Agent Survival Guide | Empowering Insurance Agents to Survive Today and Thrive Tomorrow

Sarah J. Rueppel | Ritter Insurance Marketing | Insurance Agent Tips, Tools & Training

Bringing insurance agents tips and strategies for making sales, staying compliant, marketing yourself, getting leads, and more! Think of the Agent Survival Guide as your go-to resource for insight, information, and the inspiration needed to take the next step on your journey. Whether you’re just getting started or a seasoned pro, the ASG Podcast has got you covered. Empowering insurance agents selling Medicare Supplement, Medicare Advantage, Medicare Part D, ACA, Long and Short-Term Care, Life, Annuities, and Final Expense.

  1. 1D AGO

    Cigna Exits ACA, 2027 Certification Dates, Sleep Audio

    The Friday Five for May 8, 2026: Quick Hits & Headlines CMS Admin Dr. Oz on Prior Auth Audio to Help You Sleep Cigna to Exit ACA for CY 2027 AHIP & NABIP Dates for CY 2027   Get Connected: 🤝Register with Ritter Insurance Marketing – the FMO that powers the Agent Survival Guide Podcast!   📧Connect with the Ritter Insurance Marketing Sales Team Near You! 💌Send feedback, questions, and topic suggestions to ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.   Quick Hits & Headlines May 8, 2026: Roth, Emma. “Apple agrees to pay iPhone owners $250 million for not delivering AI Siri.” Theverge.com, The Verge, 5 May 2026, https://www.theverge.com/tech/924706/apple-iphone-siri-intelligence-class-action-lawsuit-settlement. Joseph, Jibin. Got an iPhone 16 or 15 Pro? Apple May Owe You Up to $95 in AI Siri Settlement.” Pcmag.com, PC Mag, 6, May 2026, https://www.pcmag.com/news/got-an-iphone-16-or-15-pro-apple-may-owe-you-up-to-95-in-ai-siri-settlement. Malik, Aisha. “Meta will use AI to analyze height and bone structure to identify if users are underage.” Techcrunch.com, Tech Crunch, 5 May 2026, https://techcrunch.com/2026/05/05/meta-will-use-ai-to-analyze-height-and-bone-structure-to-identify-if-users-are-underage/. “New AI-Powered Age Assurance Measures to Place Teens in Age-Appropriate Experience.” Aboutfb.com, Meta, 5 May 2026, https://about.fb.com/news/2026/05/ai-age-assurance-teens/. Malik, Aisha. “Threads finally brings messaging to the web.” Techcrunch.com, Tech Crunch, 5 May 2026, https://techcrunch.com/2026/05/05/threads-finally-brings-messaging-to-the-web/.   CMS Admin Dr. Oz on Prior Auth: “CMS Announces Progress on Improving Prior Authorization Process.” Youtube.com, Centers for Medicare & Medicaid Services, 5 May 2026, https://www.youtube.com/watch?v=taZ2VqOy38A. “CMS Electronic Prior Authorization Progress Highlights.” Cms.gov, Centers for Medicare & Medicaid Services, https://www.cms.gov/files/image/electronic-prior-authorization-progress-timeline.gif, Accessed 5 May 2026. “Moving Prior Authorization into the 21st Century.” Cms.gov, Centers for Medicare & Medicaid Services, 5 May 2026, https://www.cms.gov/newsroom/blog/moving-prior-authorization-21st-century.   Audio to Help You Sleep: ASG Podcast Audio for Sleep Playlist 🥱😴💤 Huang, Pien. “Americans aren’t sleeping enough. Here’s what could help.” Npr.org, National Public Radio, 2 May 2026, https://www.npr.org/2026/05/02/nx-s1-5807074/americans-sleep-better-hours-insomnia. Audio for Sleep Playlist Chapman, Bridget. “No More Silent Nights: What to Know About the Rise of Sleep Music.” Forbes.com, Forbes, 1 May 2026, https://www.forbes.com/sites/forbes-personal-shopper/article/music-for-sleep/. “Sleep Audio Market Research Report 2033.” Growthmarketreports.com, Growth Market Reports, https://growthmarketreports.com/report/sleep-audio-market, Accessed 5 May 2026.   Cigna to Exit ACA for CY 2027: “Cigna Healthcare’s 2026 Footprint.” Cigna.com, Cigna, https://www.cigna.com/static/www-cigna-com/docs/ifp/m-26-fly-all-997206-ifp-broker-expansion-map-counties-customer-flyer.pdf, Accessed 5 May 2026. “Cigna Shares Drop 2.5% After Announcing ACA Marketplace Exit in 2027.” Indexbox.io, Index Box, 4 May 2026, https://www.indexbox.io/blog/cigna-shares-drop-25-after-announcing-aca-marketplace-exit-in-2027/. Minemyer, Paige, “Cigna to exit ACA market, pursue strategic alternatives for eviCore unit.” Fiercehealthcare.com, Fierce Healthcare, 30 Apr. 2026, https://www.fiercehealthcare.com/payers/cigna-posts-165b-profit-q1-earnings-beat. Bannow, Tara. “Cigna will exit ACA individual markets next year, adding to tyumult for patients.” Statnews.com, Stat+, 30 Apr. 2026, https://www.statnews.com/2026/04/30/cigna-exits-aca-market-2027-369-thousand-people-affected/. Hilton, John. “New Cigna CEO: Insurer to exit ACA, focus on ‘relentless’ push for affordability.” Insurancenewsnet.com, Insurance News Net, 30 Apr. 2026, https://insurancenewsnet.com/innarticle/new-cigna-ceo-insurer-to-exit-aca-focus-on-relentless-push-for-affordability.   Resources: 5 Things About the CMS 2027 MA and Part D Final Rule Big Moves in Healthcare & Tech: What Insurance Agents Should Watch CMS 2026 Prior Authorization Proposed Rule CMS Final Rule on Fax & Snail Mail CMS Update on BALANCE Model & Medicare GLP-1 Bridge   Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance     Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ Threads, https://www.threads.net/@thesarahjrueppel  and Bluesky, https://bsky.app/profile/sarahjrueppel.bsky.social Not affiliated with or endorsed by Medicare or any government agency.

