The Property Couch

Bryce Holdaway & Ben Kingsley
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Australia’s top property podcast for everyday investors who want real results, not hype. Originally shaped by long-time hosts Ben Kingsley and Bryce Holdaway, The Property Couch has evolved into a new chapter led by Ben alongside the expanded Couch Crew. The foundations remain the same: practical frameworks, clear thinking, and real stories that help Australians make smarter decisions. Backed by data, banter, and proudly anti-spruiker since 2015! W: https://thepropertycouch.com.au/

  1. 593 | How to Buy a Home (The Right Way) - Part 1

    10 HR AGO

    593 | How to Buy a Home (The Right Way) - Part 1

    What if the best time to buy your first home… is when everyone else is hesitating? With rising interest rates, higher living costs and shifting market sentiment, many would assume it’s the worst time to enter the property market. But here’s the twist: It might actually be one of the most important times to get your strategy right. Welcome to Part 1 of our 3-part mini-series on how to buy a home, where we break down the foundations every first-time buyer needs before they even start looking at properties. Ben is joined by Couch Crew members Luke Oxenham (mortgage broker extraordinaire helping Aussies navigate lending every day) and Shane Pope (buyer’s agent on the ground negotiating deals) to unpack the critical first steps that can make or break your journey. In this episode, you’ll learn: The difference between borrowing power and true affordabilityWhy a 20% deposit isn’t always necessary (and what your options are)The hidden costs most buyers forget to budget forWhy not all pre-approvals are created equalHow lenders actually assess your application (and what can trip you up)Listen now 😊 Free Stuff Mentioned Moorr: Your Free Money Management Tool 📊 Take control of your money, track your spending and uncover your surplus — all in one place. 👉 Join the 2026 Surplus Challenge 📱 Download Moorr (iOS & Android): Access 100+ Resources in Moorr’s MyKNOWLEDGE (On buying your first home, structuring your finances & building long-term wealth) Property Outlook Webinar (April 28) 📈 A deep dive into market shifts, rising rates and what it means for buyers. 👉 Register now6-Part Money-Saving Series (Mortgage Focus) 💡 Learn how to find those much-needed extra dollars per month in your household budget. 👉 Starting listening LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  https://www.moorr.com.au/      FREE MASTERCLASS: - How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

    1hr 7min
  2. TPC Gold | Bought a Lemon? How to Tell and What to Do About It

    2 DAYS AGO

    TPC Gold | Bought a Lemon? How to Tell and What to Do About It

    A listener asked a question many property investors quietly worry about: “We’ve bought a lemon… should we sell and move on, or hold?”   It’s a tough spot to be in.  In this bonus snippet, Bryce and Ben unpack how to determine whether a property is truly a “lemon” — and more importantly whether to cut your losses or stay the course.  For the original episode, tune in here: Episode 253 | Top Tips for First Home Buyers. LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  https://www.moorr.com.au/      FREE MASTERCLASS: - How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

    6 min
  3. The $10,500 Tax Mistake Most Investors Make | FUNdamental Fridays

    6 DAYS AGO

    The $10,500 Tax Mistake Most Investors Make | FUNdamental Fridays

    Welcome back to The Hill I’ll Die On, our Friday mini-series where members of the Property Couch crew share bold property and money opinions they’re willing to stand behind.  This week, tax expert Danish joins Ben Kingsley with a clear message:  Don’t DIY your tax return.  Especially when it comes to capital gains tax.  Dinesh explains how many property investors miss key deductions, overlook important costs, and end up paying more tax than they need to.  From stamp duty to holding costs, he breaks down what’s commonly missed — and why having a professional review your position can make a significant difference.  In fact, in one recent case, a client saved over $10,000 simply by having their tax properly reviewed.  If you’ve had a capital gains event in the last couple of years, this is an episode worth listening to.  Got a question or a “hill” you want us to unpack? Send it through here 👉 https://thepropertycouch.com.au/topics/  ⏱️ TIMESTAMPS  00:32 – Meet Danish: Property Tax Specialist  01:27 – The Hill: Don’t DIY Your Tax Return  02:23 – Why Capital Gains Tax Gets Missed  03:30 – Real Example: Missed Deductions  05:03 – 99% of People Miss This  05:30 – $10,500 Tax Saving Case Study  06:34 – Why DIY Tax Is Risky  07:02 – Holding Costs Explained  07:29 – Why Record Keeping Matters  08:23 – Hidden Costs You Can Claim  09:33 – Final Advice: Get It Vetted  LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  https://www.moorr.com.au/      FREE MASTERCLASS: - How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

    11 min
  4. 592 | Property Tax Traps: Deposits, Holiday Homes, Buyers Agents & AI Advice - Chat with Julia Hartman & Danish Ahmed

    9 APR

    592 | Property Tax Traps: Deposits, Holiday Homes, Buyers Agents & AI Advice - Chat with Julia Hartman & Danish Ahmed

