XOXO Boise

HomeFound

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XOXO Boise is our unfiltered love letter to the Treasure Valley—sharing honest, behind-the-scenes stories from locals who live here, lead here, and shape the community every day. From real estate insights to everyday moments that make Boise feel like home, this series highlights the people, places, and heart behind the neighborhoods we love.

JAN 16

Real Estate Equity: The $40 Trillion Wealth Nobody Talks About

Everyone wants to know the secret to building real wealth—but almost no one talks about this. This year, I’m getting very intentional about the purpose of this channel. My goal is simple but ambitious: help the people who follow along, learn from the data, and take action build real wealth through real estate—potentially becoming millionaires in five years or less. I did it through real estate, and I truly believe it’s one of the strongest and most reliable wealth-building tools out there. With trillions of dollars in untapped home equity across America, the opportunity is hiding in plain sight. This year we’ll break down net worth, equity, market timing myths, Boise and Treasure Valley trends, and how to position yourself when others hesitate. This isn’t about panic—it’s about paying attention, understanding the data, and making smart moves while your money works for you. Like | Share | Subscribe [Info@homefoundgroup.com](mailto:Info@homefoundgroup.com) Watch full Episodes on Youtube - Just search Michaeltomandco for real estate or Michaelandtom for heartwarming Community videos DM us - We'd love to hear from you! Leave a 💛 if you enjoyed this content! Boise real estate, Treasure Valley housing market, real estate investing, building wealth with real estate, home equity, net worth growth, Boise housing trends, Idaho real estate, real estate education, first time home buyer Boise, investment properties Boise, long term wealth, financial freedom through real estate, housing market data, Boise market update, real estate strategy, generational wealth, buying vs renting, real estate fundamentals, market timing real estate

7 min
JAN 9

5 Truths No One Tells You About Buying Your First House

Let's connect! homefoundboise.com/contact If you’re waiting until you have $90,000 saved to buy your first home… this might change everything. Buying your very first house is exciting, emotional, and honestly a little terrifying—and most people go into it missing some huge pieces of the puzzle. From the myth that you need 20% down, to surprise closing costs, to why inspections and home warranties can literally save you thousands, this video breaks down the five things I desperately wish someone had told me before I bought my first home. The goal here is simple: help you buy smarter, sooner, and with way more confidence—so you can start building long-term, meaningful wealth instead of sitting on the sidelines. Like | Share | Subscribe [Info@homefoundgroup.com](mailto:Info@homefoundgroup.com) Watch full Episodes on Youtube - Just search Michaeltomandco for real estate or Michaelandtom for heartwarming Community videos DM us - We'd love to hear from you! Leave a 💛 if you enjoyed this content! first time home buyer, buying your first home, down payment assistance, closing costs explained, home inspection tips, home warranty, real estate education, building wealth through real estate, home buying mistakes, mortgage basics, real estate advice, housing market tips, financial education, long term wealth, real estate investing, first home tips, buying a house 101, real estate YouTube, home buying education, smart home buying

9 min
12/30/2025

Buying Your First Home: Why Renting FEELS Cheaper (But Isn’t)

Let's connect! Homefoundboise.com/contact Rent feels cheaper… until you actually run the numbers. Most people assume renting is the “safer” or more affordable option—but when you look at equity, tax benefits, appreciation, and long-term stability, buying often wins by a landslide. Over just two years, homeowners can build tens of thousands in wealth while renters walk away with nothing but receipts. Buying isn’t just about having a place to live—it’s a forced savings plan, a wealth-building tool, and one of the most powerful financial moves most people will ever make. Like | Share | Subscribe [Info@homefoundgroup.com](mailto:Info@homefoundgroup.com) Watch full Episodes on Youtube - Just search Michaeltomandco for real estate or Michaelandtom for heartwarming Community videos DM us - We'd love to hear from you! Leave a 💛 if you enjoyed this content! Boise real estate, buying vs renting, first time home buyer Boise, Boise housing market, build equity, wealth through real estate, Idaho homes for sale, Boise mortgage tips, FHA loan Boise, Boise lifestyle, LGBTQ friendly real estate, Boise realtors, HomeFound Group, Boise community, moving to Boise, Boise investment property, rent vs buy Idaho, Boise home prices, financial freedom real estate, long term wealth building

10 min
12/29/2025

Boise Housing Market Inventory Is Changing Everything...

Let's connect! homefoundboise.com/contact Everyone keeps asking the same question: did the housing crash already happen… and what does 2026 actually look like? 2025 quietly became one of the slowest real estate years on record nationwide, even compared to the years following the housing bubble. Buyer demand cooled, inventory stayed elevated (but nothing like 2008), and prices never fell the way many were waiting for. Now, as we look ahead to 2026, the data tells a story of stability, gradual shifts, and opportunity. Interest rates are slowly trending downward, Boise’s market has softened just enough to give buyers negotiating power, and new construction is offering serious incentives. Add in Idaho’s leading job growth, sustained in-migration, and strong local economy, and it’s clear why a major crash isn’t showing up in the numbers. For those watching from the sidelines, this might be one of the few windows where sellers are flexible, concessions are real, and long-term growth is still very much on the table. Like | Share | Subscribe [Info@homefoundgroup.com](mailto:Info@homefoundgroup.com) Watch full Episodes on Youtube - Just search Michaeltomandco for real estate or Michaelandtom for heartwarming Community videos DM us - We'd love to hear from you! Leave a 💛 if you enjoyed this content! Boise real estate market, Boise housing market 2025, Boise housing market 2026, Treasure Valley real estate, Boise home prices, Boise market update, Idaho real estate trends, Boise new construction homes, Boise real estate forecast, buying a home in Boise, selling a home in Boise, Boise housing inventory, Boise mortgage rates, Idaho housing market, Boise real estate insights, Treasure Valley housing market, Boise market trends, Boise real estate news, Boise home buyers, Boise home sellers

