140 episodes

CFP and 4x Olympian Lauryn Williams and guests share their money memoirs to offer insights into how money works for them. Worth-Winning.com.

Worth Listening Lauryn Williams

    • Business
    • 4.9 • 44 Ratings

CFP and 4x Olympian Lauryn Williams and guests share their money memoirs to offer insights into how money works for them. Worth-Winning.com.

    A Journey to Financial Fortitude

    A Journey to Financial Fortitude

    We are rolling along with our Millionaire Series this week with guest L. Renee Whaley here to share her money memoir with us. L. Renee hit millionaire status in 2021 after paying off $75k worth of debt, and two mortgages including an investment property. While continuing to work in corporate America, she is also a financial coach who helps individuals and families customize strategies to live debt-free along with assisting scholars with finding scholarships so they can attend college debt-free. She is also the author of A Journey to Financial Fortitude: How I Paid Off $75k, Went to College Debt-Free, and Paid Off My Mortgage! In This Episode We Discuss:
    The strategy she used to find scholarships to pay for college How she ended up in $75k worth of debt How she used the debt snowball concept to become debt-free Whey she decided to pay off two mortgages instead of putting her money to work in other areas The importance of utilizing your 401k and meeting the employer match Why she decided to hire her kids and how it’s helping everyone financially Why she decided to write her book even though it wasn’t something she had ever planned on doing Why she started working as a financial coach The importance of helping people see that millionaire status and debt-free living is for anyone You can learn more about L. Renee and her book at financialfortitudellc.com and follow her on social media; 
    Instagram @ffortitudellc Facebook @financialfortitudellc If you want to further connect with Lauryn Williams at Worth Winning, follow us on social media:
    Instagram: @worthwinning Twitter: @worth_winning Facebook: @worthwinningfp LinkedIn: @lauryn-williams

    • 47 min
    Learning by Doing: The Delights of Getting in Over Your Head

    Learning by Doing: The Delights of Getting in Over Your Head

    Today we are taking a break from the Millionaire Series to focus on financial transparency. April is financial literacy month. The entire purpose of the Worth Listening podcast is to help spread financial literacy and host Lauryn Williams wants to share her imperfect financial journey with you to show that we are all in this together. 
    Joining Lauryn on the podcast is her friend and fellow financial planner, Ben Martinek. Ben runs two financial companies called Bona Fide Finance and Student Loan Tax Experts. He is also the host of the FI Entrepreneur podcast. Martinek
    In this episode, Ben is going to interview Lauryn about her 2021 financial review and what changes she is making this year.
    In This Episode We Discuss:
    The importance of tracking your spending  The downfalls of trying to save too much   What tool Lauryn uses to track her spending and budget If Lauryn succeeded or failed at her 2021 goals The importance of having financial accountability Why we can pretend or justify when it comes to our numbers The importance of self-care and what Lauryn is focused on in 2022 You can learn more about Ben and how you can work with him at bonafidefinance.com and studentloantaxexperts.com.
    If you want to further connect with Lauryn Williams at Worth Winning, follow us on social media:
    Instagram: @worthwinning Twitter: @worth_winning Facebook: @worthwinningfp LinkedIn: @lauryn-williams

