93 episodes

Welcome to the Retirement Planning Simplified Podcast.
Join Joseph Curry, CFP Professional and retirement planning specialist, to learn how to simplify your retirement planning. If you're approaching retirement or have already entered your early retirement years, this podcast is designed to help you answer your big retirement questions like... Can I afford to retire? How do I create a paycheck in retirement? How do I pay less tax in retirement? And even big questions about life after work.

Through Retirement Planning education, resources, and expert interviews, Joseph will help you get clear on your vision for retirement including what that looks like for you, how to simplify it, and what you will need specifically to achieve or maintain financial freedom, live out your dreams and create future opportunities for the ones you love.

You can find more information, tools, and resources for your Retirement Planning at https://retirementplanningsimplified.ca.

Your Retirement Planning Simplified Joseph Curry, CFP Professional

    • Business
    • 5.0 • 4 Ratings

Welcome to the Retirement Planning Simplified Podcast.
Join Joseph Curry, CFP Professional and retirement planning specialist, to learn how to simplify your retirement planning. If you're approaching retirement or have already entered your early retirement years, this podcast is designed to help you answer your big retirement questions like... Can I afford to retire? How do I create a paycheck in retirement? How do I pay less tax in retirement? And even big questions about life after work.

Through Retirement Planning education, resources, and expert interviews, Joseph will help you get clear on your vision for retirement including what that looks like for you, how to simplify it, and what you will need specifically to achieve or maintain financial freedom, live out your dreams and create future opportunities for the ones you love.

You can find more information, tools, and resources for your Retirement Planning at https://retirementplanningsimplified.ca.

    EP #82: Top 5 Non-Money Mistakes in Retirement

    EP #82: Top 5 Non-Money Mistakes in Retirement

    We explore the top five non-money mistakes in retirement planning. We look at how retirement isn’t just about financial readiness but also about finding fulfillment and direction in life post-career.  

    We look at the significance of social engagement, staying physically active, maintaining a growth mindset, and transitioning from a savings to a spending mindset in retirement.   
    Read the full show notes and find more information here: EP 82 Show Notes

    • 14 min
    EP #81: 5 Common Money Mistakes in Retirement

    EP #81: 5 Common Money Mistakes in Retirement

    In this podcast episode, hosts Joe Curry and Lindsay Wilson discuss common mistakes in retirement planning, cautioning against relying solely on advice from friends and family who may lack expertise in financial matters. They emphasize the importance of seeking professional guidance tailored to one's unique situation, highlighting scenarios such as CPP payment timing and asset allocation during market downturns. 
    The hosts stress the necessity of comprehensive planning, including considerations of retirement income sources, tax strategies, risk management, and estate planning. They advocate for conducting a "dress rehearsal" for retirement expenses and budgeting for potential cost increases in future projects or expenses, underscoring the multifaceted nature of retirement preparation and the need for careful analysis and professional assistance. 
    Read the full show notes and find more information here: EP 81 Show Notes

    • 22 min
    EP #80: Navigating the Behavior Gap: Why the Average Investor Underperforms the Market

    EP #80: Navigating the Behavior Gap: Why the Average Investor Underperforms the Market

    In this podcast, Dr. Daniel Crosby joins Joseph to discuss the impact of behavioral biases on retirement planning. They delve into overconfidence as a key bias, emphasizing its role in risk-taking behavior and decision-making. Dr. Crosby advises automating financial processes and seeking professional guidance to bridge the behavior gap. The conversation also previews Dr. Crosby's upcoming book, "Soul of Wealth," which explores 50 essays on mind, money, and meaning, offering valuable insights for those navigating the psychological challenges of retirement. 
    Read the full show notes and find more information here: EP 80 Show Notes

    • 28 min
    EP #79: Subscribed and Satisfied: Optimizing Your Spending Without Sacrifice

    EP #79: Subscribed and Satisfied: Optimizing Your Spending Without Sacrifice

    In this engaging podcast discussion, the speaker delves into the widespread shift towards subscription models, exploring how businesses and consumers alike benefit from this trend. The conversation underscores the convenience for consumers and improved cash flow management for companies, emphasizing the seamless experience subscriptions offer. However, as the subscription landscape becomes increasingly saturated, the challenge of tracking and managing numerous subscriptions arises, prompting the speaker to highlight the average American's significant monthly spending on consumer subscriptions. The discussion touches on the subtle tactics some companies use to make canceling subscriptions cumbersome, shedding light on the importance of values alignment, simplicity in offerings, and transparent communication in fostering successful and long-lasting subscription relationships. The speaker offers practical advice for consumers, urging them to assess their subscriptions for alignment with values, consider annual plans for potential savings, and be mindful of the ease of cancellation. 
    Read the full show notes and find more information here: EP 79 Show Notes

    • 21 min
    Fireside Financial EP #11: Turning Family Money into Financial Freedom: Smart Planning for Inheritances

    Fireside Financial EP #11: Turning Family Money into Financial Freedom: Smart Planning for Inheritances

    Hosts Joseph and Regan examine how to handle inheritances. With the landscape of wealth transfer evolving rapidly, receiving an inheritance is not just a stroke of luck but a strategic element in financial planning.  

    They caution against hasty decisions and stress the importance of taking the time to assess goals and intentions before embarking on any major financial moves. Through real-life examples, such as a client who strategically maximized her tax-free savings accounts and diversified her assets after receiving an inheritance, the hosts highlight the significance of thoughtful planning in ensuring long-term financial security.
     
    Read the full show notes and find more information here: EP 11 Show Notes

    • 9 min
    EP #78: Inheritance: Why Fair and Equal Aren't the Same

    EP #78: Inheritance: Why Fair and Equal Aren't the Same

    What does it mean to be fair yet unequal in estate planning?  

    Explore how differing financial needs, family contributions, and the complexities of sibling relationships impact retirement planning. Discover actionable insights, from using life insurance to equalize asset distribution to fostering open communication to minimize family disputes. Join Joe and Lindsay’s conversation on navigating family dynamics and creating a personalized, transparent estate plan for a smooth and equitable transition into retirement. 
    Read the full show notes and find more information here: EP 78 Show Notes

    • 13 min

Customer Reviews

5.0 out of 5
4 Ratings

4 Ratings

VElder2005 ,

Well-rounded $ guidance for now and retirement

While this is a “retirement” show, much of the guidance could be implemented now to provide even more financial security. Applicable to Canadians and Americans, Joe & team produce more than do-this-not-that advice, and include a wide variety of guest experts so you get a range of perspectives on financial decisions you can make leading into retirement.

Bona and Team Capsho ,

A great listen!

Joseph's thoughtful and practical insights provide his listeners with a fresh perspective on navigating the complexities of retirement. His straightforward yet compelling advice, making it an engaging companion in the journey of financial planning.

From Bona and Team Capsho :)

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