Everyone's Talkin' Money

Shari Rash, Money Podcast for Women, Personal Finance, Relationships & Mental Health

New York Times Top 4 Money Podcast with over 24 million downloads! Hosted by Shari Rash, InvestmentNews Best Wealth Manager & Advisor Under 40. Ever wake up at 3 a.m. in a full-blown panic, wondering if you’ll ever have “enough” money? Maybe you’re making more than ever, but somehow, the worry never goes away. You stress over every purchase, second-guess every money move, and still feel like you’re one wrong decision away from losing it all. Here’s the truth: It’s not just about the dollars—it’s about what’s happening in your head. Welcome to Everyone’s Talkin’ Money, the podcast that finally tells it like it is: your emotions, thoughts, and habits around money are what’s keeping you stuck— not just your paycheck. Shari Rash is a money expert who wants to help you ditch shame, rewrite the rules, and help you feel powerful with your finances. Don't worry, this show isn’t another snooze-fest finance podcast. She's here to help you unf*ck your finances and finally build wealth in a way that actually feels good. If you’re tired of finance bros yelling at you for buying a damn latte and sick of money advice that doesn’t fit your life, hit subscribe. It’s time to unravel your money mess, rewrite your story, and start building wealth—on your terms.

  1. Stuffication: Breaking Free from Clutter and the Hidden Costs of Too Much Stuff with Professional Organizer Mary Beth MacKinnon

    قبل ١٢ ساعة

    Stuffication: Breaking Free from Clutter and the Hidden Costs of Too Much Stuff with Professional Organizer Mary Beth MacKinnon

    Are you drowning in “stuffication”? It’s that suffocating feeling when your home is so overrun with clutter that it steals your focus, your joy, and even your financial security. In this episode of Everyone’s Talkin’ Money, I sit down with professional organizer Mary Beth MacKinnon to uncover why clutter is never just about stuff—it’s about emotions, money, and the stories we attach to our belongings. Mary Beth explains why pantries become money pits, how subscription boxes and impulse buys fuel the clutter cycle, and why storage units are really just “renting a house for your crap.” We dive deep into the psychology of guilt, nostalgia, and overconsumption—and talk about practical systems and mindset shifts that can help you stop overspending and start living lighter. You’ll hear: Why “stuffication” happens and how to know when clutter has crossed the line into overwhelm The hidden financial costs of clutter (from subscription traps to storage units) Why emotions like guilt and shame keep us stuck with things we don’t even use Smart strategies for breaking the buy-more-organize-more cycle How decluttering your home can also declutter your finances and free up money for what really matters If you’ve ever stood in front of an overflowing closet or pantry and felt paralyzed, this episode will help you understand what’s really going on—and give you tools to clear the clutter for good. Follow Mary Beth on Instagram @marybeth.mackinnon or visit www.simplify-me.net for tips that make both your home and your budget feel a little lighter. Be sure to like and follow the show on your favorite podcast app! Keep the conversation going on Instagram @everyonestalkinmoney Thank you to our sponsors!  Policygenius - Head to policygenius.com to compare free life insurance quotes from top companies and see how much you could save.  Ava - Help build your credit score with Meetava.com. Use promo code: Money Learn more about your ad choices. Visit megaphone.fm/adchoices

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  2. The #1 Money Mistake Female Entrepreneurs Make: Not Paying Themselves with Danielle Hayden

    قبل ٥ أيام

    The #1 Money Mistake Female Entrepreneurs Make: Not Paying Themselves with Danielle Hayden

    Too many women entrepreneurs are hustling hard, making sales, and still not seeing the money hit their personal bank account. Sound familiar? In this episode of Everyone’s Talkin’ Money, Shari Rash sits down with Danielle Hayden—Co-Founder and CEO of Kickstart Accounting—to unpack the myths, mindset blocks, and money mistakes that keep successful business owners stuck. Danielle shares why it’s irresponsible not to pay yourself, the real difference between a bookkeeper, tax accountant, and CFO-level support, and how to use your numbers as a story—not a math problem—to make better decisions. You’ll learn where most women overspend (and underspend), how to balance business needs with household needs, and why hiring the right money team can transform your business into a sustainable source of wealth. You’ll walk away knowing: Why saying “I’m not a numbers person” is keeping you broke in business How to structure your money team (bookkeeper, tax accountant, CFO, and more) The percentages you should be spending on payroll, marketing, and operations What to do if your business is seasonal or cash flow feels lumpy How to stop the shame spiral and finally pay yourself confidently If you’re ready to shift from “making money” to keeping and using money in a way that supports both your business and your life, this episode is a must-listen. Rules of Thumb for business spending. Check out the worksheet Danielle mentioned here: https://kickstartaccountinginc.com/healthy Be sure to like and follow the show on your favorite podcast app! Keep the conversation going on Instagram @everyonestalkinmoney Thank you to our sponsors!  Policygenius - Head to policygenius.com to compare free life insurance quotes from top companies and see how much you could save.  Ava - Help build your credit score with Meetava.com. Use promo code: Money Learn more about your ad choices. Visit megaphone.fm/adchoices

