InFocus Podcasts

TriCert InFocus
InFocus Podcasts

Insightful and educational conversations from TriCert, TriCert Investment Counsel, TriCert Private Wealth, and TriCert Insurance Agency. Access timely communications on portfolio management, tax planning, financial planning, and insurance. DISCLAIMER: This content has been prepared by TriCert Investment Counsel Inc. The information, including forecast financial information, should not be considered as advice or a recommendation to investors and does not take into account your particular investment objectives or financial situation. Before acting on any information, you should consider the appropriateness of the information and speak with one of our portfolio managers. All securities and financial products or instrument transactions involve risks, including the risk of adverse or unanticipated market, financial or political developments and, in international transactions, currency risk. This content may contain forward-looking statements, including statements regarding our beliefs on current expectations and market conditions. Readers are cautioned not to place undue reliance on these forward-looking statements. TriCert Investment Counsel Inc. does not undertake any obligation to publicly release the result of any revisions to these forward-looking statements to reflect events or circumstances after the date hereof to reflect the occurrence of unanticipated events. While due care has been used in the preparation of forecast information, actual results may vary in a materially positive or negative manner. Forecasts and hypothetical examples are subject to uncertainty and contingencies outside TriCert Investment Counsel Inc.’s control. Past performance is not a reliable indication of future performance. © 2024 TriCert Financial Group Inc. All Rights Reserved.

  1. Tariff Turmoil: Dealing with Uncertainty

    4 HRS AGO

    Tariff Turmoil: Dealing with Uncertainty

    In this episode of InFocus, Mike Gassewitz, CEO of TriCert Financial Group, and TriCert Investment Counsel Chief Investment Officer Brian Durno, CFP®, CFA®, discuss the recent tariff threats from the U.S. and their potential impact on Canadian investors. With President Trump briefly imposing, then lifting, tariffs on Canadian imports for 30 days, uncertainty looms over whether they will return. Brian emphasizes that market uncertainty is inevitable, and investors should be cautious about predictions, especially those claiming certainty. He explains that a disciplined, long-term investment approach—focused on quality holdings—is designed to withstand economic shocks, including trade disputes. Market reactions to the initial tariff news provided insights, but the key takeaway is that volatility is natural, and investors should avoid panic-driven decisions. The discussion highlights how portfolio construction at TriCert Investment Counsel is built to endure such uncertainties, incorporating high-quality companies and a focus on long-term resilience. Mike and Brian stress that investors should not react impulsively but instead rely on a diversified, well-structured portfolio. Historical trends show that markets adapt, and quality investments tend to recover. Recorded on February 4, 2025   DISCLAIMER: This content has been prepared by TriCert Investment Counsel Inc. The information, including forecast financial information, should not be considered as advice or a recommendation to investors and does not take into account your particular investment objectives or financial situation. Before acting on any information, you should consider the appropriateness of the information and speak with one of our portfolio managers. All securities and financial products or instrument transactions involve risks, including the risk of adverse or unanticipated market, financial or political developments and, in international transactions, currency risk. This content may contain forward-looking statements, including statements regarding our beliefs on current expectations and market conditions. Readers are cautioned not to place undue reliance on these forward-looking statements. TriCert Investment Counsel Inc. does not undertake any obligation to publicly release the result of any revisions to these forward-looking statements to reflect events or circumstances after the date hereof to reflect the occurrence of unanticipated events. While due care has been used in the preparation of forecast information, actual results may vary in a materially positive or negative manner. Forecasts and hypothetical examples are subject to uncertainty and contingencies outside TriCert Investment Counsel Inc.’s control. Past performance is not a reliable indication of future performance.

