Docs Outside The Box

Dr. Nii Darko
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Med school taught you medicine - not how to crush 6-figure debt, navigate tough conversations, or build the career you actually want. We're 1st-gen Ghanaian and Haitian Doctors who figured it out without a blueprint, paid off $662K in student loan debt in 3 years, and now we're teaching you the real moves that work.Subscribe now and master what med school never taught you!

  1. Are You Ready for Locums? #474 Part 4

    16/12/2025

    Are You Ready for Locums? #474 Part 4

    SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show! We answer a listener who asks how to know if locums is the right move and whether they’re truly ready for independence. We break down confidence, clinical readiness, and the mindset shift needed to succeed as a 1099 physician. This episode hits home for:  ● Medical students  ● Residents & fellows  ● Attending physicians  ● 1099 & locums doctors ● Anyone interested in healthcare policy or physician lifestyle  If you’re studying, training, practicing, or thinking about locums… this one’s for you.  Comment Below:  ● Are you considering locums in 2025–2026? FREE DOWNLOAD -  7 Considerations Before Starting Locum Tenens - https://darkos.lpages.co/7-considerations-before-locums LINKS MENTIONED  Study about physician satisfaction from pubmed - https://pubmed.ncbi.nlm.nih.gov/12755252/ SIGN UP FOR OUR NEWSLETTER! WATCH THIS EPISODE ON YOUTUBE! Send us a Voice Message - https://www.speakpipe.com/docsoutsidethebox Have a question for the podcast? Text us at 833-230-2860   Instagram: @docsoutsidethebox Email: team@drniidarko.com Twitter: @drniidarko Merch: https://docs-outside-the-box.creator-spring.com This episode is sponsored by  Set For Life Insurance. What the Darkos use for great disability insurance at a low cost!! Check them out at https://setforlifeinsurance.com/

    16 min
  2. DOE Says Nursing Isn’t a Professional Degree?! #474 Part 1

    16/12/2025

    DOE Says Nursing Isn’t a Professional Degree?! #474 Part 1

    SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show! This episode hits EVERY corner of healthcare. Medical students, residents, nursing students, and attendings.  We’re diving deep into:  1. The Department of Education’s classification of nursing as not a professional degree  ● What does this actually mean?  ● Does it affect student loans?  ● Will this change the future of nursing? ● Why EVERY healthcare worker should pay attention  This episode hits home for:  ● Nursing students  ● Medical students  ● Residents & fellows  ● Attending physicians  ● 1099 & locums doctors ● Anyone interested in healthcare policy or physician lifestyle  If you’re studying, training, practicing, or thinking about locums… this one’s for you.  Comment Below:  ● Are you a nursing student affected by the DOE classification?  ● Would you listen to Wale’s new album in the OR?  ● Are you making your HSA contribution this year?  ● Are you considering locums in 2025–2026? FREE DOWNLOAD -  7 Considerations Before Starting Locum Tenens - https://darkos.lpages.co/7-considerations-before-locums SIGN UP FOR OUR NEWSLETTER! WATCH THIS EPISODE ON YOUTUBE! Send us a Voice Message - https://www.speakpipe.com/docsoutsidethebox Have a question for the podcast? Text us at 833-230-2860 Instagram: @docsoutsidethebox Email: team@drniidarko.com Twitter: @drniidarko Merch: https://docs-outside-the-box.creator-spring.com This episode is sponsored by  Set For Life Insurance. What the Darkos use for great disability insurance at a low cost!! Check them out at www.setforlifeinsurance.com

    28 min
  3. Life With a Tenant Upstairs + Kitchen Renovation #474 Part 3

    16/12/2025

    Life With a Tenant Upstairs + Kitchen Renovation #474 Part 3

    SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show! In this episode we're discussing a life update which is renting out part of our home + kitchen renovations we are doing. We are breaking down the financial lessons we’re learning as a physician household with tenants.  FREE DOWNLOAD -  7 Considerations Before Starting Locum Tenens - https://darkos.lpages.co/7-considerations-before-locums SIGN UP FOR OUR NEWSLETTER! WATCH THIS EPISODE ON YOUTUBE! Send us a Voice Message - https://www.speakpipe.com/docsoutsidethebox Have a question for the podcast? Text us at 833-230-2860   Instagram: @docsoutsidethebox Email: team@drniidarko.com Twitter: @drniidarko Merch: https://docs-outside-the-box.creator-spring.com This episode is sponsored by  Set For Life Insurance. What the Darkos use for great disability insurance at a low cost!! Check them out at https://setforlifeinsurance.com/

