No BS With Birchy

Nathan Birch

Welcome to the No BS With Birchy Podcast, I'm your host, Nathan Birch, and this is the show unravelling the truth to the façade of the 21st century, we're now exiting the matrix and waking up to motherf*cking reality.

  1. 4 days ago

    What They Don't Tell You About Old Money | No BS With Birchy | EP 245

    In this episode, Nathan gets into the difference between old money and new money, why most people who build wealth don't keep it past one generation, and how to actually set your family up so your life's work doesn't get blown by the next generation. 00:00 - Intro: new money vs old money and why Nathan used to have "new money" on his number plate 04:00 - Why building wealth is the easy part. Retaining it is the real game 07:00 - The rice paddy proverb: why wealth disappears in three generations and how to break that cycle 12:00 - Treating your family like a business: succession, structure, and the Rockefeller trust model 17:00 - Why old money is quiet and new money is loud, and why stealth is actually a defence mechanism 22:00 - How old money thinks about education vs how new money thinks about it 32:00 - What to teach kids about debt, inflation, and how financial markets actually work 44:00 - The Vanderbilts: what happens when the richest family in the land raises heirs with no plan 47:00 - Financial anxiety vs financial abundance: the fine line you need to walk with your kids 50:00 - Final word: processes, systems, and succession planning for your portfolio Make your move on your property journey today: https://binvested.com.au/make-your-move-now/ What are your thoughts on this video? Share them below and show us some love if you found this video useful. 😊 ***DISCLAIMER*** The following videos have been prepared by Binvested.com.au Pty Ltd ACN (154 400 370). The factual information "information") provided in this website and the following videos is general in nature only and does not constitute any type of financial advice and is not intended to imply any recommendation or opinion about a financial product. The information has been prepared without considering your personal objectives, financial situation or needs. Before acting on any information provided in this website and in the following videos you should consider the appropriateness of the information having regard to your objectives, financial situation and needs. Binvested.com.au Pty Ltd is not a financial advisor. Before making any decision, it is important that you should seek appropriate legal, tax, financial and other professional advice before you make any decision regarding any information mentioned in this communication, its website and the following videos. Whilst all care has been taken in the preparation of this material, no warranty is given in respect of the information provided and accordingly neither Binvested.com.au Pty Ltd nor its related entities, affiliate companies, employees or agents shall be liable on any ground whatsoever with respect to decisions or actions taken as a result of you acting upon such information. We can provide access to our Investor Relations team should you wish to speak to them. Please contact 1300 367 925 to speak to a member of the Investor Relations team. Make your move on your property journey today: https://binvested.com.au/make-your-move-now/ What are your thoughts on this video? Share them below and show us some love if you found this video useful. 😊 ***DISCLAIMER*** The following videos have been prepared by Binvested.com.au Pty Ltd ACN (154 400 370). The factual information "information") provided in this website and the following videos is general in nature only and does not constitute any type of financial advice and is not intended to imply any recommendation or opinion about a financial product. The information has been prepared without considering your personal objectives, financial situation or needs. Before acting on any information provided in this website and in the following videos you should consider the appropriateness of the information having regard to your objectives, financial situation and needs. Binvested.com.au Pty Ltd is not a financial advisor. Before making any decision, it is important that you should seek appropriate legal, tax, financial and other professional advice before you make any decision regarding any information mentioned in this communication, its website and the following videos. Whilst all care has been taken in the preparation of this material, no warranty is given in respect of the information provided and accordingly neither Binvested.com.au Pty Ltd nor its related entities, affiliate companies, employees or agents shall be liable on any ground whatsoever with respect to decisions or actions taken as a result of you acting upon such information. We can provide access to our Investor Relations team should you wish to speak to them. Please contact 1300 367 925 to speak to a member of the Investor Relations team.

