Your Retirement with David Meche

David Meche
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David Meche has been helping families in Louisiana retire for over 30 years. Each week, he shares the wisdom he has gained through his experience to help you build a plan for a successful retirement.

  1. APR 15

    The Silent Risk in Retirement: Understanding Inflation

    Inflation may sound like a headline issue, but for retirees it quietly shapes everyday decisions long after the news cycle moves on. In this episode of Your Retirement with David Meche, David unpacks what inflation really means for those nearing or living in retirement. He discusses why inflation feels different once paychecks stop, how rising costs—especially healthcare—can reshape long‑term planning, and why emotional reactions to market volatility can create unintended risks. David also explores the importance of income planning, diversification, and understanding spending realities in a world where prices rarely stay still. Schedule a complimentary and comprehensive look at your retirement portfolio and learn your risk number with Meche and Associates at 225-258-2112 or click here: https://mecheassociates.com/contact/ And learn more about the next seminar with David Meche here: https://mecheassociates.com/events/ FB: https://www.facebook.com/mecheandassociates See omnystudio.com/listener for privacy information.

    19 min

  2. MAR 31

    The Financial Talks Every Couple Needs Before and During Retirement

    Money conversations can feel awkward but avoiding them can leave couples unprepared when life changes. In this episode, David Meche explores the financial conversations every couple should be having, especially as retirement approaches. Using relatable examples and real‑world experience, the discussion covers shared decision‑making, understanding accounts and risk tolerance, planning for income changes, and preparing for unexpected events like illness or loss. David also addresses how often couples should revisit these discussions and why communication with both advisors and family members matters. It’s a thoughtful look at why being on the same financial page isn’t just about numbers, but about clarity, confidence, and teamwork. Schedule a complimentary and comprehensive look at your retirement portfolio and learn your risk number with Meche and Associates at 225-258-2112 or click here: https://mecheassociates.com/contact/ And learn more about the next seminar with David Meche here: https://mecheassociates.com/events/ FB: https://www.facebook.com/mecheandassociates See omnystudio.com/listener for privacy information.

    19 min

  3. MAR 17

    Why Tax Season Feels So Stressful—and What Most People Miss

    Tax season has a way of exposing the details most people wish they’d caught sooner. In this episode, David Meche breaks down a practical tax‑season checklist and explains why filing taxes and actively planning for them are two very different things. The conversation explores how overlooked income sources, retirement accounts, Social Security, Medicare, and required distributions can quietly reshape your tax picture over time. David shares how proactive, forward‑looking planning can create clarity and coordination—especially for those approaching or living in retirement. If taxes feel overwhelming or reactive, this discussion reframes them as part of a much bigger financial picture. Schedule a complimentary and comprehensive look at your retirement portfolio and learn your risk number with Meche and Associates at 225-258-2112 or click here: https://mecheassociates.com/contact/ And learn more about the next seminar with David Meche here: https://mecheassociates.com/events/ FB: https://www.facebook.com/mecheandassociates See omnystudio.com/listener for privacy information.

    20 min

  4. MAR 9

    The Annuity Puzzle: Income Tool or Unnecessary Complexity?

    Annuities are selling at record levels—yet most people can’t explain what they actually are. In this episode of Your Retirement, David Meche tackles the confusion, misconceptions, and “bad rap” surrounding annuities and why they remain one of the most misunderstood tools in retirement planning. The discussion explores why annuities feel complex, when they may or may not fit into a portfolio, and how they’re often used to create predictable income alongside other retirement assets. Rather than focusing on products, the episode centers on asking better questions, understanding tradeoffs, and deciding whether an annuity belongs in your broader retirement strategy. Schedule a complimentary and comprehensive look at your retirement portfolio and learn your risk number with Meche and Associates at 225-258-2112 or click here: https://mecheassociates.com/contact/ And learn more about the next seminar with David Meche here: https://mecheassociates.com/events/ FB: https://www.facebook.com/mecheandassociates See omnystudio.com/listener for privacy information.

