beyond MD with Dr. Yatin Chadha

Yatin Chadha
beyond MD with Dr. Yatin Chadha

Financial literacy is not emphasized enough for professionals during training, leaving many unprepared as they begin their careers. The topics covered in beyond MD apply to all professionals, including medical students/residents and practicing physicians. This podcast is led by radiologist Dr. Yatin Chadha and guided by expert analysis. Each episode, Yatin interviews accountants, lawyers, brokers, and advisors to heighten awareness on important topics, such as professional corporations, holding companies, trusts, estate planning, insurance policies, mortgages, real estate, and investing. It's time to take your financial knowledge base to the next level so you can get ahead outside of the workplace. Please send questions and topics of interest to beyondmdpodcast@gmail.com

  1. MAY 15

    Ep #91 - Dissecting Immediate Financing Arrangements (IFAs) with Promod & Jeevan Sharma

    Today I welcome Promod Sharma & Jeevan Sharma to the show to discuss the immediate financing arrangement (IFA). Promod (actuary) & Jeevan (CFP) specialize in helping high-net-worth individuals & tackling their unique situations beyond basic insurance coverage.  Discussion Points: What is an IFA? (2:17) Whole life (WL) vs Universal life (UL) - which is more suitable for an IFA? (3:41) What is the cash surrender value (CSW)? (7:35) How can policies be structured to allow for IFAs...Important (9:30) Who could benefit from an IFA? (16:55) IFA mechanism:  - policy as collateral (23:23) - how large can the loan be? (24:42) - lenders (26:32) - personal vs corporate loans (27:57) - loan rates (30:58) - guarantee fees (31:35) Does IFA impact policy growth? (33:34) Using policy as collateral vs directly borrowing from the policy (34:20) How are IFAs tax efficient? (36:34) Loophole? (42:34) Fees (44:55) Ways to pay off the loan (45:44) Permanent life & IFA checklist - Important (46:25) When not to pursue an IFA (50:56) IFA risks (53:09) -------------------------------------------------------------------------------------------------------------- This episode features Arya EHR - https://www.aryaehr.com/ **I endorse only products/services I personally use or would use. Any income generated offsets the costs of running this podcast Promod Sharma & Jeevan Sharma: https://taxevity.com/ ps@taxevity.com js@taxevity.com https://www.linkedin.com/in/promod/ https://www.linkedin.com/in/jeevanksharma/ Yatin Chadha: Email: beyondmdpodcast@gmail.com  LinkedIn: Yatin Chadha

    58 min

  2. MAY 1

    Ep #90 - Kids hold the secret to a happier & richer life - with Dr. Hasan Merali

    Sometimes the answers are right in front of us. My guest today is Dr. Hasan Merali, MD MPH, author of Sleep Well, Take Risks, & Squish the Peas. We both believe kids hold the secret to a happier & richer life. Today, Hasan provides stories & evidence from the science of toddlers to back this up. He also discusses how we can incorporate certain practices into our day-to-day routines. Discussion Points: Hasan's introduction (2:40) Benefits of training in different places (4:10) How Hasan became fascinated with the science of toddlers (5:45) The difference between a toddler & adult brain (7:50) Toddler lesson #1: bedtime routines (9:35) Toddler lesson #2: giving (13:05) Toddler lesson #3: laughter (16:30) Toddler lesson #4: positive self talk (22:34) Toddler lesson #5: play (25:10) Hasan's book & the book writing process (26:35) Hasan's TEDx talk experience (35:30) How Hasan finds more purpose in his work (38:18) Goal setting & 5 year plans (42:30) Hasan Merali: Book: https://hasanmerali.com/book/    Website: https://hasanmerali.com/ TEDx Talk. The best life lessons from toddlers: https://www.youtube.com/watch?v=C6l97Bixokc X: https://twitter.com/Hasan_Merali LinkedIn: https://www.linkedin.com/in/hasan-merali/ Facebook: https://www.facebook.com/HasanMeraliMD/ Popular Science Article: For better sleep, borrow the bedtime routine of a toddler: https://www.popsci.com/diy/how-to-sleep-better/ TEDx talk by Angela Duckworth: https://www.youtube.com/watch?v=H14bBuluwB8 Yatin Chadha: Email: beyondmdpodcast@gmail.com  LinkedIn: Yatin Chadha