    33 min
  2. 24 June

    The Death Of The Australian Dream | No BS With Birchy | EP 244

    In this solo episode, Nathan breaks down why the "great Australian dream" of buying a house on a quarter-acre block is dead, why inflation is the real wealth-transfer mechanism nobody talks about, and the strategies you actually need to get ahead instead of falling further behind. 00:00 - Intro: the myth that owning a house is a basic human right 03:00 - CPI is a lie: how the government keeps changing what inflation actually measures 05:00 - The hollowing out of the middle class 09:00 - Why being stuck in the middle class is the worst position to be in right now 12:00 - Breaking down real inflation with simple maths 15:00 - Why debt becomes the asset under inflation 21:00 - Why the money mindset that worked for your parents and grandparents doesn't work anymore 25:30 - The trap of trying to "save your way" out of inflation 27:00 - The compounding water-drop-in-a-stadium analogy 30:00 - Why the "big crash" everyone's waiting for keeps getting delayed 35:30 - Real strategy: rentvesting 39:00 - What to do while you save a deposit 42:30 - Nathan's own story: why he didn't buy his first home until he had 100 properties 48:00 - Comparing a $1.5M owner-occupied mortgage to five $300K investment properties 50:30 - Final word: the dream is still alive, but only if you plan for it Make your move on your property journey today: https://binvested.com.au/make-your-move-now/ What are your thoughts on this video? Share them below and show us some love if you found this video useful. 😊 ***DISCLAIMER*** The following videos have been prepared by Binvested.com.au Pty Ltd ACN (154 400 370). The factual information "information") provided in this website and the following videos is general in nature only and does not constitute any type of financial advice and is not intended to imply any recommendation or opinion about a financial product. The information has been prepared without considering your personal objectives, financial situation or needs. Before acting on any information provided in this website and in the following videos you should consider the appropriateness of the information having regard to your objectives, financial situation and needs. Binvested.com.au Pty Ltd is not a financial advisor. Before making any decision, it is important that you should seek appropriate legal, tax, financial and other professional advice before you make any decision regarding any information mentioned in this communication, its website and the following videos. Whilst all care has been taken in the preparation of this material, no warranty is given in respect of the information provided and accordingly neither Binvested.com.au Pty Ltd nor its related entities, affiliate companies, employees or agents shall be liable on any ground whatsoever with respect to decisions or actions taken as a result of you acting upon such information. We can provide access to our Investor Relations team should you wish to speak to them. Please contact 1300 367 925 to speak to a member of the Investor Relations team.

    22 min
  3. 17 June

    Why Your Property Portfolio Needs A Review | No BS With Birchy | EP 243

    In this episode, Nathan Birch sits down with Sumit from Zinger Finance to unpack real investor stories. From portfolios that have quietly grown into retirement tools, to clients whose property empires literally crashed major bank systems. 00:00 - Intro & welcome 02:30 – Why Nathan is urgently reviewing 20–30 client portfolios right now and what he's finding 04:30 - Real case study: Retired client selling a Sydney property 10:00 - SMSF deep dive 17:00 - Why standard brokers can't get clients like these across the line  22:00 - Swapping single properties for blocks of units 29:30 - The midnight loan pivot 32:00 - The retail worker with 13 properties 36:00 - Portfolio reviews every 3–6 months: why regular check-ins are the habit that separates high performers from the stuck 39:00 - Treating your portfolio like a business: the mindset that gets investors to 20, 40, 50 properties 42:00 - What percentage of investors with 20+ properties got stuck at some point? 44:30 - Location resistance and postcode restrictions 47:00 - Nathan's current settlements 54:00 - Why some people watch and some people act  56:00 – Average time between loans in the Zinga client base What are your thoughts on this video? Share them below and show us some love if you found this video useful. 😊 ***DISCLAIMER*** The following videos have been prepared by Binvested.com.au Pty Ltd ACN (154 400 370). The factual information "information") provided in this website and the following videos is general in nature only and does not constitute any type of financial advice and is not intended to imply any recommendation or opinion about a financial product. The information has been prepared without considering your personal objectives, financial situation or needs. Before acting on any information provided in this website and in the following videos you should consider the appropriateness of the information having regard to your objectives, financial situation and needs. Binvested.com.au Pty Ltd is not a financial advisor. Before making any decision, it is important that you should seek appropriate legal, tax, financial and other professional advice before you make any decision regarding any information mentioned in this communication, its website and the following videos. Whilst all care has been taken in the preparation of this material, no warranty is given in respect of the information provided and accordingly neither Binvested.com.au Pty Ltd nor its related entities, affiliate companies, employees or agents shall be liable on any ground whatsoever with respect to decisions or actions taken as a result of you acting upon such information. We can provide access to our Investor Relations team should you wish to speak to them. Please contact 1300 367 925 to speak to a member of the Investor Relations team.

