Understanding Money

Martin Kotze and Ruan Lubbe

Hi, we’re Martin and Ruan. We believe money should be a tool, not a source of fear, shame, or confusion. That is why we started this channel: to help people understand money, make wise decisions, and remember there is hope for the future. On this channel, we share: • practical money principles • honest insight into financial struggles • guidance toward peace and margin • simple, purposeful conversations about money Our aim is simple: to help take the fear out of money and replace it with clarity, wisdom, and hope

About

Hi, we’re Martin and Ruan. We believe money should be a tool, not a source of fear, shame, or confusion. That is why we started this channel: to help people understand money, make wise decisions, and remember there is hope for the future. On this channel, we share: • practical money principles • honest insight into financial struggles • guidance toward peace and margin • simple, purposeful conversations about money Our aim is simple: to help take the fear out of money and replace it with clarity, wisdom, and hope