716 episodes

A weekly dose of just the right medicine to help you get out of debt, save more money, and beat the paycheck to paycheck cycle.

The YNAB Podcast Jesse Mecham

    • Education
    • 4.6 • 92 Ratings

A weekly dose of just the right medicine to help you get out of debt, save more money, and beat the paycheck to paycheck cycle.

    Maybe Just Buy the Thing (and Costco)

    Maybe Just Buy the Thing (and Costco)

    Jesse waxes poetic about Costco and how simple their model makes purchasing decisions. He also brings up the point that we often spend a lot of time searching for the best deal, for that one hot tip that will maximize our dollars for a certain purchase. Our time and attention is a resource as well, and perhaps we should just go buy the thing, and be done with it.
     
    Got a question for Jesse? Send him an email:
    askjesse@ynab.com
     
    Sign up for a free 34-day trial of YNAB at www.youneedabudget.com
     
    Follow YNAB on social media:
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    • 7 min
    Let's Be Clear, I Hate Debt

    Let's Be Clear, I Hate Debt

    Jesse delivers a good old fashioned rant about the evils of debt. While he may have softened his rhetoric over the past decade, Jesse is no less serious about his distaste for debt!
     
    Got a question for Jesse? Send him an email:
    askjesse@ynab.com
     
    Sign up for a free 34-day trial of YNAB at www.youneedabudget.com
     
    Follow YNAB on social media:
    Facebook: @iYNAB
    Instagram: @youneedabudget
    Twitter: @ynab
    Tik Tok: @ynabofficial

    • 10 min
    Run Like You Stole Something (to HR)

    Run Like You Stole Something (to HR)

    Well meaning companies will bring in financial advisors to extol the virtues of investing in 401ks and matching plans, while some of their employees are still living paycheck to paycheck. With YNAB, you can take control of your money and get off the paycheck to paycheck cycle, then run to HR and take that 401k match like you stole it!
     
     
    Got a question for Jesse? Send him an email:
    askjesse@ynab.com
     
    Sign up for a free 34-day trial of YNAB at www.youneedabudget.com
     
    Follow YNAB on social media:
    Facebook: @iYNAB
    Instagram: @youneedabudget
    Twitter: @ynab
    Tik Tok: @ynabofficial

    • 8 min
    Money Is Chaotic, Money Is Boring

    Money Is Chaotic, Money Is Boring

    Money can be chaotic, noisy, tinged with anxiety and fear. Or, with YNAB, it can be boring! At YNAB we strive for money to be boring, so that life can be rich, exciting, and full.
     
    Got a question for Jesse? Send him an email:
    askjesse@ynab.com
     
    Sign up for a free 34-day trial of YNAB at www.youneedabudget.com
     
    Follow YNAB on social media:
    Facebook: @iYNAB
    Instagram: @youneedabudget
    Twitter: @ynab
    Tik Tok: @ynabofficial

    • 6 min
    Shock Absorbers

    Shock Absorbers

    As the saying goes, "stuff" happens. Life throws curveballs, sometimes several in a row, and YNAB'ers prepare for this financially by following the Four Rules:
    Give every dollar a job Embrace your true expenses Roll with the punches Age your money Today's episode is mostly about rule #3. When you roll with the punches, you reassign money you have saved up for other expenses in the future to cover the unexpected expense you are facing right now. After working the method for a while, you'll build up more and more money in your categories, and therefore have more money available to cover unexpeceted expenses when life decides to throw you a curveball. Think of your money like shock absorbers -- it doesn't take away all the pain or stress of unforeseen circumstances, but it does take away the money stress, which can be a blessing!
     
    Got a question for Jesse? Send him an email:
    askjesse@ynab.com
     
    Sign up for a free 34-day trial of YNAB at www.youneedabudget.com
     
    Follow YNAB on social media:
    Facebook: @iYNAB
    Instagram: @youneedabudget
    Twitter: @ynab
    Tik Tok: @ynabofficial

    • 6 min
    Category Tractor Beam, Sucked Me Right In

    Category Tractor Beam, Sucked Me Right In

    Those categories that you love to spend in, those categories that suck you right in. What if you could increase your spending in that category by 50%? Jesse challenges you that you can in fact do this, by honing in on the things you love, and the things you don't. Spend less on the things you don't love -- not because you are cutting! -- but so that you can spend more on the things you love.
     
    Got a question for Jesse? Send him an email:
    askjesse@ynab.com
     
    Sign up for a free 34-day trial of YNAB at www.youneedabudget.com
     
    Follow YNAB on social media:
    Facebook: @iYNAB
    Instagram: @youneedabudget
    Twitter: @ynab
    Tik Tok: @ynabofficial

    • 9 min

Customer Reviews

4.6 out of 5
92 Ratings

92 Ratings

Number1crafter ,

YNAB has set me on a debt free journey

YNAB has been life changing for me and I am astounded on how much money I have been able to save and put towards debt in such a short amount of time. The app has tons of awesome features and a great support team available to answer questions. This podcast is short and sweet and the motivation I look forward to each episode.

Bus Boss 1973 ,

So far so good

Wish I found this APP when I was newly married and not 15 years from retirement.

It’s a clean, simple budgeting tool that leaves accountability solely with the user. Plenty of support via Podcast, YouTube and Facebook.

I have had immediate results with use and look forward to seeing where this will take us in the future!

Regards,
Selena

Cupmaballz ,

Got me more into debt

This show made me sell my kidney

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