    53 min
  4. 11 June ·  Video

    The Truth About What's Really In Your Food | No BS With Birchy | EP 242

    In this episode, Nathan sits down with Adam from Springhill Beef, a first-generation farmer and paddock-to-plate producer from the Hunter Valley, to uncover the hidden truth about what's really in your food. From supermarket labels designed to mislead, to the chemicals pumped into conventional meat, chicken, and produce, this is a conversation that will change the way you look at every meal. Discover how to find ethical producers, what questions to ask your butcher, and why eating clean isn't just a lifestyle choice but a defence against being poisoned by a system that profits from your ignorance. 00:00 - Introduction and how Nathan and Adam connected 04:12 - Adam's farming background and why he went chemical-free 10:45 - The problem with supermarket labelling and marketing 16:20 - Glyphosate, vaccines, hormones and what's really in your meat 22:10 - Pasture raised vs free range vs conventional: what it all means 28:35 - How chemicals in food affect gut health and children's behaviour 35:00 - The real cost of cheap food vs quality produce 41:15 - How to find an ethical producer and what to look for 47:30 - Where Springhill Beef delivers and how to order 51:00 - The one food swap Adam would make you do first Make your move on your property journey today: https://binvested.com.au/make-your-move-now/ What are your thoughts on this video? Share them below and show us some love if you found this video useful. 😊 ***DISCLAIMER*** The following videos have been prepared by Binvested.com.au Pty Ltd ACN (154 400 370). The factual information "information") provided in this website and the following videos is general in nature only and does not constitute any type of financial advice and is not intended to imply any recommendation or opinion about a financial product. The information has been prepared without considering your personal objectives, financial situation or needs. Before acting on any information provided in this website and in the following videos you should consider the appropriateness of the information having regard to your objectives, financial situation and needs. Binvested.com.au Pty Ltd is not a financial advisor. Before making any decision, it is important that you should seek appropriate legal, tax, financial and other professional advice before you make any decision regarding any information mentioned in this communication, its website and the following videos. Whilst all care has been taken in the preparation of this material, no warranty is given in respect of the information provided and accordingly neither Binvested.com.au Pty Ltd nor its related entities, affiliate companies, employees or agents shall be liable on any ground whatsoever with respect to decisions or actions taken as a result of you acting upon such information. We can provide access to our Investor Relations team should you wish to speak to them. Please contact 1300 367 925 to speak to a member of the Investor Relations team.

