Australian Property Talk

Redom Syed
  • 3.9 (15)
  • Investing
  • Updated Weekly

Welcome to Australian Property Talk — I'm Redom, a property fanatic.  I love sharing stories from the 1000's of investors i represent in my day job at one of Australia's biggest mortgage broking companies, Flint. I have two brilliant co-hosts who bring a perfect blend of expertise on the economy, property trends and where to buy real estate!  One is a former Treasury economist, Curtis Stewart, who runs FlintInvest - an award winning mortgage broking company for property investors Australia-wide.  His officially the smartest person i know, and full of golden nuggets! My other co-host is Adi Chanda, a man everybody loves, a seasoned buyers agent with a giant property portfolio and fellow property nerd. Adi runs Alaya Property with me, adding in a unique economics driven property strategy that outperforms all the herd following data-driven agents dominating the buyers agency scene in 2025.

  1. 2 days ago

    These 3 Melbourne Suburbs Yield 3x More - Why We're Buying Melbourne Apartments

    Send us Fan Mail 👉 BUY smarter with Alaya Property's economics-driven strategy, getting in BEFORE the data shifts. Book your FREE call now: https://rebrand.ly/chatwithalaya 👉 Work with MORTGAGE BROKERS who invest themselves & know markets Australia-wide. Book your FREE strategy session here: https://rebrand.ly/chatwithflintinvest Melbourne apartments have become one of the most debated investment opportunities in Australia and the data is starting to tell a very interesting story. In this episode, we break down three Melbourne suburbs that we're actively investing in right now and explain the exact frameworks behind those decisions. Rather than relying on opinions or headlines, we explore the metrics that matter most: rental yields, vacancy rates, supply constraints, replacement costs, days on market and the growing gap between house and apartment prices. We dive deep into St Kilda, Prahran and Bundoora, examining why these locations stand out in the current market and how investors can identify similar opportunities before the broader market catches on. If you're considering Melbourne property investment, apartment investing or simply want to understand where value still exists in today's market, this episode is packed with actionable insights. If you enjoyed this video, subscribe for more data-driven property investing insights. #MelbourneProperty #PropertyInvestment #RealEstateAustralia #MelbourneApartments #PropertyMarket Chapters 00:00 - 00:42 Introduction 00:42 - 02:22 Why Melbourne Apartments Are Gaining Attention 02:22 - 04:10 The Investment Thesis & Previous Market Predictions 04:10 - 06:00 Why Apartments Have Already Started Outperforming 06:00 - 08:15 The Data Framework Used to Rank Suburbs 08:15 - 12:00 St Kilda: The First High-Conviction Pick 12:00 - 15:20 St Kilda Data Breakdown & Growth Potential 15:20 - 18:05 Prahran: Why Demand Remains Strong 18:05 - 22:00 Prahran Metrics, Yields & Supply Constraints 22:00 - 25:55 Bundoora: Affordable Entry With Strong Fundamentals 25:55 - 27:15 Bonus Insights & Finding Similar Opportunities 27:15 - 28:23 Final Thoughts This video is provided by Confidence Finance Pty Ltd (ACL 488313) & Flint Trademark Pty Ltd. This is general information only and not personal advice. Please seek credit advice from us directly and independent tax, legal or financial advice where appropriate. Reach out to us at www.australianpropertytalk.com.au