    • 41 min
    Work-Optional By 40 Years Old

    Work-Optional By 40 Years Old

    We’re excited to be continuing the Worth Listening Millionaire Series! Over the next couple of months, Worth Listening host and Certified Financial Planner Lauryn Wiliams, will be interviewing millionaires on the podcast so we can hear their money memoirs and what they did to reach that coveted millionaire status.
    Today on the podcast is Walli Miller. Walli is the founder of Financially Thriving where she works as a money coach to help other women experience the same financial transformation in their lives that she experienced in her own life. 
    Walli is a first-generation college graduate and daughter of an immigrant who spent her 20s spending every dollar she earned while saving very little. She thought she was doing well because she kept her bills paid and didn’t have credit card debt. But she had two AHA moments that turned her finances around. Now she has a millionaire dollar portfolio and is on the way to being work-optional by the age of 40! 
    In This Episode We Discuss:
    How the financial situation she grew up in caused a money mindset that led to her spending everything she made after paying the bills in her 20s The AHA moment she experienced when looking at her social security earnings statement What happened at work that helped her realize she didn’t have financial freedom The sacrifices she made in college and housing throughout the years that helped her get to where she is now How lifestyle creep steals your money and ability to build wealth The importance of understanding your financial numbers The balance of reducing expenses and bringing in more income How she and her husband saved 45% of their income while living in NYC Her principle of “Cut the FATT”  What Financial Independence really means Why you need to do the math instead of just aiming for $1 million How she overcomes the “wealth guilt” she experiences from outearning her family members  
    You can learn more about Walli and her work as a financial coach on her website: financiallythriving.com or on Instagram at financially_thriving.
    If you want to further connect with Lauryn Williams at Worth Winning, follow us on social media:
    Instagram: @worthwinning Twitter: @worth_winning Facebook: @worthwinningfp LinkedIn: @lauryn-williams

    • 53 min
    Millionaire Series: The Two Rules of Building Wealth, With Jeremy Schneider

    Millionaire Series: The Two Rules of Building Wealth, With Jeremy Schneider

    We’re excited to continue the Worth Listening Millionaire Series with another inspiring story. Worth Listening host and Certified Financial Planner Lauryn Wiliams, has been interviewing millionaires on the podcast so we can hear their money memoirs and what they did to reach that coveted millionaire status. Today on the podcast, Jeremy Schneider of the Personal Finance Club is here to share his money memoir with us. Jeremy is a successful entrepreneur and personal finance expert. After starting an internet company in college and selling it at the age of 34 for over $5M, he retired at 36.
    Since then, Jeremy has dedicated his life to teaching personal finance. He founded Personal Finance Club, a community of champions of the individual investor who help further financial education.  
    In This Episode We Discuss:
    The importance of having awareness around student loan debt How lifestyle creep can ruin people’s finances What the rollercoaster of entrepreneurship looked like as he built his business The persistence it takes to succeed at running and growing a business How much he actually lived off of when his company’s revenue hit a million dollars Why he was driving a 16-year-old vehicle when he sold his company and became a millionaire The different methods of business valuation when selling a company Why it all starts with spending less than you earn and investing early and often Why there are no shortcuts Financial failures and that everyone makes them Why he has a “boring” portfolio and the strategy he used for investing his money What motivates him to share his millionaire story with others You can learn more about Jeremy and Personal Finance Club at .personalfinanceclub.com or on social media at:
    Instagram: @personalfinanceclub TikTok @personalfinanceclub YouTube Personal Finance Club If you want to further connect with Lauryn Williams at Worth Winning, follow us on social media:
    Instagram: @worthwinning Twitter: @worth_winning Facebook: @worthwinningfp LinkedIn: @lauryn-williams

    • 41 min
    Millionaire Series: Debt-Free and a Millionaire by 31, with Steven Stack

    Millionaire Series: Debt-Free and a Millionaire by 31, with Steven Stack

    We’re continuing the Worth Listening Millionaire Series! Over the next couple of months, Worth Listening host and Certified Financial Planner Lauryn Wiliams, will be interviewing millionaires on the podcast so we can hear their money memoirs and what they did to reach that coveted millionaire status. Next up in the series is Steven Stack, Financial Coach & CFEI, speaker and author of the book Simple Money Talks.  Steven became a debt free millionaire when he was just 31 years old. Through a combination of of smart money management and investing, primarily through the stock market and real estate, Steven set out to become “retireable” by the age of 45.
    And before you jump into thinking this was only able to happen for him because he is a financial coach, that’s not where his journey started. 
    In This Episode We Discuss:
    The building blocks he learned at an early age that set him on the right path Why his dream school was the one he could reasonably afford and how he graduated with money in the bank instead of student loans The Denzel Washington movie quote that got him investing in real estate How and why he started maxing out his retirement savings when he first started working The importance of connecting with people and learning from others Why passive income isn’t really passive and what the narrative should be instead How he paid off his mortgage in 3 years The importance of understanding how each party in a deal makes money before getting involved How he got started in real estate investing   Why the most important consideration when buying a house isn’t how much you are approved for The difference that focusing on increasing your income can make in your finances The importance of not upgrading your lifestyle when your income increases  
    You can learn more about Steven at stevenlstack.com and follow him on social media at the links below. Check out his book Simple Money Talks.
    Instagram @stackingwithstack Facebook @stackingwithstack Twitter @stevenlstack TikTok @stackingiwthstack If you want to further connect with Lauryn Williams at Worth Winning, follow us on social media:
    Instagram: @worthwinning Twitter: @worth_winning Facebook: @worthwinningfp LinkedIn: @lauryn-williams

