In-House – Canada's Housing Podcast

Canada Mortgage and Housing Corporation

Join us as we decode the intricacies of real estate, provide clarity in financial expertise, and offer a platform for policy makers and the public alike. Whether you're looking to make an informed housing decision, stay ahead in the real estate or mortgage profession, or simply indulge in the dynamics of the housing market, CMHC's In-House is your source for conversations that matter. Tune in, stay informed, and be current on the latest in housing market and mortgage trends.  This podcast is brought to you by Canada Mortgage and Housing Corporation, a Federal Crown corporation whose mandate is to ensure the health and stability of Canada’s housing finance system. 

  1. Canada Rental Market 2026: Are Rents Really Falling? CMHC Mid-Year Update Explained

    Jun 9

    Canada Rental Market 2026: Are Rents Really Falling? CMHC Mid-Year Update Explained

    Asking rents are falling in many Canadian cities, vacancies are rising in newer rental units, but the benefits aren’t being felt by everyone. On the surface, it looks like Canada’s rental market is finally easing. So why do so many renters still feel stuck? In this episode of In-House, host Joelle Hamilton speaks with Tania Bourassa-Ochoa, Deputy Chief Economist at CMHC, to break down the 2026 Mid-Year Rental Market Update and what the data is really saying about housing affordability in Canada. 📊 In this episode, we cover:  • Why asking rents and actual rents paid are diverging  •  Why new leases and renewals tell different stories  • Where rental conditions are easing (and where they are still tight)  • Why affordability pressures remain  • What to watch in Canada’s rental market through the second half of 2026  Whether you're a renter, policymaker, or just trying to understand Canada’s housing market, this conversation connects the dots behind the headlines.  📄 Read the CMHC 2026 Mid-Year Rental Market Update: https://www.cmhc-schl.gc.ca/observer/2026/2026-mid-year-rental-market-update 🔔 Subscribe to In-House for clear, data-driven conversations on housing in Canada.

    23 min
  2. Mortgage clients explained: What did they say about homebuying and mortgages?

    May 20

    Mortgage clients explained: What did they say about homebuying and mortgages?

    We talked to over 4,100 recent mortgage consumers across Canada. We surveyed homebuyers, renewers, and refinancers, to find out how they feel about buying a home, securing a mortgage, and who they turned to for help.  CMHC expert Sabrina Guay breaks down what they said.

    15 min
  3. Canada's Mortgage Market in 2026: Renewals, Variable Rates & Risk | CMHC In-House Podcast

    May 12

    Canada's Mortgage Market in 2026: Renewals, Variable Rates & Risk | CMHC In-House Podcast

    Canada's mortgage market hit a turning point in 2025, and in this episode of In-House, we dig into what the data is really telling us. Host Joelle Hamilton sits down with Aled ab Iorwerth, CMHC Deputy Chief Economist, to break down the Spring 2026 Residential Mortgage Industry Report (RMIR). They cover what drove the biggest renewal wave in recent memory, why borrowers are shifting back to variable rates, and what signals — good and concerning — are shaping the outlook for the rest of 2026. What you'll hear in this episode: • The renewal wave peaked in 2025 as pandemic era buyers mortgages expired. Why 2026 should be calmer — and where payment pressure still lingers.  • Why 42% of new mortgages are now variable-rate — and what it means if rates change.  •  While still historically low nationally, delinquencies in Ontario and Toronto have increased year-over-year (35% and 45%), a trend worth watching. • The stress hiding beneath the headline numbers — how unemployment and non-mortgage delinquencies signal what's coming before it hits mortgage arrears. • What structural signals offer cautious optimism: amortizations normalizing, HELOC performance holding steady, and TDS ratios improving.   If you work in lending, real estate, housing policy, or you're a homeowner navigating today's rate environment, this episode is for you.  Resources mentioned:  → Spring 2026 RMIR full report: https://www.cmhc-schl.gc.ca/professionals/housing-markets-data-and-research/housing-research/research-reports/housing-finance/residential-mortgage-industry-report → CMHC Residential Mortgage Industry Data Dashboard: https://www.cmhc-schl.gc.ca/professionals/housing-markets-data-and-research/housing-data/residential-mortgage-industry-data-dashboard  Subscribe to In-House for more housing market insights from CMHC.

    14 min
  4. Building Modular Homes for Canada's North | In-House

    Apr 24

    Building Modular Homes for Canada's North | In-House

    In-House is more than market trends and data. It's about people and programs. From coast to coast to coast, we share stories of Canadians who are directly impacted by our funding. Today, we introduce you to northern housing developers Amanda Doiron and Stuart Rostant. Partners in life and work, the couple met in Canada and started their careers in Trinidad and Tobago before taking a leap and moving to Canada's North. Fifteen years in, they've turned adventure into opportunity into solutions. Thanks to the support from the Government of Canada's Housing Supply Challenge, Stuart and Amanda are forging a new path to housing construction in Canada's North.

