18 episodes

Investing is the best way to build wealth, but it comes with risk and uncertainty.

Join Ramin Nakisa (a professional investment coach with a dedicated YouTube following) and Michael Pugh (a not-so-professional investor) as they untangle the ups and downs of financial markets and debate how to design and grow a portfolio.

If you want the knowledge and confidence to invest in stocks, bonds, and ETFs, join us every Wednesday as we journey through the world of bull markets, bubbles and crashes. Bring snacks and a steady hand, we're in it for the long haul...

Ramin Nakisa is co-founder of PensionCraft and a former investment banking strategist, with two published books on investing. He has a PhD in Physics and a dog called Teddy.

Michael Pugh is a media executive in London, working in news, television and music. He is an amateur investor and a new dad.

Many Happy Returns PensionCraft

    • Business
    • 4.9 • 109 Ratings

Investing is the best way to build wealth, but it comes with risk and uncertainty.

Join Ramin Nakisa (a professional investment coach with a dedicated YouTube following) and Michael Pugh (a not-so-professional investor) as they untangle the ups and downs of financial markets and debate how to design and grow a portfolio.

If you want the knowledge and confidence to invest in stocks, bonds, and ETFs, join us every Wednesday as we journey through the world of bull markets, bubbles and crashes. Bring snacks and a steady hand, we're in it for the long haul...

Ramin Nakisa is co-founder of PensionCraft and a former investment banking strategist, with two published books on investing. He has a PhD in Physics and a dog called Teddy.

Michael Pugh is a media executive in London, working in news, television and music. He is an amateur investor and a new dad.

    Stablecoin collapse: The horse has bolted

    Stablecoin collapse: The horse has bolted

    Stablecoins are a core part of the financial plumbing when it comes to cryptocurrency and digital assets. They promise that if you put a dollar in, you will always be able to get a dollar out.
    But last week saw Terra, one of the largest stablecoins, lose its peg to the dollar and collapse. Investors are estimated to have lost over $40 billion in value. Ouch.
    We dig into what happened, what might be the consequences for markets and whether stablecoins present a systemic risk to the economy.
    And in the Dumb Question of the Week, we ask "What exactly is a Ponzi scheme?"
    Get in touch 📧 mhr@pensioncraft.com
    🎧 https://many-happy-returns.captivate.fm (many-happy-returns.captivate.fm)



    Join PensionCraft 🌐 Go to http://www.pensioncraft.com/ (pensioncraft.com) for all Ramin’s work
    💡 Join PensionCraft's membership here https://pensioncraft.com/membership (pensioncraft.com/membership)
    ▶️ Subscribe on https://t.co/iWOra258bU (YouTube)



    Disclaimer
    This podcast is for informational and entertainment purposes and is not financial advice. We do not provide recommendations or endorse any decision to buy, sell or hold any security. We cannot be held responsible for any actions listeners may take and investors are encouraged to seek independent financial advice.


    Copyright 2022 Many Happy Returns

    • 47 min
    Stock Market Myths

    Stock Market Myths

    Myth-busting popular sayings, cliches and folk wisdom about the stock market and investing.
    We discuss "sell in May and go away", dividend investing, and "buy the dip." Ramin also let's loose on Technical Analysis and the dependability of vomiting camels.
    In the Dumb Question of the Week we ask "are credit ratings useless?"
    Get in touch 📧 mhr@pensioncraft.com
    🎧 https://many-happy-returns.captivate.fm (many-happy-returns.captivate.fm)



    Join PensionCraft 🌐 Go to http://www.pensioncraft.com/ (pensioncraft.com) for all Ramin’s work
    💡 Join PensionCraft's membership here https://pensioncraft.com/membership (pensioncraft.com/membership)
    ▶️ Subscribe on https://t.co/iWOra258bU (YouTube)



    Disclaimer
    This podcast is for informational and entertainment purposes and is not financial advice. We do not provide recommendations or endorse any decision to buy, sell or hold any security. We cannot be held responsible for any actions listeners may take and investors are encouraged to seek independent financial advice.


    Copyright 2022 Many Happy Returns

    • 43 min
    Warren Buffett: Is the magic back?

    Warren Buffett: Is the magic back?

    The Berkshire Hathaway annual meeting is often referred to as the Woodstock of Capitalism, where legendary investors Warren Buffett and Charlie Munger opine on the state of markets and investing. The 2022 meeting took place this weekend, with as many interesting nuggets of wisdom and controversy as ever.
    We discuss Berkshire ramping up their stock purchases and running down their cash pile, the companies they've bought into, and Buffett's opinions on everything from inflation to bitcoin.
    And we answer the Dumb Question of the Week: How accurate is the forward Price-to-Earnings ratio, given it relies on analyst forecasts?
    Get in touch 📧 mhr@pensioncraft.com
    🎧 https://many-happy-returns.captivate.fm (many-happy-returns.captivate.fm)

    Join PensionCraft 🌐 Go to http://www.pensioncraft.com/ (pensioncraft.com) for all Ramin’s work
    💡 Join PensionCraft's membership here https://pensioncraft.com/membership (pensioncraft.com/membership)
    ▶️ Subscribe on https://t.co/iWOra258bU (YouTube)



    Disclaimer
    This podcast is for informational and entertainment purposes and is not financial advice. We do not provide recommendations or endorse any decision to buy, sell or hold any security. We cannot be held responsible for any actions listeners may take and investors are encouraged to seek independent financial advice.


