The Follio Property Podcast

Lachlan Delahunty and Reece Beddall
  • 4.6 (16)
  • INVESTING
  • UPDATED WEEKLY

Sick of the same old property myths and bad advice? So are we. The Follio Property Podcast delivers real talk on the Australian property market, cutting through the noise to give you insights and education that actually matters. Hosted by property experts Lachlan Delahunty and Reece Beddall, we break down the latest market trends, expose industry topics, and give you the information needed to make smarter property decisions. Whether you're buying your first home, building a portfolio or just trying to make sense of the market, we've got you covered.

  1. The BRUTAL Truth About Mortgage Debt Nobody Tells You | Finance Expert

    3 DAYS AGO

    The BRUTAL Truth About Mortgage Debt Nobody Tells You | Finance Expert

    Access our national Investment Report: https://441711975.hs-sites-ap1.com/follio-property-podcast-content-subscriber?utm_source=YouTube&utm_medium=newsletter&utm_campaign=Episode+63&utm_id=podcastJoin the portfolio management waitlist: https://follio.com.au/portfolio-management/ Stop guessing and start localizing your strategy before the 2026 rental crisis tightens its grip. Are you one of the millions of Australians quietly drowning in mortgage debt and nobody is telling you the real reason why? In this episode of the Follio Property Podcast, leading mortgage broker Chris Bates exposes the single lending mistake that locks Australian homeowners into financial traps for over a decade and what the government's tightening rules are quietly doing to your property investment future. If you own property in Australia, or plan to, this is the most important conversation you'll watch this year. The Australian property market is shifting fast, and the rules of real estate investing have changed dramatically. Borrowing capacity has collapsed from 14x income to just 5x, vacancy rates sit at a brutal 1%, and thousands of homeowners are now mortgage prisoners, trapped with lenders like Pepper Money and Liberty Financial, unable to refinance, unable to sell without losing everything. Chris Bates has spent his career advising homeowners, first home buyers, and seasoned investors on how to navigate one of the most complex home loan environments in Australian history. His core warning: "Property is as much a debt game as it is a property game." If you don't understand how to protect your borrowing capacity, your most valuable financial asset, the market will punish you. This isn't doom and gloom. It's the financial literacy blueprint that separates the investors who ride the wave from the ones who get wiped out by it. 🎯 In This Episode You'll Discover: ✅ The #1 mortgage mistake that creates "mortgage prisoners" and how to avoid it at all costs ✅ Why overleveraging your home loan could set your property investment back a full decade ✅ The hidden danger of non-bank lenders (Pepper, Liberty) and what happens when credit tightens ✅ How to protect your borrowing capacity like "gunpowder" and when to use it strategically ✅ Why first home buyers in Australia are making the same catastrophic mistake repeatedly Timestamps: 00:00 The Brutal Truth About Mortgage Debt 02:00 Why Most Mortgage Advice Is Broken 08:10 Property Is a Debt Game, Not a Property Game 09:30 How Lending Collapsed From 14x to 5x Income 15:25 Mortgage Prisoners: Trapped With No Way Out 18:50 SMSF Warning: The Regional Asset Trap 20:55 Social Media Gurus & The ASIC Crackdown 24:50 The Rental Crisis Nobody Is Talking About 27:55 Government Schemes & What They're Really Doing to Prices 28:55 Final Thoughts & Wrap Up Follow Chris Bates: LinkedIn:https://www.linkedin.com/in/christopherbates/ Business: https://www.alcove.com.au/ Each week, Reece Beddall & Lachlan Delahunty break down the biggest conversations shaping Australian property. From market cycles to debt, strategy, data, and real-world insights, we make property simple, honest, and practical. 📍Visit Our Website: https://follio.com.au/ 📩 Contact Us: info@follio.com.au 📲 Follow Us on Social:Instagram: https://www.instagram.com/folliopropertypod/ TikTok: https://www.tiktok.com/@folliopropertypod Lachlan Delahunty: https://www.linkedin.com/in/lachlandelahunty/ Reece Beddall: https://www.linkedin.com/in/reece-beddall-294557b3/ #AustralianPropertyMarket #MortgageDebt #PropertyInvestmentAustralia #FirstHomeBuyer #RealEstateAustralia #MortgageBroker #HomeLoans #RentalCrisis #AustralianPropertyInvesting #RealEstateInvesting #BorrowingCapacity #MortgageStress #PropertyInvesting #CapitalGrowth #FolioPropertyPodcast Disclaimer: This is for entertainment purposes - not financial advice. Speak to a qualified professional before making any financial or property decisions

    26 min

  2. 5 DAYS AGO

    BREAKING NEWS | Negative Gearing Now Scrapped? - The Federal Budget Leak?

