710 episodes

A weekly dose of just the right medicine to help you get out of debt, save more money, and beat the paycheck to paycheck cycle.

The YNAB Podcast Jesse Mecham

    • Education
    • 4.6 • 91 Ratings

A weekly dose of just the right medicine to help you get out of debt, save more money, and beat the paycheck to paycheck cycle.

    Can You Plan to Be Spontaneous?

    Can You Plan to Be Spontaneous?

    According to Jesse, absolutely you can! In fact, YNAB enables you to be more spontaneous. Planning your spending with YNAB doesn't mean locking your dollars into rigid categories that cannot change. It means setting aside money ahead of time for the things you don't know you want yet. Many people who thrive on spontaneity unfortunately end up in financial trouble, because they're never sure whether they have the money to afford their spur of the moment purchases and experiences. Using YNAB, however, you can set up categories whose only purpose is to hold money for spontaneous expenses, so that when the time comes you can spend the money without worrying about the consequences later. It's already there, and it's meant to be spent!
     
    Got a question for Jesse? Send him an email:
    askjesse@ynab.com
     
    Sign up for a free 34-day trial of YNAB at www.youneedabudget.com
     
    Follow YNAB on social media:
    Facebook: @iYNAB
    Instagram: @youneedabudget
    Twitter: @ynab
    Tik Tok: @ynabofficial

    • 5 min
    Helping Savers Spend

    Helping Savers Spend

    We tend to think of spending as a problem that needs to be solved, however YNAB encourages spending as a thing to be enjoyed, as long as that spending is in accordance with priorities and people understand the tradeoffs they are making when they spend. In the world of personal finance we also tend to think about people who are natural spenders, but they are natural savers as well, and YNAB can help them too! Jesse responds to a comment from a YNAB team member who identifies as a natural saver, who has used YNAB to learn to love spending money as much as she does saving it.
     
    Got a question for Jesse? Send him an email:
    askjesse@ynab.com
     
    Sign up for a free 34-day trial of YNAB at www.youneedabudget.com
     
    Follow YNAB on social media:
    Facebook: @iYNAB
    Instagram: @youneedabudget
    Twitter: @ynab
    Tik Tok: @ynabofficial

    • 7 min
    Cheaper Milk and Eggs

    Cheaper Milk and Eggs

    Jesse fields a question from the YNAB team about how he stays positive in light of rapidly increasing grocery prices.
     
    Got a question for Jesse? Send him an email:
    askjesse@ynab.com
     
    Sign up for a free 34-day trial of YNAB at www.youneedabudget.com
     
    Follow YNAB on social media:
    Facebook: @iYNAB
    Instagram: @youneedabudget
    Twitter: @ynab
    Tik Tok: @ynabofficial

    • 8 min
    Ask Jesse: Heady Books and Final Settlement, Among Other Things

    Ask Jesse: Heady Books and Final Settlement, Among Other Things

    Jesse answers another round of questions from his inbox, including a number of suggestions for new books to read!
     
     
    Got a question for Jesse? Send him an email:
    askjesse@ynab.com
     
    Sign up for a free 34-day trial of YNAB at www.youneedabudget.com
     
    Follow YNAB on social media:
    Facebook: @iYNAB
    Instagram: @youneedabudget
    Twitter: @ynab
    Tik Tok: @ynabofficial

    • 14 min
    It's Just No Way to Live

    It's Just No Way to Live

    It's not uncommon for people to remark to Jesse that they wished they would have found YNAB sooner. The four habits are such a powerful tool for bringing clarity to your money and joy to your spending. Today Jesse wants to remind you that regretting the past is no way to live!
     
    Got a question for Jesse? Send him an email:
    askjesse@ynab.com
     
    Sign up for a free 34-day trial of YNAB at www.youneedabudget.com
     
    Follow YNAB on social media:
    Facebook: @iYNAB
    Instagram: @youneedabudget
    Twitter: @ynab
    Tik Tok: @ynabofficial

    • 4 min
    What's the Alternative?

    What's the Alternative?

    Jesse reviews the Four Rules and takes issue with those who say, "yeah must be nice to have extra money to make a plan with... everything I make is spoken for." It's true, there are some people who have a legitimate income problem. But this argument often becomes an excuse to not actually make plans for your money, to not try to follow the rules and start to get ahead on your expenses. After all, what's the alternative?
     
    Got a question for Jesse? Send him an email:
    askjesse@ynab.com
     
    Sign up for a free 34-day trial of YNAB at www.youneedabudget.com
     
    Follow YNAB on social media:
    Facebook: @iYNAB
    Instagram: @youneedabudget
    Twitter: @ynab
    Tik Tok: @ynabofficial

    • 8 min

Customer Reviews

4.6 out of 5
91 Ratings

91 Ratings

Number1crafter ,

YNAB has set me on a debt free journey

YNAB has been life changing for me and I am astounded on how much money I have been able to save and put towards debt in such a short amount of time. The app has tons of awesome features and a great support team available to answer questions. This podcast is short and sweet and the motivation I look forward to each episode.

Bus Boss 1973 ,

So far so good

Wish I found this APP when I was newly married and not 15 years from retirement.

It’s a clean, simple budgeting tool that leaves accountability solely with the user. Plenty of support via Podcast, YouTube and Facebook.

I have had immediate results with use and look forward to seeing where this will take us in the future!

Regards,
Selena

Cupmaballz ,

Got me more into debt

This show made me sell my kidney

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