    11 min
  2. 2D AGO

    The Beginner's Guide to C-SNPs

    Many who qualify for Chronic Condition Special Needs Plans (C-SNPs) find that this type of plan suits their specifics needs with tailormade benefits and networks. This episode of the Agent Survival Guide is your crash course in C-SNPs.    Read the text version     🤝Register with Ritter Insurance Marketing – the FMO that powers the Agent Survival Guide Podcast!  📧Connect with the Ritter Insurance Marketing Sales Team Near You! 💌Send feedback, questions, and topic suggestions to ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.   Resources: The Beginner’s Guide to C-SNPs The Guide to Prospecting and Selling C-SNPs   References: “Chronic Condition Special Needs Plans (C-Snps).” CMS.Gov, www.cms.gov/medicare/enrollment-renewal/special-needs-plans/chronic-conditions. Accessed 2 Apr. 2026. “Chronic Condition Special Needs Plans: 2024 Market Landscape and Future Considerations.” Milliman, 15 Mar. 2024, www.milliman.com/en/insight/chronic-condition-special-needs-plans-2024-market-landscape. “National Diabetes Statistics Report.” Centers for Disease Control and Prevention, Centers for Disease Control and Prevention, www.cdc.gov/diabetes/php/data-research/index.html. Accessed 2 Apr. 2026. “Special Needs Plans (SNP).” Medicare, www.medicare.gov/health-drug-plans/health-plans/your-health-plan-options/SNP. Accessed 2 Apr. 2026. “Statistics about Diabetes.” Diabetes in America: Prevalence, Statistics, and Economic Impact, diabetes.org/about-diabetes/statistics/about-diabetes. Accessed 2 Apr. 2026.   Follow Us on Social!  Ritter on Facebook, Instagram, LinkedIn, TikTok, X, and YouTube Sarah on LinkedIn, Instagram, and Threads   Not affiliated with or endorsed by Medicare or any government agency.