    🚨 They Promised They Wouldn't Touch Negative Gearing. They Lied. With seven days until the May Federal Budget, breaking intel may has confirmed the Albanese government is moving to eradicate negative gearing altogether - grandfathered, but gone. On the same day the RBA announced another rate rise. Lachlan Delahunty is fired up, the data is damning, and we're not staying quiet.This wasn't a pre-recorded episode. We went live because this cannot wait. 🎯 What's Covered In This Episode ✅ The election promise Labor just broke, and why Lachlan says this is "b******t" ✅ 2.2 to 2.3 million property investors in Australia — and over 80% own just one property. This isn't targeting greedy landlords. It's hitting middle Australia. ✅ Why scrapping negative gearing will destroy the people it's supposed to help — renters ✅ What happened to rents in Australia when negative gearing was removed from 1985 to 1987 — double digit growth ✅ New Zealand's cautionary tale: introduced changes, reversed them within 12 months due to "detrimental impact" ✅ Why grandfathering will actually freeze supply — investors will hold forever rather than sell ✅ The RBA rate rise that landed the same day — and what it means for the mom and dad investor already under pressure ✅ First home buyers gifted 95% LVR loans at 5.2% — now facing rates in the sixes in a declining market ✅ Why keeping negative gearing on new builds only will flood the market with low-spec apartments (see: Brisbane) ✅ The smart money workaround: trusts, company structures — and why that makes things harder for everyday Australians ✅ 11 trillion in property vs. 2.6 trillion in debt — the stats that blow apart the "boomers hoarding gains" narrative ✅ What a fair reform actually looks like — and why capping by number of properties beats scrapping it entirely ✅ How to make your voice heard in the next seven days before it's too late Timestamps: 00:00 The Broken Election Promise — Lachlan's Reaction 00:54 Why This Hits Middle Australia, Not Just "Greedy Landlords" 01:21 The Real Victims: Why Renters Pay the Price 02:30 What Happened to Rents Last Time We Scrapped Negative Gearing 07:42 New Zealand's Failed Experiment 08:15 Why Grandfathering Actually Freezes Supply 10:54 Rate Rise + Negative Gearing Scrapped — The Perfect Storm 13:03 The Stats That Blow Apart the Boomer Narrative 15:12 CGT Changes: What the Intel Says 18:42 What a Fair Outcome Actually Looks Like Key Themes: 🔸 Broken Election Promise 🔸 Renters Pay the Price 🔸 Rate Rise Perfect Storm 🔸 The 1985 Warning 🔸 New Zealand's Failed Experiment 🔸 Supply Crisis Gets Worse 🔔 SUBSCRIBE for weekly strategies from Australia's top property experts, new episodes every week. Each week, Reece Beddall & Lachlan Delahunty break down the biggest conversations shaping Australian property. From market cycles to debt, strategy, data, and real-world insights, we make property simple, honest, and practical 📍Visit Our Website: https://follio.com.au/ 📩 Contact Us: info@follio.com.au 📲 Follow Us on Social: Instagram: https://www.instagram.com/folliopropertypod/TikTok: https://www.tiktok.com/@folliopropertypod Spotify: https://open.spotify.com/show/4Akt4N53zsb4ldzFNlTwad?si=AFEgYOAiSh2QGbK8AfFLywLachlan Delahunty: https://www.linkedin.com/in/lachlandelahunty/Reece Beddall: https://www.linkedin.com/in/reece-beddall-294557b3/ #NegativeGearing #FederalBudget2026 #AustralianPropertyMarket #LaborBudget #PropertyInvestmentAustralia #CGTDiscount #RentalCrisis #FollioPropertyPodcast #PropertyInvestmentPodcast #AustralianHousingCrisis #BudgetNight2026 #InterestRatesAustralia #HousingAffordability #AustralianEconomy #propertymarket2026 Disclaimer: This is for entertainment purposes — not financial advice. Speak to a qualified professional before making any financial or property decisions.

