Wealth Strategies Unleashed

Concenture Wealth Management
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Wealth Strategies Unleashed turns complex money decisions into clear, actionable steps to help you build, protect, and enjoy your wealth, brought to you by Concenture Wealth Management.  https://concenturewealth.com/The information contained herein is intended to be used for educational purposes only and is not exhaustive. Diversification and/or any strategy that may be discussed does not guarantee against investment losses but are intended to help manage risk and return. If applicable, historical discussions and/or opinions are not predictive of future events. The content is presented in good faith and has been drawn from sources believed to be reliable. The content is not intended to be legal, tax or financial advice. Please consult a legal, tax or financial professional for information specific to your individual situation. This work is powered by Concenture Wealth Management. Registered Representative of Sanctuary Securities Inc. and Investment Advisor Representative of Sanctuary Advisors, LLC. Securities offered through Sanctuary Securities, Inc., Member FINRA, SIPC. Advisory services offered through Sanctuary Advisors, LLC., an SEC Registered Investment Advisor. Concenture Wealth Management is a DBA of Sanctuary Securities, Inc. and Sanctuary Advisors, LLC.

  1. SEP 18

    The Hidden Cost of Working Past Age 60

    Deciding what age to retire is about weighing the hidden costs of working longer against the freedom that comes with retiring on your own terms. In this episode of Wealth Strategies Unleashed, Robert Gilliland & Karen Heider unpack the tax, health, and lifestyle tradeoffs of working past age 60, and how to build a balanced plan that supports both your wallet and your well-being.  They share ways to:  Protect yourself from sequence-of-returns risk with smart income bucket strategies Maximize your “go-go” years by aligning health, energy, and lifestyle goals with your retirement date Avoid common mindset traps like the “one-more-year loop,” paycheck safety trap, and post-career identity crisis Download the free guide that we’ve paired with this episode!  Subscribe, and leave us a review if this resonated with you!  Share it & leave us a review on Apple or Spotify!  For personalized financial guidance, schedule an intro call with our team at Concenture Wealth Management in Houston, Energy Corridor, Sugar Land, Katy, & Spring, TX. Our team of professionals can provide advice and help you navigate how to invest your wealth and plan for your retirement. We’d love to help you live out your legacy! To explore our 3-step process and services we offer click here.  The information contained herein is intended to be used for educational purposes only and is not exhaustive. Diversification and/or any strategy that may be discussed does not guarantee against investment losses but are intended to help manage risk and return. If applicable, historical discussions and/or opinions are not predictive of future events. The content is presented in good faith and has been drawn from sources believed to be reliable. The content is not intended to be legal, tax or financial advice. Please consult a legal, tax or financial professional for information specific to your individual situation. This work is powered by Concenture Wealth Management. Registered Representative of Sanctuary Securities Inc. and Investment Advisor Representative of Sanctuary Advisors, LLC. Securities offered through Sanctuary Securities, Inc., Member FINRA, SIPC. Advisory services offered through Sanctuary Advisors, LLC., an SEC Registered Investment Advisor. Concenture Wealth Management is a DBA of Sanctuary Securities, Inc. and Sanctuary Advisors, LLC.

    25 min

  2. SEP 5

    Should You Retire at Age 59.5?

    Retirement isn’t a date on a calendar; it’s a series of evolving stages. Robert Gilliland & Karen Heider walk through the three phases of retirement (Freedom, Stability, and Legacy) and the financial strategies that keep you confident at every step. They share ways to: Maximize your Freedom Years (late 50s to early 60s) with smart withdrawal strategies, Roth conversions, and healthcare planning before Medicare kicks inNavigate the Stability Stage (mid-60s to mid-70s) by optimizing Social Security timing, managing taxes, and keeping your portfolio balanced.Enter the Legacy Phase (mid-70s and beyond) with confidence by aligning estate planning, charitable giving strategies, and family communicationUse tools like donor-advised funds, qualified charitable distributions, and dynamic asset allocation to create impact and security that lastsDownload the free guide that we've paired with this episode! Subscribe, and leave us a review if this resonated with you! Share it & leave us a review on Apple or Spotify! For personalized financial guidance, schedule an intro call with our team at Concenture Wealth Management in Houston, Energy Corridor, Sugar Land, Katy, & Spring, TX. Our team of professionals can provide advice and help you navigate how to invest your wealth and plan for your retirement. We’d love to help you live out your legacy! To explore our 3-step proce The information contained herein is intended to be used for educational purposes only and is not exhaustive. Diversification and/or any strategy that may be discussed does not guarantee against investment losses but are intended to help manage risk and return. If applicable, historical discussions and/or opinions are not predictive of future events. The content is presented in good faith and has been drawn from sources believed to be reliable. The content is not intended to be legal, tax or financial advice. Please consult a legal, tax or financial professional for information specific to your individual situation. This work is powered by Concenture Wealth Management. Registered Representative of Sanctuary Securities Inc. and Investment Advisor Representative of Sanctuary Advisors, LLC. Securities offered through Sanctuary Securities, Inc., Member FINRA, SIPC. Advisory services offered through Sanctuary Advisors, LLC., an SEC Registered Investment Advisor. Concenture Wealth Management is a DBA of Sanctuary Securities, Inc. and Sanctuary Advisors, LLC.