    17 min
  4. Wale’s New Album “Everything Is A Lot” + HSA Deadline #474 Part 2

    16/12/2025

    Wale’s New Album “Everything Is A Lot” + HSA Deadline #474 Part 2

    SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show! In this episode, we’re diving deep into:  1. Wale’s new album. Is it worth playing in the OR?  A quick, fun review: focus, vibe, and OR compatibility.   2. HSA Deadline Reminder. LAST MONTH to contribute  We’re making ours… are you? If you’re a med student, resident, or attending in a high deductible plan, this is the best tax tool available.  This episode hits home for:  ● Nursing students  ● Medical students  ● Residents & fellows  ● Attending physicians  ● 1099 & locums doctors ● Anyone interested in healthcare policy or physician lifestyle  If you’re studying, training, practicing, or thinking about locums… this one’s for you.  Comment Below:  ● Would you listen to Wale’s new album in the OR?  ● Are you making your HSA contribution this year?  FREE DOWNLOAD -  7 Considerations Before Starting Locum Tenens - https://darkos.lpages.co/7-considerations-before-locums SIGN UP FOR OUR NEWSLETTER!   WATCH THIS EPISODE ON YOUTUBE! Send us a Voice Message - https://www.speakpipe.com/docsoutsidethebox Have a question for the podcast? Text us at 833-230-2860   Instagram: @docsoutsidethebox Email: team@drniidarko.com Twitter: @drniidarko Merch: https://docs-outside-the-box.creator-spring.com This episode is sponsored by  Set For Life Insurance. What the Darkos use for great disability insurance at a low cost!! Check them out at https://setforlifeinsurance.com/

    17 min
  5. ACA Premium Spike 2026: What Doctors, Residents & 1099 Physicians MUST Know. #473 Part 1

    08/12/2025

    ACA Premium Spike 2026: What Doctors, Residents & 1099 Physicians MUST Know. #473 Part 1

    SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show! The Affordable Care Act marketplace is facing a massive premium spike in 2026 — and Congress is running out of time to stop it. In this episode of Docs Outside The Box, Dr. Nii and Dr. Renee break down exactly why ACA premiums are increasing, what happens if Congress does nothing, and how this will impact: Medical studentsResidents & fellowsEarly-career doctors1099 independent contractorsLocums physiciansPatients relying on marketplace plansWhether you buy your own insurance or you care for patients who do — this episode gives you the real-world implications and action steps you need right now. In This Episode You’ll Learn: ✔️ Why ACA marketplace premiums could jump 40–60%  ✔️ How expiring federal subsidies affect patients AND physicians  ✔️ Why independent contractors will feel the biggest financial hit  ✔️ The impact on hospitals, uninsured rates & ER volume  ✔️ What doctors can do NOW to prepare (financial steps included) 🎧 Perfect Episode For: Medical students navigating their first insurance decisionsResidents & fellows in high-deductible plansNew attendings planning their 2026 budgetsLocums docs & 1099 contractors buying their own insuranceAny clinician wanting clarity on the latest healthcare policy changes FREE DOWNLOAD -  7 Considerations Before Starting Locum Tenens - https://darkos.lpages.co/7-considerations-before-locums LINKS MENTIONED  ACA Premium Spike Analysis — HealthSystemTracker  https://www.healthsystemtracker.org/brief/how-much-and-why-aca-marketplace-premiums-are-going-up-in-2026/?utm_source=chatgpt.com Subsidy Expiration Breakdown — Center on Budget and Policy Priorities  https://www.cbpp.org/research/health/health-insurance-premium-spikes-imminent-as-tax-credit-enhancements-set-to-expire?utm_source=chatgpt.com Congressional Update on ACA Debate  https://cnycentral.com/news/nation-world/congress-enters-crunch-time-to-figure-out-how-to-deal-with-aca-subsidies-affordable-care-act-obamacare-health-insurance-premiums?utm_source=chatgpt.com Independent Contractors & ACA Tax Credit Changes  https://jasonfintips.com/insurance-risk-management-blog/affordable-health-insurance-for-independent-contractors-understanding-the-new-aca-tax-credit-changes/?utm_source=chatgpt.com SIGN UP FOR OUR NEWSLETTER!   WATCH THIS EPISODE ON YOUTUBE! Send us a Voice Message - https://www.speakpipe.com/docsoutsidethebox Have a question for the podcast? Text us at 833-230-2860   Wanna listen instead?  Apple podcast:

    32 min
  6. PSLF Guilt, Family Expectations, and Financial Reality. #473 Part 2

    08/12/2025

    PSLF Guilt, Family Expectations, and Financial Reality. #473 Part 2

    SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show! We tackle a raw listener question about carrying $520k in med school debt, feeling guilty about pursuing Public Service Loan Forgiveness, and navigating first‑gen family expectations. We break down what PSLF really is, why it exists, and how to compare it against traditional and accelerated payoff paths. FREE DOWNLOAD -  7 Considerations Before Starting Locum Tenens - https://darkos.lpages.co/7-considerations-before-locums LINKS MENTIONED  SIGN UP FOR OUR NEWSLETTER! WATCH THIS EPISODE ON YOUTUBE! Send us a Voice Message - https://www.speakpipe.com/docsoutsidethebox Have a question for the podcast? Text us at 833-230-2860   Wanna listen instead?  Apple podcast: https://podcasts.apple.com/us/podcast...  Spotify: https://open.spotify.com/show/7lPD2QG... Instagram: @docsoutsidethebox Email: team@drniidarko.com Twitter: @drniidarko Merch: https://docs-outside-the-box.creator-spring.com This episode is sponsored by  Locumstory. Learn how locum tenens helps doctors make more and have the lifestyle they deserve!. Check them out HERE!

    18 min
  7. Honoring D’Angelo: What Brown Sugar Meant to Me Growing Up #472 Part1

    18/11/2025

    Honoring D’Angelo: What Brown Sugar Meant to Me Growing Up #472 Part1

    SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show! Send us a Voice Message - https://www.speakpipe.com/docsoutsidethebox Have a question for the podcast? Text us at 833-230-2860 In this episode, we paid a tribute to D’Angelo whose albums like Brown Sugar and Voodoo shaped our teenage years. We also talked about how slow jams are no longer there, and the split between what people say online and how we actually treat each other off screen. FREE DOWNLOAD -  7 Considerations Before Starting Locum Tenens - https://darkos.lpages.co/7-considerations-before-locums LINKS MENTIONED  SIGN UP FOR OUR NEWSLETTER! https://darkos.lpages.co/newsletter-signup/  WATCH THIS EPISODE ON YOUTUBE! Instagram: @docsoutsidethebox Email: team@drniidarko.com Twitter: @drniidarko Merch: https://docs-outside-the-box.creator-spring.com This episode is sponsored by  Locumstory. Learn how locum tenens helps doctors make more and have the lifestyle they deserve!. Check them outHERE!

    28 min
  8. Q&A Locums And Life Between U.S.A & Ghana With $478K Debt. #472 Part3

    18/11/2025

    Q&A Locums And Life Between U.S.A & Ghana With $478K Debt. #472 Part3

    SEND US A TEXT MESSAGE!!! Let Drs. Nii & Renee know what you think about the show! Send us a Voice Message - https://www.speakpipe.com/docsoutsidethebox Have a question for the podcast? Text us at 833-230-2860 We help a graduating resident weigh a bold plan of using locums to pay down $478k in student loans while planning a sustainable U.S.–Ghana travel rhythm. If you’re a physician considering locums, global living, or a career design that puts family and culture first, this conversation gives you a clear, workable path forward.  FREE DOWNLOAD -  7 Considerations Before Starting Locum Tenens - https://darkos.lpages.co/7-considerations-before-locums LINKS MENTIONED  SIGN UP FOR OUR NEWSLETTER! https://darkos.lpages.co/newsletter-signup/  WATCH THIS EPISODE ON YOUTUBE! Instagram: @docsoutsidethebox Email: team@drniidarko.com Twitter: @drniidarko Merch: https://docs-outside-the-box.creator-spring.com This episode is sponsored by  Locumstory. Learn how locum tenens helps doctors make more and have the lifestyle they deserve!. Check them out HERE!

    14 min
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About

Med school taught you medicine - not how to crush 6-figure debt, navigate tough conversations, or build the career you actually want. We're 1st-gen Ghanaian and Haitian Doctors who figured it out without a blueprint, paid off $662K in student loan debt in 3 years, and now we're teaching you the real moves that work.Subscribe now and master what med school never taught you!

Information

  • Creator
    Dr. Nii Darko
  • Years Active
    2016 - 2025
  • Episodes
    560
  • Rating
    Clean
  • Copyright
    © 2026 Docs Outside The Box
  • Show Website
    Docs Outside The Box

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