    20 min

  3. 30 APR

    Will Interest Rates Rise Again in 2026? What Property Investors Should Know Right Now

    Access our national Investment Report: https://441711975.hs-sites-ap1.com/follio-property-podcast-content-subscriber?utm_source=YouTube&utm_medium=newsletter&utm_campaign=Episode+61&utm_id=podcastJoin the portfolio management waitlist: https://follio.com.au/portfolio-management/🚨 With $3 BILLION in Mortgage Fraud, 25.3% Surge in Non-Bank Lending, and "Reeks of 2007", Is the Australian Property Market About to Break?Reece and Lachlan Delahunty pull back the curtain on what the major banks DON'T want investors to see in 2026. With NAB, CBA, ANZ and Macquarie now exposed to an estimated $3 billion in AI-driven mortgage fraud, non-bank lending exploding 25.3% in 12 months, and investor credit hitting levels not seen since June 2007, the parallels to the pre-GFC era are impossible to ignore. But here's the twist most commentators are missing: while the majors clamp down, a shadow lending market is quietly writing the next chapter of Australia's debt story. Is this the calm before the collapse… or the smartest buying window of the decade? Watch to the end, Lachlan's call on what APRA does next in the May budget will reframe how you read every property headline for the rest of 2026.🎯 What's Covered In This Episode✅ Why the "two-speed economy" is about to become more exaggerated and which markets get crushed first ✅ The $3 BILLION mortgage fraud scandal hiding inside NAB, CBA, ANZ & Macquarie loan books ✅ How "everyday mum and dad investors" are falsifying payslips and bank statements with AI tools✅ NAB's bad debt forecast blowout and why Westpac and CBA are quietly mirroring the move ✅ The 25.3% explosion in non-bank lending vs just 3.9% growth from the Big Four ✅ Why Lachlan says today's lending data "reeks of 2007", the year before the GFC ✅ Investor credit growth at 1% in December, the highest since June 2007 ✅ APRA's likely next move: will interest-only investor loans get axed again like 2017? ✅ The May Budget threat: capital gains tax & negative gearing as the government's emergency levers ✅ How LVRs crept from 70% post-GFC to 95% with no LMI and why this is "debt out of control." ✅ The rise of second-tier, third-tier and private lenders now writing 18% of commercial debt ✅ What experienced investors are doing RIGHT NOW while everyone else freezes in fearTimestamps:04:21 The $3 Billion Mortgage Fraud Scandal06:21 Major Banks Brace for Impact08:15 The "2007" Warning Signal11:10 A Ghost of June 200712:30 The May Budget & Policy "Handbrake"13:23 The Perfect Storm (LVR Creep)Key Themes:🔸 The 2007 Parallel🔸 AI-Powered Mortgage Fraud🔸 Shadow Lending Boom🔸 Regulatory Whiplash Ahead🔸 Investor Psychology🔸 The Perfect Storm ThesisEach week, Reece Beddall & Lachlan Delahunty break down the biggest conversations shaping Australian property. From market cycles to debt, strategy, data, and real-world insights, we make property simple, honest, and practical.📍Visit Our Website: https://follio.com.au/📩 Contact Us: info@follio.com.au📲 Follow Us on Social:Instagram: https://www.instagram.com/folliopropertypod/TikTok: https://www.tiktok.com/@folliopropertypod Spotify: https://open.spotify.com/show/4Akt4N53zsb4ldzFNlTwad?si=AFEgYOAiSh2QGbK8AfFLywLachlan Delahunty: https://www.linkedin.com/in/lachlandelahunty/Reece Beddall: https://www.linkedin.com/in/reece-beddall-294557b3/#AustralianPropertyMarket #PropertyInvestmentAustralia #AustralianHousingCrash #APRA #MortgageFraud #NonBankLending #NegativeGearing #FollioPropertyPodcast #PropertyInvestmentPodcast #InterestRatesAustralia #HousingBubble #FirstHomeBuyer #RealEstateInvesting #AustralianEconomy #PropertyMarket2026Disclaimer: This is for entertainment purposes - not financial advice. Speak to a qualified professional before making any financial or property decisions