    Copyright 2022 Many Happy Returns

    • 35 min
    Should you hedge your investments against inflation?

    Should you hedge your investments against inflation?

    Many different assets are touted as potential inflation hedges but which ones actually work?
    People often make the case for inflation-linked bonds, gold, commodities... but how do we know how each asset class will respond in a period of high inflation?
    When does it make sense for us to hedge? What risks are involved and what impact does it have on our long-term investment returns?
    In today's Dumb Question of the Week, we ask: "What does it mean to say the Fed is behind the curve?"
    Get in touch 📧 mhr@pensioncraft.com
    🎧 https://many-happy-returns.captivate.fm (many-happy-returns.captivate.fm)

    Join PensionCraft 🌐 Go to http://www.pensioncraft.com/ (pensioncraft.com) for all Ramin’s work
    💡 Join PensionCraft's membership here https://pensioncraft.com/membership (pensioncraft.com/membership)
    ▶️ Subscribe on https://t.co/iWOra258bU (YouTube)



    Disclaimer
    This podcast is for informational and entertainment purposes and is not financial advice. We do not provide recommendations or endorse any decision to buy, sell or hold any security. We cannot be held responsible for any actions listeners may take and investors are encouraged to seek independent financial advice.


    Copyright 2022 Many Happy Returns

    • 43 min
    Emerging Markets: Is it time to invest?

    Emerging Markets: Is it time to invest?

    Emerging Markets promised investors better returns and broader diversification. But growth has stalled in recent years, with heightened volatility and uncertainty.
    This week we look at what risks and opportunities are involved with investing in Emerging Markets and what role they should play in our portfolio.
    We discuss the unique position of China, the impact of tighter Fed monetary policy on developing countries, and the distinction between Emerging and Frontier markets.
    The Dumb Question of the Week is "How do ETFs actually work?"
    Episode topics 00:00 - Introduction
    00:37 - Emerging Markets
    32:25 - Dumb question of the Week: How do ETFs actually work?

    Get in touch 📧 mhr@pensioncraft.com
    🎧 https://many-happy-returns.captivate.fm (many-happy-returns.captivate.fm)

    Join PensionCraft 🌐 Go to http://www.pensioncraft.com/ (pensioncraft.com) for all Ramin’s work
    💡 Join PensionCraft's membership here https://pensioncraft.com/membership (pensioncraft.com/membership)
    ▶️ Subscribe on https://t.co/iWOra258bU (YouTube)

    Disclaimer
    This podcast is for informational and entertainment purposes and is not financial advice. We do not provide recommendations or endorse any decision to buy, sell or hold any security. We cannot be held responsible for any actions listeners may take and investors are encouraged to seek independent financial advice.


    Copyright 2022 Many Happy Returns

    • 43 min
    Could house prices crash?

    Could house prices crash?

    House prices in the UK are up by 10% year on year, with similar rises in much of the western world. What has caused this runaway growth in prices? And what could cause it to reverse?
    We look to interest rates, supply constraints, government policy and wage growth for the answer. Could the market be in for a fall or is it poised to just keep on rising?
    In the Dumb Question of the Week, we ask "Why does infinite money printing not inevitably lead to high inflation?"
    Episode topics 00:00 - Introduction
    00:37 - What could cause house prices to crash?
    33:26 - Dumb Question of the Week: Why does infinite money printing not inevitably lead to high inflation?

    Get in touch 📧 mhr@pensioncraft.com
    🎧 https://many-happy-returns.captivate.fm (many-happy-returns.captivate.fm)



    Join PensionCraft 🌐 Go to http://www.pensioncraft.com/ (pensioncraft.com) for all Ramin’s work
    💡 Join PensionCraft's membership here https://pensioncraft.com/membership (pensioncraft.com/membership)
    ▶️ Subscribe on https://t.co/iWOra258bU (YouTube)



    Disclaimer
    This podcast is for informational and entertainment purposes and is not financial advice. We do not provide recommendations or endorse any decision to buy, sell or hold any security. We cannot be held responsible for any actions listeners may take and investors are encouraged to seek independent financial advice.


    Copyright 2022 Many Happy Returns

    • 45 min

Customer Reviews

4.9 out of 5
109 Ratings

109 Ratings

Peshwari Naan ,

Fun and entertaining.

I love the banter, the detail, the common sense and the education of it.
Ramin is the Charlie Dimmock for the thinking man, erhm listener!

lexicon boxicon ,

Very informative

Best investment podcast , his YouTube channel is also brilliant. Highly recommended. If you enjoy the YouTube channel you’ll defo enjoy this. Learnt sooo much

Starlight29 ,

Great discussion

I really enjoy the these sensible discussions about investing. Grounded and evidence based. Pension craft is an excellent resource. I would highly recommend it

Top Podcasts In Business

Steven Bartlett
This is Money
Tim Ferriss: Bestselling Author, Human Guinea Pig
Wondery
Hargreaves Lansdown
Dennis Publishing

You Might Also Like

Pete Matthew
Dennis Publishing
Andy Hart: Personal Finance Expert, Financial Planner, Financial Adviser, F
AJ Bell
Investors Chronicle
This is Money