Honest Money

Warren Ingram
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Your personal guide to financial freedom, hosted by the bestselling author and award-winning financial planner, Warren Ingram.

  1. 14 HR AGO

    How To Manage Your Money As A South African Abroad

    This episode, Warren Ingram and Pieter de Villiers address key financial considerations for South Africans moving overseas for work, including tax implications, investment strategies, and practical logistics like banking and medical aid. Chapters 00:00 Introduction and episode overview00:57 Understanding the scope: Work abroad vs immigration01:43 Tax residency and worldwide income taxation02:40 Tax exemptions and foreign tax credits03:32 Managing retirement and investment accounts abroad04:42 Contributing to tax-free savings accounts from overseas05:38 Handling retirement annuities and preservation funds06:28 Practical tips: banking, medical aid, and legal considerations07:18 Legal and inheritance considerations in foreign jurisdictions08:15 Global investing strategies and tax-efficient funds09:12 Medical aid and insurance considerations for expats10:26 Understanding foreign pensions and their impact11:21 Tax implications of foreign income and investments12:13 Avoiding drastic financial decisions when returning to South Africa13:05 Summary of key principles for expat financial planning14:04 Additional tips: property, probate, and legal laws abroad14:57 Continuing contributions to tax-free accounts from abroad15:46 Best practices for international money transfers16:36 Final advice: stay compliant and plan ahead Learn more about how Curate Investments can help you here. Send us Fan Mail Have a question for Warren? Don't forget to voice note your questions through our WhatsApp chat on (+27)79 807 8162 and you could be featured in one of our episodes. Follow us on Twitter, LinkedIn and subscribe to our YouTube channel for more Financial Freedom content: @HonestMoneyPod

    20 min

  2. 18 APR

    The Smart Money Plan Yachties Should Know About

    This episode features a Q&A session with Warren Ingram and Pieter de Villiers discussing investment strategies for South Africans working abroad, the implications of US-domiciled funds, and practical advice for young investors. They also explore how to start investing early, the importance of financial education, and opportunities for yacht crew members to build wealth. Chapters 00:00 Introduction and Q&A Format02:23 Investing for Yacht Crew: A Unique Perspective04:01 Understanding Dollar-Denominated vs. Domiciled Investments07:45 Investment Strategies for Young Professionals11:44 Building Wealth While Living a Luxurious Lifestyle15:38 Encouragement for Young Investors and Closing Remarks Learn more about Prescient Investment Management here. Send us Fan Mail Have a question for Warren? Don't forget to voice note your questions through our WhatsApp chat on (+27)79 807 8162 and you could be featured in one of our episodes. Follow us on Twitter, LinkedIn and subscribe to our YouTube channel for more Financial Freedom content: @HonestMoneyPod

    18 min

  3. 11 APR

    Local vs Offshore: Finding The Right Balance

    In this episode, Warren Ingram and Pieter de Villiers cover how to balance local and offshore exposure in tax-free investment accounts, the differences between global indices like MSCI World and MSCI ACWI, and strategies for long-term diversified investing. Chapters 00:00 Introduction and Purpose of the Show00:29 Audience Engagement and Future Plans01:24 Voice Note 1: Local vs Offshore Exposure in TFSA02:49 Principles of Portfolio Construction and Simplicity04:08 Long-Term Focus and Asset Allocation in Tax-Free Accounts07:28 Tax Implications of Cash and Bond Holdings in TFSA07:57 Index Funds and Passive Investing Strategies08:31 Voice Note 2: MSCI World vs MSCI ACWI - Which to Choose?09:35 When to Switch Funds and Diversification Principles12:46 Understanding Global Equity Indices and Market Exposure14:34 Differences Between MSCI World and MSCI ACWI15:51 Balancing Developed and Emerging Markets in Portfolio16:31 Closing Remarks and Audience Engagement Learn more about how Curate Investments can help you here. Send us Fan Mail Have a question for Warren? Don't forget to voice note your questions through our WhatsApp chat on (+27)79 807 8162 and you could be featured in one of our episodes. Follow us on Twitter, LinkedIn and subscribe to our YouTube channel for more Financial Freedom content: @HonestMoneyPod

    19 min

  4. 4 APR

    Cut Your Investment Fees With These Tricks

    In this episode, Warren Ingram and Pieter de Villiers explore practical financial planning topics, including estate planning, executor fees, and platform costs. They discuss how to optimize estate administration, reduce costs, and choose the right investment platforms, providing valuable insights for listeners looking to improve their financial strategies. Takeaways: Estate planning and executor selectionCost-effective investment platform choicesReducing estate administration fees Learn more about Prescient Investment Management here. Send us Fan Mail Have a question for Warren? Don't forget to voice note your questions through our WhatsApp chat on (+27)79 807 8162 and you could be featured in one of our episodes. Follow us on Twitter, LinkedIn and subscribe to our YouTube channel for more Financial Freedom content: @HonestMoneyPod

