Zombie Advisor

James Knapp
  • 5.0 (4)
  • BUSINESS
  • UPDATED SEMIMONTHLY

As a client do you feel like you could be missing out? Welcome to Zombie Advisor with James Knapp, the podcast that shows you how to take control of your future! Here, we focus on putting clients first, delivering top-tier customer service, and building powerful strategic partners. With education, real stories, and a bit of fun, each episode is designed to help you rise above the rest. If you’re ready to break free, take charge, and join a community of advisors who prioritize growth and service, Zombie Advisor is the place for you. Come for the lessons, stay for the stories – and let’s build a better future together!

Episodes

  1. APR 21

    Building a Client-First Practice in the RIA Space with Haris Kopic (Ep. 7)

    Choosing the right business model can shape your entire career as a financial advisor. But what drives someone to leave commissions behind and embrace independence? In this episode, James Knapp sits down with Haris Kopic, CFP®, who recently joined Boyum Wealth Architects after 16 years in the industry. Haris shares his journey from graduating during the 2008 financial crisis to finding his footing in the RIA space, driven by a desire for client-centric service and fiduciary responsibility. Together, they explore memorable client experiences, the importance of curiosity in financial planning, and how going above and beyond creates lasting trust. Haris discusses: His transition from commission-based sales to the independent RIA model and why fiduciary duty matters A creative airport solution that saved a client $10,000 annually on life insurance premiums Common mistakes advisors miss, from outdated policies to overlooked tax strategies How curiosity and problem-solving define the best client relationships Advice for new advisors and those looking to specialize and find their niche And more! Connect with us! (651) 289-6444 Boyum Wealth Architects LinkedIn: James Knapp, CFP® LinkedIn: Boyum Wealth Architects info@boyumwa.com Subscribe to the podcast here! Connect with Haris Kopic: LinkedIn: Haris Kopic About Our Guest: Haris Kopic, CFP®, is a Wealth Architect at Boyum Wealth Architects with 16 years of experience in the industry. After graduating from Iowa State University in 2008, Haris navigated the challenges of the financial crisis before finding his way to the RIA space in 2011. His approach to financial planning is rooted in curiosity, teamwork, problem-solving, and a commitment to fiduciary responsibility. Haris specializes in helping clients navigate complex financial decisions by understanding their motivations, values, and long-term goals, while delivering the kind of white glove service that builds lasting trust.

    19 min

  2. APR 7

    Dead Wrong Tax Decisions Business Owners Keep Making with Chris Wittich (CPA Perspective) (Ep. 6)

    What if better tax planning started long before April, or even before you decide to sell your business? This episode pulls back the curtain on how small business owners and advisors can think differently about taxes, compensation, and long-term planning. In this episode of Zombie Advisor, James Knapp sits down with Chris Wittich, MBT, CPA, and partner at Boyum, to talk through real-world tax planning strategies for business owners at every stage. Chris shares how his career in tax started at age 15, preparing returns by hand, and how that early experience shaped his practical, people-first approach today. Together, they identify common gaps James and Chris see when reviewing new business tax returns, especially in owner compensation and retirement planning. The conversation also explores how tax strategy changes when a business owner is preparing for an eventual sale, whether to private equity, family, or internal successors. The episode wraps with an important look at estate organization, Minnesota estate tax considerations, and why clarity and preparation matter just as much as tax savings. What to expect: Why the owner pay strategy is often the first sign of missed tax planning How compensation decisions impact retirement plans, FICA taxes, and flexibility What business owners should consider years before selling their company Estate planning realities, organization tips, and common pitfalls families face And more! Resources: Estate Organization Connect with us! Boyum Wealth Architects LinkedIn: James Knapp, CFP® LinkedIn: Boyum Wealth Architects info@boyumwa.com Subscribe to the podcast here! Connect with Chris Wittich: LinkedIn: Chris Wittich, CPA About Our Guest: Chris Wittich is a partner at Boyum Wealth Architects and holds both an MBT and a CPA designation. With nearly 20 years of experience working with individuals and small business owners, Chris specializes in tax planning, business strategy, estate tax matters, and advisory support for the beauty and salon industry. His approach focuses on helping clients make informed decisions through clarity, organization, and long-term thinking.

    22 min

  3. MAR 24

    When Experience Still Leads to the Wrong Advice with Andrew Kronschnabel (Ep. 5)

