Wealth on Purpose

Brian Diffily and Brian Hartmann
  • 5.0 (6)
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The Wealth on Purpose podcast is a direct source for financial planning information relevant to your life. From general investing to the emotions of building wealth as a family, you can expect to get a fun dose of the information you need to broaden your understanding of all things personal finance related. Real talk and straight forward language make this podcast easy and enjoyable to digest.

  1. Episode 34: It Is About the People: Short Client Stories Worth Hearing

    5D AGO

    Episode 34: It Is About the People: Short Client Stories Worth Hearing

    In this episode, the Granite Bridge advisor team share powerful client stories that capture the moments when thoughtful planning made a real difference in people's lives. Because at the end of the day, great financial planning is about a lot more than the dollars and cents. Key Topics: High earners with maxed-out accounts still feel insecure when their financial pieces aren't coordinated Owning the right financial products without understanding them leaves clients feeling unsettled and underserved Consistent advisor attention and clear answers matter just as much as having the right accounts in place The best financial planning goes beyond managing money; it's about helping the person behind the plan Families expecting a financial windfall benefit most from starting the planning conversation early Life insurance on adult children can protect a third generation's share of inherited wealth Multi-generational wealth transfer requires more than legal documents and good investments to hold together Annual family meetings keep financial intentions, communication, and relationships aligned across generations Inherited wealth, even among close-knit families with the best intentions, often erodes without structured guidance Connect with us:  Jason Rausch, CFA, CFP® Brian Diffily Brian Hartmann, CFP® Visit our website: Granite Bridge Wealth

    32 min
  2. Episode 33: FIRE: Financial Independence Retire Early

    MAR 18

    Episode 33: FIRE: Financial Independence Retire Early

    Retiring is a goal of everyone. Retiring early requires purposeful planning. In this episode of Wealth on Purpose, Hosts Brian Diffily and Brian Hartmann break down FIRE (Financial Independence Retire Early), the three types of FIRE, what it truly takes to get there, and the blind spots that can derail even the best-laid plans. Key Topics: FIRE (Financial Independence Retire Early) is a philosophy requiring extreme discipline, not a standard retirement strategy Three FIRE categories exist: lean fire, fat fire, and barista fire, each with different lifestyle and savings expectations Achieving FIRE typically demands saving 50 to 75% of your income, far beyond the average household's 8 to 10% Only 1% of Americans retire in their forties, making FIRE an outlier even among early retirees Tax bucket strategy matters for FIRE savers, since retirement accounts like 401ks can't be accessed without penalty before 59 and a half Blind spots like inflation, healthcare costs, and longevity can quietly erode a FIRE plan over decades Retiring at 40 could mean planning for 50 or more years of living expenses, requiring continued portfolio growth 81% of documented FIRE retirees return to some form of work within four years, often due to loss of purpose and identity Defining your FIRE number and committing to an aggressive savings rate are the first steps toward making it a real plan Couples need open communication about retirement timing, since financial readiness doesn't always align between spouses Connect with us:  Brian Diffily Brian Hartmann, CFP® Visit our website: Granite Bridge Wealth

    30 min
  3. Episode 32: AI in the Advisor’s Chair – How Artificial Intelligence Adds to the Financial Planning Experience

    FEB 4

    Episode 32: AI in the Advisor’s Chair – How Artificial Intelligence Adds to the Financial Planning Experience

    Come listen in on how AI is earning its spot as (more than) a hired hand in comprehensive financial planning. The addition of AI is more of a "reframing" than a "replacing" as it relates to enhancing the human experience of the client/advisor relationship. Key Topics: AI serves as a tool to enhance advisor-client relationships, not replace human judgment Note-taking technology allows advisors to stay fully present during client meetings Tax return analysis through AI reveals inefficiencies and opportunities within minutes Technology helps advisors overcome creative blocks when developing client content and presentations Stress testing portfolios with AI ensures strategies align with specific client goals AI predicted to match the smartest human by late 2026, then all humanity combined Behavioral risk detection may help advisors identify client concerns before they surface Future planning could move beyond broad rules to highly individualized strategies Three or four-day work weeks may arrive within five years due to AI efficiency Connect with us:  Brian Diffily Brian Hartmann, CFP® Visit our website: Granite Bridge Wealth

    33 min
  4. Episode 31: Rise Above the Averages - Prepare for Retirement Using Customization

    12/17/2025

    Episode 31: Rise Above the Averages - Prepare for Retirement Using Customization

    Why preparing the right way for retirement is crucial. While some base their entire retirement on universal averages, be the family that tailors their retired years that calibrates specifically to you. Key Topics: The growing wave of retirements across America and the surprising number of people who feel unprepared. Common reasons cited for lack of preparedness, like inflation and debt, and why personal planning matters more than averages. Why general financial advice and “average” statistics rarely apply to individual situations. A real client story illustrating the importance of personalized planning over generic benchmarks. How small, consistent financial actions can lead to long-term progress and stability. The turning point when organization and clarity transform scattered financial accounts into a true plan. The difference between having a portfolio and having a plan for using it in retirement. Why retirement planning should be customized, flexible, and reviewed regularly. The value of aligning financial assets with life goals, family priorities, and lifestyle choices. Encouragement to organize and plan now for peace of mind and lasting confidence in retirement. Connect with us:  Brian Diffily Brian Hartmann, CFP® Visit our website: Granite Bridge Wealth

