The Urban Property Investor

Sam Saggers
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The Urban Property Investor podcast with host Sam Saggers brings together the latest news, strategies and ideas to help grow your personal wealth from investing in real estate. With a major premise to help you join the 1% of people who achieve financial independence, Sam Saggers advocates ways to replace your income, invest in property and retire rich using trends that form part of the urban landscape. The Urban Property Investor Podcast uncovers answers to the critical “what” “why” “where” and “how” of investment using behavioural economic insights into how everyone can prosper in the cities of tomorrow as investors of today. This podcast goes beyond investing in 2020 and tackles ways to bulletproof your investment plan by understanding influences on people, place and property.

  1. What These Capital Gains Tax Changes REALLY Mean for You

    5 DAYS AGO

    What These Capital Gains Tax Changes REALLY Mean for You

    A proposed tax hike is threatening property investors and affordable housing in Australia, and the fallout is bigger than you think. Fewer rentals, surging rents, and lifelong tenants could be on the horizon. Is there a better way?  We break down the controversy and what MUST change. 👂 Find out what you can do to protect your investments. Listen to episode 303 now! 7 Things you’ll learn from this episode: The Proposed Changes to Capital Gains Tax The Impact on Investors The Ripple Effect on Tenants Increased Rental Prices Economic Inequality  Long-term Implications for the Real Estate Market A Shift in Urbanization Trends I discuss -  00:45 Affordability vs Urbanisation Explained 01:48 CGT Changes & Investor Impact 05:35 Supply & Demand Pressures 08:57 Why the Bottom End Gets Hit 11:22 Why Prices Keep Rising 15:04 Business, Tax & Productivity Issues 17:25 Build-to-Rent & Market Effects 19:34 Final Strategy Takeaways You can find my book on Amazon here - https://rb.gy/lixbh3 Don’t hesitate to hit me up on my socials - DM me with any of your questions :) Facebook https://www.facebook.com/samsaggers Instagram https://www.instagram.com/sam_saggers If you’re yet to subscribe or leave a review, be sure to do so on your favourite channel.  Remember, I’m really good at 1.25 or 1.5 speed. And all Podcasts are lessons on Real Estate, so feel free to go back and enjoy past episodes :) Take care,  Sam

    22 min
  2. The Equity Lock Move

    28 APR

    The Equity Lock Move

    Your cash position is more important than ever. Lock in your equity before the market shifts! Worried about rising rates? Defend your real estate investments by understanding and navigating market cycles. Locking in equity provides security.  Maximise returns by reviewing rents, using tax deductions, and unlocking equity for a cash buffer. Secure your equity now before the market changes. Listen to episode 302 now! 5 strategies you’ll learn from this episode: Utilise Tax Efficiency Strategies Monitor and Adjust Rental Rates Diversify Income Streams Lock in Equity Before Rates Rise Maintain a Strong Cash Reserve I discuss -  00:45 - Interest Rates & Market Cycles 03:56 - Equity Locking Explained 05:24 - Tax & Cashflow Strategies 06:40 - Book Ad 07:18 - Boosting Income & Rent 10:14 - Using Equity as a Buffer 12:11 - Timing the Market vs Locking Equity 14:41 - Psychology of Property Investing 17:01 - Equity for Safety & Growth You can find my book on Amazon here - https://rb.gy/lixbh3 Don’t hesitate to hit me up on my socials - DM me with any of your questions :) Facebook https://www.facebook.com/samsaggers Instagram https://www.instagram.com/sam_saggers If you’re yet to subscribe or leave a review, be sure to do so on your favourite channel.  Remember, I’m really good at 1.25 or 1.5 speed. And all Podcasts are lessons on Real Estate, so feel free to go back and enjoy past episodes :) Take care,  Sam

    20 min
  3. The Cycle Is Dead… Or Is It?

    21 APR

    The Cycle Is Dead… Or Is It?

