The Savings Tip Jar

Savings.com.au
The Savings Tip Jar

Savings.com.au's Dom and Harrison, and friends, discuss the latest Australian financial news and speak with special guests from leading financial institutions, picking their brain on the latest talking points in the economy and personal finance.

  1. 98: Budget Special - What's in it for homebuyers? With Domain chief of research Dr Nicola Powell

    1 DAY AGO

    98: Budget Special - What's in it for homebuyers? With Domain chief of research Dr Nicola Powell

    This episode was dropped right after the 2025 Federal Budget. And cor, what a whopper! Haz and Dom spent a large portion of the news dissecting it all. This includes a surprise tax cut, energy bill relief, HECS relief, and cheaper pints and tobacco excise raging on. We also dug deeper with the Domain chief of research Dr Nicola Powell on what it means for homebuyers, as well as if there's any implications for the looming federal election. There weren't many surprises on housing in the budget because a lot of the items had been announced already. Nicola also said the two parties aren't drastically different - historically - when it comes to housing, and the market is bigger than who's in power. We also spoke to resident finance journalist Denise Raward on 'tenants in common' - what it means, and how to get two different home loans on the same house. 00:00-01:58 - Intro 01:58-04:59 - Savings Tips: Whipper Snipper DIY & Bowlo Membership 04:59-22:30 - Budget bonanza - surprise tax cuts, big deficits 22:30-28:10 - February inflation 2.4%, tobacco & insurance big drivers 28:10-45:35 - Denise Raward on two home loans, one home 45:35-58:15 - Dr Nicola Powell on what's in the budget for homebuyers 58:15-59:50 - Outro

    1 hr

  2. 4 DAYS AGO · BONUS

    Reviewing Trump's first two months in office: Tough tariffs on Australian steel, with Harry O'Sullivan

    We spoke to resident finance journalist Harry O'Sullivan on the first two months of Trump's presidency, what the steel tariff means for Australia, if it means 'recession', what it could mean for other sectors, and what it means for finances and shares domestically. 00:00-01:03 - Intro 01:03-02:30 - Harry's Savings Tip - Time is Money 02:30-04:07 - Reviewing Trump's tariff on Aussie steel 04:07-06:01 - The 'R' word - Recession 06:01-07:45 - More on the recession talk 07:45-09:58 - Where this will end up 09:58-11:48 - Reflecting on Harry's thoughts in November 11:48-12:48 - Share markets and super 12:48-14:55 - Impact on RBA monetary policy 14:55-15:13 - Outro

    15 min
  3. What are the benefits of salary packaging? With Smart's Mike Daly

    20 MAR · BONUS

    What are the benefits of salary packaging? With Smart's Mike Daly

    Amidst all this talk about the cost of living crunch, there's one overlooked 'hack' that could save people over $5k. It's salary packaging, or salary sacrificing. The savings aren't explicit, but you do save on tax. Many people know they can salary sacrifice super contributions, but did you know with some workplaces you can also do it for your petrol, transport, groceries, your mortgage, and your car? Some professions can sacrifice around $16k. Here to chat about that is Mike from Smart Salary Packaging, which works with companies to deliver their packaging schemes. He discussed the benefits, as well as probably the hottest topic - novated leasing, and if it's worth it. Great insightful chat! 00:00-00:43 - Intro 00:43-01:49 - Mike's Savings Tip 01:49-02:43 - Why aren't more people salary packaging? 02:43-04:44 - Benefits of salary packaging 04:44-07:08 - Educating workplaces on salary packaging 07:08-08:15 - Why not for profits get a bigger sacrifice 08:15-09:30 - Intro to novated leases 09:30-12:29 - Novated leasing benefits 12:29-13:23 - No GST on novated leasing cars 13:23-14:21 - Outro

    14 min
  4. 97: How to save up to $5k with the 'hack' of salary packaging, with Mike Daly from Smart

    18 MAR

    97: How to save up to $5k with the 'hack' of salary packaging, with Mike Daly from Smart

    Amidst all this talk about the cost of living crunch, there's one overlooked 'hack' that could save people over $5k. It's salary packaging, or salary sacrificing. The savings aren't explicit, but you do save on tax. Many people know they can salary sacrifice super contributions, but did you know with some workplaces you can also do it for your petrol, transport, groceries, your mortgage, and your car? Some professions can sacrifice around $16k. Here to chat about that is Mike from Smart Salary Packaging, which works with companies to deliver their packaging schemes. He discussed the benefits, as well as probably the hottest topic - novated leasing, and if it's worth it. Great insightful chat! Plus we spoke to resident finance journalist Harry O'Sullivan on the first two months of Trump's presidency, what the steel tariff means for Australia, if it means 'recession', what it could mean for other sectors, and what it means for finances and shares domestically. And all the latest news and savings tips of course. 00:00-01:50 - Intro 01:50-05:50 - Savings Tips - Enter Competitions & $69 Dreamworld Annual Pass 05:50-08:54 - Rabobank cuts savings rates again 08:54-13:25 - Super for housing could boost house prices by 10% 13:25-17:48 - New $4k cashback offer from Police Bank 17:48-32:54 - Trump's first two months as president, reviewed by Harry O'Sullivan 32:54-46:57 - The benefits of salary sacrificing, with Smart's Mike Daly 46:57-48:13 - Outro