    16 min

  4. 28 APR

    This Is the Exact Pattern That Preceded Every Major Housing Crash | Property Experts

    Looking to build your portfolio: https://follio.com.au/contact-us/ ?utm_source=YouTube&utm_medium=contact+us&utm_id=Episode+60National Investment Report: https://441711975.hs-sites-ap1.com/follio-property-podcast-content-subscriber?utm_source=YouTube&utm_medium=newsletter&utm_id=Episode+60Most property investors will fail in 2026 - not because they lack capital, but because they are reading the wrong headlines. While the "Two powerhouse cities" of Sydney and Melbourne may begin to see an uncertain future, a massive divide is splitting the Australian market in two.In this episode of the Follio Property Podcast, Reece Beddall and Lachlan Delahunty dissect the "Two-Speed Economy" and expose why the major banks are consistently wrong about your portfolio. From $15 million losses in Rose Bay to why Perth and Darwin are "shooting the lights out," we cut through the media doom and gloom to show you where the smart money is actually moving.Whether you're a first-time investor paralysed by sentiment or a seasoned pro looking for the next capital growth play, this episode is a quarterly reality check on the Australian residential market.In this episode, we cover: ✅ The Two-Speed Economy: Why the gap between the "top end" and "bottom end" is shrinking for the first time since Covid. ✅ The ANZ Forecast Roast: Why the major banks were 74% wrong during the last cycle and why their 2026 predictions are "laughable." ✅ Blood in Sydney: Analyzing the 20-25% price drops and the $15M equity loss in Rose Bay. ✅ The "Winner’s Curse": The dangerous reality of buying Off-the-Plan in a rising interest rate environment. ✅ Lifestyle Markets in Crisis: Why Surfers Paradise and investor-dominated regionals are the first to get smashed. ✅ Lachlan’s "B******t" Call: Why the sub-$800k market is overinflated and where the real value exists right now. ✅ Recession Reality: Is this the "recession we need to have" to reset the Australian economy?💬 Lachlan Delahunty’s most powerful quote from this episode: "It’s never as bad as it’s made out to be, and it’s never as good as it’s made out to be. Remove the noise."🎙️ Hosts: Reece Beddall & Lachlan Delahunty — Founders of Folio Property.Key Podcast Themes- The Two-Speed Economy Divide- Bank Forecast Credibility- The Prestige Market Correction- Off-the-Plan Risk Management- The "Above-First-Home-Buyer" OpportunityEach week, Reece Beddall & Lachlan Delahunty break down the biggest conversations shaping Australian property. From market cycles to debt, strategy, data, and real-world insights, we make property simple, honest, and practical.📍Visit Our Website: https://follio.com.au/📩 Contact Us: info@follio.com.au📲 Follow Us on Social:Instagram: https://www.instagram.com/folliopropertypod/TikTok: https://www.tiktok.com/@folliopropertypod Spotify: https://open.spotify.com/show/4Akt4N53zsb4ldzFNlTwad?si=AFEgYOAiSh2QGbK8AfFLywLachlan Delahunty: https://www.linkedin.com/in/lachlandelahunty/Reece Beddall: https://www.linkedin.com/in/reece-beddall-294557b3/#WealthCreation #HowToMakeMoney #PersonalFinance #GlenJames #FollioPropertyPodcast #FinancialFreedom #PropertyInvestment #Superannuation #HowToGetRich #MoneyTips2026 #WealthBuildingStrategies #Investment #housingmarket #Australianhousingmarket #AussieMarket #AustralianPropertyMarketDisclaimer: This is for entertainment purposes - not financial advice. Speak to a qualified professional before making any financial or property decisionsTrack: MoodMode - Upbeat Hip Hop Boom Bap Background MusicMusic provided by MoodMode

    27 min
  5. Money Making Expert: How to make REAL Money in 2026 | 7 proven ways to create wealth

