Housing Market Savvy

Pat Kapowich

Dive into the dynamic world of real estate with veteran Realtor® Pat Kapowich as your guide. Leveraging his expertise as a Certified Real Estate Brokerage Manager and seasoned pro through multiple housing cycles, Pat delivers insightful market analysis, practical tips, and insider perspectives.  Get ready for actionable advice, thought-provoking discussions, and expert insights to navigate the ever-evolving residential real estate landscape.  Pat Kapowich | Kapowich Real Estate | CalDRE Broker #00979413

  1. 15 AGO

    California Housing Affordability: What Q2 2025 Data Means for You

    In this episode of Housing Market Savvy, Realtor Pat Kapowich breaks down the latest housing affordability report from the California Association of Realtors, released August 12, 2025. With only 15% of California households able to afford a median-priced single-family home, Pat explores what this means for buyers, sellers, and the broader market. Tune in as Pat explains: Why affordability dipped from the previous quarter but improved year-over-yearHow elevated interest rates and rising home prices are shaping buyer behaviorWhich counties are the most and least affordable in CaliforniaWhat condo and townhome buyers need to knowHow California compares to national affordability trendsWhether you're a first-time buyer, seasoned investor, or just housing-curious, Pat delivers insights in his signature clear, consumer-friendly style. Don’t miss this essential update on California’s housing landscape! 🔗 Visit siliconvalleybroker.com for more insights and resources.https://www.siliconvalleybroker.com https://www.siliconvalleybroker.com/market Host: Realtor® Pat Kapowich Realtor Pat Kapowich isn't just any agent; he's a Certified Trust and Probate Specialist, a Certified Real Estate Brokerage Manager, and has been a staunch advocate for consumer protection throughout his career. Rooted in the vibrant heart of Silicon Valley, Pat operates out of his hometown, Sunnyvale, California. Reach out to his office at 408-245-7700 or drop him an email at Pat@SiliconValleyBroker.com. License: Broker# 00979413. For up-to-the-minute housing market data tailored to your locality, access Pat's website for complimentary, real-time pricing and trend insights: https://www.siliconvalleybroker.com/market

    5 min

  2. 2 ENE

    5 Costly Disclosure Mistakes Home Sellers Must Avoid

    Pat Kapowich demystifies property disclosures in this compelling episode. He breaks down the five costliest disclosure mistakes that can derail your home sale. From unpermitted renovations to misunderstanding grandfathered structures, discover how proper disclosure creates trust and positions sellers for success. Learn why that initial 'magic in a bottle' moment when your home hits the market should not be wasted with incomplete disclosures.  Pat shares real-world examples of how proper disclosure leads to faster sales and fewer cancellations, drawing from decades of success where over 50% of his listings sell in 10 or fewer days.  Host: Realtor® Pat Kapowich Realtor Pat Kapowich isn't just any agent; he's a Certified Trust and Probate Specialist, a Certified Real Estate Brokerage Manager, and has been a staunch advocate for consumer protection throughout his career. Rooted in the vibrant heart of Silicon Valley, Pat operates out of his hometown, Sunnyvale, California. Reach out to his office at 408-245-7700 or drop him an email at Pat@SiliconValleyBroker.com. License: Broker# 00979413. For up-to-the-minute housing market data tailored to your locality, access Pat's website for complimentary, real-time pricing and trend insights: https://www.siliconvalleybroker.com/market