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  3. How to Kill Debt, Master Credit and Protect Your Wealth - 40 Money Lessons at 40, Part 3

    قبل ٦ أيام

    How to Kill Debt, Master Credit and Protect Your Wealth - 40 Money Lessons at 40, Part 3

    Turning 40 has me thinking about the money lessons that actually matter — not the flashy hacks, but the real, sometimes boring, strategies that keep your financial life from falling apart. In part three of my 40 Money Lessons at 40 series, I’m digging into debt, credit, and protection — the unsexy side of money that quietly saves you thousands. I’ll break down why paying off high-interest credit cards is the best guaranteed return you’ll ever get, how lifestyle creep sneaks up with an “I deserve this” disguise, and why carrying a balance on your credit cards is the ultimate wealth killer. I’m also sharing the protection strategies most people ignore — from freezing your credit (free, easy, and way more effective than monitoring) to keeping disability insurance because your income is your biggest asset, and adding umbrella insurance once your net worth grows. You’ll walk away knowing: Why killing high-interest debt beats almost any investment strategy How to recognize lifestyle creep before it drains your wealth The golden rule of credit cards (hint: the magic number is zero) The simplest way to stop identity theft before it happens Why insurance may be boring, but it’s the backbone of financial freedom These aren’t the lessons that get headlines or TikTok views, but they’re the ones that give you real peace of mind — and by 40, I’ve learned peace of mind is worth more than any hot stock tip. Be sure to like and follow the show on your favorite podcast app! Keep the conversation going on Instagram @everyonestalkinmoney Thank you to our sponsors!  Policygenius - Head to policygenius.com to compare free life insurance quotes from top companies and see how much you could save.  Ava - Help build your credit score with Meetava.com. Use promo code: Money Learn more about your ad choices. Visit megaphone.fm/adchoices

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  4. September Is the New January: How to Set a Money Goal and Actually Crush It by Year-End. Back to School, Back to Budget Series (Part 4 of 4)

    ٢٣ سبتمبر

    September Is the New January: How to Set a Money Goal and Actually Crush It by Year-End. Back to School, Back to Budget Series (Part 4 of 4)

    While everyone else is waiting for January to set resolutions they won’t keep, savvy money managers know the real financial new year starts in September. In this final episode of the Back-to-School, Back-to-Budget series, Shari Rash shows you why fall is the perfect time to reset your money goals—and how to make them stick through the holiday season and beyond. You’ll learn: Why September has natural momentum that January can’t match How to harness “fresh start” energy to set one powerful financial goal The exact framework for choosing, sizing, and sticking to that goal How to avoid the 3 most common mistakes people make when setting money goals Why finishing the year strong can completely transform your financial confidence Forget failed resolutions. September gives you the time, structure, and energy to create real change. Whether your goal is saving, paying off debt, or finally building that emergency fund, this episode will help you focus, follow through, and step into the new year already ahead. If this series helped you, now’s the perfect time to binge all four episodes: Part 1: resetting your money routine Part 2: checking your money basics Part 3: building a smart seasonal spending plan, and Part 4: finishing the year strong with a financial goal that actually sticks. Be sure to like and follow the show on your favorite podcast app! Keep the conversation going on Instagram @everyonestalkinmoney Thank you to our sponsors!  Policygenius - Head to policygenius.com to compare free life insurance quotes from top companies and see how much you could save.  Ava - Help build your credit score with Meetava.com. Use promo code: Money Learn more about your ad choices. Visit megaphone.fm/adchoices

    ٤٠ من الدقائق
  5. Boring Money Moves That Actually Work - 40 Money Lessons at 40, Part 2