    Is the Australian housing market dead and stuck in a cycle trapping wealth? The Australian property market is at a pivotal point, influenced by various economic factors that affect both investors and homeowners alike.  In this episode, we’ll explore the current dynamics of the real estate market, the impact of the oil crisis, and what the future holds for property investment in Australia. Understanding the complex real estate cycle is crucial for smarter investment decisions, especially when seeking growth at lower price points. Listen in now! I discuss -  00:00 - Intro 03:11 - Why Property Is Australia’s Biggest Asset 05:32 - Growth vs Decline: What History Shows 07:50 - Where the Growth Is Happening Now 10:15 - Affordability Across Major Cities 12:33 - Market vs Cycle (Key Difference) 14:54 - Why the Bottom of the Market Is Booming 17:17 - First Home Buyers vs Investors 19:41 - Housing Supply & The 5% Rule 22:08 - Mortgage Stress & Equity Levels 24:24 - Why Sentiment Is So Low 26:48 - Rental Market Re-Acceleration 29:13 - Supply Shortage & Future Outlook 31:30 - Final Market Insights & Opportunities Don’t hesitate to hit me up on Facebook @SamSaggers. DM me with any of your questions :) If you’re yet to subscribe, be sure to do so on your favourite channel.  Apple - https://pre.fyi/upi-apple Spotify - ⁣⁣https://pre.fyi/upi-spotify YouTube - https://pre.fyi/upi-youtube Remember, I’m really good at 1.25 or 1.5 speed. And all Podcasts are lessons on Real Estate, so feel free to go back and enjoy past episodes :) Take care,  Sam

    33 min
  4. 30 Things I’ve Learnt from 300 Podcasts

    14 APR

    30 Things I’ve Learnt from 300 Podcasts

    After 300 episodes, I’ve seen how the real estate market is filled with confusion and conflicting advice. It’s easy to get lost in all the chatter!   Here’s the truth: successful property investors think alike, focusing on long-term strategies rather than short-term gains.   Remember, property investment isn’t just about knowledge; it’s about action. You need to engage and make moves in your market!   Whether you’re in a high or low market, always aim for quality locations.   Let’s continue this journey together—onwards to 600 episodes!  I discuss -  00:00 Property Is Reliable, People Are Not 00:48 300 Podcasts and the Big Lessons Learned 05:26 The Problem With Noise, Politics, and Perception 10:08 Wealth Is Built Through Behaviour 14:52 Why Financial Freedom Is a Choice 17:18 The Emotional Journey of Property Investing 19:46 Why Property Is a Game of People 22:09 Progression, Value, and Market Cycles 26:55 Follow Value, Not Headlines 29:07 The Different Ways Property Grows 31:33 Scarcity, Conformity, and What Buyers Want 43:32 Why Time in the Market Matters Most 45:45 How Portfolios and Leverage Create Wealth 50:06 Patience, Liquidity, and Choosing the Right Asset 52:30 Final Thoughts from Episode 300 Don’t hesitate to hit me up on Facebook @SamSaggers. DM me with any of your questions :) If you’re yet to subscribe, be sure to do so on your favourite channel.  Apple - https://pre.fyi/upi-apple Spotify - ⁣⁣https://pre.fyi/upi-spotify ⁣ YouTube - https://pre.fyi/upi-youtube Remember, I’m really good at 1.25 or 1.5 speed. And all Podcasts are lessons on Real Estate, so feel free to go back and enjoy past episodes :) Take care,  Sam

    54 min
  5. The Black Swan Property

    7 APR

    The Black Swan Property

    In today’s episode, we dive into how the media cycles can distort your perception of the real estate market. Every headline screams doom and gloom, but let’s take a step back. Real estate is a long-term game, and short-term events shouldn’t dictate your decisions.  Remember, the market has historically bounced back from downturns. In the last 38 years, Australia’s real estate market has only seen negative growth four times!   So, when you read alarming headlines, ask yourself: is this fear justified?  Stay focused on your long-term goals, and don’t let the noise cheat you out of opportunities.   I discuss -  01:00 Is This a Real Crisis or Just Media Noise? 01:43 Why Fear Makes People Miss Opportunity 05:50 Property Is a Long-Term Wealth Game 09:06 The Many Crises Property Has Already Survived 13:04 What the Oil Shock Means for Australia 14:39 How Rare Property Declines Really Are 20:12 Why You Need to Think About Your Future Self 22:38 How Real Estate Creates More Options in Life 25:03 The Emotional Side of Investing 27:27 Why Buy-and-Hold Still Works 32:22 Why Australia Still Has Strong Fundamentals 34:46 Final Advice: Stay in the Game Don’t hesitate to hit me up on Facebook @SamSaggers. DM me with any of your questions :) If you’re yet to subscribe, be sure to do so on your favourite channel.  Apple - https://pre.fyi/upi-apple Spotify - ⁣⁣https://pre.fyi/upi-spotify YouTube - https://pre.fyi/upi-youtube And remember, I’m really good at 1.25 or 1.5 speed :) Take care,  Sam

