Cumulus Podcast Network

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Channel • 21 Shows

TV & Film

TV & Film

Updated weekly
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Investing

Updated weekly
Personal Journals

Personal Journals

Updated daily
Investing

Investing

Updated twice weekly
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After Shows

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American Football

American Football

Updated daily
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Comedy

Daily series

3 DAYS AGO

JAMEELA JAMIL: Good Place Breakthrough, Body Image Battles & Calling Out the Industry

Jameela Jamil (The Good Place, Elio) joins us this week for a wildly honest conversation about chronic illness, passive self destruction and why she is done biohacking her life. Jameela opens up about living with Ehlers Danlos syndrome, surviving childhood abuse, the nervous breakdown that turned her into a truth teller and how EMDR therapy completely rewired her relationship to trauma and fear. We also get into her war on beauty and the unbelievable way a school bully pushed her straight into The Good Place. Thank you to our sponsors: 🍽️ Hello Fresh: https://hellofresh.com/insideofyou10fm ❤️ This episode is sponsored by BetterHelp. Give online therapy a try at https://betterhelp.com/inside and get on your way to being your best self __________________________________________________ 💖 Patreon: ⁠⁠https://www.patreon.com/insideofyou⁠⁠ 👕 Inside Of You Merch: ⁠⁠https://store.insideofyoupodcast.com/⁠⁠ __________________________________________________ Watch or listen to more episodes! 📺 ⁠⁠https://www.insideofyoupodcast.com/show⁠⁠ __________________________________________________ Follow us online! 📸 Instagram: ⁠⁠https://instagram.com/insideofyoupodcast/⁠⁠ 🤣 TikTok: ⁠⁠https://www.tiktok.com/@insideofyou_podcast⁠⁠ 📘 Facebook: ⁠⁠https://www.facebook.com/insideofyoupodcast/⁠⁠ 🐦 Twitter: ⁠⁠https://twitter.com/insideofyoupod⁠⁠ 🌐 Website: ⁠⁠https://www.insideofyoupodcast.com/⁠ Learn more about your ad choices. Visit podcastchoices.com/adchoices

3 days ago

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1h 24m
26/11/2024

FRANKIE MUNIZ: Honest Parental Reflections, Dangers of Racing & The Reality of Child Actors

Frankie Muniz (Malcolm in the Middle, Nascar) joins us this week for an open and honest conversation about everything from the realities of what’s asked of child actors to the reflections on family dynamics once he became a father himself. Frankie talks about the chip on his shoulder that he’s carried into his new racing career and the different misconceptions/ dangers that come with the sport. We also talk about the surprises during Malcolm in the Middle, how he’s masked the low points throughout his life, and glass half full perspective he has about upbringing in Hollywood. Thank you to our sponsors: 🦰 Nutrafol: https://nutrafol.com + "insidegift" 📕 MasterClass: https://masterclass.com/inside 🛍️ Shopify: https://shopify.com/inside 🌟 JCPenney: https://www.jcpenney.com __________________________________________________ 💖 Patreon: https://www.patreon.com/insideofyou 👕 Inside Of You Merch: https://store.insideofyoupodcast.com/ __________________________________________________ Watch or listen to more episodes! 📺 https://www.insideofyoupodcast.com/show __________________________________________________ Follow us online! 📸 Instagram: https://instagram.com/insideofyoupodcast/ 🤣 TikTok: https://www.tiktok.com/@insideofyou_podcast 📘 Facebook: https://www.facebook.com/insideofyoupodcast/ 🐦 Twitter: https://twitter.com/insideofyoupod 🌐 Website: https://www.insideofyoupodcast.com/ Learn more about your ad choices. Visit podcastchoices.com/adchoices

26/11/2024

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1h 13m
3 DAYS AGO

Q&A: I'm Burned Out But Not Quite Ready to Retire

#688: Anonymous: "Anonymous Sheryl" is 38, mortgage-free and exhausted after 15 years of teaching. She’s torn between pushing a few more years toward FIRE or switching to relief teaching now for better work-life balance. How do you trade speed to FIRE for sustainability without blowing up the plan? Anonymous : "Anonymous Ray" hired a bank portfolio manager but isn’t sure how to judge the results after just a few years. With mixed performance, dividend-heavy funds and higher fees, when is it fair to evaluate a manager — and would a simple index ETF outperform? Nathan: Nathan’s 14-year-old just earned his first W-2 income, and Nathan wants to jump-start his son’s investing journey with a Roth IRA. But with household income above the Roth limits, is there a legal way to make this work without sacrificing the child tax credit? Share this episode with a friend, colleagues, your substitute school teacher: https://affordanything.com/episode688 Learn more about your ad choices. Visit podcastchoices.com/adchoices