    28 min

  2. 17 June

    Is Property Investing Still Worth It in 2026? The Brutal Truth

    Send us Fan Mail 👉 BUY smarter with Alaya Property's economics-driven strategy, getting in BEFORE the data shifts. Book your FREE call now: https://rebrand.ly/chatwithalaya 👉 Work with MORTGAGE BROKERS who invest themselves & know markets Australia-wide. Book your FREE strategy session here: https://rebrand.ly/chatwithflintinvest 🔗 Grab the free budget calculator + Melbourne apartment suburb-ranking tool in the links below. 👉 Run the numbers on your Melbourne apartment - pick a suburb, enter your situation, get your estimated monthly cost and Alaya's full investment scorecard in under 2 minutes: https://rebrand.ly/melbaptcalculator 👉 See how the proposed tax changes hit your property portfolio - enter your situation and get your personalised impact estimate in under 2 minutes: https://rebrand.ly/taxreformcalc Is property investing still worth it in 2026 and beyond? With interest rate uncertainty, government policy changes, affordability concerns and increasing pressure on investors, many people are questioning whether property remains the best wealth-building asset. In this debate-style discussion, we break down both sides of the argument. We explore the impact of housing shortages, immigration-driven demand, rental yields, government regulations, interest rates, apartments vs houses, leverage, cash flow and what investors should actually be buying in today's market. You'll learn: 📌 Why housing supply remains one of the biggest long-term investment themes 📌 Whether government policies are making property investing less attractive 📌 Why doing nothing could be the riskiest financial decision 📌 How demand and supply dynamics are shaping future property prices 📌 The role of leverage in building long-term wealth 📌 Why apartments and higher-yield assets may outperform in the current environment 📌 How investors should adapt their strategy for 2026–2030 Whether you're a first-home buyer, experienced investor or simply trying to decide where to put your money, this discussion will help you understand the risks, opportunities and realities of property investing in today's market. Watch until the end for the key takeaway that could completely change how you think about property investing over the next decade. #PropertyInvesting #RealEstateInvesting #PropertyMarket #WealthBuilding #FinancialFreedom  Chapters 00:00 - 00:46 Introduction 00:46 - 02:35 The Great Property Debate 02:35 - 04:30 The Housing Shortage Argument 04:30 - 06:20 Why Government Changes Aren't the Whole Story? 06:20 - 08:15 Fear, Investor Sentiment & Market Psychology 08:15 - 10:05 Cash, ETFs or Property: Which Makes More Sense? 10:05 - 11:55 How Income Determines Investment Success 11:55 - 13:45 The Real Risk of Doing Nothing 13:45 - 15:35 Understanding Supply, Demand & Population Growth 15:35 - 17:15 Houses vs Apartments 17:15 - 19:00 Why Leverage Still Matters? 19:00 - 20:20 Building Wealth Through Property Over Time 20:20 - 23:31 Final Thoughts This video is provided by Confidence Finance Pty Ltd (ACL 488313) & Flint Trademark Pty Ltd. This is general information only and not personal advice. Please seek credit advice from us directly and independent tax, legal or financial advice where appropriate. Reach out to us at www.australianpropertytalk.com.au

    24 min

  3. 12 June

    A Recession Could Crash Aussie Property! Here's What You Need to Know (2026)

    Send us Fan Mail 👉 BUY smarter with Alaya Property's economics-driven strategy, getting in BEFORE the data shifts. Book your FREE call now: https://rebrand.ly/chatwithalaya 👉 Work with MORTGAGE BROKERS who invest themselves & know markets Australia-wide. Book your FREE strategy session here: https://rebrand.ly/chatwithflintinvest Australia's property and economic landscape is shifting fast and if you're a buyer, seller or investor, you need to understand what's happening right now. In this episode, we break down the full interest rate story for 2026, what the latest inflation data really means, and why Sydney and Melbourne property prices are falling at nearly 1% per month. We unpack the RBA's dual mandate dilemma, the rising unemployment numbers and what leading economists are predicting for the rest of the year. We take opposing views on what comes next — one of us sees rates flatlining or rising once more before a long period of stability, while the other makes a bold contrarian call: the Australian economy is far weaker than the data suggests, a rate-cutting cycle is coming sooner than most expect, and this current downturn is actually creating a rare golden buying window. Particularly at the top end of Sydney and Melbourne. We also cover: 📌  Why May and June are the weakest months for sellers 📌  How top-end properties are already seeing 10%+ price declines 📌  The "wealth effect" and how falling house prices flow into the broader economy 📌  The AI employment storm and its impact on job creation 📌  Why throwing low-ball offers right now might be the smartest move 📌  What the smart money (the "heavy hitters") are doing in this market Whether you're sitting on the fence, actively buying or trying to hold on as a seller this episode gives you the honest, unfiltered view of where we are and where we're heading. #AustralianProperty #RBAInterestRates #SydneyRealEstate #PropertyInvesting #AustralianEconomy  Chapters 00:00 - 00:43 → Introduction 00:43 - 02:15 → Interest Rates: The 2026 Story So Far 02:15 - 03:40 → Sydney & Melbourne Falling 1% Per Month 03:40 - 07:00 → Rate Predictions: Hold, Rise or Cut? 07:00 - 08:45 → Unemployment Data & Labour Market Warning Signs 08:45 - 10:30 → Is Australia Already in a Recession? 10:30 - 12:00 → No Pathway to Short-Term Rate Relief 12:00 - 13:35 → Rate Cuts Coming This Year 13:35 - 15:05 → Sydney & Melbourne: Double Digit Decline Ahead 15:05 - 17:00 → The Wealth Effect & Trillion Dollar Burn 17:00 - 18:35 → The Golden Buying Window Right Now 18:35 - 19:55 → How to Play the Market as a Buyer 19:55 - 21:31 → Final Thoughts This video is provided by Confidence Finance Pty Ltd (ACL 488313) & Flint Trademark Pty Ltd. This is general information only and not personal advice. Please seek credit advice from us directly and independent tax, legal or financial advice where appropriate. Reach out to us at www.australianpropertytalk.com.au