    47 min

  3. APR 17

    Ep #89 - The stock market is falling, what should we do? With Dr. Paul Healey

    I've been investing for 7 years. When the markets get volatile & uncertainty arises, I find it informative & reassuring to sit down with another savvy mind. Today, I'm thrilled to chat with Paul Healey about questions people have related to investing in today's markets. This is jam packed with practical insights and valuable lessons Paul has learned since he started investing in 2007. Discussion Points: - What are the main questions today? (2:10) - Strategy - investing regularly vs buying the dips (7:45) - How can we manage our emotions? (10:05) - Paul's experience in 2008 (13:00) - Cash cushions and emergency funds (18:20) - Lump sum vs. dollar cost averaging? (21:20) - Multiple ETFs vs. all in one ETFs (23:12) - Asset allocation over time (25:08) - The power of time & compounding (25:55) - Closing thoughts (30:12) - Investing = time freedom in the future (32:50) CMPA Council Vote: https://www.cmpa-acpm.ca/en/about/governance/council-elections Email: beyondmdpodcast@gmail.com  LinkedIn: Yatin Chadha

    35 min

  4. APR 5

    Ep #88 - beyond MD book club - The 5 Types of Wealth by Sahil Bloom

    Money is certainly something, but it's not everything. Today I review one of the best books I've read on reaching a rich & balanced life: The 5 Types of Wealth by Sahil Bloom Chapters: - Time Wealth (5:35) - Social Wealth (14:20) - Mental wealth (21:40) - Physical Wealth (28:40) - Financial Wealth (30:25) CMPA vote: https://www.cmpa-acpm.ca/en/about/governance/council-elections https://www.the5typesofwealth.com/ https://www.sahilbloom.com/newsletter

    35 min

  5. MAR 20

    Ep #87 - The wisest investment: raising money-smart kids, with Robin Taub, CPA

    Today's interview features best selling author, Robin Taub. Robin's book is The Wisest Investment: Teaching Your Kids to Be Responsible, Independent and Money-Smart for Life Robin is CPA by training & started her career at KPMG, pivoted into real estate, & then entered the complex world of derivatives marketing at Citibank Canada. Today, she’s a keynote speaker & award-winning author.  Robin lives in Toronto, where she and her husband have raised two (mostly) money-smart young adults. She loves to snowboard, cycle &go to concerts (she even got backstage once and met Bruce Springsteen). This episode is full of tips & stories relevant to parents with children of all ages. Discussion Points: - Robin's background (3:23) - how to answer early questions about money (8:10) - are cash and piggy banks still a good idea? (11:22) - how parents can teach their kids - anchoring on values (15:40) - the marshmallow test, delayed gratification, & SMART goals (19:45) - allowance systems (24:15) - when to open a bank account for kids (27:35) - teachable moments (28:35) - budgeting - a good idea? (32:30) - what can kids learn from getting a job? (37:25) - social media & comparison/consumption/birthday parties (42:25) - how to talk to kids about compound interest (51:10) Robin Taub: https://robintaub.com/ https://www.thewisestinvestment.com/ https://awordfromthewise.substack.com/ https://www.linkedin.com/in/robintaub/ Yatin: CMPA voting link: https://www.cmpa-acpm.ca/en/about/governance/council-electionsEmail: beyondmdpodcast@gmail.com LinkedIn: Yatin Chadha

    57 min

  6. MAR 6

    Ep #86 - Understanding the Healthcare of Ontario Pension Plan (HOOPP) for Incorporated Physicians - with Rachel Arbour

    Today we revisit pensions with an exploration of the Healthcare of Ontario Pension Plan (HOOPP) for incorporated Ontario physicians. My guest is Rachel Arbour, who is the Head of Plan Benefits, Design and Policy at HOOPP.   Discussion points: - HOOPP overview (2:28) - What is a defined benefit pension? (4:13) - How is the defined benefit calculated? (6:23) - what to know about your best 5 years of earnings (9:35) - Is there a ceiling to the defined benefit? (10:31) - who is eligible to take part in HOOPP? (11:43) - how are contributions calculated? (15:52) - what about inflation adjustments? (23:13) - fund investment returns (26:32) - funded status (28:00) - HOOPP's maturation over time (29:10) - are special contributions possible with HOOPP? (31:47) - pension administrative & investment costs (35:45) - when can pension benefits begin? (38:15)  - pulling out from HOOPP (39:38) - what happens to contributions in years of fluctuating income? (41:40) - income splitting, spousal benefit options (44:55) - estate planning (47:09) - disability benefits (50:07) This episode features Arya EHR - https://www.aryaehr.com/ **I endorse only products/services I personally use or would use. Any income generated offsets the costs of running this podcast :) HOOPP: https://hoopp.com/join-hoopp/physicians-joining-hoopp https://hoopp.com/news-and-insights/research-and-analysis/white-papers Yatin: Email: beyondmdpodcast@gmail.com LinkedIn: Yatin Chadha