    9 min

  3. 05/06/2024

    12 Key Signs of Financial Elder Abuse in Property Transactions

    Join Realtor® Pat Kapowich and Title Officer Scott Heisey as they uncover the growing issue of financial elder abuse in real estate. Learn how to spot and prevent these scams. Special Guest: Scott Heisey, V.P. Northern California Operations Manager and Underwriter at Stewart Title of California, Inc. Main Lesson Points from Scott Heisey's Interview: The exponential rise in elder financial abuse is due to the increasing elderly population.Caregivers are becoming primary abusers of seniors' finances.Red flags in property transactions that indicate potential elder abuse.The importance of involving family members in real estate transactions involving elders.The role of title companies in preventing fraudulent transactions.The impact of forged or fraudulent legal documents on elder property sales.There is a need for proper vetting and monitoring of caregivers.The significance of wild deeds as indicators of fraud.The misuse of powers of attorney in elder financial abuse.The role of notaries in ensuring the legitimacy of documents.Financial elder abuse often goes unreported or unnoticed.Strategies for real estate professionals to protect elderly clients.#ElderAbuse #RealEstateFraud #ProtectSeniors #FinancialSecurity #RealEstateTips #Realtor #HomeBuying Tips #HousingTrends Scott M. Heisey V.P. Northern California Title Operations Manager Stewart Title of California, Inc. http://www.stewart.com scott.heisey@stewart.com View another interview with Scott M. Heisey V.P. Northern California Title Operations Manager View here: https://youtu.be/gIfglMTqqas?si=CDSOC5-S8rddk4Gz Host: Realtor® Pat Kapowich, Kapowich Real Estate Part Art. Part Science. Kapowich Excels at Negotiations. 📞 Contact Me: 📍 Sunnyvale, California 🌞 📞 Office Landline: (408) 245-7700 🌐 www.SiliconValleyBroker.com 🔑 Industry Accreditations: Graduate, Realtors® Institute Seniors Real Estate Specialist Certified Residential Specialist Accredited Buyer Representative Certified Trust and Probate Specialist Certified Residential Real Estate Brokerage Manager 🔗 California Real Estate Broker License #00979413 Host: Realtor® Pat Kapowich Realtor Pat Kapowich isn't just any agent; he's a Certified Trust and Probate Specialist, a Certified Real Estate Brokerage Manager, and has been a staunch advocate for consumer protection throughout his career. Rooted in the vibrant heart of Silicon Valley, Pat operates out of his hometown, Sunnyvale, California. Reach out to his office at 408-245-7700 or drop him an email at Pat@SiliconValleyBroker.com. License: Broker# 00979413. For up-to-the-minute housing market data tailored to your locality, access Pat's website for complimentary, real-time pricing and trend insights: https://www.siliconvalleybroker.com/market

    43 min

  4. 18/12/2023

    Game-Changing Updates in Real Estate: FCC Amendment & New Housing Legislation

    In this pivotal episode of "Housing Market Savvy," we're applauding two monumental developments in the real estate sector.: First, dive into the FCC's latest Telephone Consumer Protection Act amendment, a significant move that reshapes lead generation in real estate and mortgages. Discover how this change aims to seal the 'lead generator loophole' and what it means for industry professionals and consumers.  Then, shift gears to a groundbreaking legislative proposal in Congress, seeking to ban hedge funds from buying and owning single-family homes in the U.S. This bill addresses crucial issues of housing affordability and market accessibility.  Join host Pat Kapowich and stay tuned for an episode packed with critical updates and professional analysis! Host: Realtor® Pat Kapowich Certified Residential Real Estate Brokerage Manager |Certified Trust and Probate Specialist Broker #00979413 Kapowich Real Estate Office: 408-245-7700; Pat@SiliconValleyBroker.com https://www.siliconvalleybroker.com/ Host: Realtor® Pat Kapowich Realtor Pat Kapowich isn't just any agent; he's a Certified Trust and Probate Specialist, a Certified Real Estate Brokerage Manager, and has been a staunch advocate for consumer protection throughout his career. Rooted in the vibrant heart of Silicon Valley, Pat operates out of his hometown, Sunnyvale, California. Reach out to his office at 408-245-7700 or drop him an email at Pat@SiliconValleyBroker.com. License: Broker# 00979413. For up-to-the-minute housing market data tailored to your locality, access Pat's website for complimentary, real-time pricing and trend insights: https://www.siliconvalleybroker.com/market

    7 min

  5. 12/10/2023

    Beyond the Numbers with Square Footage Savvy: Navigating Real Estate Measurements in California