    29 min

  3. AUG 1

    5 Signs You’re Doing Well Financially

    In this episode of Wealth Strategies Unleashed, Robert Gilliland & Karen Heider break down 5 often-overlooked signs that show you’re in a strong financial position, even if it doesn’t feel like it yet.  This episode is all about knowing where you stand, and realizing you might be in a better place than you think. Whether you’re in your peak earning years or already in retirement, the conversation explores how financial discipline in the present can give you freedom and confidence in the future. Learn practical strategies on how to: Build “muscle memory” for healthy spending so it lasts into retirementManage acceptable vs. harmful debt and why a small mortgage isn’t always badStructure cash reserves for stability, flexibility, and peace of mindMaximize Social Security and pension decisions for lifetime incomeAvoid scarcity thinking and enjoy the life you’ve worked hard to createDownload the free guide that we’ve paired with this episode! Subscribe, and leave us a review if this resonated with you! Share it & leave us a review on Apple or Spotify! For personalized financial guidance,  schedule an intro call with our team at Concenture Wealth Management in Houston, Sugar Land, Katy, & Spring, TX. We’d love to help you build your financial future! To explore our 3-step process and services we offer click here. The information contained herein is intended to be used for educational purposes only and is not exhaustive. Diversification and/or any strategy that may be discussed does not guarantee against investment losses but are intended to help manage risk and return. If applicable, historical discussions and/or opinions are not predictive of future events. The content is presented in good faith and has been drawn from sources believed to be reliable. The content is not intended to be legal, tax or financial advice. Please consult a legal, tax or financial professional for information specific to your individual situation. This work is powered by Concenture Wealth Management. Registered Representative of Sanctuary Securities Inc. and Investment Advisor Representative of Sanctuary Advisors, LLC. Securities offered through Sanctuary Securities, Inc., Member FINRA, SIPC. Advisory services offered through Sanctuary Advisors, LLC., an SEC Registered Investment Advisor. Concenture Wealth Management is a DBA of Sanctuary Securities, Inc. and Sanctuary Advisors, LLC.

    15 min

  4. JUL 24

    The 4 Levels of Retirement

    Retirement is a series of stages. In this episode of Wealth Strategies Unleashed, Robert Gilliland & Karen Heider cover what separates each of the 4 levels, and what you can do to level up no matter where you’re starting from. This episode walks through the four “levels” of retirement, and how to move from one to the next. Let’s blend practical financial strategies with behavioral insights to help you assess where you are now and create a clear plan for leveling up. We share actionable ways to: Identify which stage of retirement readiness you’re in, and the key pitfalls at eachBoost your income security through smart debt reduction, savings habits, and Social Security timingBuild a resilient income plan in the stability stage to avoid slipping backwardUse advanced planning tools like donor-advised funds, Roth conversions, and legacy strategies to maximize impact in abundanceReplace uncertainty with confidence by stress-testing your retirement plan and making stage-specific tweaksDownload the free guide that we’ve paired with this episode! Subscribe, and leave us a review if this resonated with you! Share it & leave us a review on Apple or Spotify! For personalized financial guidance,  schedule an intro call with our team at Concenture Wealth Management in Houston, Sugar Land, Katy, & Spring, TX. We’d love to help you build your financial future! To explore our 3-step process and services we offer click here. The information contained herein is intended to be used for educational purposes only and is not exhaustive. Diversification and/or any strategy that may be discussed does not guarantee against investment losses but are intended to help manage risk and return. If applicable, historical discussions and/or opinions are not predictive of future events. The content is presented in good faith and has been drawn from sources believed to be reliable. The content is not intended to be legal, tax or financial advice. Please consult a legal, tax or financial professional for information specific to your individual situation. This work is powered by Concenture Wealth Management. Registered Representative of Sanctuary Securities Inc. and Investment Advisor Representative of Sanctuary Advisors, LLC. Securities offered through Sanctuary Securities, Inc., Member FINRA, SIPC. Advisory services offered through Sanctuary Advisors, LLC., an SEC Registered Investment Advisor. Concenture Wealth Management is a DBA of Sanctuary Securities, Inc. and Sanctuary Advisors, LLC.

