Real Time Payments Revolution

Sarah Hoisington

Real-Time Revolution is the podcast exploring how instant payments are reshaping the way we move money. From FedNow and RTP using QR codes, NFC and beyond, we talk about how instant payments are revolutionizing the way we pay —fast, secure, and always on.

Episodios

  1. 25 JUN

    How Banks and Credit Unions Can Power the Next Generation of Business Payments with Stablecoins

    As stablecoins move from speculative tools to digital dollars, a growing number of businesses are beginning to explore their utility for real-world commerce. From faster cross-border payments to streamlined treasury operations, stablecoins like USDC offer advantages that traditional payment rails often can't match.

    6 min

  2. 22 JUN

    Who Should Offer Stablecoins? Why Banks and Credit Unions Have A Key Role Even If They Don’t Custody These Digital Assets

    As stablecoins like USDC gain traction, banks and credit unions have a unique opportunity to offer them directly within their existing digital channels—without taking on the complexity of blockchain custody. Unlike crypto exchanges, financial institutions can provide a faster, more trusted, and seamless experience by embedding stablecoin capabilities into their mobile apps. With a regulated issuer like Circle managing the blockchain layer and a real-time internal ledger tracking customer balances, stablecoins can be offered with traditional banking simplicity. This model positions banks and credit unions to stay relevant, generate new revenue, and help consumers safely participate in the digital asset economy.

    5 min

  3. 15 JUN

    Practical Guide to Embedding Stablecoins into Mobile Banking Apps

    Stablecoins are entering the financial mainstream, with projections that U.S. dollar stablecoins could surpass $2 trillion by 2028. In this episode, we explore how banks and credit unions can embed stablecoin directly into their mobile apps — offering real-time balances, seamless conversions, and instant cross-border payments. We break down why Core banking platforms weren’t built for digital assets, and how high-performance ledgers like Matera’s Digital Twin, combined with regulated stablecoins like Circle’s USDC, give financial institutions a practical way to participate in the growing digital asset economy without replacing their Core systems.

    5 min

  4. 15 JUN

    Protecting Deposits in the Stablecoin Era: A Strategy Playbook for Financial Institutions

    Stablecoins are entering the mainstream—and banks need a strategy. In this episode, we explore how legislation like the GENIUS Act and growing customer demand are accelerating stablecoin adoption. We break down four ways banks can engage with stablecoins, from light integration to embedded wallets, and explain how combining Circle’s USDC with Matera’s Digital Twin allows banks to participate without overhauling their core systems. Learn how banks can stay relevant, retain customer relationships, and offer real-time digital asset services securely and compliantly.

    9 min

  5. 4 JUN

    The Truth About QR Code Payments - What's Secure, What's Not, What's Next

    Not all QR Codes are created equal — and the kind you hear about in fraud stories isn’t the same as what’s powering secure payments. Static URL QR Codes, often found on parking meters or flyers, are easy to spoof and risky for entering credentials. But a new generation of Payment QR Codes is changing the game. These codes are scanned within an authenticated app (e.g. banking app), use digital signatures, and move money instantly through FedNow or RTP, ACH credit push and push to card — no credentials or redirects required. With standards now in development by X9 and proven success in Brazil, QR Codes are poised to bring safe, real-time payments to the U.S. mainstream.

    6 min

  6. 25 MAY

    QR Codes: Connecting Global Real Time Payment Networks

    How can a simple, well designed Payment QR Code enable efficient cross-border payments? This podcast explains how. It showcases the power of the X9 Payment QR Code standard - designed for the U.S. to accelerate instant payments, and has the ability to connect global real time payment networks.

    11 min

  7. 23 MAY

    Behind the Scan: How PKI Secures QR Code Payments

    QR codes are quickly becoming one of the simplest ways to make payments - just scan and go. But behind that simple scan is a sophisticated layer of digital security that makes sure you're not sending money to a scammer. The secret? PKI or Public Key Infrastructure.

    6 min

  8. 4 MAY

    Moving from Stand-In to Digital Twin for 24X7 Processing

    Core banking systems are remarkably capable. But they were built in a different era—one where banks operated during the day and closed at night, much like a physical branch. That’s where "stand-in" systems come in. These systems temporarily take over transaction authorization while the Core is down. The problem is, stand-in systems have real limits, as they open the door to a dangerous vulnerability. Many institutions are rethinking the idea of switching back and forth between the Core and a stand-in. Instead of toggling between systems, many are implementing a real-time, always-on ledger—a Digital Twin.

    5 min

  9. 19 ABR

    X9 QR Code Standard - Built for Multiple Payment Rails

    The X9 QR Code payment standard isn’tlocked into just one specific payment method. One single QR code can initiate many different types of push payments – like FedNow, RTP, Push to Card and even ACH Credit Push. The choice of which rail to use is invisible to the user. By being rail agnostic, this X9 standard is simple and flexible as well as designed to handle any new rails that emerge.

    4 min

  10. 8 ABR

    How a QR Code Payments Standard Can Revolutionize The Way We Pay

    By leveraging existing infrastructure and focusing on user-friendly design, a standardized QR code has the power to make our payment experiences significantly more seamless and beneficial for everyone involved.

    9 min
  • 10 episodios

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Real-Time Revolution is the podcast exploring how instant payments are reshaping the way we move money. From FedNow and RTP using QR codes, NFC and beyond, we talk about how instant payments are revolutionizing the way we pay —fast, secure, and always on.

Información

  • Creador
    Sarah Hoisington
  • Años de actividad
    2 k
  • Episodios
    10
  • Clasificación
    Apto
  • Copyright
    © Sarah Hoisington
  • Mostrar sitio web
    Real Time Payments Revolution