    34 min
  5. Episode 30: Charitable Giving Done Right: DAFs, IRAs, and Planning With Purpose

    12/03/2025

    Episode 30: Charitable Giving Done Right: DAFs, IRAs, and Planning With Purpose

    The guys of the Wealth on Podcast share smart charitable giving starts BEFORE you write the check.  From Donor Advised Funds to Qualified Charitable Distributions, make the most out of your generosity. Key Topics: Why charitable giving matters and why most Americans give inefficiently The benefits of tax-efficient giving through donor-advised funds How appreciated assets can be donated to maximize impact and reduce taxes Using donor-advised funds during high-income or windfall years Strategies for incorporating multi-generational giving and family involvement How qualified charitable distributions work for retirees age seventy and a half and older Why QCDs can reduce taxable income and satisfy required minimum distributions Practical steps for choosing legitimate and aligned charities Connect with us:  Brian Diffily Brian Hartmann, CFP® Visit our website: Granite Bridge Wealth

    31 min
  6. Episode 29: 7 Common Financial Planning Mistakes and How To Avoid Them

    10/22/2025

    Episode 29: 7 Common Financial Planning Mistakes and How To Avoid Them

    Discover the 7 most common mistakes investors make in their financial planning — and how to avoid them. In this episode, we break down the missteps that can quietly derail wealth building, from timing the market to overlooking tax strategies. Tune in for clear, practical insights that will help you protect your portfolio and make smarter, more confident financial decisions. Key Topics: The seven biggest financial planning mistakes people make and how to avoid them. Why “just having a number” is not a financial plan. The truth about cash flow and how it shapes your financial freedom. Overestimating returns and the danger of believing in average performance. Understanding taxes as one of your biggest lifetime expenses. Why protection planning through insurance, estate, and legal documents is an act of love. The myth of one-dimensional investing and why diversification matters. How “set it and forget it” can quietly wreck a financial plan. The role of behavioral discipline in long-term investing. Turning awareness of mistakes into purpose-driven wealth decisions. Connect with us:  Brian Diffily Brian Hartmann, CFP® Visit our website: Granite Bridge Wealth

    39 min
  7. Episode 28: Let's Talk Rates, Mortgages and Real Estate Purchases with Guest Cody Ward

    10/08/2025

    Episode 28: Let's Talk Rates, Mortgages and Real Estate Purchases with Guest Cody Ward

    Dive into this episode of Wealth on Purpose, where hosts Brian Hartmann & Brian Diffily sit down with guest, Cody Ward, to unpack the ever-changing interest rate environment. Get insider insights, real stories, and actionable takeaways you can apply right away. Tune in now for a fresh perspective that challenges how you think about your next real estate purchase. Key Topics: Cody Ward’s path from Silicon Valley startups to mortgage lending How homeownership builds generational wealth The truth about Fed rate cuts versus mortgage rates Why timing the market is less important than buying the right home Planning ahead with credit, pre-approvals, and financial readiness Challenges for self-employed borrowers and the importance of documentation Common mistakes first-time homebuyers make with debt and down payments Understanding loan options beyond the traditional 30-year mortgage The value of treating mortgages as part of a holistic financial plan Connect with us:  Cody Ward Brian Diffily Brian Hartmann, CFP® Visit our website: Granite Bridge Wealth

    39 min
  8. Episode 27: The World of Alternative Investments - What, How and Why

    09/17/2025

    Episode 27: The World of Alternative Investments - What, How and Why

    In this episode of Wealth On Purpose, the Granite Bridge advisor team explores the world of alternative investments—what they are, how they differ from traditional stocks and bonds, and why investors may consider including them in a portfolio. Brian, Brian, Jason and Dalton discuss the potential benefits alternatives can provide, such as diversification, risk management, and opportunities for enhanced returns, while also highlighting the role they can play in building more resilient long-term investment strategies. Key Topics: What alternative investments are and how they differ from traditional stocks and bonds Types of alternatives, including crypto, commodities, hedge funds, private equity, and real estate How risk tolerance shapes which alternatives may fit into a portfolio The role of liquidity, lockup periods, and the concept of an illiquidity premium Using alternatives as a hedge through low correlation with traditional assets Why private equity and real estate are gaining attention as diversification tools How market conditions and rising correlations drive demand for alternatives Time horizons, accessibility, and unique investment stories in the alternative space Cost considerations, management fees, and the value of professional expertise Key client questions when discussing allocation to alternatives Connect with us:  Jason Rausch Dalton Heffel Brian Diffily Brian Hartmann, CFP® Visit our website: Granite Bridge Wealth

    34 min
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5
out of 5
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About

The Wealth on Purpose podcast is a direct source for financial planning information relevant to your life. From general investing to the emotions of building wealth as a family, you can expect to get a fun dose of the information you need to broaden your understanding of all things personal finance related. Real talk and straight forward language make this podcast easy and enjoyable to digest.

Information

  • Creator
    Brian Diffily and Brian Hartmann
  • Years Active
    2024 - 2026
  • Episodes
    34
  • Rating
    Clean
  • Copyright
    © Wealth on Purpose. All Rights Reserved.
  • Show Website
    Wealth on Purpose