Join Joseph Curry, CFP Professional and President of Matthews + Associates, to learn how to simplify your retirement planning. If you're approaching retirement or have already entered your early retirement years, this podcast is designed to help you answer your big retirement questions like... Can I afford to retire? How do I create a paycheck in retirement? How do I pay less tax in retirement? And even big questions about life after work.
Through Retirement Planning education, resources, and expert interviews, Joseph will help you get clear on your vision for retirement including what that looks like for you, how to simplify it, and what you will need specifically to achieve or maintain financial freedom, live out your dreams and create future opportunities for the ones you love.
You can find more information, tools, and resources for your Retirement Planning at https://matthewsandassociates.ca/
Ep #17: Cash Flow in Retirement
Without the right planning in place, new retirees often find the financial aspect of the retirement transition to be somewhat daunting. Although we can plan for retirement for years, estimating actual cash flow needs can be pretty tricky. So, in this episode, I will be explaining how to figure out how much you will likely need to keep up the same lifestyle in retirement that you have while you are still working.
You can find show notes and more information by clicking here: https://matthewsandassociates.ca/17
Ep #16: Living a Passion Driven and Authentic Life with Scott Armstrong
Many individuals want a retirement that is authentic to who they are, passion-driven, and filled with purpose. However, it takes a certain kind of mindset to achieve the motivation, tools, and community for someone who is retirement age to make this happen. Mind Switch helps individuals transition from their careers and create the next phase of their lives to be as uniquely compelling as they are by reinventing what retirement can be. Today, Scott Armstrong, CEO of Mind Switch Training, will be joining the show to discuss the six key foundations needed for your greatest ambitions to come to life.
You can find show notes and more information by clicking here: https://matthewsandassociates.ca/podcast/16
Ep #15: Retirement Income Bucket Strategies
The retirement income "buckets" approach generally involves dividing your short-term cash and long-term investments into different buckets. This way, regardless of the short-term performance of your investment portfolio, you can make planned withdrawals and regular payments from the buckets without feeling uncertain about the state of your portfolio. There are many versions of the buckets approach, and in this episode, I am going to be sharing a few options for you to consider as you plan for your retirement.
You can find show notes and more information by clicking here: https://matthewsandassociates.ca/podcast/15
Ep #14: Dynamic Withdrawal Strategies
There are many uncertainties that make calculating retirement spending an educated guess at best - many of which we have covered in previous episodes. You want the flexibility to spend as much as you need in retirement, while also feeling secure enough in your funds that you know you won’t run out of money halfway through your golden years. So, in this episode, I am going to be explaining dynamic withdrawal strategies which are designed to change annual retirement distributions based on actual market performance, to prevent you from under or overspending.
You can find show notes and more information by clicking here: https://matthewsandassociates.ca/podcast/14
Ep #13: Safe Withdrawal Rates and Traditional Retirement Projections
Most traditional retirement plans in the past were created by making a projection that has taken into account assumptions around inflation, rates of return, and longevity and putting it all together to see if there is money left over to last you the remainder of your life. Although this is a good starting point, it doesn’t take into account any unforeseen circumstances. In this episode, I will be sharing some other methods retirement planners are using these days to create a safer outcome for your retirement.
You can find show notes and more information by clicking here: https://matthewsandassociates.ca/podcast/13
Ep #12: Retirement Income Strategies Overview
It's one thing to know what the risks of retirement are as far as your income planning goes, but knowing what to do about those risks and how to handle them is what counts. That's where retirement income strategies come in. In this episode, I will be sharing several types of retirement income strategies so you can find the best option that will suit you and your needs.
You can find show notes and more information by clicking here: https://matthewsandassociates.ca/podcast/12