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Anywhere Podcast Company
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The UK money podcast that makes personal finance actually make sense - without the boredom. Each week, Mik's here to teach us the stuff school never did, while Connie sits in on our behalf, asking all the questions you've been too embarrassed to ask. Together they break down budgeting, debt, saving, pensions, student loans, tax and whatever financial curveballs life throws your way - all in plain English. New episodes every Wednesday. For entertainment and educational purposes only. Not financial advice.

  1. 5 DAYS AGO

    Student Loans 2026: What the New Changes Mean For You

    Checked your student loan balance recently ? ... Mik opens with the recent campaigns pushing for change, and breaks down what’s actually going on with Plan 2 specifically -the headlines, the noise, and what it could mean if you’re one of the millions still chipping away at yours. Connie takes a trip down memory lane to her own student loan days, and asks the question everyone’s secretly wondering… what on earth is going on with those interest rates? If you’ve ever looked at your student loan balance and felt your soul leave your body, this episode is for you. Simple, honest, and very normal-person friendly. For education and entertainment only. Not financial advice.

    12 min

  2. 8 APR

    Making Tax Digital: A Major Shift in How You'll File Taxes

    As of the 6th of April, how we report tax has changed 🥲 Mik outlines what’s actually changing and why this could affect a lot of you. The way we report tax is moving online, more regularly, and with less room for “I’ll sort it later”. Connie asks the practical questions. How do people actually do this, who does it affect, and what it means day to day if you are self-employed or earning outside a standard salary. If you have heard about Making Tax Digital and thought it sounded important but unclear, this episode keeps it simple, practical, and very normal-person friendly. For education and entertainment only. Not financial advice.

    13 min

  3. 1 APR

    Cash Bootcamp: Our New Spending Challenge

    Cash just hits different. Mik outlines the idea behind the initiative and it turns out when people have tried this before, they often end up spending less without even trying. They also touch on why cash still matters more than people think. Like the Milan blackout, where digital payments suddenly stopped working and cash became essential again. If you have ever checked your bank account and wondered where your money actually went, this introduces a simple, practical challenge to help you take back control. For education and entertainment only. Not financial advice.

    14 min

  4. 1 APR

    Cash Bootcamp: Our New Spending Challenge, Trust Us It'll Help!

    Cash just hits different. Mik outlines the idea behind Cash Bootcamp and how people have tried this before, they often end up spending less without even trying! Connie is, understandably, a bit reluctant. But that is kind of the point. Physically handing over cash forces you to think twice, whereas contactless makes it dangerously easy to spend without noticing. They also talk about why cash still matters more than people think. From everyday spending habits to situations like the Milan blackout - digital payments suddenly stopped working and cash became essential again. If you have ever checked your bank account and wondered where your money actually went, we hope this introduces a simple, practical challenge to help you take back control. For education and entertainment only. Not financial advice.

    14 min

  5. 25 MAR

    The New Tax Year: What’s Changing and What It Means for You

    Strap in, it’s tax season, and yes, there’s a lot of it. Mik runs through some of the key changes from the latest budget, including the freeze on tax thresholds and why that matters more than it sounds. Yes, technically nothing has changed, but somehow you might still end up paying more. Connie and Mik unpack how things like salary sacrifice and dividend tax fit into the picture, what they mean in practice, and where people can easily overlook how the rules affect them. They also talk through what to actually pay attention to this tax year, what might impact your take-home pay, and how small changes can quietly add up over time. If you have seen headlines about the budget or the new tax year and thought “I should probably understand this,” this episode keeps it simple, practical, and very normal-person friendly. For education and entertainment only. Not financial advice.

    13 min

  6. 18 MAR

    Gold: Why Everyone’s Talking About It Again

    Gold, that shiny metal - and yes, Trump is involved. Mik opens with why gold is back in the spotlight and how political decisions, including Trump’s tariffs, can push investors toward it when uncertainty rises. Turns out when things feel unstable, people tend to like things that have been around for a few thousand years. Connie and Mik unpack what actually drives the price of gold. Why it goes up and down, how it reacts to inflation, interest rates, and global events, and why it is often seen as a “safe haven” even if it does not always behave that way. They also talk through what it means for everyday people, whether gold is something worth paying attention to, and the different ways you can get exposure to it without needing a vault. If you have heard people talking about gold again and wondered what is actually going on, this episode breaks it down simply, practically, and very normal-person friendly. For education and entertainment only. Not financial advice.

    15 min

  7. 11 MAR

    Leasehold Is Ending? The Biggest Property Reform in Years

    You owned the flat but not the ground under it? ... sounds silly - (it's real, and on its way out) For the first time in a long while, the idea of owning your home without also renting the ground beneath it might actually become normal. Revolutionary, we know. Connie and Mik talk through how commonhold works, what the reforms are trying to fix, and why the current leasehold system has been criticised for so long. Yes, this does involve some creative tactics from property developers along the way. They also touch on how leasing structures have been used in the past, why reforms are being pushed now, and what could happen to the property market if ownership gradually shifts toward freehold and commonhold models instead. If you have ever wondered why someone can technically “own” a flat but still pay ground rent, service charges, and lease extensions, this episode breaks it down simply, practically, and very normal-person friendly. For education and entertainment only. Not financial advice.

    14 min

  8. 5 MAR

    Universal Credit: What It Is, Who Gets It, and How It Works

    Universal Credit - the system designed to simplify benefits… results may vary. Mik opens with why Universal Credit was created in the first place. The idea behind it, what problem it was meant to solve, and how bringing several benefits into one system was supposed to make support simpler. Connie and Mik unpack what Universal Credit actually is and how it works in practice. Who it was designed for, how eligibility is decided, and the situations where people might qualify without realising it. . They also talk about how Universal Credit is meant to work alongside employment, why the system was introduced in the first place, and how it fits into the wider welfare system today. If you have heard the term Universal Credit and thought it sounded important but never quite understood how it works or whether it applies to you, this episode explains it simply, practically, and very normal-person friendly. For education and entertainment only. Not financial advice.

    6 min
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About

The UK money podcast that makes personal finance actually make sense - without the boredom. Each week, Mik's here to teach us the stuff school never did, while Connie sits in on our behalf, asking all the questions you've been too embarrassed to ask. Together they break down budgeting, debt, saving, pensions, student loans, tax and whatever financial curveballs life throws your way - all in plain English. New episodes every Wednesday. For entertainment and educational purposes only. Not financial advice.

Information

  • Creator
    Anywhere Podcast Company
  • Years Active
    2024 - 2026
  • Episodes
    41
  • Rating
    Clean
  • Copyright
    © Anywhere Podcast Company
  • Show Website
    Skint

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