    23 APR

    Money Making Expert: How to make REAL Money in 2026 | 7 proven ways to create wealth

    Book Your FREE Investment Assessment 👉: https://follio.com.au/contact-us/ ?utm_source=YouTube&utm_medium=contact+us&utm_campaign=Episode+59&utm_id=podcast 2026 won't look like 2025. Secure your 2026 property strategy here. Click the link below to access it FREE: https://441711975.hs-sites-ap1.com/follio-property-podcast-content-subscriber?utm_source=YouTube&utm_medium=newsletter&utm_campaign=Episode+59&utm_id=podcast Most people never build real wealth, not because they're lazy, but because they've been lied to about how money actually works. Glen James breaks down the truth about wealth creation that the finance industry doesn't want you to know. Glen James is one of Australia's most trusted voices in personal finance and the host of the Money Money Money podcast. In this episode, he joins us on the Follio Property Podcast to cut through the noise around how to make money, property investment in Australia, and what it actually takes to achieve financial freedom in 2026. Whether you're trying to figure out how to get rich the right way, whether to invest in superannuation, ETFs, or property, or whether you've been paralyzed by information overload, this is the conversation that cuts straight to the fundamentals. In this episode, we cover:✅ The #1 rule of wealth creation that nobody talks about (and it's brutally simple)✅ The real truth about property investment in Australia, is it still worth it in 2026?✅ Superannuation explained: why Australians are massively underutilizing their biggest tax-free wealth vehicle✅ When a Self-Managed Super Fund (SMSF) makes sense, and when it's a trap✅ Why investing in shares is NOT as risky as you think (and the psychology behind fear)✅ The one thing wealth-building strategies always get wrong: tactics vs. strategy✅ Why Glen believes "it's not a cost of living crisis, it's a cost of spending crisis" Timestamps:00:00 Introduction00:30 Psychology of money: Real life vs. spreadsheets02:40 Your biggest asset is NOT your house (It's you)04:15 Investing in yourself: How to increase your income08:50 Australian property market 2026: Is it actually "cooked"?11:30 Managing mortgage stress and housing affordability14:10 Regional property alternatives vs. capital cities18:25 Superannuation Australia: The ultimate tax haven21:00 The truth about SMSF traps and over-complication23:45 ETF investing Australia: How to build a simple portfolio26:30 The "10% Spicy Rule" for high-risk investments28:15 How to handle stock market volatility without panic31:45 Avoiding high professional fees in financial services32:30 Financial strategy over emotion: The path to financial freedom Glen James' most powerful quote from this episode: "Investing works. People don't." Follow Glen James: Podcast: https://open.spotify.com/show/1XflIryhmXHszEXC3M6Az1?si=45c189bbb2eb49bd Instagram: https://www.instagram.com/moneypodcast.aus/About the Follio Property PodcastEach week, Reece Beddall & Lachlan Delahunty break down the biggest conversations shaping Australian property. From market cycles to debt, strategy, data, and real-world insights, we make property simple, honest, and practical.📍Visit Our Website: https://follio.com.au/📩 Contact Us: info@follio.com.au📲 Follow Us on Social:Instagram: https://www.instagram.com/folliopropertypod/TikTok: https://www.tiktok.com/@folliopropertypod Spotify: https://open.spotify.com/show/4Akt4N53zsb4ldzFNlTwad?si=AFEgYOAiSh2QGbK8AfFLywLachlan Delahunty: https://www.linkedin.com/in/lachlandelahunty/Reece Beddall: https://www.linkedin.com/in/reece-beddall-294557b3/#WealthCreation #HowToMakeMoney #PersonalFinance #GlenJames #FollioPropertyPodcast #FinancialFreedom #PropertyInvestment #Superannuation #HowToGetRich #MoneyTips2026 #WealthBuildingStrategies #InvestmentDisclaimer: This is for entertainment purposes - not financial advice. Speak to a qualified professional before making any financial or property decisions

    32 min

  6. 21 APR

    The UPDATED 2026 Australian Property Strategy Most Investors Are Still Getting Wrong