    23 min

  5. 28 MAR

    Emergency Funds: The First Step to Investing

    This episode, Warren Ingram and Pieter de Villiers explore the importance of emergency funds, practical steps to build one, and how it safeguards your financial future. Learn from experts about how to plan, where to keep your emergency savings, and common pitfalls to avoid. Takeaways: What is an emergency fund and why it is essentialHow much to save for different life situationsWhere to keep your emergency savings for easy access and safetyCommon mistakes and pitfalls in building emergency fundsThe psychological and financial benefits of having an emergency fund Learn more about how Curate Investments can help you here. Send us Fan Mail Have a question for Warren? Don't forget to voice note your questions through our WhatsApp chat on (+27)79 807 8162 and you could be featured in one of our episodes. Follow us on Twitter, LinkedIn and subscribe to our YouTube channel for more Financial Freedom content: @HonestMoneyPod

    22 min

  6. 21 MAR

    The New Tax Rules Every SA Investors Must Know

    In this episode, Warren Ingram and Pieter de Villiers unpack South Africa's latest tax adjustments, highlighting how these changes impact savers, investors, and homeowners. Discover key updates, practical tips, and what they mean for your financial planning. Takeaways: Impact of inflation-adjusted tax brackets and rebatesChanges to retirement contribution limits and tax-free savings accountsCapital gains tax exemptions and property sale exclusionsInternational money transfer allowances and deregulationDonation exemptions and estate duty reforms  Learn more about Prescient Investment Management here. Send us Fan Mail Have a question for Warren? Don't forget to voice note your questions through our WhatsApp chat on (+27)79 807 8162 and you could be featured in one of our episodes. Follow us on Twitter, LinkedIn and subscribe to our YouTube channel for more Financial Freedom content: @HonestMoneyPod

    24 min

  7. 14 MAR

    Mind Over Markets: Practical Strategies for Long-Term Investment Success

    In this insightful podcast, Warren Ingram speaks to Ryan Murphy, Global Head of Behavioral Insights from Morningstar, on how behavioral science impacts investment decisions, especially during times of market uncertainty. Learn practical strategies to manage emotional biases, stay disciplined, and achieve long-term financial goals. Takeaways The Role of Behavior in Investment OutcomesInsights from Behavioral Science and Practical InterventionsDevelopments in Behavioral Finance and Tools for Better DecisionsManaging Anxiety During Global UncertaintyUnderstanding Market Cycles and Long-Term TrendsThe Importance of a Long-Term Perspective in InvestingDealing with Market Recessions and VolatilityThe Impact of Frequent Portfolio ChecksThe Role of Technology and Social Media in Investment BehaviorThe Value of a Consistent Investment StrategyRebalancing and Staying the CourseAccepting Uncertainty and Staying Invested Find the Whitepaper from Morningstar on "How Financial Advisers Can Support Clients Through Market Volatility" here.  Learn more about how Curate Investments can help you here. Send us Fan Mail Have a question for Warren? Don't forget to voice note your questions through our WhatsApp chat on (+27)79 807 8162 and you could be featured in one of our episodes. Follow us on Twitter, LinkedIn and subscribe to our YouTube channel for more Financial Freedom content: @HonestMoneyPod

    22 min

  8. 7 MAR

    Financial Planners React To Viral Dave Ramsey Clips

    In this episode, Warren Ingram and Pieter de Villiers discuss personal finance topics, including the impact of online sports betting, the importance of financial stability before major life decisions, and the value of living within one's means. They analyze American and South African contexts, offering practical advice and moral perspectives. Takeaways: The Impact of Online Sports GamblingThe Dangers of Public Figures Endorsing GamblingUnderstanding Car Purchases and Financial DecisionsThe Importance of Financial Stability Before ParenthoodThe Reality of Middle-Class Life and Social Expectations Learn more about Prescient Investment Management here. Send us Fan Mail Have a question for Warren? Don't forget to voice note your questions through our WhatsApp chat on (+27)79 807 8162 and you could be featured in one of our episodes. Follow us on Twitter, LinkedIn and subscribe to our YouTube channel for more Financial Freedom content: @HonestMoneyPod

    29 min
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About

Your personal guide to financial freedom, hosted by the bestselling author and award-winning financial planner, Warren Ingram.

Information

  • Creator
    Warren Ingram
  • Years Active
    2020 - 2026
  • Episodes
    317
  • Rating
    Clean
  • Copyright
    © 2026 Honest Money
  • Show Website
    Honest Money

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