    In California real estate, square footage truly matters, but only sometimes in the ways you'd expect.  "Beyond the Numbers" dives deep into the rising legal disputes surrounding incorrect square footage in home listings.  How can you ensure the numbers match reality, whether selling or buying? Join us as we unpack the importance of professional assessments, the role of transparency in listings, and the tools at your disposal to verify property measurements.  We will provide actionable steps for sellers and buyers, ensuring a smooth and honest transaction. Equip yourself with knowledge, avoid potential pitfalls, and confidently navigate the intricacies of square footage in today's real estate market. Host: Realtor® Pat Kapowich Realtor Pat Kapowich isn't just any agent; he's a Certified Trust and Probate Specialist, a Certified Real Estate Brokerage Manager, and has been a staunch advocate for consumer protection throughout his career. Rooted in the vibrant heart of Silicon Valley, Pat operates out of his hometown, Sunnyvale, California. Reach out to his office at 408-245-7700 or drop him an email at Pat@SiliconValleyBroker.com. License: Broker# 00979413. For up-to-the-minute housing market data tailored to your locality, access Pat's website for complimentary, real-time pricing and trend insights: https://www.siliconvalleybroker.com/market

    10 min

  6. 06/08/2023

    What is a Contingency and How Does It Work? - Part 1

    This podcast episode will review the fundamental concept of contingencies in real estate transactions. Listeners will understand contingencies, why they are essential, and how they function in residential real estate sales. This episode will lay the foundation for a wide-ranging understanding of contingencies and their role in ensuring a smooth and protected real estate transaction process. Host: Realtor® Pat Kapowich Realtor Pat Kapowich isn't just any agent; he's a Certified Trust and Probate Specialist, a Certified Real Estate Brokerage Manager, and has been a staunch advocate for consumer protection throughout his career. Rooted in the vibrant heart of Silicon Valley, Pat operates out of his hometown, Sunnyvale, California. Reach out to his office at 408-245-7700 or drop him an email at Pat@SiliconValleyBroker.com. License: Broker# 00979413. For up-to-the-minute housing market data tailored to your locality, access Pat's website for complimentary, real-time pricing and trend insights: https://www.siliconvalleybroker.com/market

    13 min

  7. 21/12/2022

    Primary Interview with Loan Originator / Branch Manager TJ Roberts -

    Want To Learn About Lending Issues in this Housing Market?  Use These Real Estate Loan Strategies and Techniques to Achieve Smoother Home Sales.I have been interviewing real estate industry experts for 25 years.During that time, I have shared tips, mistakes, and examples from industry leaders. TJ Roberts has mastered all residential real estate lending levels for over 25 years. She has invested so many hours into her craft that I must share her knowledge with you. Topic #1: Fixed Rate vs. Adjustable Rate Home Loans Three different types of lenders: BanksMortgage BrokersPortfolio LenderTopic #2: Representing Homebuyers Seller Concessions: Seller ContributionsBuying Down the Interest RatePre-Paid Interest = PointsClosing Costs  Alternative to Lowering List PriceTopics #3: Buydown the Interest Rate Permanent Buy DownTemporary Buy Down Available on Fixed or Adjustable Loans Topic #4: Types of Loans Government LoansVeteran Home Loan BenefitConventional LoanJumbo LoansConventional LoansTopic #5: Mortgage Insurance  Monthly Mortgage Insurance (MMI)Private Mortgage Insurance (PMI)Not a Penalty. It is a Real BenefitTopic #6: Interest Rate Lock When to Lock the Rate30, 45, or 60 DaysTopic #7: Seller Contributions for Selling Increase Buyer PoolFewer Days on marketBetter than Price ReductionsIn a Rising Interest Rate MarketWhat Closing CostsTopic #8: Loan Application Process Hard Pull Credit ReportsSoft Pull Credit ReportsOpt-Out WebsiteSecured PortalLoan ProcessorLoan UnderwriterTopic #9: Appraisals Estimate of ValueTrailing IndicatorRecent Closed SalesBracketed Value Topic #10 Monies Earnest Money DepositBalance of Down PaymentTopic #11: The Escrow Process Escrow OfficeEscrow OfficerTitle OfficerTitle InsuranceTopic # 12 Gift Money Change in GuidelinesBorrowing from 401KOverseas FundsTopic #13: Condition of Properties Presale inspections and RepairsVeteran's AdministrationLenders follow the ContractEscrow Holdback Topic #14: Mobile vs. Modular City CharterEntry LevelExit HousingLending DifferencesSpace Rent Type of FoundationConsumer Loan in ParkReal Estate Loan on Land Owned TJ Roberts, Branch Manager Mortgage Loan Officer 1457455 Email:   TJRoberts@prmg.net Office: 408-660-3484 Direct: 408-802-8522 1 Host: Realtor® Pat Kapowich Realtor Pat Kapowich isn't just any agent; he's a Certified Trust and Probate Specialist, a Certified Real Estate Brokerage Manager, and has been a staunch advocate for consumer protection throughout his career. Rooted in the vibrant heart of Silicon Valley, Pat operates out of his hometown, Sunnyvale, California. Reach out to his office at 408-245-7700 or drop him an email at Pat@SiliconValleyBroker.com. License: Broker# 00979413. For up-to-the-minute housing market data tailored to your locality, access Pat's website for complimentary, real-time pricing and trend insights: https://www.siliconvalleybroker.com/market