    9 min
  3. 3D AGO

    6 Proven Ways to Grow Annuity Sales

    Strengthen your annuity sales strategy with these best practices. Hear takeaways for agents of all experience levels, plus how to download our fact-finder that can help you ask better questions.   Read the text version   Download the Fact-Finder PDF   Get Connected: 🤝Register with Ritter Insurance Marketing – the FMO that powers the Agent Survival Guide Podcast!   📧Connect with the Ritter Insurance Marketing Sales Team Near You! 💌Send feedback, questions, and topic suggestions to ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.   Resources: Cross-Selling Ancillary Insurance with Medicare Products eBook Fixed vs. Indexed vs. Fixed Indexed Annuities: What's the Difference? Insurance Agents Can Generate More Leads with a Referral Marketing Strategy Life and Annuity Resource Center (LARC) Social Media Marketing for Insurance Agents eBook What Are Annuities?   References: Gibson, Trey. "55 Open-Ended Sales Questions to Close More Deals in 2026." Spotio.com, Spotio, https://spotio.com/blog/open-ended-sales-questions/, Accessed 9 Apr. 2026. "Do Insurance Brokers Have a Fiduciary Duty?" Mployer.com, Mployer, https://mployeradvisor.com/blog/do-insurance-brokers-have-a-fiduciary-duty, Accessed 9 Apr. 2026. Kenton, Will. “Risk Assessment: Definition, Techniques, and Analysis Types Explained.” Investopedia.Com, Investopedia, 23 Nov. 2025, www.investopedia.com/terms/r/risk-assessment.asp. Sheikh, Mahnoor. "Social media demographics to inform your 2026 strategy." sproutsocial.com, Sprout Social, 18 Feb. 2026, https://sproutsocial.com/insights/new-social-media-demographics/. "Trends in Health Insurance Retention: Exploring Recent Data and Trends." insureuniversity.com, Insure University, https://www.insureuniversity.com/key-insights-from-latest-data-and-emerging-trends-health-insurance-retention/, Accessed 9 Apr. 2026.   Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance      Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ Threads, https://www.threads.net/@thesarahjrueppel  and Bluesky, https://bsky.app/profile/sarahjrueppel.bsky.social  Not affiliated with or endorsed by Medicare or any government agency.

    11 min
  4. 4D AGO

    Facebook Basics for Insurance Agents

    Does Facebook fit into your social media strategy? In this episode, we highlight best practices for insurance agents developing their online presence.   Get Connected: 🤝Register with Ritter Insurance Marketing – the FMO that powers the Agent Survival Guide Podcast!   📧Connect with the Ritter Insurance Marketing Sales Team Near You! 💌Send feedback, questions, and topic suggestions to ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.   Resources: Advertising Medicare Through Facebook Agent Survival Guide Podcast Facebook Business Page Instagram Basics for Insurance Agents LinkedIn Basics for Insurance Agents Social Media Marketing for Insurance Agents   References: "Social Media Fact Sheet." pewresearchcenter.org, Pew Research Center, 20 Nov. 2025, https://www.pewresearch.org/internet/fact-sheet/social-media/. "Top Websites Ranking - Most Visited Websites in March 2026." similarweb.com, Similar Web, 1 Apr. 2026, https://www.similarweb.com/top-websites/. "Most Visited Websites in the World." SEMrush.com, SEMrush, https://www.semrush.com/trending-websites/global/all, Accessed 17 Apr. 2026.   Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance      Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ Threads, https://www.threads.net/@thesarahjrueppel  and Bluesky, https://bsky.app/profile/sarahjrueppel.bsky.social  Not affiliated with or endorsed by Medicare or any government agency.

    10 min
  5. 5D AGO

    LinkedIn Basics for Insurance Agents

    Find out why LinkedIn is a must-have for insurance agents! Learn more about networking on this platform, enhance your online presence, and hear tips and strategies for agents of all experience levels.   Get Connected: 🤝Register with Ritter Insurance Marketing – the FMO that powers the Agent Survival Guide Podcast!   📧Connect with the Ritter Insurance Marketing Sales Team Near You! 💌Send feedback, questions, and topic suggestions to ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.   Resources: Social Media Marketing for Insurance Agents   References: “About Linkedin.” LinkedIn.com, LinkedIn, about.linkedin.com/. Accessed 6 Apr. 2026. “Americans’ Social Media Use 2025.” Pewresearch.org, Pew Research Center, 20 Nov. 2025, https://www.pewresearch.org/internet/2025/11/20/americans-social-media-use-2025/. “Social Media Fact Sheet.” Pewresearch.org, Pew Research Center, 20 Nov. 2025, www.pewresearch.org/internet/fact-sheet/social-media/.   Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance      Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ Threads, https://www.threads.net/@thesarahjrueppel  and Bluesky, https://bsky.app/profile/sarahjrueppel.bsky.social  Not affiliated with or endorsed by Medicare or any government agency.