    ١٩ سبتمبر

    Boring Money Moves That Actually Work - 40 Money Lessons at 40, Part 2

    Mindset is important, but here’s the truth: without strong cash flow systems and habits, you’ll always feel like you’re spinning your wheels with money. In Part 2 of my 40 Money Lessons at 40 series, I’m walking you through the practical routines that form the backbone of financial stability. You’ll hear: Why paying yourself first (even $25 at a time) guarantees your future gets funded How to set up a monthly “money date” to check in without shame or stress The life-changing peace of living one month ahead on bills Why multiple bank accounts simplify money management and stop overdraft chaos These aren’t flashy hacks — they’re the proven, boring-but-brilliant moves that build real wealth and lower money stress. If you’ve been craving control over your finances, this episode is your blueprint for a rock-solid foundation. You’ll walk away knowing: Why paying yourself first flips the savings script (and why “leftover money” never works). How a monthly money date can transform shame into clarity. The underrated power of living one month ahead on bills — and the instant stress relief it creates. Why multiple checking accounts aren’t obsessive, they’re smart structures. How saving monthly for big expenses stops predictable bills from wrecking your budget. The real cost of oversized housing — and how to keep it in check. Why talking about money out loud is the fastest way to get unstuck. And the 3-month pause rule that will save you from emotional, expensive mistakes. Next episode, we’re talking protection — debt elimination, credit management, insurance. The shields that keep your financial house safe. If this episode hit home, share it. Screenshot your favorite lesson, tag me @everyonestalkinmoney⁠. And remember: money doesn’t demand perfection. It just wants you to show up. Build the foundation. Your future self will thank you. Thank you to our sponsors!  Policygenius - Head to policygenius.com to compare free life insurance quotes from top companies and see how much you could save.  Ava - Help build your credit score with Meetava.com. Use promo code: Money Learn more about your ad choices. Visit megaphone.fm/adchoices

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  6. 40 Money Lessons at 40: Real-Life Wins, Mistakes and What Actually Matters - Part 1

    ١٨ سبتمبر

    40 Money Lessons at 40: Real-Life Wins, Mistakes and What Actually Matters - Part 1

    What does turning 40 teach you about money? A lot. In this special series, Shari Rash shares 40 money lessons she’s learned over two decades in personal finance — from the cringe-worthy (financing a couch for three years) to the life-changing (automation beats motivation every single time). This episode kicks off the first set of lessons, where Shari covers why: Saving only for the future leaves you broke in the present Confidence matters more than perfection when it comes to money decisions Consistency beats intensity every single time Money is forgiving — you can mess up and still recover Independence doesn’t mean doing it all alone Whether you’re 25 and just starting out, or 55 and saying “better late than never,” these lessons will shift how you think about money — and how you use it. You’ll walk away knowing: The dangers of over-saving for retirement while neglecting cash flow today How to move from research paralysis to confident action Why automation is your secret weapon for building wealth The truth about financial independence (it doesn’t mean going solo) How to reset when mistakes happen, without shame or guilt If you’ve ever wondered what really matters when it comes to money — not the Instagram hacks, not the one-hit-wonder success stories, but the everyday strategies that actually work — this is the episode for you. Be sure to like and follow the show on your favorite podcast app! Keep the conversation going on Instagram @everyonestalkinmoney Thank you to our sponsors!  Policygenius - Head to policygenius.com to compare free life insurance quotes from top companies and see how much you could save.  Ava - Help build your credit score with Meetava.com. Use promo code: Money Learn more about your ad choices. Visit megaphone.fm/adchoices

    ٣٠ من الدقائق
  7. Smart Spending for Fall: Holiday Budgeting, Sinking Funds, and Stress-Free Money Moves - Back-to-School, Back-to-Budget Mini-Series (Part 3 of 4)

    ١٦ سبتمبر

    Smart Spending for Fall: Holiday Budgeting, Sinking Funds, and Stress-Free Money Moves - Back-to-School, Back-to-Budget Mini-Series (Part 3 of 4)

