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HerMoney with Jean Chatzky

Jean Chatzky Her Money
  • 4.7 (1.4K)
  • INVESTING
  • UPDATED BIWEEKLY

Anyone who tells you women don’t need financial advice specifically for them is wrong. Women, whether they’re the caretakers, the breadwinners, or both, face a unique set of financial challenges. That’s where HerMoney comes in. In her frank, often funny, but always compassionate way, Jean Chatzky takes every audience of women through the steps they need to take today to live comfortably (and worry-free) tomorrow, offering the latest research, expert tips and personal advice. Want more money news when you need it? Get the latest and greatest updates on all things investing, budgeting, and making money. Subscribe to the HerMoney newsletter at HerMoney.com/subscribe!

  1. 1D AGO · BONUS

    Single, Self-Sufficient & Paying More? How to Beat the Singles Tax

    More American women are single than ever before, but our financial system is still built for couples. In this episode, Jean Chatzky sits down with finance journalist and author Renée Sylvestre-Williams to unpack the hidden financial penalties of being single (aka The Singles Tax) and what solo earners can do to protect themselves, build wealth, and plan for retirement on their own terms. We're talking about: What the “Singles Tax” really is—and where it hits hardest Why single women may need larger emergency funds and more downside protection Renting vs. buying: how to decide what’s right for you The most overlooked tax strategies for single women The biggest retirement planning mistake single women make 📚 Resources & Links: Join InvestingFixx, our judgment-free investing community designed to help you build confidence, grow your money, and make smart decisions. The Singles Tax: No-Nonsense Financial Advice for Solo Earners by Renée Sylvestre-Williams The Budgette Newsletter (Renée’s newsletter for single earners) Learn more about your ad choices. Visit megaphone.fm/adchoices

    28 min
  2. You Might Also Like: The Oprah Podcast

    1D AGO · BONUS

    You Might Also Like: The Oprah Podcast

    Introducing Growing Your Passion into a Business with Oprah and Jürgen Ingels from The Oprah Podcast. Follow the show: The Oprah Podcast Oprah speaks with global entrepreneur, tech pioneer and venture capitalist Jürgen Ingels to discuss what it takes to start a successful business as detailed in his book "Start, Grow, Sell: 50 Tips for Entrepreneurial Greatness." During this lively discussion, Jürgen shares the concrete and practical lessons he learned during his own entrepreneurial journey - which also apply to all aspects of our daily lives. Including how to take an idea from startup to success, how to focus your talents, find investors and build the right team. We hear from entrepreneurs with questions for Mr. Ingels including a woman named Sanna who was inspired to leave the corporate world to open her dream clothing store Happy on Main in Concord, MA after overcoming a personal challenge. Also Shark Tank alum Ashley whose company Tones of Melanin makes stylish athleisure for students and graduates of HBCUs - or historically Black colleges and universities. Also Shark Tank alum Ashley whose company Tones of Melanin makes stylish athleisure for students and graduates of HBCUs - or historically Black colleges and universities. BUY THE BOOK! https://www.amazon.com/Start-Grow-Sell-Entrepreneurial-Greatness/dp/9401474133 00:00:00 - Welcome Jürgen Ingels, author of “Start, Grow, Sell” 00:04:50 - Jürgen’s first business venture 00:10:20 - Jürgen’s work ethic 00:11:40 - Jürgen changed payment systems 00:15:00 - Biggest business mistakes 00:18:30 - Going the extra mile 00:23:50 - Drive revenue and scale 00:28:20 - Keep your word 00:31:20 - 3 tips for scaling your business 00:34:40 - Entrepreneurs: better after 40 00:35:38 - Passion is crucial 00:37:30 - Always ask why 00:43:30 - Jürgen’s definition of a well lived life Follow Oprah Winfrey on Social: https://www.instagram.com/oprahpodcast/ https://www.facebook.com/oprahwinfrey/ Listen to the full podcast: https://open.spotify.com/show/0tEVrfNp92a7lbjDe6GMLI https://podcasts.apple.com/us/podcast/the-oprah-podcast/id1782960381 Learn more about your ad choices. Visit megaphone.fm/adchoices DISCLAIMER: Please note, this is an independent podcast episode not affiliated with, endorsed by, or produced in conjunction with the host podcast feed or any of its media entities. The views and opinions expressed in this episode are solely those of the creators and guests. For any concerns, please reach out to team@podroll.fm.

  3. 3D AGO

    Why Every Woman Needs a “F*ck Off Fund” — And How It Evolves as You Age

    What does financial freedom really mean? Not just a healthy retirement account or a growing investment portfolio, but the ability to walk away from a situation that isn’t right. To say no. To have choices. In this episode, Jean sits down with writer and speaker Paulette Perhach, whose essay about building a “F*ck Off Fund” has resonated with women for nearly a decade. Together, they explore how financial independence evolves over a lifetime, from the early years of building an emergency cushion to the later years of protecting your retirement, your relationships, and your sense of agency. In this episode, we discuss: What a “F*ck Off Fund” really is,  and why it doesn’t have to be a huge number to change your life Why financial independence is about more than money The power of small boundaries and everyday decisions How to talk to daughters, nieces, and younger women about money  Why many women still feel financially fragile, even when they’re doing everything “right” How financial independence evolves as you approach retirement Resources Mentioned in This Episode Join InvestingFixx (HerMoney’s twice-monthly women’s investing club) Switch: How to Change Things When Change Is Hard  The Paradox of Choice Learn more about your ad choices. Visit megaphone.fm/adchoices

    31 min

  4. FEB 6 · BONUS

    Premium Credit Cards: Are They Actually Worth the Fee? With Your Rich BFF Vivian Tu

