All About Blockchain

The UBRI Podcast from Ripple

Ripple's University Blockchain Research Initiative (UBRI) is accelerating education, adoption and innovation in partnership with global universities. We can better understand this emerging tech by hearing from scholars who are developing real use-case that solve for today's challenges. Host Lauren Weymouth interviews leading blockchain experts covering various applications across a wide range of sectors.

  1. 5 DAYS AGO

    Compliance by Design: Blueprint for Privacy, Power, and the Future of Money | Darrell Duffie

    Can we have financial privacy AND stop financial crime? Stanford's Darrell Duffie thinks there's a third path and it might be the most important work happening in finance right now. In this special UBRI Leadership Session, Ripple SVP Eric van Miltenburg sits down with Professor Darrell Duffie of Stanford's Graduate School of Business, U.S. Senate witness, and architect of the course The Future of Money and Payments for a conversation that moves from the theoretical to the genuinely urgent. Duffie's "compliance by design" framework poses a radical question: what if privacy weren't a switch that governments could flip, but a cryptographic guarantee baked into the payment system itself? It's a question that cuts to the heart of every CBDC debate, every stablecoin regulation, and every fintech pitch deck claiming to serve the unbanked. In this episode: Why the U.S. CBDC is dead and why that might be shortsightedHow tokenized U.S. Treasuries went from zero to $10B and what clearing banks do nextWhy China's eCNY flopped even with government muscle behind itThe surprising reason Europe may actually pull off a digital euroWhat Afghanistan's Hesab Pay reveals about stablecoins and financial inclusionWhy agentic payments; AI making purchases on your behalf may be the real disruption no one's talking aboutAnd yes: why in 100 years, no one will carry "grubby bits of paper" in their pocketsWhether you're a regulator, a builder, a banker, or just someone who tapped your phone to buy coffee this morning this conversation will change how you think about who controls your money and why it matters.

    37 min
  2. 26 FEB

    The Missing Link for Institutional Crypto: Insurance, AI, and the XRPL | Sree Sanakkayala

    In this season opener we dive into the world of Crypto Insurance and the safety net required to bring institutional capital off the sidelines. Host Lauren Weymouth sits down with Sree Sanakkayala, founder of Mintara Labs, to discuss how they are "quantifying the unknown" to bridge the multi-billion dollar protective gap in digital assets. From a technical residency in Paris to a high-intensity accelerator at Berkeley, Sree’s journey reveals a critical shift in the industry: moving away from complex, crypto-native smart contracts toward regulated insurance products that everyday fintechs and institutions can actually trust. In this conversation, you will learn: The Difficulty with Crypto Audits: Why $2.5 billion was lost in 2025 despite 92% of protocols being audited, and how "copy-paste" coding and human error contribute to massive losses.AI-Driven Risk Quantification: How Mintara Labs uses a proprietary AI pricing engine to translate on-chain data into real-world insurance premiums.The Future of Stablecoin Safety: Why new US and EU regulations are turning stablecoin reserves into a "built-in" insurance policy, allowing innovators to focus on pure crypto risks.Building on XRP Ledger: Discover why the XRPL EVM sidechain was the ideal testing ground for "tradable risk" and high-liquidity financial infrastructure.The "Hard Truth" of Startups: Sree shares the pivotal moment of shifting from a "passion project" to a revenue-generating business that serves real customer needs.Video Recording Found on here

    41 min
  3. 08/10/2025

    The Unicorn Hunter's Guide to the Digital Asset Revolution | Matthew Le Merle

    What are the parallels between the early internet boom and today's blockchain revolution? How will the tokenization of every asset—from money and commodities to real estate and private equity—fundamentally reshape global capital markets? In this episode, host Lauren Weymouth sits down with Mathew Le Merle, a titan of tech investment and the Co-Founder and CEO of Fifth Era and Blockchain Coinvestors. With a portfolio of over 1,500 startups, including more than 80 unicorns like Ripple, Kraken, and OpenSea, Mathew offers a masterclass on the past, present, and future of digital assets. Drawing on 30 years of experience in Silicon Valley, Mathew explains why blockchain is not a separate phenomenon but the crucial next phase in the "digitalization of everything." He breaks down complex topics into clear, actionable insights, discussing: The Inevitable Shift: Why the digitalization of finance is the next logical step after the digitalization of communications and content.The Power of Tokenization: How creating a digital proof of ownership for real-world assets will unlock unprecedented liquidity and efficiency.The Future of VC: How venture capital models are evolving to adapt to a tokenized landscape.The Innovator's Dilemma: Why traditional financial institutions struggle to adapt and how they can strategically engage with disruptive technology.Navigating the Noise: Mathew’s advice for investors, entrepreneurs, and students on identifying long-term value and avoiding the pitfalls of hype and speculation.Tune in for an essential conversation for anyone looking to understand the foundational economic and technological shifts being driven by blockchain and Web3.

    42 min

About

Ripple's University Blockchain Research Initiative (UBRI) is accelerating education, adoption and innovation in partnership with global universities. We can better understand this emerging tech by hearing from scholars who are developing real use-case that solve for today's challenges. Host Lauren Weymouth interviews leading blockchain experts covering various applications across a wide range of sectors.

You Might Also Like