    Join The Portfolio Management Waitlist: https://follio.com.au/portfolio-management/?utm_source=YouTube&utm_medium=waitlist&utm_id=Episode+58 National Investment Report: https://441711975.hs-sites-ap1.com/follio-property-podcast-content-subscriber?utm_source=YouTube&utm_medium=newsletter&utm_id=Episode+58TBC 📊 Is your portfolio hiding 'C-grade' assets? Get the National Investment Report to see which Australian markets are facing headwinds in 2026 and how to protect your capital: https://441711975.hs-sites-ap1.com/follio-property-podcast-content-subscriber?utm_source=YouTube&utm_medium=newsletter&utm_id=Episode+58 Is your property portfolio actually working for you or silently bleeding returns? In this episode of the Follio Property Podcast, Reece Beddall and Lachlan Delahunty reveal why 60-70% of Australian investor portfolios they review have capital sitting in the wrong assets or the wrong locations and most owners have no idea. With Westpac flagging three more back-to-back rate rises and real headwinds building for the Australian property market in 2026, the investors who thrive won't be the ones who buy more they'll be the ones who optimise what they already own. And then there's the CGT reform that's quietly reshaping investor decision-making. Is the proposed cut from 50% to 33% a reason to hold or the signal to act? The answer might surprise you. If you're sitting on one, two, or three investment properties and wondering whether you're truly getting the most out of them, this episode gives you the exact checklist to find out. We discuss: Why the 2026 Australian property market demands a proactive investor mindsetWestpac's interest rate predictions and how rising rates are reshaping portfolio decisionsThe 60-70% problem: How to know if your capital is sitting in the wrong placeThe full portfolio review framework: goals, credit, asset quality, and locationC vs D-grade assets: when to hold and when to sell during the FOMO phaseRental income optimisation, why your property manager may be costing you thousandsHighest and best use analysis: adding bedrooms, ancillary accommodation, and cosmetic renovationsTimestamps: 00:00 Introduction 08:15 The "Soft Landing" Debate 01:00 Proactive vs. Passive Property Management 02:40 Goal Setting & Benchmarking 03:15 The "Game of Debt" 04:45 Identifying "C and D" Class Assets 06:50 Selling in the "FOMO Phase" 15:30 Manufacturing Equity 05:15 Capital City Cycles 22:10 The Perth Property Market Surge 29:45 Proposed CGT Reforms About the Follio Property Podcast Each week, Reece Beddall & Lachlan Delahunty break down the biggest conversations shaping Australian property. From market cycles to debt, strategy, data, and real-world insights, we make property simple, honest, and practical. 📍Visit Our Website: https://follio.com.au/ 📩 Contact Us: info@follio.com.au 📲 Follow Us on Social:Instagram: https://www.instagram.com/folliopropertypod/TikTok: https://www.tiktok.com/@folliopropertypod Spotify: https://open.spotify.com/show/4Akt4N53zsb4ldzFNlTwad?si=AFEgYOAiSh2QGbK8AfFLywLachlan Delahunty: https://www.linkedin.com/in/lachlandelahunty/Reece Beddall: https://www.linkedin.com/in/reece-beddall-294557b3/ #AustralianPropertyMarket #HousingMarketCrash #RealEstateAustralia #AustraliaPropertyMarket2026 #HousingCrisis #NegativeGearing #FirstHomeBuyer #HousingAffordability #AustralianRealEstate2026 #PropertyInvestmentAustralia #HousingCollapse #AustraliaRealEstateCrash #GovtPonziScheme #HousingBubble #AustralianHousingCrisis Disclaimer: This is for entertainment purposes - not financial advice. Speak to a qualified professional before making any financial or property decisions Track: MoodMode - Upbeat Hip Hop Boom Bap Background MusicMusic provided by MoodMode

    31 min
  7. Australia About to Enter Housing Collapse After Govt Got Caught Rigging the Housing Market

    16 APR

    Australia About to Enter Housing Collapse After Govt Got Caught Rigging the Housing Market