    15 min
  6. MAY 1

    CMS Update on BALANCE Model & Medicare GLP-1 Bridge

    The Friday Five for May 1, 2026: [00:44] Staying Caffeinated on the Road [03:26] Healthcare or Health Care? AP Stylebook Makes it Official [05:24] Spotify Spins Fitness into the Mix [08:41] Medicare Advantage Improvement Act of 2026 [12:16] CMS Update on BALANCE Model & Medicare GLP-1 Bridge   Events & Webinars for Insurance Agents   Get Connected: 🤝Register with Ritter Insurance Marketing – the FMO that powers the Agent Survival Guide Podcast!   📧Connect with the Ritter Insurance Marketing Sales Team Near You! 💌Send feedback, questions, and topic suggestions to ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.   Staying Caffeinated on the Road: "Dunkin' Summer Menu." dunkindonuts.com, Dunkin Donuts, "https://www.dunkindonuts.com/en/summer-menu, Accessed 29 Apr. 2026. "Starbucks previews 2026 summer menu with tropical flavors and horchata-inspired drinks." about.starbucks.com, Starbucks, 13 Apr. 2026, https://about.starbucks.com/stories/2026/starbucks-previews-2026-summer-menu-with-tropical-flavors-and-horchata-inspired-drinks/.   Healthcare or Health Care? AP Stylebook Makes it Official: Berendzen, Gerri. “AP announces stylebook changes; “healthcare” tops list.” Aceseditors.org, aces, 24 Apr. 2026, https://aceseditors.org/news/2026/ap-announces-stylebook-changes-healthcare-tops-list. “The Associated Press Stylebook (@apstylebook) on Threads.” Threads, AP Stylebook, 25 Apr. 2026, www.threads.com/@apstylebook/post/DXhRkwYieVa?xmt=AQF09zuIUacVV6Ii9z7wDtZ9Or6W-RpmyLnA0twzfMsOKA.   Spotify Spins Fitness into the Mix: “Introducing Fitness with Spotify: A New Way to Bring Movement Into Your Daily Routine.” Newsroom.spotify.com, Spotify, 27 Apr. 2026, https://newsroom.spotify.com/2026-04-27/spotify-fitness-workouts-peloton/. O’Brien, Terrance. “Spotify is partnering with Peloton for guided workouts.” Theverge.com, The Verge, 27, Apr. 2026, https://www.theverge.com/tech/918861/spotify-peloton-guided-workouts. Perez, Sarah. “Spotify’s next frontier: Fitness content.” Techcrunch.com, Tech Crunch, 27 Apr. 2026. https://techcrunch.com/2026/04/27/spotifys-next-frontier-fitness-content/.   Medicare Advantage Improvement Act of 2026: "Dr. Miller-Meeks, Congressional Doctors Introduce Bipartisan Bill to Restore Accountability in Medicare Advantage." millermeeks.house.gov, Mariannette Miller-Meeks, 22 Apr. 2026, https://millermeeks.house.gov/media/press-releases/dr-miller-meeks-congressional-doctors-introduce-bipartisan-bill-restore. Gleeson, Cailey. "Lawmakers introduce bipartisan legislation to improve access, quality of care in Medicare Advantage plans." fiercehealthcare.com, Fierce Healthcare 24 Apr. 2026, https://www.fiercehealthcare.com/regulatory/lawmakers-introduce-bipartisan-legislation-improve-access-quality-care-medicare. Blake, Suzanne. "Medicare Advantage Could Change for Millions Under New Bill." newsweek.com, Newsweek, 27 Apr. 2026, https://www.newsweek.com/medicare-advantage-could-change-new-bill-11883576. “Medicare Advantage Improvement Act of 2026.” Millermeeks.House.Gov, U.S. House of Representatives, 15 Jan. 2026, millermeeks.house.gov/sites/evo-subsites/millermeeks.house.gov/files/evo-media-document/h.r-8375.pdf.   CMS Update on BALANCE Model & Medicare GLP-1 Bridge: "BALANCE (Better Approaches to Lifestyle and Nutrition for Comprehensive hEalth) Model." cms.gov, Centers for Medicare & Medicaid Services, https://www.cms.gov/priorities/innovation/innovation-models/balance, Accessed 27 Apr. 2026. Minemyer, Paige. “CMS delays Part D GLP-1 model amid skepticism from insurers.” Fiercehealthcare.com, Fierce Healthcare, 22 Apr. 2026, https://www.fiercehealthcare.com/payers/cms-delays-part-d-glp-1-model-amid-skepticism-insurersd. Cubanski, Juliette. "CMS Extends Medicare’s Short-Term Bridge Program for GLP-1 Obesity Drug Coverage." kff.org, KFF, 23 Apr. 2026. https://www.kff.org/quick-take/cms-extends-medicares-short-term-bridge-program-for-glp-1-obesity-drug-coverage/. "Medicare GLP-1 Bridge." cms.gov, Centers for Medicare & Medicaid Services, https://www.cms.gov/medicare/coverage/prescription-drug-coverage/medicare-glp-1-bridge, Accessed 27 Apr. 2026. "Status Update on the BRIDGE Demo and BALANCE Model in Part D for CY2027." sponsors.aha.org, Centers for Medicare & Medicaid Services, https://sponsors.aha.org/rs/710-ZLL-651/images/20260422_Status_Update_on_the_BRIDGE_Demo_and_BALANCE_Model_in_Part_D_for_CY2027_G.pdf, Accessed 27 Apr. 2026.     Resources: Big Moves in Healthcare & Tech: What Insurance Agents Should Watch How the BALANCE Model Will Help Medicare Part D & Medicaid Enrollees Access GLP-1s Ready-Made Marketing for Insurance Agents: Inside the Content Library CMS 2026 Prior Authorization Proposed Rule 5 Things About the CMS 2027 MA and Part D Final Rule   Follow Us on Social!  Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance     Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ Threads, https://www.threads.net/@thesarahjrueppel  and Bluesky, https://bsky.app/profile/sarahjrueppel.bsky.social Not affiliated with or endorsed by Medicare or any government agency.