    22 min

  4. 8 June

    The Government Just Killed Property Investing. Here's your Answer

    Send us Fan Mail 👉 Work with BEN ROBINSON directly: https://meetings.hubspot.com/benrobinson2/15-mins?uuid=facc459f-7338-47c2-be3c-ed5820f535e6 👉 BUY smarter with Alaya Property’s economics-driven strategy, getting in BEFORE the data shifts. Book your FREE call now: https://rebrand.ly/chatwithalaya 👉 Work with MORTGAGE BROKERS who invest themselves & know markets Australia-wide. Book your FREE strategy session here: https://rebrand.ly/chatwithflintinvest Most residential property investors hit a wall —serviceability stalls, borrowing power dries up and growth grinds to a halt. In this episode, we sit down with commercial broker Ben Robinson to break down exactly how to keep building your portfolio by moving into commercial property. Ben unpacks the real frameworks behind commercial property lending: how lease doc loans work, what LVRs and deposits actually look like, the difference between loan terms and amortization and why those "scary" review clauses are nothing to fear. We also walk through a powerful real-world case study where a client used a mezzanine value-add play to refinance, slash their rate by up to 2%, and pull cash back out. If you're a residential investor curious about commercial, or already in the commercial space and wanting to grow smarter, this one is packed with insights you won't get anywhere else. Chapters 00:00 - 00:58 Introduction 00:58 - 01:52 Why Investors Fear Commercial Property 01:52 - 02:46 Going Commercial Too Early 02:46 - 03:59 Funding Speed & Cost Efficiency 03:59 - 04:44 Bank vs Non-Bank Debt 04:44 - 05:48 Residential vs Commercial Upfront Costs 05:48 - 06:49 Solicitor vs Conveyancer & Lease Checks 06:49 - 08:31 Valuations, Net Leases & Buffers 08:31 - 09:54 LVR, Deposits & Lease Doc Loans 09:54 - 11:05 How Lease Doc Loans Work 11:05 - 12:55 Loan Term vs Amortization 12:55 - 14:59 Review Clauses Explained 14:59 - 16:30 Full Doc, Mid Doc & Low Doc 16:30 - 18:50 Case Study: Mezzanine Value-Add 18:50 - 19:50 Creating Value & Final Takeaways #CommercialProperty #PropertyInvesting #RealEstateInvesting #PropertyFinance #WealthBuilding This video is provided by Confidence Finance Pty Ltd (ACL 488313) & Flint Trademark Pty Ltd. This is general information only and not personal advice. Please seek credit advice from us directly and independent tax, legal or financial advice where appropriate. Reach out to us at www.australianpropertytalk.com.au

    20 min

  5. 4 June

    Official: Property Has Been Smashed, The Worst It’s Ever Been

    Send us Fan Mail 👉 BUY smarter with Alaya Property's economics-driven strategy, getting in BEFORE the data shifts. Book your FREE call now: https://rebrand.ly/chatwithalaya 👉 Work with MORTGAGE BROKERS who invest themselves & know markets Australia-wide. Book your FREE strategy session here: https://rebrand.ly/chatwithflintinvest 👉 Run the numbers on your Melbourne apartment - pick a suburb, enter your situation, get your estimated monthly cost and Alaya's full investment scorecard in under 2 minutes: https://rebrand.ly/melbaptcalculator 🔗 Grab the free budget calculator + Melbourne apartment suburb-ranking tool in the links below. Two weeks on from what we're calling the worst budget for property investors in our lifetimes, we sit down to unpack exactly what changed and what you need to do about it. The government has removed negative gearing on existing properties, overhauled capital gains tax with a new indexation method, introduced a 30% minimum tax and changed how trusts and family distributions work. On top of that, the RBA has hit investors with three back-to-back rate rises. Borrowing power has been smashed, and the rules of the property game have flipped almost overnight. In this episode we go deep on the three major changes, the 1% capital-growth "break-even" rule between new and existing property, who the relative winners and losers are (hint: SMSFs and yield-focused assets just got more attractive), and why borrowing capacity is dropping by hundreds of thousands of dollars for many investors. But here's the big message: this is noise. Your individual plan still matters most and uncertainty like this is often a golden window of opportunity for decisive buyers. Chapters 00:00 - 00:38 Introduction 00:38 - 02:12 The Worst Budget for Investors 02:12 - 03:54 Two Weeks to Digest It 03:54 - 05:59 Negative Gearing Changes Explained 05:59 - 08:24 Should You Buy New? 08:24 - 10:42 Grandfathering & Transition Rules 10:42 - 14:12 The New CGT Indexation Method 14:12 - 18:03 The 30% Minimum Tax Trap 18:03 - 20:08 Why SMSFs Just Won 20:08 - 23:40 Borrowing Power Gets Smashed 23:40 - 26:29 The Big Shift to Yield 26:29 - 28:03 Sell-Down & PPOR Strategy 28:03 - 30:54 They Smashed Your Home Value 30:54 - 32:26 What You Should Do Now 32:26 - 34:06 Final Takeaway #PropertyInvesting #NegativeGearing #AustralianProperty #RealEstateAustralia #PropertyMarket This video is provided by Confidence Finance Pty Ltd (ACL 488313) & Flint Trademark Pty Ltd. This is general information only and not personal advice. Please seek credit advice from us directly and independent tax, legal or financial advice where appropriate. Reach out to us at www.australianpropertytalk.com.au