3 days ago

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47 min
31 JAN

10 Rules for Building a Portfolio That Actually Works for Your Life, with Cullen Roche

#685: You're not an investor. You're a saver. That's the first of 10 principles Cullen Roche shares in this conversation about building what he calls "the perfect portfolio." Roche, the founder and chief investment officer of Discipline Funds, argues that when you buy stocks on the secondary market, you're not actually funding companies or making investments in the traditional economic sense. You're just swapping your cash for someone else's stock position – reallocating your savings. This reframe matters because it changes your entire approach. Instead of trying to beat the market, you focus on the boring, prudent work of allocating your savings across different time horizons. We walk through all ten of Roche's principles. He explains why you are your portfolio's worst enemy – not just because fear makes you panic-sell during crashes, but because FOMO during bull markets leads you to chase performance at exactly the wrong time. He breaks down why diversification is the only free lunch in investing, why costs matter more than you think, and why real returns are the only ones that count after you strip out inflation, taxes, and fees. Roche introduces some concrete strategies most people have never heard of. The 351 exchange lets you swap concentrated stock positions into diversified ETFs without triggering immediate capital gains taxes. The "defined duration" approach matches specific pools of money to specific future expenses—like pairing a six-month treasury bill with next year's bathroom remodel. He also tackles the hardest allocation question: what to do with money earmarked for three to ten years from now. That awkward middle timeframe sits between "keep it in cash" and "put it in stocks," and Roche explains why traditional approaches like sixty-forty portfolios don't always work. The conversation covers everything from why long-term bonds make terrible matches for long-term goals to why thinking in time horizons beats thinking in investment styles. Timestamps: Note: Timestamps will vary on individual listening devices based on dynamic advertising run times. The provided timestamps are approximate and may be several minutes off due to changing ad lengths.  (00:00) Principle 1: you're a saver, not an investor (04:48) Real wealth comes from direct business ownership (06:43) Principle 2: you are your portfolio's worst enemy (09:58) FOMO during bull markets vs fear during crashes (12:43) Principle 3: beating the market is hard (15:18) The 5 percent "fun money" allocation debate (16:18) What to do when your position explodes (17:18) The 351 exchange tax strategy explained (20:28) Should you rebalance concentrated stock positions (22:18) Principle 4: diversification is the only free lunch (31:03) Gold and stock market both high simultaneously (35:43) When diversification becomes diworsification (40:03) Principle 5: the cost matters hypothesis (44:23) HSAs, 401ks and unavoidable fee structures (47:03) Why ETFs beat mutual funds on taxes (51:03) Principle 6: real, real returns matter most (1:00:58) Principle 7: risk is uncertainty of lifetime consumption (1:06:18) Longevity risk and unpredictable healthcare costs (1:13:03) Principle 8: asset allocation as temporal conundrum (1:24:43) The 3-10 year allocation problem explained (1:28:03) Principle 9: past performance doesn't predict future (1:31:18) Principle 10: set realistic expectations, stay the course Resources: Cullin's website and newsletter: https://disciplinefunds.com Grab the FREE handbook: https://affordanything.com/financialgoals Share this episode: https://affordanything.com/episode685 Learn more about your ad choices. Visit podcastchoices.com/adchoices

31 Jan

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1h 36m
3 FEB

The Insane 1976 Mission That Turned This Man Into an Original Delta Legend | Ep. 277 | Pt. 1

Join Mike Ritland on this episode of the Mike Drop podcast as he chats with retired Sergeant Major Mike Vining, a Vietnam veteran, explosive ordnance disposal expert, and founding member of Delta Force. With a career spanning 26 years and involvement in pivotal operations like the Cambodian incursion and Khobar Towers investigation, Vining shares riveting tales from the front lines, his reflections on war, and insights from his upcoming book Blasting Through, set for release in August 2026. Learn more about your ad choices. Visit podcastchoices.com/adchoices

3 Feb

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1h 37m
27 JAN

Why You Should “T-Bill and Chill” Instead of Using a Savings Account, with Cullen Roche