    55 min

  7. FEB 20

    Ep #85 - Creative pursuits, using your knowledge to impact others, & finding fulfillment in medicine, with Dr. Michael Fralick

    I'm delighted to welcome back my friend and colleague, Dr. Michael Fralick, MD, PhD. Mike is a creative spirit and has a knack for finding opportunities to positively impact others through his knowledge & expertise. He is a clinician scientist, runs the Fralick lab (which covers the intersection of AI & patient care), and last year published his first book & launched his internal medicine review course. I hope you enjoy this conversation which covers creativity, productivity & time management, and how to use our knowledge to drive impact & find meaning in medicine. Discussion Points: - Mike's book --> One Pagers for the Wards (1:40) - Finding time for creative pursuits & balancing competing demands (7:05) - Mike's motivation for writing the book (11:15) - Mike's time management & productivity strategies (15:30) - Strategies for navigating emails (23:00) - Things to know if writing a book (27:35) - Lessons learned from Mike's course - updates in inpatient medicine (31:10) - Goals for 2025 (39:36) - The most important lesson Mike has learned (42:48) - Closing thoughts (43:50) Medicine pods: https://medicinepods.com/ Michael Fralick: https://www.amazon.ca/One-Pagers-Wards-Michael-Figueroa-Fralick/dp/1068806605https://fralicklab.com/https://www.youtube.com/@Fralickmikehttps://www.linkedin.com/in/michael-fralick-203716231/ Yatin: Email: beyondmdpodcast@gmail.com LinkedIn: Yatin Chadha

    46 min

  8. FEB 6

    Ep #84 - What happens if I get sued as a physician in Canada? With Dr. Todd Watkins, Associate CEO of the CMPA

    This is a big one - what happens when we receive a malpractice claim? Medicine is a challenging field with high stakes. We all know colleagues who have been in this situation. I'm thrilled to welcome Dr. Todd Watkins, associate CEO of the CMPA (Canadian Medical Protective Association) for a 101 on what to do & what to expect if we get sued. Discussion Points: Dr. Watkins' intro (2:18) What is the CMPA (3:05) How would you hear about a case against you? (6:02) What information is on a statement of claim (8:02) Timelines for a valid malpractice claim (10:30) Knowledge of events vs cause of action (12:30) What should you do when you get a claim? (16:45) How the CMPA offers support during this time (19:47) Are the lawyers internal or external? (21:13) Can one pick their own lawyer? (21:53) Who covers all the legal fees? (22:38) Occurrence based protection & alternatives (23:03) The key elements of the pre-trial process (25:27) Expert witnesses (27:11) Mediation (29:53) Key data points, what % of cases go to trial (31:39) What happens behind the scenes at the CMPA (34:37) Court set up (35:57) Financial damages - who pays? (37:28) Appeals (38:40) Dues (39:32) Residents/trainees - can they be implicated of malpractice (41:05) Closing thoughts (43:00) CMPA:  https://www.cmpa-acpm.ca/en/home 1-800-267-6522 Yatin: Email: beyondmdpodcast@gmail.com LinkedIn: Yatin Chadha

    46 min
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About

Financial literacy is not emphasized enough for professionals during training, leaving many unprepared as they begin their careers. The topics covered in beyond MD apply to all professionals, including medical students/residents and practicing physicians. This podcast is led by radiologist Dr. Yatin Chadha and guided by expert analysis. Each episode, Yatin interviews accountants, lawyers, brokers, and advisors to heighten awareness on important topics, such as professional corporations, holding companies, trusts, estate planning, insurance policies, mortgages, real estate, and investing. It's time to take your financial knowledge base to the next level so you can get ahead outside of the workplace. Please send questions and topics of interest to beyondmdpodcast@gmail.com

Information

  • Creator
    Yatin Chadha
  • Years Active
    2020 - 2025
  • Episodes
    93
  • Rating
    Explicit
  • Copyright
    © 2025 beyond MD with Dr. Yatin Chadha
  • Show Website
    beyond MD with Dr. Yatin Chadha

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