7 min
12/29/2025

Home Affordability Breakdown: FHA vs Conventional Loans

How much house can you actually afford… without ever talking to a lender? 👀 In today’s video, Michael breaks it all down in a way that actually makes sense. Using the average household income, he walks through five simple steps to estimate your buying power and shows why loan type matters way more than most people realize. We compare conventional vs FHA loans, explain what lenders really count as “debt” (and what they don’t), and reveal a difference in purchase power that can easily exceed $100,000. Spoiler: the numbers might surprise you, and they might completely change how you think about buying your next home. This is real, practical info every buyer should understand before starting their search. Like | Share | Subscribe [Info@homefoundgroup.com](mailto:Info@homefoundgroup.com) Watch full Episodes on Youtube - Just search Michaeltomandco for real estate or Michaelandtom for heartwarming Community videos DM us - We'd love to hear from you! Leave a 💛 if you enjoyed this content! how much house can I afford, home affordability, FHA vs conventional loan, first time home buyer tips, mortgage basics, debt to income ratio, buying a home in Boise, real estate education, housing market affordability, home buying math, mortgage planning, Idaho real estate, Boise real estate, home loan options, monthly mortgage payment, buying power, real estate explained, financial planning for buyers, renting vs owning, housing market 2025

5 min
11/28/2025

First-Time Homebuyer Guide (2025): From Renting to Owning Fast

Let’s connect! homefoundboise.com/contact Buying or selling a home in Boise doesn’t have to feel overwhelming. When you have the right guidance, the right strategy, and a team that genuinely cares about your goals, the entire journey becomes smoother—and even exciting. Whether you're mapping out your next move or just gathering information, we’re here to support you every step of the way. Like | Share | Subscribe [Info@homefoundgroup.com](mailto:Info@homefoundgroup.com) Watch full Episodes on Youtube - Just search Michaeltomandco for real estate or Michaelandtom for heartwarming Community videos DM us - We'd love to hear from you! Leave a 💛 if you enjoyed this content! Boise real estate, Boise homes, Boise lifestyle, Treasure Valley living, Idaho homes, moving to Boise, Boise market update, Boise realtors, Boise home search, Boise neighborhoods, Boise buyers, Boise sellers, Boise new listings, Idaho relocation, Boise community, Boise housing, Boise investment, Boise life, Treasure Valley real estate, moving to Idaho

10 min
11/26/2025

50-Year Home Loan Breakdowns: Good Idea or Disaster?

Let's connect! homefoundboise.com/contact Is a 50-year mortgage really the answer everyone’s been waiting for? Right now, the market is in a weird standstill—sellers making concessions, buyers getting pickier, and first-time homebuyers at an all-time low. A 50-year mortgage could open the doors for those who can’t afford today’s 30-year payment… but it also comes with serious risks. With so little going toward equity, even a small price dip could leave homeowners underwater fast. And if every sidelined buyer rushed into the market at once? Prices would react—big time. November’s update breaks it all down so you can make the smartest move possible. Like | Share | Subscribe [Info@homefoundgroup.com](mailto:Info@homefoundgroup.com) Watch full Episodes on Youtube - @Michaeltomandco DM us - We'd love to hear from you! Leave a 💛 if you enjoyed this content! Boise real estate market, Boise housing update, 50 year mortgage insights, Idaho home buying, Boise first time buyers, Boise sellers market, Boise concessions, market trends Boise, Idaho housing affordability, Boise realtors, Boise mortgage news, Treasure Valley housing, Idaho real estate tips, Boise home prices, market predictions Boise, Boise property market, Idaho homeowner insights, buying a home in Boise, Boise market shifts, Treasure Valley real estate

7 min
11/26/2025

Housing Market Predictions South Park ACTUALLY Got Right

Let's connect! Homefoundboise.com/contact Cartoons might be the unexpected real estate experts we all needed — and South Park just might have predicted the 2025 housing market better than anyone. This episode breaks down everything from easy real estate licensing, wild house-flipping trends, and confusing lending practices to the chaos of HOAs and the never-ending renting vs. buying debate. And honestly? They weren’t far off. Some jokes sting, some feel too true, and one big point they got totally wrong (in my opinion) might surprise you. If you want to understand what’s actually happening in today’s market — in a way that’s funny, digestible, and maybe a little too real — this deep dive is for you. Like | Share | Subscribe [Info@homefoundgroup.com](mailto:Info@homefoundgroup.com) Watch full Episodes on Youtube - @Michaeltomandco DM us - We'd love to hear from you! Leave a 💛 if you enjoyed this content! Boise housing market, Idaho real estate, market predictions 2025, South Park housing episode, Boise buyers, Boise sellers, lending tips Idaho, ARM mortgages explained, Boise home flippers, HOA advice Idaho, renting vs buying Boise, equity trends 2025, Boise mortgage info, Boise homeownership, real estate insights Boise, housing affordability Idaho, Boise Realtor tips, Idaho property market, Boise wealth building, home buying education

8 min

XOXO Boise is our unfiltered love letter to the Treasure Valley—sharing honest, behind-the-scenes stories from locals who live here, lead here, and shape the community every day. From real estate insights to everyday moments that make Boise feel like home, this series highlights the people, places, and heart behind the neighborhoods we love.

Creator

HomeFound
Years Active

2025 - 2026
Episodes

32
Rating

Clean
Copyright

© 2026 XOXO Boise
Show Website

XOXO Boise