    20 min
  7. APR 29

    FMO vs. IMO vs. NMO vs. MGA vs. GA: What’s the Difference?

    From FMO to IMO and MGA to GA, we’re unpacking what these acronyms mean and how insurance hierarchies work. Learn more about these organizations and where your insurance business falls on the spectrum!   Read the text version   Get Connected: 🤝Register with Ritter Insurance Marketing – the FMO that powers the Agent Survival Guide Podcast!   📧Connect with the Ritter Insurance Marketing Sales Team Near You! 💌Send feedback, questions, and topic suggestions to ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.   Resources: 3 Advantages of Being an Independent Insurance Agent 4 Reasons Why Ritter Insurance Marketing Should Be Your FMO Insurance Agency Best Practices for Training Downline Agents How Insurance FMOs Work Learn More About Integrity Tools What Are Insurance Hierarchies & How Do They Work?   Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance     Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel    Not affiliated with or endorsed by Medicare or any government agency.

    17 min
  8. APR 27

    Affinity Partnerships for Insurance Agents

    Broaden your reach by combining forces with a like-minded affinity partner! If you're looking to grow your insurance business, affinity marketing is a great strategy that won't break the bank.    Read the text version   Download The Insurance Agent’s Guide to Establishing Successful Affinity Partnership   Get Connected: 🤝Register with Ritter Insurance Marketing – the FMO that powers the Agent Survival Guide Podcast!   📧Connect with the Ritter Insurance Marketing Sales Team Near You! 💌Send feedback, questions, and topic suggestions to ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.   Resources: How Insurance Agents Can Stay Compliant Without Slowing Down Sales How Storytelling Helps Agents Quickly Connect with Clients ft. Don Connelly Optimize Your Online Presence ft. Aaron Kassover Your Guide to Forming an Insurance Agent Network   Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance     Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel    Not affiliated with or endorsed by Medicare or any government agency.

    9 min

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About

Bringing insurance agents tips and strategies for making sales, staying compliant, marketing yourself, getting leads, and more! Think of the Agent Survival Guide as your go-to resource for insight, information, and the inspiration needed to take the next step on your journey. Whether you’re just getting started or a seasoned pro, the ASG Podcast has got you covered. Empowering insurance agents selling Medicare Supplement, Medicare Advantage, Medicare Part D, ACA, Long and Short-Term Care, Life, Annuities, and Final Expense.

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