    22 min

  5. JUL 10

    3 Myths About Retirement

    In this episode, Robert Gilliland & Karen Heider tackle 3 of the biggest retirement myths, and share 5 practical steps you can take to retire when you want to, with the confidence that you’re financially ready. From the false idea of a “magic number,” to the “just one more year” trap, to comparing your lifestyle with others, this conversation blends real-world planning strategies with behavioral insights so you can make informed, intentional decisions about your retirement timing. We share actionable ways to: Avoid the “one more year” mindset by planning ahead and defining how you’ll spend your time in retirementUse the right tools like budgeting, guaranteed income analysis, and safe reserves to build a sustainable planStress-test your portfolio for market volatility and sequence-of-return risk before you step away from workConsider a phased retirement or part-time work to ease the emotional and financial transitionDownload the free guide that we’ve paired with this episode! Subscribe, and leave us a review if this resonated with you! Share it & leave us a review on Apple or Spotify! For personalized financial guidance,  schedule an intro call with our team at Concenture Wealth Management in Houston, Sugar Land, Katy, & Spring, TX. We’d love to help you build your financial future! To explore our 3-step process and services we offer click here. The information contained herein is intended to be used for educational purposes only and is not exhaustive. Diversification and/or any strategy that may be discussed does not guarantee against investment losses but are intended to help manage risk and return. If applicable, historical discussions and/or opinions are not predictive of future events. The content is presented in good faith and has been drawn from sources believed to be reliable. The content is not intended to be legal, tax or financial advice. Please consult a legal, tax or financial professional for information specific to your individual situation. This work is powered by Concenture Wealth Management. Registered Representative of Sanctuary Securities Inc. and Investment Advisor Representative of Sanctuary Advisors, LLC. Securities offered through Sanctuary Securities, Inc., Member FINRA, SIPC. Advisory services offered through Sanctuary Advisors, LLC., an SEC Registered Investment Advisor. Concenture Wealth Management is a DBA of Sanctuary Securities, Inc. and Sanctuary Advisors, LLC.

    17 min

  6. JUN 12

    The Wealth Killer No One Talks About

    Bad investments get a lot of attention. But the truth is, it’s usually the smaller, everyday financial mistakes that quietly cost people far more over time. In this episode, Robert Gilliland is joined by Concenture Wealth Management’s Chief Investment Officer, Mike Alexander, to talk about how misinformation, myths, and simple inaction can quietly erode your wealth and how to stop it. They'll focus on simple, proven habits that protect and grow your financial future without chasing “hot tips” or taking unnecessary risks. Recognize the most common money myths and everyday financial trapsUse debt wisely and avoid financing lifestyle expenses that hurt long-term growthPrioritize needs over wants while still making room for future goalsHarness the power of compounding and consistent saving to build wealth over timeBuild discipline through budgeting and “treating yourself like a bill”Download the free guide that we’ve paired with this episode! Subscribe, and leave us a review if this resonated with you! Share it & leave us a review on Apple or Spotify! For personalized financial guidance,  schedule an intro call with our team at Concenture Wealth Management in Houston, Sugar Land, Katy, & Spring, TX. We’d love to help you build your financial future! To explore our 3-step process and services we offer click here. The information contained herein is intended to be used for educational purposes only and is not exhaustive. Diversification and/or any strategy that may be discussed does not guarantee against investment losses but are intended to help manage risk and return. If applicable, historical discussions and/or opinions are not predictive of future events. The content is presented in good faith and has been drawn from sources believed to be reliable. The content is not intended to be legal, tax or financial advice. Please consult a legal, tax or financial professional for information specific to your individual situation. This work is powered by Concenture Wealth Management. Registered Representative of Sanctuary Securities Inc. and Investment Advisor Representative of Sanctuary Advisors, LLC. Securities offered through Sanctuary Securities, Inc., Member FINRA, SIPC. Advisory services offered through Sanctuary Advisors, LLC., an SEC Registered Investment Advisor. Concenture Wealth Management is a DBA of Sanctuary Securities, Inc. and Sanctuary Advisors, LLC.