    The next three months—Halloween, Thanksgiving, and the holidays—are basically a budgeting minefield. Even if you’ve been disciplined all year, this season can throw your money game completely off. In Part 3 of our Back-to-School, Back-to-Budget series, I’m giving you a clear strategy to holiday-proof your wallet and make sure your spending reflects your priorities—not panic. We’re talking sinking funds for things you know are coming—gifts, school events, sports travel—and how to build a 3-month forecast that gives you room to breathe and room to celebrate. This episode isn’t about being the holiday Grinch—it’s about putting boundaries in place so you can actually enjoy the season without carrying guilt or a January credit card hangover into the new year. You’ll learn: how to map out your fall spending from Halloween through New Year’s how to budget for all those "surprise-but-not-really" expenses how to shift your mindset from restrictive to intentional. By the end, you’ll walk away with a simple fall money plan, sinking funds set up for what’s ahead, and the confidence to celebrate without sabotaging your financial goals. If you’re a busy professional or parent who dreads the financial chaos of the holidays but still wants to enjoy every bit of it—this one’s for you. And if this episode gives you the holiday money reset you’ve been craving, share it with a friend and make sure you’re subscribed so you don’t miss the final episode in this series: Building Momentum for Year-End Success. Be sure to like and follow the show on your favorite podcast app! Keep the conversation going on Instagram @everyonestalkinmoney Thank you to our sponsors!  Policygenius - Head to policygenius.com to compare free life insurance quotes from top companies and see how much you could save.  Ava - Help build your credit score with Meetava.com. Use promo code: Money Learn more about your ad choices. Visit megaphone.fm/adchoices

    ٤١ من الدقائق
  8. Attracting Wealth Like a Lover: Rewiring Your Money Mindset with Morgana Rae, the Money Goddess

    ١٣ سبتمبر

    Attracting Wealth Like a Lover: Rewiring Your Money Mindset with Morgana Rae, the Money Goddess

    What if your biggest money blocks aren’t in your bank account—but in your unconscious relationship with money? In this powerful and deeply personal episode, I’m joined by Morgana Rae, internationally recognized money mentor, bestselling author of Financial Alchemy: Twelve Months of Magic & Manifestation, and the woman her clients call the Money Goddess. Morgana’s unconventional (and wildly effective) approach has helped clients generate five, six, and even seven figures—sometimes within hours of doing this work. We’re not just talking mindset here—we’re talking total transformation. Morgana shares how she went from making $100/month in Los Angeles to generating millions by decimating her old toxic money narrative and replacing it with love, worthiness, and intentional action. If you’re a high-achieving woman who’s done all the “right” things—budgeted, invested, hustled—but still feels like wealth is a moving target or doesn’t stick… this episode will change the game. You'll walk away with: A completely new perspective on what it means to have a relationship with money The 6-step Financial Alchemy® process to eliminate hidden blocks and attract aligned abundance Why “hustling harder” actually repels money—and what to do instead How to use visualization, emotional safety, and self-worth to magnetize wealth What it means to love money without greed, guilt, or scarcity How unresolved family trauma, fear of betrayal, and emotional avoidance show up in your bank account Practical actions to reset your money energy—whether you’re struggling to make ends meet or managing millions Grab Morgana’s 10-Year Anniversary Edition of Financial Alchemy: Twelve Months of Magic & Manifestation: https://amzn.to/3IHRUen Follow the show on your favorite podcast app so you never miss an episode. Keep the conversation going on Instagram @everyonestalkinmoney Leave a quick rating and review to help others discover the show. And remember: money should be a tool to live life on your terms. Thank you to our sponsors!  Policygenius - Head to policygenius.com to compare free life insurance quotes from top companies and see how much you could save.  Ava - Help build your credit score with Meetava.com. Use promo code: Money Learn more about your ad choices. Visit megaphone.fm/adchoices

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New York Times Top 4 Money Podcast with over 24 million downloads! Hosted by Shari Rash, InvestmentNews Best Wealth Manager & Advisor Under 40. Ever wake up at 3 a.m. in a full-blown panic, wondering if you’ll ever have “enough” money? Maybe you’re making more than ever, but somehow, the worry never goes away. You stress over every purchase, second-guess every money move, and still feel like you’re one wrong decision away from losing it all. Here’s the truth: It’s not just about the dollars—it’s about what’s happening in your head. Welcome to Everyone’s Talkin’ Money, the podcast that finally tells it like it is: your emotions, thoughts, and habits around money are what’s keeping you stuck— not just your paycheck. Shari Rash is a money expert who wants to help you ditch shame, rewrite the rules, and help you feel powerful with your finances. Don't worry, this show isn’t another snooze-fest finance podcast. She's here to help you unf*ck your finances and finally build wealth in a way that actually feels good. If you’re tired of finance bros yelling at you for buying a damn latte and sick of money advice that doesn’t fit your life, hit subscribe. It’s time to unravel your money mess, rewrite your story, and start building wealth—on your terms.

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