    Book Your FREE Investment Assessment 👉: https://follio.com.au/contact-us/ 📊 National Investment Report: https://441711975.hs-sites-ap1.com/follio-property-podcast-content-subscriber ?utm_source=YouTube&utm_medium=newsletter&utm_campaign=Episode+57&utm_id=podcast Fear is expensive. So is buying at the wrong time. Find out exactly where the Australian property market is headed before everyone else does.Something is deeply wrong with the Australian property market and the government has been banking on you not noticing.In this episode, we expose the mechanics behind what may be the most dangerous and deliberately engineered housing market crash setup in Australian history. How did real estate in Australia become a government-backed scheme designed to enrich insiders while locking out everyday Australians? Why are first-home buyers being handed false hope while the structural rot gets worse? And what does the Australia property market 2026 outlook actually look like once you strip away the political spin? The data is damning. The timeline is tightening. And what happens next will affect every renter, buyer, and investor in this country. Key Points discussed in this episode:✅ The "Govt Ponzi" explained, how Australian property investment policy has been engineered to inflate values indefinitely at the public's expense✅ The role of negative gearing Australia in fuelling the bubble, who it protects and who it destroys✅ Why the housing affordability crisis is not an accident, it's a feature, not a bug, of current policy design✅ Hard data on housing affordability in Australia: what the real numbers say vs. what the government reports✅ Why first home buyer Australia grants and schemes are accelerating the problem, not solving it✅ The warning signs pointing toward an Australian real estate crash and the institutions quietly positioning for it✅ Property investment Australia in 2026: who's still buying, who's exiting, and what that tells you✅ The Australian real estate 2026 forecast no mainstream outlet wants to publish Timestamps:00:00 The "Big Australia" Ponzi Scheme03:35 Why Immigration is Propping Up a "False Economy"07:46 Why New Zealand and Canada Markets Crashed08:52 Potential Policy Changes: CGT & Negative Gearing11:29 The Housing Target Trap: Why 1.2M Homes is "Fanciful"13:28 The Canadian Solution: Putting on the Migration Handbrake15:00 Why the Housing Shortage is Basic Math24:58 Norway vs. Australia: How to Manage National Wealth28:23 Final Thoughts: Navigating the 18-Month Horizon 🔔 Subscribe for weekly Australian property investing insights, market analysis, and high-profile guests that cut through the noise.Follow Leith Van Onselen:YouTube:  @Leithvo  Business: https://www.macrobusiness.com.au/About the Follio Property PodcastEach week, Reece Beddall & Lachlan Delahunty break down the biggest conversations shaping Australian property. From market cycles to debt, strategy, data, and real-world insights, we make property simple, honest, and practical. 📍Visit Our Website: https://follio.com.au/📩 Contact Us: info@follio.com.au📲 Follow Us on Social:Instagram: https://www.instagram.com/folliopropertypod/TikTok: https://www.tiktok.com/@folliopropertypod Spotify: https://open.spotify.com/show/4Akt4N53zsb4ldzFNlTwad?si=AFEgYOAiSh2QGbK8AfFLywLachlan Delahunty: https://www.linkedin.com/in/lachlandelahunty/Reece Beddall: https://www.linkedin.com/in/reece-beddall-294557b3/ #AustralianPropertyMarket #HousingMarketCrash #RealEstateAustralia #AustraliaPropertyMarket2026 #HousingCrisis #NegativeGearing #FirstHomeBuyer #HousingAffordability #AustralianRealEstate2026 #PropertyInvestmentAustralia #HousingCollapse #AustraliaRealEstateCrash #GovtPonziScheme #HousingBubble #AustralianHousingCrisisDisclaimer: This is for entertainment purposes - not financial advice. Speak to a qualified professional before making any financial or property decisions

    32 min

  8. 14 APR

    My 7-year Journey to Outgrowing the Australian Property Market — Here Are The Lessons (Lachlan Delahunty)

