Wise Money Mentor

Wise Money Mentor, LLC
  • 5.0 (4)
  • SELF-IMPROVEMENT

Stories and principles that help you get the clarity you need to take total control of your finances and feel confident that you're using your money to build the life you want

  1. Taking a multi-threaded approach to staying above water (E19)

    11/12/2024

    Taking a multi-threaded approach to staying above water (E19)

    If you feel like the financial walls are closing in on you, this episode is for you.  Alex started his career with every reason to be optimistic, transitioning from one role to another with a meaningful pay increase each time. That optimism took a hard hit when the combination of student loans, an auto loan, personal loans, and credit card debt led to minimum monthly payments that consumed more than half of his take-home pay. Through Alex's resolve and a multi-threaded approach to taking control of his finances, even amidst various life challenges, he's been able to make great progress on his debts and get to the point where the money he earns this month won't be needed until next month, breaking the paycheck-to-paycheck cycle that dominated his entire adult life until now.  Listen to Alex's story to see what it took and how he made such incredible progress.  If you have a story to share and are interested in being on this podcast, reach out to Jeff at wisemoneymentor@gmail.com.  For more information about Jeff and the coaching services he offers, check out his website at www.wisemoneymentor.com. Create your podcast today! #madeonzencastr

    54 min
  2. Buying freedom (and singing lessons!) by paying off $100K in debt despite starting at $18K in annual income across 3 jobs (E18)

    09/10/2024

    Buying freedom (and singing lessons!) by paying off $100K in debt despite starting at $18K in annual income across 3 jobs (E18)

    If you're barely scraping by and the idea of even spending on something you want to do seems unfathomable, this episode is for you.Amy came from humble beginnings, raised by parents who had no choice than to be frugal and scrappy in order to provide a great upbringing for Amy and her sister. Amy followed her parents' examples when she finished college and had to work three jobs to earn ~$18K and never miss a payment on her $100K in student loans. Through her hard work and resourceful lifestyle, Amy worked her way to a corporate job that allowed her to aggressively pay off her debt and, with time, get to a point where she's able to spend on things that truly add happiness to her life.   Listen to Amy's story to hear how she developed the habits and scrappiness needed to stay afloat and buy her freedom back. And don't forget to celebrate Amy's "Debt Freedom Day" on November 5!   If you have a story to share and are interested in being on this podcast, reach out to Jeff at wisemoneymentor@gmail.com.   For more information about Jeff and the coaching services he offers, check out his website at www.wisemoneymentor.com. Create your podcast today! #madeonzencastr

    51 min
  3. Going on offense to grow investments from $5K to $100K (and a bus!) in less than 4 years (E17)

    08/13/2024

    Going on offense to grow investments from $5K to $100K (and a bus!) in less than 4 years (E17)

    If you feel like you're constantly on defense with your chaotic finances, this episode is for you.  Amber is an auditor who started her career with plenty of things going for her, but spending wisely wasn't one of them, and that led to her feeling like she was always playing defense, managing chaos, and trapped financially when the pandemic hit. In December 2020, Amber found the resolve to go on offense with her money, starting with a clear, deliberate budget and increased knowledge when it came to investing.  Listen to Amber's story to hear the steps she took to go on offense with her money and grow her investments from $5K to $100K in less than 4 years (oh, and buy a bus!).  If you have a story to share and are interested in being on this podcast, reach out to Jeff at wisemoneymentor@gmail.com.  For more information about Jeff and the coaching services he offers, check out his website at www.wisemoneymentor.com. Create your podcast today! #madeonzencastr

    48 min
  4. A social worker's journey from paycheck-to-paycheck to a fully funded 6-month emergency fund, maxed-out IRA contributions, home ownership, and more (E16)

    07/16/2024

    A social worker's journey from paycheck-to-paycheck to a fully funded 6-month emergency fund, maxed-out IRA contributions, home ownership, and more (E16)

    If you think that only those with high incomes, and/or those who don't encounter many challenges in life, can achieve lofty financial goals in just a few years, this episode is for you. Lindsey is a social worker living in an expensive city in New England. With a lower income and a long list of obstacles she's encountered throughout her life (e.g., growing up with divorced parents who fought about money, navigating paying for undergrad and grad school, moving to an expensive city, recovering from debilitating injury, surviving the resulting period of no income, fighting for fair compensation), Lindsey had every reason to live (and stay) paycheck to paycheck. Instead, here is what she accomplished in a four-year timeframe: fully funded 6-month emergency fund, maxed-out IRA contributions every year (+ more in a 401k!), home ownership, accelerated paydown of student loans, cash-funded car purchase, and more. Listen to Lindsey's experiences to hear how powerful it is to use specific, measurable, motivating goals to help you achieve your dreams and resist any temptation to spend your money on what society tells you you "should" do. If you have a story to share and are interested in being on this podcast, reach out to Jeff at wisemoneymentor@gmail.com. For more information about Jeff and the coaching services he offers, check out his website at www.wisemoneymentor.com. Create your podcast today! #madeonzencastr