    What happens when you pay a property deposit in cash… then reimburse yourself from borrowed funds later? 💸 Are buyer’s agent fees tax-deductible? 🧾 Can you still claim deductions on a holiday home if you use it during peak season? 🏡 And just how far can you trust AI when it comes to tax advice? 🤖 In this week’s jam-packed episode, Ben is joined by Julia Hartman, an old friend of the couch and Property Tax Guru, and Danish Ahmed, Empower Wealth’s Senior Tax Advisor. Julia is also the Founder of BAN TACs, a co-operative of Accountants that has been helping thousands of Australians navigate the world of tax since 1992. Together, they unpack some of the most common (and costly) tax mistakes property investors make, from understanding debt purpose vs debt security to the hidden risks of using the wrong funds for a deposit.  FREE STUFF MENTIONED ATO Holiday Home Rules 🏡 Find out more about the ATO’s proposed changes to holiday home tax treatment or read the official draft ruling here Julia Hartman’s Tax Insights ✍️ Dive deeper into property tax strategies and common pitfalls via Julia’s latest blog posts Moorr Platform + MyKNOWLEDGE Hub 📊 Download the app today and explore expert tax resources, including Julia Hartman’s insights, inside Moorr’s MyKNOWLEDGE  Empower Wealth Tax Services 🧾 Get personalised advice on structuring, deductions and tax strategy 👉 https://thepropertycouch.com.au/taxListen to the full catalogue of Julia Hartman’s episodes! LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  https://www.moorr.com.au/      FREE MASTERCLASS: - How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

    49 min
  5. TPC Gold | Why Your Budgeting Spreadsheet is Failing You

    7 APR

    TPC Gold | Why Your Budgeting Spreadsheet is Failing You

    If you’ve ever built a budget, felt good about it… and then completely ignored it a week later — you’re not alone.   The truth is that most budgets don’t fail because the numbers are wrong. They fail because they rely on perfect behaviour in imperfect moments.   For the original episode, tune in here: Episode 337 | The 4 Pillars of Money Health.  LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  https://www.moorr.com.au/      FREE MASTERCLASS: - How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

    10 min
  6. Stop Blaming Landlords for the Housing Crisis | FUNdamental Fridays

    3 APR

    Stop Blaming Landlords for the Housing Crisis | FUNdamental Fridays

    Welcome back to The Hill I’ll Die On, our Friday mini-series where members of the Property Couch crew share bold property and money opinions they’re willing to stand behind.  This week, tax expert Julia Hartman joins Ben Kingsley to tackle a controversial topic:  Blaming landlords for the housing crisis.  Julia argues that increasing taxes, regulations, and costs for investors may actually reduce rental supply — which can drive rents even higher.  In this episode, she unpacks the unintended consequences of policy decisions, the role of market forces, and why some widely accepted solutions may not be solving the problem.  It’s a thought-provoking conversation that challenges the current narrative around housing in Australia.  Got a question or a “hill” you want us to unpack? Send it through here 👉 https://thepropertycouch.com.au/topics/  ⏱️ TIMESTAMPS  00:39 – Meet Julia Hartman: Tax Expert  00:54 – The Hill: Stop Blaming Landlords  01:14 – Why Punishing Investors Reduces Supply  02:22 – Rising Costs for Property Investors  03:03 – Are Investors Really “Greedy Hoarders”?  04:02 – What Happens When Rental Supply Drops  05:22 – The Unexpected Idea to Increase Housing Supply  06:12 – Why Tax Settings Discourage Solutions  07:11 – Government Policy vs Market Forces  08:17 – Free Market vs Intervention Debate  10:41 – Final Thoughts: What Needs to Change  LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  https://www.moorr.com.au/      FREE MASTERCLASS: - How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

    11 min
  7. 591 | 4 Years Pre-Approved: The First-Home Buyer Journey No One Talks About - Chat with Kirsty

    2 APR

    591 | 4 Years Pre-Approved: The First-Home Buyer Journey No One Talks About - Chat with Kirsty

    🏡 What happens when you’re pre-approved… but still not ready to buy? In Episode 591, Ben is joined by Kirsty, and Couch Crew member, Kirsty “KD” Dunphey, who shares her incredibly honest first-home buyer journey. Her story is one many buyers will recognise: Four years pre-approved before purchasingEndless inspections and auction lossesInformation overload from friends and advisorsNavigating buyer’s agents, brokers and market noiseAlong the way, the conversation unpacks some powerful lessons about risk aversion, decision-making, and why buying property is as much psychological as it is financial. Plus, Kirsty shares the one thing she’d do differently if she could start again. If you’re a first-home buyer stuck in analysis paralysis, this episode is for you.    FREE STUFF MENTIONED 📊 Moorr Platform (Free Money Management Tool) Take control of your money, track your spending and uncover your surplus: all in one place. 👉 Join the Moorr Surplus Challenge 📱 Download Moorr (iOS & Android)LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  https://www.moorr.com.au/      FREE MASTERCLASS: - How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

    38 min
  8. TPC Gold | Buying as an Owner-Occupier in a Changing Suburb

    31 MAR

    TPC Gold | Buying as an Owner-Occupier in a Changing Suburb

    “Would I be crazy to buy a freestanding home in a street full of units and townhouses?”    In this throwback episode, Bryce & Ben answer this question from a first home buyer and explore why the answer isn't a simple yes or no. For the original episode, tune in here: Episode 305 | Chalk & Cheese: The Difference Between The Art & Science of Investing. LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  https://www.moorr.com.au/      FREE MASTERCLASS: - How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

    9 min
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Hosts & Guests

About

Australia’s top property podcast for everyday investors who want real results, not hype. Originally shaped by long-time hosts Ben Kingsley and Bryce Holdaway, The Property Couch has evolved into a new chapter led by Ben alongside the expanded Couch Crew. The foundations remain the same: practical frameworks, clear thinking, and real stories that help Australians make smarter decisions. Backed by data, banter, and proudly anti-spruiker since 2015! W: https://thepropertycouch.com.au/

Information

  • Creator
    Bryce Holdaway & Ben Kingsley
  • Years Active
    2015 - 2026
  • Episodes
    830
  • Rating
    Clean
  • Copyright
    © 2026 The Property Couch
  • Show Website
    The Property Couch

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