    • 53 min
    Millionaire Series: How A Single Mom Hit Millionaire Status and Retired in her 40s, With Jackie Cummings Koski

    Millionaire Series: How A Single Mom Hit Millionaire Status and Retired in her 40s, With Jackie Cummings Koski

    We’re kicking off the Worth Listening Millionaire Series! Over the next couple of months, Worth Listening host and Certified Financial Planner Lauryn Wiliams, will be interviewing millionaires on the podcast so we can hear their money memories and what they did to reach that coveted millionaire status.
    The first guest on the series is Jackie Cummings Kosk. She is sharing her story of how she overcame poverty, divorce and single motherhood, to reach financial independence and retire early from her corporate job while still in her 40s, all while making less than six figures a year. 
    Jackie is the author of the book, “Money Letters 2 my Daughter”, which was a 2013 winner of the Excellence in Financial Literacy Education (EIFLE) Award. In 2015, she was officially recognized with a Congressional Commendation for her accomplishments in the field of financial literacy from the U.S. House of Representatives. 
    She now focuses on her life’s work of financial education and following her dream of creating a financially literate society. She is a life-long learner and is currently pursuing her master’s degree in Personal Financial Planning and Financial Therapy.
    Jackie is going to share with us the impact that always trying to run from poverty had on her life and what she did after the pivotal moment of deciding she never wanted to feel financially ignorant again. Her poverty to millionaire story is so encouraging because it’s one that anyone can relate to. Her story will help break down the barriers you have to believing it’s possible for you to become a millionaire and retire early too. 
    In This Episode We Discuss:
    The impact that growing up in poverty had on her life  How joining an investment club was one of her first steps to increasing her financial literacy How to complete a net worth statement and why you need to know your net worth The importance of understanding how compound growth works and why you need to get started now  Organizing your finances to live within your means and why it’s not about hitting a 6-figure salary The importance of prioritizing work-life as a single mom  Understanding how investments can lower your tax liability How to determine how much you need to save for retirement Why financial freedom is about more than just money The importance of creating the habit of saving and investing even if you have to start small The one thing she did to hit millionaire status that a lot of people are afraid to do You can learn more about Jackie and connect with her on social media through linktree.com/moneyletters 
    If you want to further connect with Lauryn Williams at Worth Winning, follow us on social media:
    Instagram: @worthwinning Twitter: @worth_winning Facebook: @worthwinningfp LinkedIn: @lauryn-williams

    • 50 min

Customer Reviews

4.9 out of 5
44 Ratings

44 Ratings

DaHaitianAmerican ,

An Amazing find to start the new year, every year

This podcast is amazing. Love the flow and the charisma. Great guests and introspection. An amazing find for me in 2022.

Sunny33323 ,

The financial advisor you didn’t know you needed

I binged every episode eager to learn and impart to my own family the life lessons not taught to immigrant children. Thank you Lauryn please keep the money memoirs coming.

@ASFCoaching ,

Valuable advice from an engaging host!

It feels like Lauryn is in my living room chatting with me about personal finances! She brings such realness & practicality to sometimes complex money topics. I love her rapport with Chloe and her other guests - she’s never stuffy or over-complicated. She is an educator at heart and wants others to feel empowered.

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