    34 min

  6. 29 May

    Melbourne Apartments: The Exact Due Diligence We Do On EVERY Property

    Send us Fan Mail 👉 BUY smarter with Alaya Property's economics-driven strategy, getting in BEFORE the data shifts. Book your FREE call now: https://rebrand.ly/chatwithalaya 👉 Work with MORTGAGE BROKERS who invest themselves & know markets Australia-wide. Book your FREE strategy session here: https://rebrand.ly/chatwithflintinvest 👉 Run the numbers on your Melbourne apartment - pick a suburb, enter your situation, get your estimated monthly cost and Alaya's full investment scorecard in under 2 minutes: https://rebrand.ly/apcalculator Buying a Melbourne apartment without doing proper due diligence is one of the most expensive mistakes you can make in property. In this episode, Redom sits down with Adi to walk through the exact 49-point checklist they use before recommending any apartment to a client. This isn't theory. This is the live process a team actively buying Melbourne apartments runs on every single property that comes through their doors - and the reason they reject 9 out of 10. We unpack: 📌 Why building size and density is the number one filter 📌 The owner-occupier mix rule every apartment investor needs to know 📌 What the strata report actually tells you - and what to look for 📌 Why natural light and layout affect resale more than most investors realise 📌 The mixed-use and student accommodation traps to avoid 📌 How to read a sinking fund and why it matters 📌 The street-level checks that no desktop DD can replace 📌 Real examples of apartments that failed the checklist - and why If you're buying a Melbourne apartment in 2026 - or thinking about it - this episode gives you the exact framework to make sure you get it right. Whether you're a first-time investor, an experienced buyer or someone trying to understand what separates a great Melbourne apartment from a liability - this one is essential viewing. #MelbourneApartments #AustralianProperty #PropertyInvesting #DueDiligence #HousingMarket #RealEstateAustralia #MelbourneProperty  This video is provided by Confidence Finance Pty Ltd (ACL 488313) & Flint Trademark Pty Ltd. This is general information only and not personal advice. Please seek credit advice from us directly and independent tax, legal or financial advice where appropriate. Reach out to us at www.australianpropertytalk.com.au

    48 min

  7. 29 May

    The Government Has Smashed Property Investing: How to Grow A Portfolio Now

    Send us Fan Mail 👉 Work with BEN ROBINSON directly: https://meetings.hubspot.com/benrobinson2/15-mins?uuid=facc459f-7338-47c2-be3c-ed5820f535e6 👉 BUY smarter with Alaya Property’s economics-driven strategy, getting in BEFORE the data shifts. Book your FREE call now: https://rebrand.ly/chatwithalaya 👉 Work with MORTGAGE BROKERS who invest themselves & know markets Australia-wide. Book your FREE strategy session here: https://rebrand.ly/chatwithflintinvest Property investing in Australia has completely changed — and the old “equity release and buy again” strategy no longer works like it used to. In this episode, we break down how modern investors are building scalable property portfolios in today’s lending environment. Joined by Ben Robinson the conversation dives deep into portfolio structuring, borrowing capacity, trusts, tax strategy, cash flow management and the finance mistakes stopping investors from growing. Using a real client case study with 12 investment properties, this episode explores: 📌 Why finance is the real game in property investing 📌 How portfolio structure impacts future borrowing power 📌 The risks of multiple properties inside one trust 📌 Why income growth matters more than ever 📌 How modern investors think strategically about debt 📌 The importance of cash flow and yield in portfolio scaling 📌 Common mistakes investors make with accountants and lenders 📌 The changing landscape of Australian property investing If you’re serious about building wealth through property, this episode gives you the modern framework needed to grow sustainably in today’s market. #PropertyInvesting #RealEstateAustralia #WealthBuilding #InvestmentProperty #PropertyFinance Chapters 00:00 - 00:24 Introduction 00:24 - 04:08 Why Property Investing Has Changed 04:08 - 08:03 The 12-Property Portfolio Case Study 08:03 - 12:18 Why Finance Is More Important Than Property Selection 12:18 - 16:33 Portfolio Structuring & Trust Strategies 16:33 - 20:54 Borrowing Capacity Challenges Explained This video is provided by Confidence Finance Pty Ltd (ACL 488313) & Flint Trademark Pty Ltd. This is general information only and not personal advice. Please seek credit advice from us directly and independent tax, legal or financial advice where appropriate. Reach out to us at www.australianpropertytalk.com.au