    42 min
  5. 3 June

    Why Most Investors Buy at the Worst Time | No BS With Birchy | EP 240

    In this episode, Nathan explores the psychology behind poor investment timing and reveals why most investors buy at market peaks. He shares proven strategies for identifying genuine opportunities and the importance of emotional discipline in building long-term wealth. This is an ep not to miss on your pod playlist this week!   00:00 - Introduction and the Gold Coast buying strategy 02:15 - Real case study - buying below previous owner's price 04:14 - The Jenga block analogy and understanding market risk 06:10 - Hot markets create competition versus depressed markets offer opportunity 08:24 - Interest rates, buyer psychology and market cycles 11:13 - Emotional toughness, strategy and making decisions with clarity   Make your move on your property journey today: https://binvested.com.au/make-your-move-now/   What are your thoughts on this video? Share them below and show us some love if you found this video useful. 😊   **DISCLAIMER**   The following videos have been prepared by Binvested.com.au Pty Ltd ACN (154 400 370). The factual information ("information") provided in this website and the following videos is general in nature only and does not constitute any type of financial advice and is not intended to imply any recommendation or opinion about a financial product. The information has been prepared without considering your personal objectives, financial situation or needs. Before acting on any information provided in this website and in the following videos you should consider the appropriateness of the information having regard to your objectives, financial situation and needs. Binvested.com.au Pty Ltd is not a financial advisor. Before making any decision, it is important that you should seek appropriate legal, tax, financial and other professional advice before you make any decision regarding any information mentioned in this communication, its website and the following videos. Whilst all care has been taken in the preparation of this material, no warranty is given in respect of the information provided and accordingly neither Binvested.com.au Pty Ltd nor its related entities, affiliate companies, employees or agents shall be liable on any ground whatsoever with respect to decisions or actions taken as a result of you acting upon such information. We can provide access to our Investor Relations team should you wish to speak to them. Please contact 1300 367 925 to speak to a member of the Investor Relations team.

    14 min
  6. 27 May

    You're Not Stuck… You're Structured Wrong | No BS With Birchy | EP 240

    In this episode, Nathan and Rivan from Zinger Finance discuss real client success stories that prove structure and strategy matter more than circumstances. From self-employed investors to casual truck drivers, discover how the right financial structuring can unlock portfolio growth that seems impossible. Learn why people get stuck at 1-3 properties and how debt collection strategy, equity release, and bank selection can accelerate your path to 10, 15, or even 20 properties. 00:00 - Introduction and client wins overview 01:38 - Self-employed investor breakthrough 04:41 - Female investor and divorce recovery stories 06:58 - Casual truck driver and motel owner success 09:21 - SMSF lending and rapid portfolio growth 11:23 - Rent vesting and equity release strategy 13:08 - Older couple overcoming age and construction challenges 17:12 - High income earners and strategic debt positioning 21:06 - Why structure and team matter more than background Make your move on your property journey today: https://binvested.com.au/make-your-move-now/   What are your thoughts on this video? Share them below and show us some love if you found this video useful. 😊   **DISCLAIMER**   The following videos have been prepared by Binvested.com.au Pty Ltd ACN (154 400 370). The factual information ("information") provided in this website and the following videos is general in nature only and does not constitute any type of financial advice and is not intended to imply any recommendation or opinion about a financial product. The information has been prepared without considering your personal objectives, financial situation or needs. Before acting on any information provided in this website and in the following videos you should consider the appropriateness of the information having regard to your objectives, financial situation and needs. Binvested.com.au Pty Ltd is not a financial advisor. Before making any decision, it is important that you should seek appropriate legal, tax, financial and other professional advice before you make any decision regarding any information mentioned in this communication, its website and the following videos. Whilst all care has been taken in the preparation of this material, no warranty is given in respect of the information provided and accordingly neither Binvested.com.au Pty Ltd nor its related entities, affiliate companies, employees or agents shall be liable on any ground whatsoever with respect to decisions or actions taken as a result of you acting upon such information. We can provide access to our Investor Relations team should you wish to speak to them. Please contact 1300 367 925 to speak to a member of the Investor Relations team.

    25 min
  7. 14 May

    The Australian Property Market Through Birchy's Eyes | No BS With Birchy | EP 239