#684: Most people search for the perfect portfolio — the one allocation that works in every market, at every age, for every goal. This interview starts by explaining why that portfolio does not exist. We talk with Cullen Roche, founder and chief investment officer of Discipline Funds, about why copying someone else’s portfolio can backfire, and why portfolio design works better when it starts with your own constraints instead of rules of thumb. We walk through real portfolio models. The conversation begins with the classic 60-40 portfolio. You hear where it came from, how it held up during the Great Depression, and why it became so widely adopted. We also talk about its trade-offs — why it feels boring in strong markets and comforting in crashes, and how that emotional balance plays a role in investor behavior. Next, we shift to a Buffett-style portfolio. You hear why the takeaway is less about stock picking and more about structure. The discussion covers why Buffett keeps a small allocation to cash-like assets, how that “dry powder” functions during downturns, and why psychological stability matters as much as returns. The episode then turns to cash management. We talk about high-yield savings accounts, money market funds and Treasury bills. You hear how many cash products are built on T-bills, how banks capture part of the yield, and when managing cash directly may make sense. The concept of “T-bill and chill” comes up — along with when the extra effort may or may not be worth it. Finally, the conversation zooms out to time horizons. We discuss why income from a job functions like a bond allocation, how that changes risk capacity when you are younger, and why the early years of retirement carry the most danger. The episode closes by explaining sequence-of-returns risk and why portfolios need to work not just on paper, but in moments of fear. Resource: Cullin's website and newsletter: https://disciplinefunds.com Timestamps: Note: Timestamps will vary on individual listening devices based on dynamic advertising run times. The provided timestamps are approximate and may be several minutes off due to changing ad lengths. (00:00) Intro (02:00) No perfect portfolio (03:34) 60-40 portfolio starts (06:38) 60-40 keeps calm (08:00) Buffett portfolio basics (12:11) Stocks vs cash fear (13:34) T-Bill and Chill (18:22) TreasuryDirect is clunky (23:42) Income as bond proxy (25:33) Bond tent buffer (29:12) Sequence risk explained (31:42) Early retirement mindset (32:36) COVID panic calls (42:49) Three-fund portfolio basics (58:41) Get-rich-quick trap (1:18:21) Risk parity and All-Weather Share this episode with a friend, colleagues, your preferred financial advisor: https://affordanything.com/episode684 Learn more about your ad choices. Visit podcastchoices.com/adchoices

27 Jan

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1h 24m
19/12/2025

Mike Glover’s Heroic-Dose Psilocybin & Ibogaine Journey and Foreign Involvement in the Charlie Kirk Assassination | Ep. 270 | Pt. 3

Part 3 of Episode 270 of the Mike Drop Podcast is the deepest, most vulnerable, and most spiritually charged segment of the three-part series. Glover opens up about his life-changing, high-dose psilocybin and ibogaine experiences — describing out-of-body journeys, past-life memories, direct encounters with God, and how plant medicine obliterated ego, addiction urges, and brain fog while dramatically strengthening his faith. The conversation dives into biblical scholarship (King James vs. Ethiopian Bible, Book of Enoch), the therapeutic power of psychedelics for veterans, and Glover’s upcoming book. The episode closes with a sobering discussion on vet-on-vet drama and stolen-valor culture, detailed ballistic analysis of the Charlie Kirk assassination, and Glover’s concerns about foreign influence, FBI obstruction, and the deteriorating trust in institutions. Raw, redemptive, and unfiltered — this is peak Mike Drop. Learn more about your ad choices. Visit podcastchoices.com/adchoices

19/12/2025

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1h 18m
26/12/2024 · BONUS

Your Rich BFF, Vivian Tu: Wall Street's Dirty Little Secrets [GREATEST HITS WEEK]

Do you ever wonder what happens behind closed doors on Wall Street? Vivian Tu, also known as Your Rich BFF, is here to spill the tea. Vivian grew up in a modest immigrant family. After college, she found herself working insane hours on Wall Street after college. While working on Wall Street, Vivian saw some weird things. Once, a coworker stumbled hungover into the office after a trip to Atlantic City, carrying a duffel bag with thousands of dollars in cash inside. Vivian realized that there’s a group of high-income and high-net-worth people who handle money in drastically different ways than she learned in her frugal upbringing. She learned about investing, taxes, legal loopholes. She discovered new ways of thinking about money. She shares these insights — gleaned from her Wall Street days — in today’s podcast episode. We're sharing this as part of GREATEST HITS WEEK, a 5-day series in which we're sharing 5 episodes, across 5 days, that originally aired at the start of 2024 (January through March). You may have missed it then; enjoy it now. Learn more about your ad choices. Visit podcastchoices.com/adchoices

26/12/2024 · Bonus

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1h 1m
16/09/2025

LIVESTREAM: A Former Fed Economist Reveals What's Really Happening, with Karsten Jeske (“Big ERN”)