    17 min
  2. Canadian Banking Insights: A Deep Dive into RBC

    2024-12-10

    Canadian Banking Insights: A Deep Dive into RBC

    In this episode of InFocus, Candis Fitch, CIM®, CIWM, portfolio manager at TriCert Investment Council, is joined by fellow portfolio manager Lee Grimshaw, CFA®, to discuss the financial sector, with a particular focus on the Royal Bank of Canada (RBC). They highlight RBC's impressive performance, including its position as the largest company on the TSX 300 and its significant market cap. The discussion covers RBC's diverse portfolio, global reach, and recent financial results, including a strong quarterly performance driven by acquisitions and growth in various segments. They also address some challenges RBC faces, such as increased provisions for credit losses and economic headwinds in Canada. The episode concludes by comparing RBC's performance to that of other major Canadian banks. Recorded on December 5, 2024   DISCLAIMER: This content has been prepared by TriCert Investment Counsel Inc. The information, including forecast financial information, should not be considered as advice or a recommendation to investors and does not take into account your particular investment objectives or financial situation. Before acting on any information, you should consider the appropriateness of the information and speak with one of our portfolio managers. All securities and financial products or instrument transactions involve risks, including the risk of adverse or unanticipated market, financial or political developments and, in international transactions, currency risk. This content may contain forward-looking statements, including statements regarding our beliefs on current expectations and market conditions. Readers are cautioned not to place undue reliance on these forward-looking statements. TriCert Investment Counsel Inc. does not undertake any obligation to publicly release the result of any revisions to these forward-looking statements to reflect events or circumstances after the date hereof to reflect the occurrence of unanticipated events. While due care has been used in the preparation of forecast information, actual results may vary in a materially positive or negative manner. Forecasts and hypothetical examples are subject to uncertainty and contingencies outside TriCert Investment Counsel Inc.’s control. Past performance is not a reliable indication of future performance.

    12 min
  3. Energy Investments: Balancing Risks, Opportunities, Policies, and Politics

    2024-12-03

    Energy Investments: Balancing Risks, Opportunities, Policies, and Politics

    In this episode of InFocus, Mike Gassewitz, CEO of TriCert Financial Group, is joined by Grayson Waechter, CFA®, TriCert Investment Counsel Portfolio Manager specializing in the energy sector. Together, they discuss the state of the oil and gas industry, focusing on the benefits of international diversification with investments in Shell, Exxon, and Chevron. Grayson discusses the performance of oil and pipeline companies' stocks, which have seen significant gains this year. The increase in stock prices is attributed to healthy margins, dividend expansions, and interest rate cuts, which have driven demand for investments with stable dividend yields. The discussion covers the impact of U.S. election results, specifically Trump's return, on energy policy and market expectations. Grayson noted that federal support for oil projects could increase, but state-level resistance might still pose challenges. Recorded on November 13, 2024   DISCLAIMER: This content has been prepared by TriCert Investment Counsel Inc. The information, including forecast financial information, should not be considered as advice or a recommendation to investors and does not take into account your particular investment objectives or financial situation. Before acting on any information, you should consider the appropriateness of the information and speak with one of our portfolio managers. All securities and financial products or instrument transactions involve risks, including the risk of adverse or unanticipated market, financial or political developments and, in international transactions, currency risk. This content may contain forward-looking statements, including statements regarding our beliefs on current expectations and market conditions. Readers are cautioned not to place undue reliance on these forward-looking statements. TriCert Investment Counsel Inc. does not undertake any obligation to publicly release the result of any revisions to these forward-looking statements to reflect events or circumstances after the date hereof to reflect the occurrence of unanticipated events. While due care has been used in the preparation of forecast information, actual results may vary in a materially positive or negative manner. Forecasts and hypothetical examples are subject to uncertainty and contingencies outside TriCert Investment Counsel Inc.’s control. Past performance is not a reliable indication of future performance.

    14 min
  4. Investment insights: Last quarter's review, outlook, and Trump's U.S. election victory impact

    2024-11-26

    Investment insights: Last quarter's review, outlook, and Trump's U.S. election victory impact

    In this episode of InFocus, Mike Gassewitz, CEO of TriCert Financial Group, and Joel Baker, CIM, MBA, Chief Investment Strategist at TriCert Investment Counsel, delve into the investment landscape of the last quarter. They discuss the implications of the recent U.S. election and Trump's victory, analyzing its potential impact on fiscal policies and the economy. The conversation covers key topics such as inflation trends, GDP growth, interest rates, and market reactions. Listen to gain valuable insights into how these factors influence our investment strategies. Recorded on November 11, 2024   DISCLAIMER: This content has been prepared by TriCert Investment Counsel Inc. The information, including forecast financial information, should not be considered as advice or a recommendation to investors and does not take into account your particular investment objectives or financial situation. Before acting on any information, you should consider the appropriateness of the information and speak with one of our portfolio managers. All securities and financial products or instrument transactions involve risks, including the risk of adverse or unanticipated market, financial or political developments and, in international transactions, currency risk. This content may contain forward-looking statements, including statements regarding our beliefs on current expectations and market conditions. Readers are cautioned not to place undue reliance on these forward-looking statements. TriCert Investment Counsel Inc. does not undertake any obligation to publicly release the result of any revisions to these forward-looking statements to reflect events or circumstances after the date hereof to reflect the occurrence of unanticipated events. While due care has been used in the preparation of forecast information, actual results may vary in a materially positive or negative manner. Forecasts and hypothetical examples are subject to uncertainty and contingencies outside TriCert Investment Counsel Inc.’s control. Past performance is not a reliable indication of future performance.