    13 min

  7. MAY 29

    Proof You Can Buy Time

    Robert Gilliland is joined by Concenture Wealth Management’s Chief Investment Officer, Mike Alexander, to explore two powerful concepts: the time value of money and the money value of time—and how mastering both can help you buy back more of your life. This episode blends financial strategy with practical life balance. The goal? Make smarter choices now that give you more freedom later. We share actionable ways to: Apply the time value of money to maximize long-term compounding and future wealthRecognize the money value of time and when outsourcing frees you for higher prioritiesBalance saving for tomorrow with living fully today without overspending or over-savingUse your “discount window” wisely at every stage of life, from your 20s to your 60sAvoid common mistakes that steal both time and money, like lifestyle debt or poor allocation of resourcesDownload the free guide that we’ve paired with this episode! Subscribe, and leave us a review if this resonated with you! Share it & leave us a review on Apple or Spotify! For personalized financial guidance,  schedule an intro call with our team at Concenture Wealth Management in Houston, Sugar Land, Katy, & Spring, TX. We’d love to help you build your financial future! To explore our 3-step process and services we offer click here. The information contained herein is intended to be used for educational purposes only and is not exhaustive. Diversification and/or any strategy that may be discussed does not guarantee against investment losses but are intended to help manage risk and return. If applicable, historical discussions and/or opinions are not predictive of future events. The content is presented in good faith and has been drawn from sources believed to be reliable. The content is not intended to be legal, tax or financial advice. Please consult a legal, tax or financial professional for information specific to your individual situation. This work is powered by Concenture Wealth Management. Registered Representative of Sanctuary Securities Inc. and Investment Advisor Representative of Sanctuary Advisors, LLC. Securities offered through Sanctuary Securities, Inc., Member FINRA, SIPC. Advisory services offered through Sanctuary Advisors, LLC., an SEC Registered Investment Advisor. Concenture Wealth Management is a DBA of Sanctuary Securities, Inc. and Sanctuary Advisors, LLC.

    22 min

  8. MAY 14

    7 Things To Avoid In Your 50s & 60s

    Robert Gilliland & Karen Heider share lessons drawn from client conversations about the 3-legged stool of life (time, health, and wealth) and why you rarely have all at once. From redefining work-life balance to making smarter spending decisions, this episode blends practical financial planning with the deeper, non-financial factors that drive fulfilling retirements. We share actionable ways to: Maximize the “legs” of the time/health/wealth triangle you have in each stage of lifeUse the power of saying “no” to protect your time and focus on what matters mostBalance meaningful purchases and experiences with long-term financial securityBuild and maintain connections—your “social wealth”—for a more fulfilling retirementRetire to something, not from something, by creating purpose, goals, and engagement beyond workDownload the free guide that we’ve paired with this episode! Subscribe, and leave us a review if this resonated with you! Share it & leave us a review on Apple or Spotify! For personalized financial guidance,  schedule an intro call with our team at Concenture Wealth Management in Houston, Sugar Land, Katy, & Spring, TX. We’d love to help you build your financial future! To explore our 3-step process and services we offer click here. The information contained herein is intended to be used for educational purposes only and is not exhaustive. Diversification and/or any strategy that may be discussed does not guarantee against investment losses but are intended to help manage risk and return. If applicable, historical discussions and/or opinions are not predictive of future events. The content is presented in good faith and has been drawn from sources believed to be reliable. The content is not intended to be legal, tax or financial advice. Please consult a legal, tax or financial professional for information specific to your individual situation. This work is powered by Concenture Wealth Management. Registered Representative of Sanctuary Securities Inc. and Investment Advisor Representative of Sanctuary Advisors, LLC. Securities offered through Sanctuary Securities, Inc., Member FINRA, SIPC. Advisory services offered through Sanctuary Advisors, LLC., an SEC Registered Investment Advisor. Concenture Wealth Management is a DBA of Sanctuary Securities, Inc. and Sanctuary Advisors, LLC.

    17 min
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Ratings & Reviews

5
out of 5
7 Ratings

About

Wealth Strategies Unleashed turns complex money decisions into clear, actionable steps to help you build, protect, and enjoy your wealth, brought to you by Concenture Wealth Management.  https://concenturewealth.com/The information contained herein is intended to be used for educational purposes only and is not exhaustive. Diversification and/or any strategy that may be discussed does not guarantee against investment losses but are intended to help manage risk and return. If applicable, historical discussions and/or opinions are not predictive of future events. The content is presented in good faith and has been drawn from sources believed to be reliable. The content is not intended to be legal, tax or financial advice. Please consult a legal, tax or financial professional for information specific to your individual situation. This work is powered by Concenture Wealth Management. Registered Representative of Sanctuary Securities Inc. and Investment Advisor Representative of Sanctuary Advisors, LLC. Securities offered through Sanctuary Securities, Inc., Member FINRA, SIPC. Advisory services offered through Sanctuary Advisors, LLC., an SEC Registered Investment Advisor. Concenture Wealth Management is a DBA of Sanctuary Securities, Inc. and Sanctuary Advisors, LLC.

Information

  • Creator
    Concenture Wealth Management
  • Years Active
    2023 - 2025
  • Episodes
    84
  • Rating
    Clean
  • Copyright
    © 2025 Wealth Strategies Unleashed
  • Show Website
    Wealth Strategies Unleashed