Cover Your Assets Podcast with Billy Gwaltney

Billy Gwaltney
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Don’t let accidents, illness, or injury destroy your hard work. You’ve spent years of your life and hundreds of thousands of dollars to become a physician. This is the career that will give you and your family everything you’ve dreamed of. You know you need to be insured, but how do you sort through the mountains of information when you barely have enough time to eat? On the C.Y.A. Podcast, Billy Gwaltney shows you exactly what you need to do to protect your income and your way of life—looking for even more how-to's? Make sure to check out his best-selling book on Amazon! (See website)

  1. 4D AGO

    Are you aware of the 'missing work' knockout question for GSI disability insurance?

    On this episode of the Cover Your Assets podcast, Billy Gwaltney explores critical financial strategies for physicians, focusing on an often-overlooked topic: the knockout questions related to missed work when applying for Guardian's Guaranteed Standard Issue (GSI) disability insurance. As a disability insurance specialist, Billy breaks down the crucial aspects of GSI, including what you need to know to safeguard your coverage. Keywords Disability Insurance, Guardian GSI, Medical Residency, Physician Coverage, Insurance Eligibility The Cover Your Assets Podcast is on a mission to help physicians like you get their disability insurance right. You've spent years of your life and hundreds of thousands of dollars to become a physician — this is the career that will give you and your family everything you've dreamed of! Don't let accidents, illness, or injury destroy your hard work and the life you deserve. You know you need to be insured, but how do you sort through the mountains of information when you barely have enough time to eat? On the Cover Your Assets Podcast, host Billy Gwaltney, head of Professional Planning Group, Inc., shows you exactly what you need to do to protect your income and way of life. For more tips and advice, connect with the CYA Podcast on YouTube and visit the Professional Planning Group online. Stay up to date with Billy on Facebook and LinkedIn. If you have questions, feedback, or just want to connect, email Billy at billy@ownoccdisability.com.

    5 min

  2. MAY 6

    What are the residents and fellows eligibility Rules for the Guardian GSI?

    This episode of Cover Your Assets with your host Billy Gwaltney explores the eligibility rules for Guardian's Guaranteed Standard Issue (GSI) Disability Insurance for residents and fellows, clarifying common misconceptions and providing practical guidance. Chapters: (00:20) Welcome (00:25 Understanding Guardian's Guaranteed Standard Issue (GSI) Disability Insurance (03:42) Eligibility Criteria for GSI Disability Insurance (06:33) Navigating the GSI Application Process The Cover Your Assets Podcast is on a mission to help physicians like you get their disability insurance right. You've spent years of your life and hundreds of thousands of dollars to become a physician — this is the career that will give you and your family everything you've dreamed of! Don't let accidents, illness, or injury destroy your hard work and the life you deserve. You know you need to be insured, but how do you sort through the mountains of information when you barely have enough time to eat? On the Cover Your Assets Podcast, host Billy Gwaltney, head of Professional Planning Group, Inc., shows you exactly what you need to do to protect your income and way of life. For more tips and advice, connect with the CYA Podcast on YouTube and visit the Professional Planning Group online. Stay up to date with Billy on Facebook and LinkedIn. If you have questions, feedback, or just want to connect, email Billy at billy@ownoccdisability.com.

    8 min

  3. APR 22

    Should I Increase to the Max coverage if I Don’t “Need” the Max?

    In this episode, Billy Gwaltney delves into the complexities of disability benefits, focusing on the implications of having insufficient coverage when faced with disability. It highlights the importance of understanding policy features such as cost of living adjustments and the limitations that come into play once a person becomes disabled. The Cover Your Assets Podcast is on a mission to help physicians like you get their disability insurance right. You've spent years of your life and hundreds of thousands of dollars to become a physician — this is the career that will give you and your family everything you've dreamed of! Don't let accidents, illness, or injury destroy your hard work and the life you deserve. You know you need to be insured, but how do you sort through the mountains of information when you barely have enough time to eat? On the Cover Your Assets Podcast, host Billy Gwaltney, head of Professional Planning Group, Inc., shows you exactly what you need to do to protect your income and way of life. For more tips and advice, connect with the CYA Podcast on YouTube and visit the Professional Planning Group online. Stay up to date with Billy on Facebook and LinkedIn. If you have questions, feedback, or just want to connect, email Billy at billy@ownoccdisability.com.

    10 min

  4. APR 8

    Can I Increase Coverage While on Claim?

    In this episode, Billy Gwaltney discusses the intricacies of insurance coverage during claims, particularly focusing on the limitations of increasing coverage based on salary changes. He explains the formula used by companies to determine eligibility for coverage and the stipulations surrounding benefit increase riders. The Cover Your Assets Podcast is on a mission to help physicians like you get their disability insurance right. You've spent years of your life and hundreds of thousands of dollars to become a physician — this is the career that will give you and your family everything you've dreamed of! Don't let accidents, illness, or injury destroy your hard work and the life you deserve. You know you need to be insured, but how do you sort through the mountains of information when you barely have enough time to eat? On the Cover Your Assets Podcast, host Billy Gwaltney, head of Professional Planning Group, Inc., shows you exactly what you need to do to protect your income and way of life. For more tips and advice, connect with the CYA Podcast on YouTube and visit the Professional Planning Group online. Stay up to date with Billy on Facebook and LinkedIn. If you have questions, feedback, or just want to connect, email Billy at billy@ownoccdisability.com.