    36 min

  6. 31 MAR

    Assets that play the Long Game

    Are you investing in real estate assets that can stand the test of time? Starting with the wrong property—one that lacks a great location or resilience—can leave you stuck for years. In this episode of The Urban Property Investor, "Assets that play the long game," we break down the key to successful investing: finding properties with efficiency, resilience, and aspiration. Learn how to focus on sustainable growth and the right balance between cash flow and capital growth for decades of success. Listen now! #UrbanPropertyInvestor #RealEstateInvesting #PropertyInvestment #LongTermWealth I discuss -  00:45 Property Is a Long-Term Wealth Game 01:20 The Cost of Buying the Wrong Asset 02:24 Investing in a Volatile (VUCA) World 03:50 Focus on What You Can Control 04:40 Short-Term Gains vs Long-Term Wealth 06:00 The Emotional Test of Property Investing 08:20 The Formula: Resilient, Efficient, Aspirational 10:45 What Makes a Property Resilient 12:00 Economic Strength and Local Jobs 14:00 Why Bad Assets Become Expensive 17:20 How to Make Property Efficient 20:10 Why Aspirational Areas Outperform 23:30 The 3 Design Rules of Great Property 27:45 What “Well-Located” Really Means 30:45 Why Land Quality Drives Growth 33:40 Highest & Best Use Explained 35:50 The Ultimate Property Checklist 36:40 Final Advice: Buy Well and Hold Don’t hesitate to hit me up on Facebook @SamSaggers. DM me with any of your questions :) If you’re yet to subscribe, be sure to do so on your favourite channel.  Apple - https://pre.fyi/upi-apple Spotify - ⁣⁣https://pre.fyi/upi-spotify ⁣ YouTube - https://pre.fyi/upi-youtube And remember, I’m really good at 1.25 or 1.5 speed :) Take care,  Sam

    39 min
  7. The Resilient Investor

    24 MAR

    The Resilient Investor

    Investing isn’t just about finding the hottest market. It’s about building a strategy that stands the test of time—through the good, the bad, and everything in between. This episode we are delving into why strong assets are your best friends and how to identify them, the essential knowledge of economic cycles, & the crucial lesson: It’s not about timing the market; it’s about time in the market. Don’t panic when the market shifts. Focus on resilience, make smart choices, and listen in to fortify your portfolio. I discuss -  01:00 Intro to resilient investing 05:55 K-shaped economy explained 08:20 The 6 economic environments 18:30 Fair-weather vs all-weather investors 22:10 Gladstone boom-bust lesson 24:40 What makes an all-weather investment 31:30 Why lifestyle drives value 40:30 Real estate as an inflation hedge 43:20 AI, jobs, and future-proofing 45:40 Australia’s long-term economic strengths 55:00 Why Melbourne may be reset 58:50 Following capital flow and people flow 01:04:10 Geographic economics and property 01:08:50 Final takeaway Don’t hesitate to hit me up on Facebook @SamSaggers. DM me with any of your questions :) If you’re yet to subscribe, be sure to do so on your favourite channel.  Apple - https://pre.fyi/upi-apple Spotify - ⁣⁣https://pre.fyi/upi-spotify ⁣ YouTube - https://pre.fyi/upi-youtube And remember, I’m really good at 1.25 or 1.5 speed :) Take care,  Sam

    1hr 10min
  8. The Art of the Petrodollar Deal

    17 MAR

    The Art of the Petrodollar Deal

    Oil is the ultimate global asset, and the fight to control it is reaching a boiling point! 🔥 In this essential episode, we break down the escalating geopolitical tensions as the U.S. reasserts its power while China, Russia, and Iran push for a seismic shift. This isn't just about energy—it’s a direct challenge to the U.S. dollar’s global dominance. Tune in now to understand how the global battle for oil control affects your wealth and the urban property market! #UrbanPropertyInvestor #Petrodollar #GlobalEconomy #Geopolitics #OilMarkets #InvestmentStrategy #RealEstate Don’t hesitate to hit me up on Facebook @SamSaggers. DM me with any of your questions :) If you’re yet to subscribe, be sure to do so on your favourite channel.  Apple - https://pre.fyi/upi-apple Spotify - ⁣⁣https://pre.fyi/upi-spotify ⁣ YouTube - https://pre.fyi/upi-youtube And remember, I’m really good at 1.25 or 1.5 speed :) Take care,  Sam

    19 min
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4.9
out of 5
181 Ratings

About

The Urban Property Investor podcast with host Sam Saggers brings together the latest news, strategies and ideas to help grow your personal wealth from investing in real estate. With a major premise to help you join the 1% of people who achieve financial independence, Sam Saggers advocates ways to replace your income, invest in property and retire rich using trends that form part of the urban landscape. The Urban Property Investor Podcast uncovers answers to the critical “what” “why” “where” and “how” of investment using behavioural economic insights into how everyone can prosper in the cities of tomorrow as investors of today. This podcast goes beyond investing in 2020 and tackles ways to bulletproof your investment plan by understanding influences on people, place and property.

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