    Book Your FREE Investment Assessment 👉: https://follio.com.au/contact-us/ VAS Strategy (Value-Add): https://follio.com.au/value-add-strategy/ 📊 National Investment Report: https://441711975.hs-sites-ap1.com/follio-property-podcast-content-subscriber?utm_source=YouTube&utm_medium=newsletter&utm_id=Episode+56 Before Lachlan Delahunty built one of Australia's most respected property advisory firms, he was working three jobs, delivering mail, steam-cleaning carpets, and pulling bar shifts, all to pay back a development deal that nearly sent his father bankrupt. This is the unfiltered story of a 7-year failure, extreme financial sacrifice, and what it ACTUALLY takes to outperform the Australian property market by almost 3% consistently. What you'll learn in this episode:✅ The townhouse development mistake that nearly wiped out his family and how 7 brutal years became the best education money couldn't buy✅ Why Lachlan chose a $45K valuer salary over commissions (and how that decision changed everything)✅ The "rent vesting" strategy he used through his entire 20s to buy 9 investment properties before his own home✅ How Follio has helped 1,400+ clients achieve an average $526,000 uplift per property with a 10.2% annual compounding growth rate vs. Australia's 7.2% market average✅ The brutal truth about Perth's property market crash of 2014 and how a 110% oversupply became Lachlan's greatest classroom✅ His one financial rule he's never broken✅ What the next 6 years of Australian real estate investing really looks like and why the headwinds are coming Whether you're just starting your property portfolio in Australia or scaling toward financial freedom, this episode is the raw founder story that most property advisors are too polished to tell. Timestamps: 00:00 Why the next 6 years of property will be harder 01:47 Small town beginnings: How Murtoa shaped my mindset 03:57 Learning the "Builder’s Fundamentals" from my Dad 08:58 The Epic Failure: The regional development that nearly sent us bankrupt 10:49 The 7-Year Grind: Working 4 jobs to get back to "Square One" 12:44 Why I chose Valuations over high-commission Sales 20:41 The Value-Add Strategy (VAS): How to control your own fate 22:20 The Passion Project: Buying back my childhood home 24:43 The Proof: Achieving a 10.2% annual compounding growth rate 29:10 2026 Strategy: Navigating market "headwinds" with data About the Follio Property PodcastEach week, Reece Beddall & Lachlan Delahunty break down the biggest conversations shaping Australian property. From market cycles to debt, strategy, data, and real-world insights, we make property simple, honest, and practical. 📍Visit Our Website: https://follio.com.au/📩 Contact Us: info@follio.com.au 📲 Follow Us on Social:Instagram: https://www.instagram.com/folliopropertypod/TikTok: https://www.tiktok.com/@folliopropertypod Spotify: https://open.spotify.com/show/4Akt4N53zsb4ldzFNlTwad?si=AFEgYOAiSh2QGbK8AfFLywLachlan Delahunty: https://www.linkedin.com/in/lachlandelahunty/Reece Beddall: https://www.linkedin.com/in/reece-beddall-294557b3/ If you enjoy the episode, hit Like, Subscribe, and Comment to support the channel and join the conversation. #PropertyInvesting #AustralianProperty #PropertyPodcast #RealEstateAustralia #RBA #NegativeGearing #CapitalGainsTax #CGT #PropertyCycle #InvestmentStrategy #FirstHomeBuyer #PropertyPortfolio #WealthBuilding #FinancialFreedom #PassiveIncome #AustralianEconomy #PropertyBoom #RealEstateTips #InvestmentAdvice #Folliopodcast #PropertyInvestingAustralia #FollioProperty #LachlanDelahunty #RealEstateInvesting #PropertyStrategy #BuyersAgent #PropertyDevelopment #propertyinvestoruk Disclaimer: This is for entertainment purposes - not financial advice. Speak to a qualified professional before making any financial or property decisions

    31 min
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Ratings & Reviews

4.6
out of 5
16 Ratings

About

Sick of the same old property myths and bad advice? So are we. The Follio Property Podcast delivers real talk on the Australian property market, cutting through the noise to give you insights and education that actually matters. Hosted by property experts Lachlan Delahunty and Reece Beddall, we break down the latest market trends, expose industry topics, and give you the information needed to make smarter property decisions. Whether you're buying your first home, building a portfolio or just trying to make sense of the market, we've got you covered.

Information

  • Creator
    Lachlan Delahunty and Reece Beddall
  • Years Active
    2025 - 2026
  • Episodes
    77
  • Rating
    Explicit
  • Copyright
    © Lachlan Delahunty and Reece Beddall
  • Show Website
    The Follio Property Podcast

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