    Even experienced professionals can end up with the wrong advice when planning is driven by products instead of perspective. In this episode, we unpack how “zombie advisors” quietly undermine good decision-making, even for highly sophisticated clients. In this episode of Zombie Advisor, James Knapp sits down with Andrew Kronschnabel, SVP / Head of Investment & Marketing Strategy, Seaport Global. Andy shares his professional journey through multiple market cycles and offers a candid personal story about his own experience working with a “zombie advisor.” Despite his CFA background and deep market expertise, Andy explains how fear, shaped by early career market crises, combined with a lack of holistic planning, led him into a whole life insurance policy that did not align with his age, risk capacity, or long-term goals. The conversation explores how siloed advice, poor questioning, and incentive-driven recommendations can result in misaligned outcomes. James and Andy also discuss the critical differences between institutional and retail advising, the importance of context and accountability, and why true fiduciary advice requires advisors to challenge assumptions rather than simply sell solutions. What to expect: A real-world example of how product-first advice can fail even sophisticated investors The difference between institutional portfolio management and comprehensive retail planning How life experience and fear influence risk tolerance more than spreadsheets Why fiduciary advice requires curiosity, context, and client-first accountability And more! Connect with us! Boyum Wealth Architects LinkedIn: James Knapp, CFP® LinkedIn: Boyum Wealth Architects info@boyumwa.com Subscribe to the podcast here! Connect with Andy Kronschnabel: LinkedIn: Andy Kronschnabel kronsch@mac.com About Our Guest: Andrew Kronschnabel SGAM Advisors LLC, Management Committee Member and Penn Capital Management Committee Member Andrew joined Seaport Global Holdings in April 2023 and serves on the Penn Capital Management Committee for SGAM Advisors, LLC.   His additional responsibilities include institutional sales, collaborating on market strategy research, and assisting firm leaders in efforts to better serve institutional clients. Prior to joining Seaport, Andrew was the Portfolio Manager and Head of Investment Grade Credit at MetLife Investment Management LLC. He joined MetLife in September 2017 following its acquisition of Logan Circle Partners (LCP). At MetLife, he was responsible for all core-based, corporate, and long/short credit strategies. He has over 20 years of industry experience. Prior to joining LCP in 2007, he was a member of the portfolio management team at Delaware Investments where he was responsible for core-based and high-grade products from 2000 to 2007. Andrew holds a Bachelor of Science degree in International Economics and Politics from Colorado College and is a CFA charter holder.

    22 min

  4. MAR 10

    Investing With Tyler Rudek, The Planning Gaps Advisors Overlook (Ep. 4)

    Long-term investing is rarely about finding the perfect investment. It is about managing risk, staying disciplined, and making thoughtful decisions when markets test your patience. This conversation focuses on what actually drives durable outcomes over time. In this episode of Zombie Advisor, James Knapp is joined by Boyum Wealth Architects’ Chief Investment Officer, Tyler Rudek, for a practical discussion on how portfolios are built and managed in the real world. They explore common retail investor mistakes such as concentration and home bias, and why these risks often grow quietly over time. James and Tyler explain how portfolios are designed around goals and risk tolerance rather than predictions or headlines. The conversation also pulls back the curtain on ongoing portfolio monitoring, rebalancing during volatility, and tax-aware decision making. Throughout the episode, the emphasis remains on planning, consistency, and maintaining perspective through market cycles. What to expect: Why concentration and home bias are common and how they increase portfolio risk How goals and risk tolerance shape portfolio construction What ongoing monitoring and rebalancing look like behind the scenes How tax location and coordination with CPAs help manage long-term outcomes And more! Connect with us! Boyum Wealth Architects LinkedIn: James Knapp, CFP® LinkedIn: Boyum Wealth Architects info@boyumwa.com Subscribe to the podcast here! Connect with Tyler Rudek: LinkedIn: Tyler Rudek About Our Guest: Tyler Rudek is the Chief Investment Officer at Boyum Wealth Architects. With over a decade of experience working alongside James Knapp, Tyler oversees portfolio construction, risk management, and investment research. His focus is on building diversified, tax-aware portfolios that align with long-term client goals rather than short-term market trends.

    22 min

  5. FEB 24

    The One Call Service Model, Why Clients Are Tired of Managing Their Advisors (Ep 3)

    In this episode of Zombie Advisor, James Knapp sits down with longtime colleague and strategic partner Charlie Metzig, Managing Partner at Boyum Barenscheer, to unpack why so many professionals unintentionally become “zombie advisors” and how a one-call service model can change the client experience entirely. Charlie shares his journey from growing up above a family cheese factory in Wisconsin to becoming a CPA and business advisor working alongside financial planners, attorneys, and business owners. Together, James and Charlie walk through real client stories that highlight where traditional advisory models break down, especially when busy, successful clients are handed long to-do lists instead of real help. The conversation digs into proactive coordination, timely data, and why bringing the full advisory team into the same room leads to better decisions. From tax planning and business growth to succession, estate considerations, and rapid regulatory change, this episode makes the case for collaboration over silos. If you are an advisor looking to deliver better service or a business owner tired of managing disconnected professionals, this episode offers a clear look at what client-first planning can actually look like in practice. Connect with us! Boyum Wealth Architects LinkedIn: James Knapp, CFP® LinkedIn: Boyum Wealth Architects info@boyumwa.com Subscribe to the podcast here! Connect with Charles Metzig: Boyum Barenscheer LinkedIn: Charles Metzig (952) 858-5583 About Our Guest: Charlie Metzig is the Managing Partner at Boyum Barenscheer, a Minnesota-based accounting and advisory firm serving business owners and executives. With a background in accounting, information systems, and business operations, Charlie specializes in helping clients navigate complex tax planning, business growth, and strategic decision-making through a highly collaborative, proactive approach.