    6 min

  5. MAR 25

    Is it OK to Cancel my Private Specialty Disability Policy?

    In this episode, Billy Gwaltney discusses the implications of canceling a disability insurance policy, emphasizing that while it is possible to cancel, it is not advisable. He highlights the importance of maintaining such coverage for financial security in case of disability, arguing that the money saved from canceling is often not invested wisely and may not provide the same level of protection as the insurance policy itself. The Cover Your Assets Podcast is on a mission to help physicians like you get their disability insurance right. You've spent years of your life and hundreds of thousands of dollars to become a physician — this is the career that will give you and your family everything you've dreamed of! Don't let accidents, illness, or injury destroy your hard work and the life you deserve. You know you need to be insured, but how do you sort through the mountains of information when you barely have enough time to eat? On the Cover Your Assets Podcast, host Billy Gwaltney, head of Professional Planning Group, Inc., shows you exactly what you need to do to protect your income and way of life. For more tips and advice, connect with the CYA Podcast on YouTube and visit the Professional Planning Group online. Stay up to date with Billy on Facebook and LinkedIn.If you have questions, feedback, or just want to connect, email Billy at billy@ownoccdisability.com.

    15 min

  6. MAR 11

    Terminal Illness Rider & Conversion Extension Rider: Why Are They Important for Term Life Insurance?

    In this episode, Billy Gwaltney explores the concept of terminal illness riders in life insurance policies, detailing how they allow policyholders to access a portion of their death benefits while still alive. The discussion highlights the benefits of having such a rider, including the potential tax implications and the conditions under which these benefits can be accessed. Chapters: (00:20) Welcome (00:44) The Importance of the Terminal Illness Rider The Cover Your Assets Podcast is on a mission to help physicians like you get their disability insurance right. You've spent years of your life and hundreds of thousands of dollars to become a physician — this is the career that will give you and your family everything you've dreamed of! Don't let accidents, illness, or injury destroy your hard work and the life you deserve. You know you need to be insured, but how do you sort through the mountains of information when you barely have enough time to eat? On the Cover Your Assets Podcast, host Billy Gwaltney, head of Professional Planning Group, Inc., shows you exactly what you need to do to protect your income and way of life. For more tips and advice, connect with the CYA Podcast on YouTube and visit the Professional Planning Group online. Stay up to date with Billy on Facebook and LinkedIn. If you have questions, feedback, or just want to connect, email Billy at billy@ownoccdisability.com.

    6 min

  7. FEB 25

    The Best Term Life Insurance Policy is not Always the Cheapest - Buyer Beware

    In this episode, Billy Gwaltney discusses the intricacies of insurance coverage during claims, particularly focusing on the limitations of increasing coverage based on salary changes. He explains the formula used by companies to determine eligibility for coverage and the stipulations surrounding benefit increase riders. Chapters: (00:20) Welcome (00:51) Understanding the Term Life Insurance Market The Cover Your Assets Podcast is on a mission to help physicians like you get their disability insurance right. You've spent years of your life and hundreds of thousands of dollars to become a physician — this is the career that will give you and your family everything you've dreamed of! Don't let accidents, illness, or injury destroy your hard work and the life you deserve. You know you need to be insured, but how do you sort through the mountains of information when you barely have enough time to eat? On the Cover Your Assets Podcast, host Billy Gwaltney, head of Professional Planning Group, Inc., shows you exactly what you need to do to protect your income and way of life. For more tips and advice, connect with the CYA Podcast on YouTube and visit the Professional Planning Group online. Stay up to date with Billy on Facebook and LinkedIn.If you have questions, feedback, or just want to connect, email Billy at billy@ownoccdisability.com.

    9 min

  8. FEB 11

    Can I Buy Less Disability Coverage While on a Tight Budget in Training?

    In this episode, Billy Gwaltney discusses the various insurance coverage options available for residents, emphasizing the benefits of starting with lower coverage amounts. He explains how residents can secure significant benefits and privileges even with minimal initial coverage, making it a financially savvy choice as they transition into their attending roles. (00:20) Welcome (00:49) Navigating Insurance Carrier Options and Riders The Cover Your Assets Podcast is on a mission to help physicians like you get their disability insurance right. You've spent years of your life and hundreds of thousands of dollars to become a physician — this is the career that will give you and your family everything you've dreamed of! Don't let accidents, illness, or injury destroy your hard work and the life you deserve. You know you need to be insured, but how do you sort through the mountains of information when you barely have enough time to eat? On the Cover Your Assets Podcast, host Billy Gwaltney, head of Professional Planning Group, Inc., shows you exactly what you need to do to protect your income and way of life. For more tips and advice, connect with the CYA Podcast on YouTube and visit the Professional Planning Group online. Stay up to date with Billy on Facebook and LinkedIn. If you have questions, feedback, or just want to connect, email Billy at billy@ownoccdisability.com.

    6 min
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Don’t let accidents, illness, or injury destroy your hard work. You’ve spent years of your life and hundreds of thousands of dollars to become a physician. This is the career that will give you and your family everything you’ve dreamed of. You know you need to be insured, but how do you sort through the mountains of information when you barely have enough time to eat? On the C.Y.A. Podcast, Billy Gwaltney shows you exactly what you need to do to protect your income and your way of life—looking for even more how-to's? Make sure to check out his best-selling book on Amazon! (See website)

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