Ringgit and Sense BFM Media

In the world of finance, there are often terms bandied about like preference shares, interest schemes and even cash trust. Lawyer Dr Seow Hock Peng, who is also Lecturer of Law at Tunku Abdul Rahman University of Management and Technology shares with us their differences, and how you should spot a red flag.
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Buy now pay later services have made it tempting to split a purchase into a few installments. But has it also given us a false sense of our purchasing power? 

Shereen Hazirah Hishamudin, Senior Research Associate, at Khazanah Research Institute joins us to discuss what are the consumer protection in place at the moment, who is more prone to the risks of falling into a cycle of high debt, whether it can serve as a safe borrowing channel. 

Khazanah research  recently published a report titled “The Financialisation of Our Lives” with the second chapter focusing on the rise of buy now pay later.Image Credit: Shutterstock.com
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We delve into the financial mindset of young Malaysians with Peter Yong, Co-Founder and CEO of Mr. Money TV. We'll discuss whether it's fair to say they spend excessively and struggle to save against the backdrop of stagnating wages and rising living costs. We also dive into some very practical financial advice and the importance of the right mindset.
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Buying a house and turning it into a home is on the wish list of most but due to high building material and labour cost, how should you budget for your renovation? Kenneth Tan, a first time home buyer shares his experience so that we can avoid the expensive mistakes but also know where the cost savings are.

Ringgit & Sense is powered by InsureLit from Sun Life Malaysia. Life is brighter under the sun.
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Cryptocurrencies are increasingly mainstream with the launch of ETF's but what are the pitfalls of this asset class and will it replace fiat currencies one day? Andy Baehr, Managing Director at CoinDesk Indices tells us and also what are the lessons from the recent FTX trial and the fall of its founder, Sam Bankman Fried.

Ringgit & Sense is powered by InsureLit from Sun Life Malaysia. Life is brighter under the sun.

Image Credit: Shutterstock.com
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Last week, EPF has reorganized its existing two accounts into three to include the new flexible account for all members under the age of 55.
Licensed financial planner, Angie Ng joins us to discuss the details of these changes, who and when you should dip into the new account.

Ringgit & Sense is powered by InsureLit from Sun Life Malaysia. Life is brighter under the sun.
See omnystudio.com/listener for privacy information.