    How many credit cards is too many? Are premium travel cards actually worth those eye-popping annual fees? And what should you do when a card in your wallet stops pulling its weight? This week, Jean Chatzky is joined once again by money expert Vivian Tu for a listener mailbag all about credit cards, points, and smart strategies for getting real value, without paying unnecessary fees or interest. Together, they break down: How to decide if high-end travel cards like Amex Platinum or Chase Sapphire Reserve are actually worth the cost The smartest way to evaluate card perks — from lounge access to travel protections — in real dollar terms When it makes sense to downgrade a credit card How to use points efficiently without spending hours comparison shopping What to say if you call your credit card company to ask for a lower interest rate How to switch cards while protecting your credit score and account history 📈 Join our InvestingFixx club, your first month is free!  Learn more about your ad choices. Visit megaphone.fm/adchoices

    19 min

  5. FEB 4

    Vivian Tu on Building a Well Endowed Life That Buys You Time, Not Just Things

    She’s back, and she brought her boldest advice yet. Vivian Tu, New York Times bestselling author and founder of Your Rich BFF, joins us to talk about her new book Well Endowed and why now is the time to rethink how you spend, save, and build the future you want. Vivian and Jean get real about what it means to be truly wealthy—not just financially, but emotionally and generationally. From burnout to budgeting to luxury trap purchases, this episode is your permission slip to stop spending for the wrong reasons and start aligning your money with what actually matters. What we’re diving into: The “values detox” every spender needs How to know if that splurge is really worth your time Why premium doesn’t always mean better (hello, MVP rule) What Vivian’s learned from the vibrant, retired women in her Miami building How to design a retirement that’s anything but tired Why estate planning is non-negotiable—even in your 30s Resources & Links: 💰 Order Well Endowed by Vivian Tu 🧠 Join the HerMoney InvestingFixx Club 📝 Subscribe to Vivian's Substack: enRICHed with Your Rich BFF 🎧 Listen to Vivian’s podcast: Networth and Chill Learn more about your ad choices. Visit megaphone.fm/adchoices

    42 min

  6. JAN 30 · BONUS

    A Week In Her Wallet: A 35-Year-Old Nurse and Money Coach Who Swears By Systems

    In this week’s episode of A Week In Her Wallet, we head to New Jersey to follow Prisca, a 35-year-old nurse and part-time money coach who tracks every dollar with intention. From $8 therapy copays to $25 dance classes that light up her world, Prisca shows us how structure and joy can coexist in personal finance. Prisca’s week is packed with practical tips, emotional insights, and small moments that reveal big truths. Whether it’s her mantra of "aiming for calm" or her strategy to save before she spends, this is a blueprint for budgeting with purpose. Resources: Join our investing club! Your first month is completely free. Learn more about your ad choices. Visit megaphone.fm/adchoices

    33 min

  7. JAN 29 · BONUS • SUBSCRIBERS ONLY

    Mailbag: Should I Move In With My Daughter? The Financial & Emotional Costs of Aging in Place

    In this subscriber-only Mailbag, Jean and Kathryn tackle a question that so many older adults—and their families—are grappling with quietly: What does “home” really mean when your health is changing, your money is tight, and your loved ones are far away? Cheryl, a 78-year-old widow, has survived major surgeries, a heart attack, and the trauma of Paradise, California’s devastating fire. Now, with her daughters urging her to move into a new addition on one of their properties, she’s wondering: Is it worth spending her savings for safety and proximity? Jean walks through how to evaluate the true costs of such a move—financially and emotionally. From hidden downsides of co-living to the importance of community and the risk of putting all your resources into one home, this conversation is a must-listen for anyone planning (or helping someone plan) for the later chapters of life. You’ll hear us talk through: What to ask before building an in-law suite or ADU. How to preserve independence while aging in place. Why conversations with family now can prevent surprises later. How to “road test” a living arrangement before committing. And how healthcare, loneliness, and location all factor into smart retirement decisions. If you—or someone you love—is facing the tough choice of moving closer, downsizing, or staying put, this one’s for you.

    11 min

  8. JAN 28

    The Top Money Saving Tips We Wish We Knew Sooner With David Bach & Jean Chatzky

    What do two financial pros with over 60 years of combined experience really wish they knew about money 30 years ago? In this very special crossover episode of HerMoney and The David Bach Show, Jean Chatzky sits down with longtime friend and bestselling author David Bach to share candid stories, big career lessons, and one bold new idea that could change retirement in America. Together, Jean and David trade their top financial insights, biggest regrets, and heartfelt advice for anyone navigating money, health, aging, and family in 2026. Resources: David’s Flat Tax Proposal The Automatic Millionaire (20th Anniversary Edition) HerMoney’s InvestingFixx Club Learn more about your ad choices. Visit megaphone.fm/adchoices

    39 min
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Hosts & Guests

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About

Anyone who tells you women don’t need financial advice specifically for them is wrong. Women, whether they’re the caretakers, the breadwinners, or both, face a unique set of financial challenges. That’s where HerMoney comes in. In her frank, often funny, but always compassionate way, Jean Chatzky takes every audience of women through the steps they need to take today to live comfortably (and worry-free) tomorrow, offering the latest research, expert tips and personal advice. Want more money news when you need it? Get the latest and greatest updates on all things investing, budgeting, and making money. Subscribe to the HerMoney newsletter at HerMoney.com/subscribe!

Information

  • Creator
    Jean Chatzky Her Money
  • Years Active
    2016 - 2026
  • Episodes
    698
  • Rating
    Explicit
  • Copyright
    © 2016, Jean Chatzky
  • Show Website
    HerMoney with Jean Chatzky
  • Provider
    Her Money Media, Inc.

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