    8 min
  5. Housing Supply in 2025: Relief Today, Risk Tomorrow?

    Mar 17

    Housing Supply in 2025: Relief Today, Risk Tomorrow?

    Where is Canada’s housing system gaining momentum – and where are pressures quietly building beneath the surface? Join our Deputy Chief Economist Tania Bourassa-Ochoa as she delves into the key findings from our recent Housing Supply Report. Tune in to gain valuable insights and stay updated on the latest housing trends!

    22 min
  6. Canada’s Housing Outlook 2026: What Happens Next for Prices, Rentals & Construction?

    Feb 10

    Canada’s Housing Outlook 2026: What Happens Next for Prices, Rentals & Construction?

    n this episode of In-House, we unpack CMHC’s 2026 Housing Market Outlook — covering what’s ahead for the economy, home prices, rental markets and housing supply. Our expert walks through:  • Why economic growth is expected to be weak in 2026  • What slowing population growth means for housing demand  • Why construction is forecast to decline across much of the country  • How rental markets are easing — and what that means for renters  • Where regional markets are diverging (Ontario, B.C., Quebec, Prairies)  • What all this means for Canadians deciding whether to rent, buy or wait  Whether you’re a policymaker, planner, developer, housing professional or just trying to understand what’s happening in your local market, this conversation breaks down the data in clear, practical terms.  🔗 Explore the full Housing Market Outlook: https://www.cmhc-schl.gc.ca/professionals/housing-markets-data-and-research/market-reports/housing-market/housing-market-outlook 🔔 Subscribe for more housing data, research and insights from CMHC. #Housing #HousingMarket #RealEstate #Renting #HomePrices

    16 min
  7. Canada’s 2025 Housing Year-In-Review: Supply, Rentals & What’s Next

    Jan 6

    Canada’s 2025 Housing Year-In-Review: Supply, Rentals & What’s Next

    Canada’s housing system went through major changes in 2025 and this Year-In-Review episode breaks down the key themes shaping the year and the outlook for 2026.    Chief Economist Mathieu Laberge joins host Joelle Hamilton to explore:  • Persistent structural barriers slowing new housing  • Canada’s growing supply gap and why doubling starts is essential  • Why construction still takes so long, despite new policy momentum  • A turning point in rental markets — including Vancouver’s 30-year vacancy high  • Big shifts in borrowing, lending, and mortgage trends  • Regional differences in housing starts and affordability  • What to watch for in 2026 as reforms take hold    🎧 Listen for a clear, accessible breakdown of Canada’s housing story — and the signals that matter most for the year ahead.

    17 min
  8. Inside Canada’s 2025 Rental Market: Vacancy Up, Rents Shifting

    2025-12-11

    Inside Canada’s 2025 Rental Market: Vacancy Up, Rents Shifting

    Canada’s rental market is changing — fast.  Vacancy is rising, supply is growing, turnover rents are falling, and renters are finally seeing more choice. In this episode of In-House, Tania Bourassa-Ochoa, one of CMHC’s Deputy Chief Economists, breaks down the key insights from the 2025 Rental Market Report and explain what it means for affordability, demand, supply, and regional trends across the country.  We cover:  National vacancy trends Record-high rental completions Slower rental demand Turnover vs non-turnover rents Regional stories from Toronto, Calgary, Edmonton, Halifax, Montréal, and more What to expect in 2026 Listen now for expert insights on Canada’s evolving rental landscape!

    16 min
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Ratings & Reviews

5
out of 5
4 Ratings

About

Join us as we decode the intricacies of real estate, provide clarity in financial expertise, and offer a platform for policy makers and the public alike. Whether you're looking to make an informed housing decision, stay ahead in the real estate or mortgage profession, or simply indulge in the dynamics of the housing market, CMHC's In-House is your source for conversations that matter. Tune in, stay informed, and be current on the latest in housing market and mortgage trends.  This podcast is brought to you by Canada Mortgage and Housing Corporation, a Federal Crown corporation whose mandate is to ensure the health and stability of Canada’s housing finance system. 

Information

  • Creator
    Canada Mortgage and Housing Corporation
  • Years Active
    2024 - 2026
  • Episodes
    25
  • Rating
    Clean
  • Copyright
    © 2026 CMHC - SCHL 700 Montréal Rd., Ottawa, ON, K1A 0P7
  • Show Website
    In-House – Canada's Housing Podcast

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