    21 min

  5. FEB 24

    The Most Dangerous Part of Retirement Is the Finish Line

    One wrong move near the finish line can undo years of progress — and retirement works the same way. In this episode, David Meche uses the high‑speed world of Olympic downhill skiing as a powerful analogy for the retirement “decumulation” phase, where risk, timing, and income decisions matter most. The conversation explores why strategies that worked during your working years may not translate safely into retirement, and highlights common hazards like market volatility, income loss after a spouse’s death, rising healthcare costs, taxes, and Medicare surcharges. Listeners are encouraged to rethink risk, prioritize income planning, and understand why the downhill phase of retirement requires a very different approach. Schedule a complimentary and comprehensive look at your retirement portfolio and learn your risk number with Meche and Associates at 225-258-2112 or click here: https://mecheassociates.com/contact/ And learn more about the next seminar with David Meche here: https://mecheassociates.com/events/ FB: https://www.facebook.com/mecheandassociates See omnystudio.com/listener for privacy information.

    18 min

  6. FEB 10

    Why Retirement Needs More Than a Single Paycheck

    What if your entire retirement plan depended on a single source of income – would it be enough to protect you? In this episode, David Meche explains why relying on only one “faucet” in retirement can leave you vulnerable, and how building multiple income streams can help you stay financially steady no matter what life brings. From Social Security timing to predictable income planning, annuities, long‑term care considerations, and the sequence‑of‑returns risk, David breaks down the core components of creating income that truly lasts. Whether you’re nearing retirement or already in it, this conversation encourages you to think differently about how your future cash flow is built. Schedule a complimentary and comprehensive look at your retirement portfolio and learn your risk number with Meche and Associates at 225-258-2112 or click here: https://mecheassociates.com/contact/ And learn more about the next seminar with David Meche here: https://mecheassociates.com/events/ FB: https://www.facebook.com/mecheandassociates See omnystudio.com/listener for privacy information.

    16 min

  7. JAN 27

    Why Idle Cash May Be Your Biggest Retirement Risk

    What if the money you feel safest holding is actually the money holding you back? In this episode, David Meche breaks down the concept of “dead money” — funds that look secure on the surface but quietly lose value, limit growth, and erode long‑term financial confidence. David explains where dead money typically hides, why inflation makes idle cash more costly than people realize, and how shifting from accumulation to income planning changes everything as retirement approaches. From emergency reserves to risk tolerance to purpose‑driven investing, this conversation helps listeners rethink how every dollar should work for them, not against them. Schedule a complimentary and comprehensive look at your retirement portfolio and learn your risk number with Meche and Associates at 225-258-2112 or click here: https://mecheassociates.com/contact/ And learn more about the next seminar with David Meche here: https://mecheassociates.com/events/ FB: https://www.facebook.com/mecheandassociates See omnystudio.com/listener for privacy information.

    16 min

  8. JAN 6

    The Retirement Descent: Planning Beyond the Summit

    What does climbing Mount Everest have in common with retirement? Both require careful planning for the journey down, not just the ascent. In this episode, host David Meche of Meche and Associates discusses why reaching your savings goal is only half the battle—and how a solid income plan, emergency fund, and growth strategy can help you navigate the risks of retirement. David shares actionable New Year’s resolutions for building a resilient plan, from maximizing your 401(k) to managing taxes and adjusting risk. Whether you’re approaching retirement or already there, this conversation offers practical steps for a safer financial descent.   Schedule a complimentary and comprehensive look at your retirement portfolio and learn your risk number with Meche and Associates at 225-258-2112 or click here: https://mecheassociates.com/contact/ And learn more about the next seminar with David Meche here: https://mecheassociates.com/events/ FB: https://www.facebook.com/mecheandassociates See omnystudio.com/listener for privacy information.

    17 min
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David Meche has been helping families in Louisiana retire for over 30 years. Each week, he shares the wisdom he has gained through his experience to help you build a plan for a successful retirement.

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