    55 min
  5. When one spouse manages finances and the other avoids them entirely (E15)

    06/11/2024

    When one spouse manages finances and the other avoids them entirely (E15)

    If you're in a relationship where one person manages the finances and the other avoids them entirely, this episode is for you. Anna and Hunter have been together for over 10 years, and for most of that time, Anna (the accountant) managed their finances, which was perfectly fine for Hunter, who didn't want anything to do with handling finances. Hunter turning a blind eye to their finances and Anna's lack of accountability when navigating challenges with mental health and addiction led to deceit and, ultimately, tens of thousands of dollars of credit card debt until it got to the point where their incomes were insufficient to cover their regular expenses and minimum credit card payments. Listen to Anna's and Hunter's experiences to hear how they faced reality together and became a true team in managing their finances, including increased accountability for Anna and greater awareness and involvement for Hunter. If you have a story to share and are interested in being on this podcast, reach out to Jeff at wisemoneymentor@gmail.com.  For more information about Jeff and the coaching services he offers, check out his website at www.wisemoneymentor.com. Create your podcast today! #madeonzencastr

    54 min
  6. "I will be truly worthless and it will be the best feeling ever" (E14)

    05/14/2024

    "I will be truly worthless and it will be the best feeling ever" (E14)

    If your debts exceed your assets and, as a result, you have a negative net worth and you're anxious to change that, this episode is for you.  After being the first in her family to graduate from college, Sharon started her career as a scientist but realized that her first job out of college wouldn't help her get ahead financially and achieve her life goals. Sharon took matters into her own hands and, after a few career moves, found her way to a position that would provide enough income to fuel her progress. Listen to Sharon's experiences to hear how she made difficult, disciplined decisions to work her way to worthless through hard work, wise spending, increased income, diligent savings, and consistent payments on her debt.  If you have a story to share and are interested in being on this podcast, reach out to Jeff at wisemoneymentor@gmail.com.  For more information about Jeff and the coaching services he offers, check out his website at www.wisemoneymentor.com. Create your podcast today! #madeonzencastr

    38 min
  7. Turning a (serendipitous?) layoff into a new entrepreneurial venture (E13)

    04/16/2024

    Turning a (serendipitous?) layoff into a new entrepreneurial venture (E13)

    If you've ever been laid off and felt the rollercoaster of emotions that followed, and/or you live in Massachusetts and are looking for a couch, this episode is for you.  Jason from Episode 2 is back to share his experience navigating a layoff from his marketing job in the tech industry, and describe how budgeting and YNAB have enabled him to take advantage of the layoff and severance to jump into entrepreneurship and launch his own business, Pull Up a Couch (www.pullupacouch.com). Listen to Jason's story to help you prepare for whatever lies ahead in your career, whether it be navigating a layoff, starting a business, or -- like Jason -- both!  Aaannd if you live in Massachusetts and need a couch, take Jason up on his offer for a free delivery! If you have a story to share and are interested in being on this podcast, reach out to Jeff at wisemoneymentor@gmail.com.  For more information about Jeff and the coaching services he offers, check out his website at www.wisemoneymentor.com. Create your podcast today! #madeonzencastr

    34 min
  8. The most unstable income she's ever had, but also the most calm she's ever experienced around money (E12)

    03/12/2024

    The most unstable income she's ever had, but also the most calm she's ever experienced around money (E12)

    If you're a freelance or self-employed professional and have experienced the ups and downs of variable income, this episode is for you.  Jenn is a talented and accomplished freelance editor, but she recently lost a meaningful revenue stream for her business for reasons outside of her control. This brought a lot of fear and concern for her income, and a lot of it was due to Jenn having no clear understanding of how much she needs to make to meet her needs in any given month. Listen to Jenn's experiences to hear how building greater awareness around her money and what it costs to be her brought more calm than she's ever experienced with her finances, despite her income being more unstable than ever before.  If you have a story to share and are interested in being on this podcast, reach out to Jeff at wisemoneymentor@gmail.com.  For more information about Jeff and the coaching services he offers, check out his website at www.wisemoneymentor.com. Create your podcast today! #madeonzencastr

    36 min
See All (19)

Ratings & Reviews

5
out of 5
4 Ratings

About

Stories and principles that help you get the clarity you need to take total control of your finances and feel confident that you're using your money to build the life you want

Information

  • Creator
    Wise Money Mentor, LLC
  • Years Active
    2023 - 2024
  • Episodes
    19
  • Rating
    Clean
  • Show Website
    Wise Money Mentor