    21 min

  8. 14 May

    Migration has FLIPPED: What it means for each Australian City

    Send us Fan Mail 👉 BUY smarter with Alaya Property's economics-driven strategy, getting in BEFORE the data shifts. Book your FREE call now: https://rebrand.ly/chatwithalaya 👉 Work with MORTGAGE BROKERS who invest themselves & know markets Australia-wide. Book your FREE strategy session here: https://rebrand.ly/chatwithflintinvest Australia’s migration story is changing and this shift could reshape the housing market over the next decade. In this episode, we break down the key migration trends driving property prices across Australia’s major capital cities, including Brisbane, Melbourne, Adelaide, Perth, Sydney and beyond. Over the last five years, interstate migration and overseas migration helped fuel massive growth in Brisbane, Adelaide and Perth. But now the data is starting to flip. We unpack: 📌  Why Queensland experienced explosive growth after COVID 📌  Why Melbourne could become the next major opportunity 📌  How affordability is changing migration patterns 📌  The link between population growth and housing demand 📌  Why interstate migration matters more than ever 📌  What overseas migration numbers are telling us now 📌  Which cities may outperform over the next few years If you want to stay ahead of Australia’s property market, understand where demand is heading and learn how migration drives real estate cycles, this episode breaks it all down with data, affordability analysis and practical insights. Whether you’re a property investor, first-home buyer, economist or someone trying to understand what happens next in Australia’s housing market — this episode is for you. Chapters 00:00 - 00:46 Introduction 00:46 - 01:44 Migration & Housing 01:44 - 03:20 Interstate vs Overseas Migration 03:20 - 05:20 Queensland Boom 05:20 - 06:50 Brisbane Demand Surge 06:50 - 08:10 Brisbane Affordability 08:10 - 09:40 State Migration Trends 09:40 - 10:55 Melbourne Momentum 10:55 - 12:20 Housing Market Cycle 12:20 - 13:50 Perth & Adelaide 13:50 - 15:00 Overseas Migration Drop 15:00 - 16:30 Brisbane Housing Stress 16:30 - 17:50 Queensland Affordability 17:50 - 19:05 Melbourne Opportunity 19:05 - 20:30 Apartment Market 20:30 - 21:45 Young Australians Moving 21:45 - 23:10 Lifestyle vs Career 23:10 - 24:40 Families Relocating 24:40 - 25:40 Investor Signals 25:40 - 26:29 Final Predictions #AustralianProperty #HousingMarket #PropertyInvesting #RealEstateAustralia #MelbourneProperty  This video is provided by Confidence Finance Pty Ltd (ACL 488313) & Flint Trademark Pty Ltd. This is general information only and not personal advice. Please seek credit advice from us directly and independent tax, legal or financial advice where appropriate. Reach out to us at www.australianpropertytalk.com.au

    26 min
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3.9
out of 5
15 Ratings

About

Welcome to Australian Property Talk — I'm Redom, a property fanatic.  I love sharing stories from the 1000's of investors i represent in my day job at one of Australia's biggest mortgage broking companies, Flint. I have two brilliant co-hosts who bring a perfect blend of expertise on the economy, property trends and where to buy real estate!  One is a former Treasury economist, Curtis Stewart, who runs FlintInvest - an award winning mortgage broking company for property investors Australia-wide.  His officially the smartest person i know, and full of golden nuggets! My other co-host is Adi Chanda, a man everybody loves, a seasoned buyers agent with a giant property portfolio and fellow property nerd. Adi runs Alaya Property with me, adding in a unique economics driven property strategy that outperforms all the herd following data-driven agents dominating the buyers agency scene in 2025.

Information

  • Creator
    Redom Syed
  • Years Active
    2022 - 2026
  • Episodes
    197
  • Rating
    Clean
  • Copyright
    © 2026 Australian Property Talk
  • Show Website
    Australian Property Talk

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