696 episodes

A weekly dose of just the right medicine to help you get out of debt, save more money, and beat the paycheck to paycheck cycle.

The YNAB Podcast Jesse Mecham

    • Education
    • 4.6 • 91 Ratings

A weekly dose of just the right medicine to help you get out of debt, save more money, and beat the paycheck to paycheck cycle.

    Money Is Not a Tool

    Money Is Not a Tool

    One of the pervasive messages about money is that "it's just a tool," and Jesse takes issue with that! When money is reduced to a mere tool, like a wrench or a screwdriver, it invites people to be more careless with it, to use it then put it in a drawer and forget about it. Hearkening back to episode #650: It's You All the Way Down, Jesse reminds us that if a dollar is the product of your energies, then a dollar is you! You aren't just a tool -- you are a human, with desires and values which are reflected in your spending. In this light, then, money takes on a much larger role than merely "tool," and it should be treated with the importance and attention it deserves.
     
    Got a question for Jesse? Send him an email:
    askjesse@ynab.com
     
    Sign up for a free 34-day trial of YNAB at www.youneedabudget.com
     
    Follow YNAB on social media:
    Facebook: @iYNAB
    Instagram: @youneedabudget
    Twitter: @ynab
    Tik Tok: @ynabofficial
     

    • 6 min
    Dire Straits, or Rolling In It, It's All the Same

    Dire Straits, or Rolling In It, It's All the Same

    Whether your bank account is looking bare and collecting dust, or flush with cash, the temptation is all the same: to run away from the money. The person in dire financial straits often wishes they had a bunch of money, because then they wouldn't have to worry about money. On the flipside, the person newly flush with cash is quick to forget about the money, because they feel like they have enough now. Inattention is a mistake, no matter how it happens!
     
    Send your question to Jesse:
    askjesse@ynab.com
     
    Sign up for a free 34-day trial of YNAB at www.youneedabudget.com
     
    Follow YNAB on social media:
    Facebook: @iYNAB
    Instagram: @youneedabudget
    Twitter: @ynab
    Tik Tok: @ynabofficial

    • 4 min
    Ask Jesse: How to Plan with a Reluctant Partner, and Some Successes

    Ask Jesse: How to Plan with a Reluctant Partner, and Some Successes

    Jesse opens his inbox for another for round of Ask Jesse, where he answers emails from YNAB'ers about all things money, finance, and... well, life! In today's episode, one listener asks about how to deal with a reluctant partner who doesn't want to participate in the YNAB process. Other listeners share their successes paying off debt and gaining control of their money for the first time.
     
    Send your question to Jesse:
    askjesse@ynab.com
     
    Sign up for a free 34-day trial of YNAB at www.youneedabudget.com
     
    Follow YNAB on social media:
    Facebook: @iYNAB
    Instagram: @youneedabudget
    Twitter: @ynab
    Tik Tok: @ynabofficial

    • 8 min
    A Sample of Interesting, Joyful Spending

    A Sample of Interesting, Joyful Spending

    Back in October 2023, Jesse asked listeners to look at their last ten transactions on YNAB and rank them on a scale from one to three, with one being spending that sucked joy from them and three being spending that sparked joy. Then he asked listeners to share their most interesting "three," the most interesting transaction that brough joy. Today, Jesse digs through the answers and discovers an interesting commonality -- the spending that sparked the most joy was spending on other people.
     
    Have a question for Jesse? Email him at:
    askjesse@ynab.com
     
    Sign up for a free 34-day trial of YNAB at www.youneedabudget.com
     
    Follow YNAB on social media:
    Facebook: @iYNAB
    Instagram: @youneedabudget
    Twitter: @ynab
    Tik Tok: @ynabofficial

    • 6 min
    YNABers Share Their New Years Resolutions

    YNABers Share Their New Years Resolutions

    A few weeks ago, Jesse put out the call to share your New Years resolutions, as well as a guiding word for 2024 -- something to help you put your resolution into action day to day. Jesse received a number of great responses, and shares a sample of them on today's podcast.
     
    Good luck working toward your goals in 2024!
     
    Have a question for Jesse? Email him at:
    askjesse@ynab.com
     
    Sign up for a free 34-day trial of YNAB at www.youneedabudget.com
     
    Follow YNAB on social media:
    Facebook: @iYNAB
    Instagram: @youneedabudget
    Twitter: @ynab
    Tik Tok: @ynabofficial

    • 7 min
    I Love Money

    I Love Money

    Jesse revisits his infamous experiment in which he essentially stopped budgeting for an entire year. The result from that experiment was that he and his family spent several thousand extra dollars that they couldn't account for, and even though the extra spending was not material to the family bottom line, it still bothered Jesse. Today, he hits on what exactly it was that bothered him. Managing money well, building a plan for spending, is virtuous, and virtue is something that you do, not something that you simply have. When the Mecham family stopped following the Four Rules, they lost the habit!
     
    Got a question for Jesse? Send him an email at:
    askjesse@ynab.com
     
    Sign up for a free 34-day trial of YNAB at www.youneedabudget.com
     
    Follow YNAB on social media:
    Facebook: @iYNAB
    Instagram: @youneedabudget
    Twitter: @ynab
    Tik Tok: @ynabofficial

    • 12 min

Customer Reviews

4.6 out of 5
91 Ratings

91 Ratings

Number1crafter ,

YNAB has set me on a debt free journey

YNAB has been life changing for me and I am astounded on how much money I have been able to save and put towards debt in such a short amount of time. The app has tons of awesome features and a great support team available to answer questions. This podcast is short and sweet and the motivation I look forward to each episode.

Bus Boss 1973 ,

So far so good

Wish I found this APP when I was newly married and not 15 years from retirement.

It’s a clean, simple budgeting tool that leaves accountability solely with the user. Plenty of support via Podcast, YouTube and Facebook.

I have had immediate results with use and look forward to seeing where this will take us in the future!

Regards,
Selena

Cupmaballz ,

Got me more into debt

This show made me sell my kidney

Top Podcasts In Education

Mel Robbins
Mark Manson
Dr. Jordan B. Peterson
Duolingo
Rich Roll
Duolingo

You Might Also Like

You Need a Budget
Jesse Mecham
Allison Baggerly
ChooseFI
Jen Smith & Jill Sirianni with iHeartPodcasts
Andy Hill