    In this episode, Nathan shares his honest take on the Australian property market, outlining where he sees risk, where value still exists, and why he is strategically selling selected assets. He also breaks down how investors can recycle equity, strengthen cash flow and reposition their portfolios for the next phase of growth. Is your portfolio still set up for where the market is heading next? You won't want to miss this episode!  00:00 - Introduction 00:46 - Why this market update matters 01:37 - Sydney and NSW outlook 03:16 - Queensland markets and rising risk 05:48 - Darwin, Perth and South Australia 06:55 - Why Melbourne looks interesting now 08:00 - Bulk deals and buying below rebuild cost 09:05 - Why Birchy is selling some properties 10:15 - Moving away from motels and development sites 12:03 - Repositioning capital into better assets 14:28 - How investors are multiplying portfolios 17:45 - Building debt-free income through portfolio reshuffling 19:20 - The three outcomes for any asset 20:35 - Redeploying capital into better opportunities 22:22 - Reviewing your portfolio with intent 23:47 - Spotting and fixing lazy equity 24:27 - Final thoughts and how to get help Make your move on your property journey today: https://binvested.com.au/make-your-move-now/   What are your thoughts on this video? Share them below and show us some love if you found this video useful. 😊   **DISCLAIMER**   The following videos have been prepared by Binvested.com.au Pty Ltd ACN (154 400 370). The factual information ("information") provided in this website and the following videos is general in nature only and does not constitute any type of financial advice and is not intended to imply any recommendation or opinion about a financial product. The information has been prepared without considering your personal objectives, financial situation or needs. Before acting on any information provided in this website and in the following videos you should consider the appropriateness of the information having regard to your objectives, financial situation and needs. Binvested.com.au Pty Ltd is not a financial advisor. Before making any decision, it is important that you should seek appropriate legal, tax, financial and other professional advice before you make any decision regarding any information mentioned in this communication, its website and the following videos. Whilst all care has been taken in the preparation of this material, no warranty is given in respect of the information provided and accordingly neither Binvested.com.au Pty Ltd nor its related entities, affiliate companies, employees or agents shall be liable on any ground whatsoever with respect to decisions or actions taken as a result of you acting upon such information. We can provide access to our Investor Relations team should you wish to speak to them. Please contact 1300 367 925 to speak to a member of the Investor Relations team.

    25 min
  8. 6 May

    Stop Paying Off Debt Blindly | No BS With Birchy | EP 238

    In this episode, Nathan sits down with Sumit from Zinger Finance to break down the big question; should you pay off debt or invest? They explore how to strategically manage different types of debt, the importance of understanding your financial position, and why blindly paying off mortgages could cost you hundreds of thousands in lost investment opportunities. Off the back of this week's rate rise, this is an ep you won't want to miss.  00:00 - The debt payoff dilemma! 00:27 - What type of debt are we talking about? 01:11 - Focus on acquiring assets that grow in value 02:59 - The million dollar mortgage trap - a cautionary tale 05:50 - Credit cards and hidden debt impacts 06:56 - Personal loans, car loans and buffer rates 07:56 - HECS debt and income thresholds 09:13 - The credit card points trap 10:25 - Debt consolidation strategy and discipline 13:10 - The Zinger Finance approach and getting a financial health check 15:29 - Final words Make your move on your property journey today: https://binvested.com.au/make-your-move-now/   What are your thoughts on this video? Share them below and show us some love if you found this video useful. 😊   **DISCLAIMER**   The following videos have been prepared by Binvested.com.au Pty Ltd ACN (154 400 370). The factual information ("information") provided in this website and the following videos is general in nature only and does not constitute any type of financial advice and is not intended to imply any recommendation or opinion about a financial product. The information has been prepared without considering your personal objectives, financial situation or needs. Before acting on any information provided in this website and in the following videos you should consider the appropriateness of the information having regard to your objectives, financial situation and needs. Binvested.com.au Pty Ltd is not a financial advisor. Before making any decision, it is important that you should seek appropriate legal, tax, financial and other professional advice before you make any decision regarding any information mentioned in this communication, its website and the following videos. Whilst all care has been taken in the preparation of this material, no warranty is given in respect of the information provided and accordingly neither Binvested.com.au Pty Ltd nor its related entities, affiliate companies, employees or agents shall be liable on any ground whatsoever with respect to decisions or actions taken as a result of you acting upon such information. We can provide access to our Investor Relations team should you wish to speak to them. Please contact 1300 367 925 to speak to a member of the Investor Relations team.

    20 min
4.8
out of 5
39 Ratings

About

Welcome to the No BS With Birchy Podcast, I'm your host, Nathan Birch, and this is the show unravelling the truth to the façade of the 21st century, we're now exiting the matrix and waking up to motherf*cking reality.

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