    42 min

  8. 21/11/2022

    Pre-Interview: Changing Market Solutions with TJ Roberts, Mortgage Loan Originator and Branch Manager

    It's no secret that sellers often need to offer mortgage points to potential buyers to sell a home.  What many people don't realize, however, is that even if you're the homebuyer, it's sometimes worth your while to pay points too. How do rising interest rates impact the market? Let's examine why paying points might be a good idea in today's market. 1. What is a point, and why do sellers pay them? 2. How does buying down the interest rate work? 3. What are the benefits of buying down the interest rate? 4. What are points and how do they work when buying a home? 5. When is it a good idea to buy down the interest rate? Special Guest: Tanja “TJ” Roberts has been in lending since 1986, starting as a summer job that has been a wonderful endless summer.  She has worked in many facets of the industry including: Underwriting, Closing, Escrow, Appraisal, Corporate Training, Account Executive for Wholesale, Branch Sales Manager, District Sales Manager, Mortgage Loan Originator and Branch Manager for Retail Branch. TJRoberts@prmg.net 408-802-8522 License CA-DBO1457455 NMLS# 1457455 Host: Realtor® Pat Kapowich Realtor Pat Kapowich isn't just any agent; he's a Certified Trust and Probate Specialist, a Certified Real Estate Brokerage Manager, and has been a staunch advocate for consumer protection throughout his career. Rooted in the vibrant heart of Silicon Valley, Pat operates out of his hometown, Sunnyvale, California. Reach out to his office at 408-245-7700 or drop him an email at Pat@SiliconValleyBroker.com. License: Broker# 00979413. For up-to-the-minute housing market data tailored to your locality, access Pat's website for complimentary, real-time pricing and trend insights: https://www.siliconvalleybroker.com/market

    10 min
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Dive into the dynamic world of real estate with veteran Realtor® Pat Kapowich as your guide. Leveraging his expertise as a Certified Real Estate Brokerage Manager and seasoned pro through multiple housing cycles, Pat delivers insightful market analysis, practical tips, and insider perspectives.  Get ready for actionable advice, thought-provoking discussions, and expert insights to navigate the ever-evolving residential real estate landscape.  Pat Kapowich | Kapowich Real Estate | CalDRE Broker #00979413

Información

  • Creador
    Pat Kapowich
  • Años de actividad
    2022 - 2025
  • Episodios
    14
  • Clasificación
    Explícito
  • Copyright
    © 2025 Housing Market Savvy
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