    17 min
  5. Income-producing investor insights: From rate cuts, yield curves, and bonds

    2024-11-19

    Income-producing investor insights: From rate cuts, yield curves, and bonds

    In this episode of InFocus, Mike Gassewitz, CEO of TriCert Financial Group, is joined by Nicholas Leach, CFA®, TriCert Investment Counsel Portfolio Manager, to provide an update on the income-producing portion of our portfolio. They discuss recent interest rate cuts by the U.S. Federal Reserve and the Bank of Canada, market reactions, and the implications for bond yields and corporate credit spreads. The conversation also covers the impact of upcoming U.S. elections on the bond market, the normalization of the yield curve, and the performance of preferred shares. Recorded on October 30, 2024   DISCLAIMER: This content has been prepared by TriCert Investment Counsel Inc. The information, including forecast financial information, should not be considered as advice or a recommendation to investors and does not take into account your particular investment objectives or financial situation. Before acting on any information, you should consider the appropriateness of the information and speak with one of our portfolio managers. All securities and financial products or instrument transactions involve risks, including the risk of adverse or unanticipated market, financial or political developments and, in international transactions, currency risk. This content may contain forward-looking statements, including statements regarding our beliefs on current expectations and market conditions. Readers are cautioned not to place undue reliance on these forward-looking statements. TriCert Investment Counsel Inc. does not undertake any obligation to publicly release the result of any revisions to these forward-looking statements to reflect events or circumstances after the date hereof to reflect the occurrence of unanticipated events. While due care has been used in the preparation of forecast information, actual results may vary in a materially positive or negative manner. Forecasts and hypothetical examples are subject to uncertainty and contingencies outside TriCert Investment Counsel Inc.’s control. Past performance is not a reliable indication of future performance.

    15 min
  6. TD Bank's Setbacks and an Update on the Financial Sector

    2024-10-01

    TD Bank's Setbacks and an Update on the Financial Sector

    In this episode of InFocus, TriCert Financial Group CEO Mike Gassewitz speaks with TriCert Investment Counsel Portfolio Manager Lee Grimshaw, CFA®, about the financial sector's performance over the past quarter. Lee notes a divergence between U.S. and Canadian financial markets, with U.S. institutions faring better due to a more robust economy, while Canadian banks face stress, particularly in the mortgage market. The discussion also touches on interest rate movements, their impact on Canadian banks, and the outlook for rate cuts. Additionally, they address TD Bank's recent challenges, including a significant penalty related to anti-money laundering failures, and discuss TD's market performance amidst these issues. Despite setbacks, Lee believes TD Bank's valuation provides ‘suppressed’ value in addition to a strong fundamental Canadian franchise. Recorded on September 6, 2024   DISCLAIMER: This content has been prepared by TriCert Investment Counsel Inc. The information, including forecast financial information, should not be considered as advice or a recommendation to investors and does not take into account your particular investment objectives or financial situation. Before acting on any information, you should consider the appropriateness of the information and speak with one of our portfolio managers. All securities and financial products or instrument transactions involve risks, including the risk of adverse or unanticipated market, financial or political developments and, in international transactions, currency risk. This content may contain forward-looking statements, including statements regarding our beliefs on current expectations and market conditions. Readers are cautioned not to place undue reliance on these forward-looking statements. TriCert Investment Counsel Inc. does not undertake any obligation to publicly release the result of any revisions to these forward-looking statements to reflect events or circumstances after the date hereof to reflect the occurrence of unanticipated events. While due care has been used in the preparation of forecast information, actual results may vary in a materially positive or negative manner. Forecasts and hypothetical examples are subject to uncertainty and contingencies outside TriCert Investment Counsel Inc.’s control. Past performance is not a reliable indication of future performance.

