap? Defining *your* version of success is crucial. What does it look like for you? Maybe it’s retiring early, or being able to treat your family without a second thought.The key is knowing your ‘why’ and using money as a tool for your goals, not just for spending.So, if you’re in a place of financial growth, take a moment to appreciate your progress and align it with your true priorities. What does success mean to you? ---Wealth and Plan is a Registered Investment Adviser in the state of Texas, Louisiana, and in other jurisdictions where exempt from registration. Advisory services are only offerred to clients or prospective clients where Wealth and Plan and its representatives are properly registered or exempt from registration. This video is for informational purposes only and does not constitute individualized advice or a guarantee that you will achieve a desired result. You should consult with appropriate tax and/or financial advisors for advice specific to your situation. All expressions of opinion reflect the judgment of the host/interviewee on the date of the program and are subject to change.The information presented on this post is believed to be factual and up-to-date, but we do not guarantee its accuracy and it should not be regarded as a complete analysis of the subjects discussed. Comments should not be construed as an offer to buy or sell, or a solicitation of an offer to buy or sell the investments mentioned. A professional adviser should be consulted before implementing any of the strategies discussed. Investments involve varying degrees of risk, and there can be no assurance that any specific investment or strategy will be suitable or profitable for a client’s portfolio. All investment strategies can result in profit or loss.

    15 мин.

  6. 28 мая

    Ep #1: Wealth in Progress

    Welcome to Episode 1 of Wealth in Progress!Are you feeling behind financially? If so, you're not alone. Let's talk about the real struggles with money. You’re not broke or irresponsible; you just feel out of the loop. Many hardworking folks think everyone else has it all figured out while they’re lost in the noise of financial advice. From comparing yourself to others to feeling guilty about spending, it’s exhausting. The truth? Financial success isn’t just about math; it’s about behavior. It’s about consistency, patience, and not panicking when things go wrong. Life happens... medical bills, career changes, unexpected expenses. It’s normal! The key is to focus on making steady decisions over time without sacrificing your happiness today. Let’s embrace the financial journey together, mistakes and all. You’re in the right place to learn and grow. Visit our website www.wealthandplan.com to learn more. ---Wealth and Plan is a Registered Investment Adviser in the state of Texas, Louisiana, and in other jurisdictions where exempt from registration. Advisory services are only offerred to clients or prospective clients where Wealth and Plan and its representatives are properly registered or exempt from registration. This video is for informational purposes only and does not constitute individualized advice or a guarantee that you will achieve a desired result. You should consult with appropriate tax and/or financial advisors for advice specific to your situation. All expressions of opinion reflect the judgment of the host/interviewee on the date of the program and are subject to change.The information presented on this post is believed to be factual and up-to-date, but we do not guarantee its accuracy and it should not be regarded as a complete analysis of the subjects discussed. Comments should not be construed as an offer to buy or sell, or a solicitation of an offer to buy or sell the investments mentioned. A professional adviser should be consulted before implementing any of the strategies discussed. Investments involve varying degrees of risk, and there can be no assurance that any specific investment or strategy will be suitable or profitable for a client’s portfolio. All investment strategies can result in profit or loss.

    16 мин.
  • Выпусков: 6

Об этом подкасте

Hi there! 👋 I'm Pijus, but you can call me PJ. I'm a CERTIFIED FINANCIAL PLANNER® professional and founder of Wealth & Plan. Each week, I share videos up to 15-minutes in length focused on helping busy professionals simplify their finances and make more intentional decisions with their money.

Информация

  • Автор
    Pijus Bulvinas, CFP®
  • Годы выхода
    2 тыс.
  • Выпуски
    6
  • Ограничения
    Без ненормативной лексики
  • Авторские права
    © Pijus Bulvinas, CFP®
  • Сайт подкаста
    Wealth in Progress