#643: Picture this: you're at the Federal Reserve years ago. The chairman literally hangs up a conference call, waits 30 minutes, then calls back — suddenly everyone agrees on the rate decision. That's the kind of insider story Karsten Jeske (“Big ERN”) shares when he joins us to break down what's happening with the economy right now. Karsten worked at the Federal Reserve Bank of Atlanta for eight years, then spent a decade on Wall Street at Bank of New York Mellon. Today he runs the popular Early Retirement Now website, where he applies his economist background to help people understand money and markets. You'll hear Karsten explain why the Fed is about to start cutting interest rates. The futures markets are pricing in a 90 percent chance of a quarter-point cut, with more cuts likely through the end of the year. But why? After all, inflation just ticked up in the latest CPI report, yet the Fed is still planning to lower rates. We dive into how this affects real people. If you're thinking about buying or selling a house, Karsten suggests acting sooner rather than later. He explains the "buy the rumor, sell the news" principle – the bond market may have already priced in the good news about rate cuts, so waiting might not help you. The conversation covers some surprising economics too. Did you know that high interest rates can actually cause housing inflation? When mortgage rates are expensive, fewer people build new homes, which drives up prices. It's the opposite of what most people think happens. Karsten walks through the recent jobs report revisions that caught everyone off guard. The government had to subtract nearly a million jobs from their previous estimates. He explains how this happens – it's not that officials are making up numbers, but tracking new businesses is genuinely hard to do in real time. You'll also learn about two Fed tools most people haven't heard of: the dot plot and R-star. The dot plot shows where Fed officials think interest rates should go over time. R-star represents the theoretical perfect interest rate when the economy has no problems — currently around 3 percent. The interview wraps up with Carsten's take on Fed culture. The consensus-building era under Greenspan is giving way to more dissenting votes, which actually makes the central bank more like it was decades ago under Paul Volcker. Enjoy! Timestamps: Note: Timestamps will vary on individual listening devices based on dynamic advertising run times. The provided timestamps are approximate and may be several minutes off due to changing ad lengths. (1:04) Carsten’s career path from Fed to Wall Street (1:57) Current economic growth limbo state (4:04) GDP formula and tariff impacts (5:10) Trade efficiency and comparative advantage (6:04) Supply chain threats from protectionism (8:20) Fed meeting and rate cut expectations (9:35) Market pricing in multiple rate cuts (12:19) Real estate timing and mortgage rates (13:55) How Fed rates affect treasury yields (18:50) Buy the rumor, sell the news strategy (22:13) Fed transparency and decision telegraphing (25:56) Fed consensus culture versus dissent (30:48) CPI data shows inflation ticking up (34:32) Transitory versus persistent inflation confusion (38:56) Fed behind the curve on rate cuts (40:00) Major jobs report revisions explained (44:24) Methodological issues with new business tracking (46:00) Dot plot and R-star concepts explained (52:29) Bond allocation strategies by age (57:25) Current bond yields look attractive Learn more about your ad choices. Visit podcastchoices.com/adchoices

16/09/2025

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1h 3m
20/11/2025

Israel Lobby, Gaza Genocide & America’s Endless Wars – Green Beret Unloads | Ep. 266 | Pt. 2

In Part 2 of this explosive conversation, former Marine turned Green Beret and Afghan-American warrior Kawa Mawlayee goes even deeper with host Mike Ritland. What starts as a discussion about post-9/11 wars quickly spirals into some of the most raw and controversial territory ever covered on Mike Drop: the real reasons behind the Iraq and Afghanistan invasions, the overwhelming influence of pro-Israel lobbies (AIPAC, ADL, Christian Zionism), the shrinking map of Palestine from 1948 to today, why Arab nations won’t take Gaza refugees, Holocaust/Zionism historical claims, the military-industrial complex, Ukraine as a money-laundering proxy, and why America keeps fighting endless wars that don’t serve American interests. Kawa pulls no punches on Gaza (“modern-day Nazis”), the Nakba, the deliberate creation of Israel, Jewish Bolshevik history, the Scofield Bible’s role in Christian Zionism, and how the same forces destroying Palestine are quietly eroding American sovereignty at home. At the same time, the two veterans bond over their shared combat experience, the Marine-to-Green-Beret pipeline, coming full circle returning to Afghanistan, and whether America can ever claw its way back to the country they grew up in. If you want a conversation that refuses to stay in the safe lane – blending war stories, geopolitical red pills, and uncomfortable truths from someone who’s lived on multiple sides of these conflicts – this is it. Learn more about your ad choices. Visit podcastchoices.com/adchoices

20/11/2025

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1h 36m

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