    24 min

  6. FEB 10

    Undead Advice: Why Financial Service Needs a Wake Up Call (Ep. 2)

    Most people assume financial advisors are always proactive, organized, and well coordinated, but the reality is far more human.  In this episode, James Knapp and Gregg Sainsbury dig into why so many professionals fall into “zombie mode” without ever noticing it. They explore the habits, incentives, and gaps that quietly undermine planning while sharing the lessons Gregg learned early in his career from a mentor who believed service mattered more than products. The stories are real, relatable, and eye-opening for anyone who works with an advisor or is trying to be a better one. What to expect: Real examples of planning oversights and why they happen How the industry’s incentives created generations of “zombie advisors” Why estate planning and beneficiary checks get ignored year after year A candid look at what true client-first service requires And so much more! Connect with us! Boyum Wealth Architects LinkedIn: James Knapp, CFP® LinkedIn: Boyum Wealth Architects info@boyumwa.com Subscribe to the podcast here! Connect with Gregg Sainsbury: LinkedIn: Gregg Sainsbury About Our Guest: Gregg Sainsbury, CFP®, joined Boyum Wealth Architects as Chief Operating Officer in May 2025. He oversees operational excellence across all departments, prioritizing exceptional client service and experience. With 29 years in wealth management, Gregg has held diverse roles, including investment manager, financial advisor, financial planner, trainer, director of central planning, and public speaker. He holds a BA in Economics from Gustavus Adolphus College and an MBA in Entrepreneurship from the University of St. Thomas. Gregg earned his CERTIFIED FINANCIAL PLANNER (CFP®) designation in 2001. In his free time, he enjoys family moments, learning, reading, and golf.

    23 min

  7. FEB 10

    Welcome to the Apocalypse: Meet Your Zombie Advisor Host (Ep. 1)

    In this inaugural episode of Zombie Advisor, James Knapp sits down with veteran broadcaster Patrice Sikora for a candid conversation about why so many professionals in financial services lose their curiosity, their humanity, and their commitment to real service. James shares the personal experiences that shaped his client-first philosophy, from an early encounter with transactional advice to his decision to leave the broker-dealer world and build a fiduciary firm focused on people, not products. Using a memorable restaurant analogy, James explains how effective financial planning should work behind the scenes, with specialists supporting the process and an advisor serving as the front-of-the-house guide who listens, translates needs, and delivers a personalized experience. Throughout the conversation, James defines what he calls “Zombie Advisors”, professionals operating inside outdated systems that reward routines and sales over engagement and care. The discussion draws a clear distinction between selling products and delivering real planning value. James explains why fiduciary responsibility matters for both advisors and clients, and how it changes the tone, trust, and long-term outcomes of the relationship. Rather than chasing assets or commissions, the focus shifts to understanding goals, emotions, and real-life decisions. Key Takeaways Why “Zombie Advisors” exist and how outdated systems create disengaged service The restaurant analogy for modern financial planning roles The difference between selling products and delivering real planning value Why fiduciary responsibility matters for both advisors and clients This episode is for advisors who feel stuck in legacy models and for clients who want more thoughtful, human guidance. It is a reminder that client-first service starts with curiosity, accountability, and the willingness to do things differently. Connect with us! Boyum Wealth Architects LinkedIn: James Knapp, CFP® LinkedIn: Boyum Wealth Architects info@boyumwa.com Subscribe to the podcast here!

    26 min

  8. 10/09/2025

    Zombie Advisor Coming Soon

    As a client do you feel like you could be missing out? Welcome to Zombie Advisor with James Knapp, the podcast that shows you how to take control of your future! Here, we focus on putting clients first, delivering top-tier customer service, and building powerful strategic partners. With education, real stories, and a bit of fun, each episode is designed to help you rise above the rest. If you’re ready to break free, take charge, and join a community of advisors who prioritize growth and service, Zombie Advisor is the place for you. Come for the lessons, stay for the stories – and let’s build a better future together!

    1 min
  • 8 Episodes

Ratings & Reviews

5
out of 5
4 Ratings

About

As a client do you feel like you could be missing out? Welcome to Zombie Advisor with James Knapp, the podcast that shows you how to take control of your future! Here, we focus on putting clients first, delivering top-tier customer service, and building powerful strategic partners. With education, real stories, and a bit of fun, each episode is designed to help you rise above the rest. If you’re ready to break free, take charge, and join a community of advisors who prioritize growth and service, Zombie Advisor is the place for you. Come for the lessons, stay for the stories – and let’s build a better future together!

Information

  • Creator
    James Knapp
  • Years Active
    2025 - 2026
  • Episodes
    8
  • Rating
    Clean
  • Copyright
    Copyright ©️ Zombie Advisor 2025
  • Show Website
    Zombie Advisor