    48 min

  5. 16 MAR · BONUS

    Who had it harder buying a home? Boomers or Millennials? With InfoChoice's Bernadette Lunas

    This week we spoke to InfoChoice finance journalist Bernadette Lunas on which generation REALLY had it harder when buying a home. We've looked at the data to help you settle your debate with your uncle who's four beers deep at the barbecue! It essentially boils down to high entry price vs high interest rates, plus a few other factors such as: Joint incomes; homebuyer support; home ownership rates and more. Put down those tongs and tear into Uncle John! 00:00-00:58 - Intro 00:58-03:20 - Bern's Savings Tip: Cook at Home 03:20-05:25 - Interest Rates vs High Prices 05:25-10:05 - Changing Household Dynamics 10:05-11:07 - Is the next generation stuffed? 11:07-12:08 - Outro

    12 min
  6. How to win at auction and avoid property regrets, with Abodey co-founder Jo Agresta

    13 MAR · BONUS

    How to win at auction and avoid property regrets, with Abodey co-founder Jo Agresta

    This week we spoke to Jo Agresta, the co-founder of property app Abodey. Abodey aims to take the time and guess work out of property hunts, marrying up suitable properties with the buyer's profile. New research from the app also suggests 50% of homebuyers have buyers' remorse in some respects, with that figure jumping to 80% in some areas and in some situations. Jo joined us to unpack all that, as well as share some sage property hunting advice with Dom and Haz. 00:00-00:47 - Intro 00:47-02:10 - Jo's Savings Tip: Lock your savings away 02:10-03:29 - A bit about Abodey 03:29-05:52 - Talking about 'buygret' 05:52-07:00 - What's driving buygret 07:00-09:43 - Natural levels of buyers remorse 09:43-12:59 - Auction regrets, a case study 12:59-14:44 - Off-market properties 14:44-17:10 - Final tips 17:10-18:17 - Outro

    18 min
  7. 96: How to avoid homeownership regrets, with Abodey's Jo Agresta

    11 MAR

    96: How to avoid homeownership regrets, with Abodey's Jo Agresta

    This week we spoke to Jo Agresta, the co-founder of property app Abodey. Abodey aims to take the time and guess work out of property hunts, marrying up suitable properties with the buyer's profile. New research from the app also suggests 50% of homebuyers have buyers' remorse in some respects, with that figure jumping to 80% in some areas and in some situations. Jo joined us to unpack all that, as well as share some sage property hunting advice with Dom and Haz. Plus we chatted to resident finance journalist Bernadette Lunas on who REALLY had it harder when buying a home - Boomers, Gen X, Millennials or Gen Z. An interesting talk! And all the latest news and savings tips of course. 00:00-01:56 - Intro 01:56-04:49 - Savings Tips: Cheap Décor at TK Maxx; Cheaper Kayo Through AFL Membership 04:49-08:36 - Per capita recession over? 08:36-12:33 - Grants on offer for those flood/cyclone affected 12:33-15:43 - Total value of dwellings over $11 trillion! 15:43-27:47 - Boomers vs Millennials Home Buying Debate, with Bernadette Lunas 27:47-45:42 - How to win at auctions and avoid regret with Jo Agresta from Abodey 45:42-46:59 - Outro

    47 min
  8. How to avoid a depreciation hit on your car, with Performance Drive's Alexi Falson

    9 MAR · BONUS

    How to avoid a depreciation hit on your car, with Performance Drive's Alexi Falson

    Joining us for his very first spotlight segment is Alexi Falson, a motoring journalist from group sister websites carloans.com.au and Performance Drive. He's been with us for a few years now but only now has he hopped on the podcast. His topic of choice was depreciation, and how to avoid it. It's a big killer, with many cars losing a third of their value in as little as three years. Plus he gives us an electric vehicle market update, and shares two savings tips. 00:00-01:05 - Intro 01:05-03:51 - Alexi's Savings Tips - avoiding impulse purchases, and look at demo vehicles 03:51-04:23 - The brand with the least depreciation 04:23-06:07 - The post-Covid car market 06:07-07:13 - How much cars lose in depreciation 07:13-08:26 - Why people should care about depreciation 08:26-10:42 - How to stop your car from depreciating so much 10:42-12:43 - EV market update 12:43-14:21 - What to do about batteries on used EVs 14:21-14:33 - Outro

    15 min
See All (257)

Ratings & Reviews

4.7
out of 5
3 Ratings

About

Savings.com.au's Dom and Harrison, and friends, discuss the latest Australian financial news and speak with special guests from leading financial institutions, picking their brain on the latest talking points in the economy and personal finance.

Information

  • Creator
    Savings.com.au
  • Years Active
    2022 - 2025
  • Episodes
    257
  • Rating
    Clean
  • Copyright
    © Savings.com.au
  • Show Website
    The Savings Tip Jar

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