    14 min
  7. Market Movers: Technology and Industrials Insights

    2024-09-24

    Market Movers: Technology and Industrials Insights

    In this episode of InFocus, TriCert Financial Group CEO Mike Gassewitz and TriCert Investment Counsel Portfolio Manager Dave Gill, CFA®, MBA, discuss the performance of the Industrials and Technology sectors. Dave highlights strong earnings despite a subdued economic backdrop. As Dave remains optimistic about Apple's fundamentals, they delve into the company's recent performance and Warren Buffett's decision to reduce Berkshire Hathaway's stake in it. They also discuss the impact of macroeconomic indicators on industrials. Looking ahead, Dave identifies artificial intelligence as a key tailwind for the tech sector and accommodative monetary policy as a potential support for industrials. The episode wraps up with insights into how interest rate decisions may impact equity markets. Recorded on August 29, 2024   DISCLAIMER: This content has been prepared by TriCert Investment Counsel Inc. The information, including forecast financial information, should not be considered as advice or a recommendation to investors and does not take into account your particular investment objectives or financial situation. Before acting on any information, you should consider the appropriateness of the information and speak with one of our portfolio managers. All securities and financial products or instrument transactions involve risks, including the risk of adverse or unanticipated market, financial or political developments and, in international transactions, currency risk. This content may contain forward-looking statements, including statements regarding our beliefs on current expectations and market conditions. Readers are cautioned not to place undue reliance on these forward-looking statements. TriCert Investment Counsel Inc. does not undertake any obligation to publicly release the result of any revisions to these forward-looking statements to reflect events or circumstances after the date hereof to reflect the occurrence of unanticipated events. While due care has been used in the preparation of forecast information, actual results may vary in a materially positive or negative manner. Forecasts and hypothetical examples are subject to uncertainty and contingencies outside TriCert Investment Counsel Inc.’s control. Past performance is not a reliable indication of future performance.

    17 min
  8. The Stability of Consumer Staples: Resilience in Volatile Markets

    2024-09-17

    The Stability of Consumer Staples: Resilience in Volatile Markets

    In this episode of InFocus, guest host Candis Fitch, CIM®, CIWM, Portfolio Manager at TriCert Investment Counsel, welcomes Chief Investment Officer and Portfolio Manager Brian Durno, CFP®, CFA®, to discuss the unique role of consumer staples in investment portfolios. Brian provides an in-depth look at how these essential products—from groceries to cleaning supplies—offer stability and consistent returns during market downturns. Focusing on the performance of consumer staples during recent economic disruptions, the conversation sheds light on why these companies are considered a cornerstone for long-term investment strategies. Recorded on August 22, 2024   DISCLAIMER: This content has been prepared by TriCert Investment Counsel Inc. The information, including forecast financial information, should not be considered as advice or a recommendation to investors and does not take into account your particular investment objectives or financial situation. Before acting on any information, you should consider the appropriateness of the information and speak with one of our portfolio managers. All securities and financial products or instrument transactions involve risks, including the risk of adverse or unanticipated market, financial or political developments and, in international transactions, currency risk. This content may contain forward-looking statements, including statements regarding our beliefs on current expectations and market conditions. Readers are cautioned not to place undue reliance on these forward-looking statements. TriCert Investment Counsel Inc. does not undertake any obligation to publicly release the result of any revisions to these forward-looking statements to reflect events or circumstances after the date hereof to reflect the occurrence of unanticipated events. While due care has been used in the preparation of forecast information, actual results may vary in a materially positive or negative manner. Forecasts and hypothetical examples are subject to uncertainty and contingencies outside TriCert Investment Counsel Inc.’s control. Past performance is not a reliable indication of future performance.

    7 min

Ratings & Reviews

5
out of 5
3 Ratings

About

Insightful and educational conversations from TriCert, TriCert Investment Counsel, TriCert Private Wealth, and TriCert Insurance Agency. Access timely communications on portfolio management, tax planning, financial planning, and insurance. DISCLAIMER: This content has been prepared by TriCert Investment Counsel Inc. The information, including forecast financial information, should not be considered as advice or a recommendation to investors and does not take into account your particular investment objectives or financial situation. Before acting on any information, you should consider the appropriateness of the information and speak with one of our portfolio managers. All securities and financial products or instrument transactions involve risks, including the risk of adverse or unanticipated market, financial or political developments and, in international transactions, currency risk. This content may contain forward-looking statements, including statements regarding our beliefs on current expectations and market conditions. Readers are cautioned not to place undue reliance on these forward-looking statements. TriCert Investment Counsel Inc. does not undertake any obligation to publicly release the result of any revisions to these forward-looking statements to reflect events or circumstances after the date hereof to reflect the occurrence of unanticipated events. While due care has been used in the preparation of forecast information, actual results may vary in a materially positive or negative manner. Forecasts and hypothetical examples are subject to uncertainty and contingencies outside TriCert Investment Counsel Inc.’s control. Past performance is not a reliable indication of future performance. © 2024 TriCert Financial Group Inc. All Rights Reserved.

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