An Arm and a Leg

An Arm and a Leg

An Arm and a Leg is a podcast about why health care costs so freaking much and what we can (maybe) do about it. If you’ve ever been surprised by a medical bill, you’re in good company. But as our team of seasoned journalists has learned from years of reporting — you’re not always helpless. We don’t have all the answers, but we’ll offer you tools and big picture insights with plenty of humor and heart.  An Arm and a Leg is co-produced with KFF Health News and distributed in partnership with KUOW. You can support An Arm and a Leg by donating at armandalegshow.com/support/ Show Credits: Created, hosted, and produced by Dan Weissmann with senior producer Emily Pisacreta and engagement producer Claire Davenport, edited by Ellen Weiss. Audio wizard: Adam Raymonda. Music is by Dave Weiner and Blue Dot Sessions. Bea Bosco is our consulting director of operations. Lynne Johnson is our operations manager.

  1. JAN 15

    'Sh**’s wild': Scaling up, doubling down, and buckling in

    For five years, we’ve been following the work of Dollar For and its founder Jared Walker, watching them quickly scale up their efforts to help people crush medical debt by tapping into “charity care” — the financial assistance that hospitals are legally required to offer some patients.  Their work represents what a small, scrappy, thoughtful group of people can do. Last year, their tiny staff helped wipe out more than $55 million in medical bills.  As we kick off 2026, we thought it was time to check in again. After all, this will be a year when millions more people will have trouble covering their medical bills — when Dollar For’s work may become more important to more people, and when we’re hungry for more ways to help each other.  As Jared tells it, 2025 proved to be a pivotal – yet rocky – period in the organization’s story. Both their successes and their challenges put into stark relief exactly what we’re all up against.  So we go deep with Jared on what they achieved while they weathered the chaos, and what it might mean for their – and our collective – next moves.   Here's a transcript of this episode.  Check out our Starter Pack: How to wipe out your bill with charity care. And our previous coverage of Dollar For: Could billions in medical debt get zapped by the legal strategy from this 60-second video? (2021)We talked to Jared just weeks after Dollar For first went viral. The group’s early history — they’d been working locally for years — is fascinating. Badass volunteers help Jared level up, in the fight to crush medical debt (2021)Within six months, they’d recruited volunteers and built systems.  The Medical Bill “Negotiation Lab” (2022)In an experiment aimed at scaling up impact, Dollar For tried a different approach in 2022. We sat in. One last tip before 2024 (2023)Why Jared thinks you should ask for “charity care” by name -- even though, let’s face it, asking for “charity” does not feel good to most of us. New lessons from the fight for charity care (2024)Dollar For spent 2024 focusing on the big picture and starting to focus on policy advocacy. Check out our history of charity care series (from 2021):  A legendary lawyer sued hospitals for price-gouging their patients. And got his butt handed to him. Dickie Scruggs is the guy who beat Big Tobacco. But when he took on hospitals, he lost. The wild backstory of a tiny but crucial Obamacare provision (ft. David Axelrod)Charity care wasn’t part of federal law until the Affordable Care Act passed. A Republican senator made sure it was part of the ACA — before deciding he wouldn’t vote for the law. “We just kept right on pushing” … and laws changedIn New York, a grieving family’s story made headlines and helped advocates catch lawmakers’ attention. Wait, that was legal until now?!In 2021, Maryland barred hospitals from suing patients who qualified for charity care. Send your stories and questions. Or call 724 ARM-N-LEG. Of course we’d love for you to support this show.  See omnystudio.com/listener for privacy information.

    26 min
  2. 11/20/2025

    How to pick health insurance — in the worst year ever

    Hey, first!  If you value what we do, this is the best-ever time to support our work:  This month, every donation gets matched two-for-one.   We have SO much work ahead in 2026. Donate here — and get your money matched two-for-one. It’s probably fair to say: this is the worst year ever for picking health insurance. Premiums are skyrocketing – whether you get insurance through work or from the Obamacare marketplace.  And with enhanced subsidies almost definitely expiring, millions of people with Obamacare plans are grappling with drastic changes to their household budgets.  We’re our own case study: You’ll hear us sorting through our own options. None of them are pretty, but because we know how to read the fine print, we figured out: Some are way, way less awful than others.  And to help you do the same: We’ve boiled down our fine-print-reading expertise in this starter pack on how to pick insurance.  Also in this episode: we talk with a listener who wonders: is paying for health insurance even worth it at this point? (Her ultimate answer: Yes, but argh.) Read Julie Appleby’s reporting for KFF Health News about what could happen if Congress changes course and extends the subsidies.  Here’s a transcript of this episode.  Send your stories and questions! Or call 724 ARM-N-LEG. And, again… we’d love for you to support this show.  See omnystudio.com/listener for privacy information.

    30 min
  3. 10/09/2025 · BONUS

    We love this listener’s project — and your response

    A listener named Thomas Sanford wrote to us earlier this year, asking for help with a little DIY project. And it’s turned into the most encouraging thing we’ve seen all year. With input from the Arm and a Leg community — specifically folks who get our First Aid Kit newsletter — Thomas has drafted a one-page handout, packed with resources for anyone who needs help with medical bills. It’s ready for you to use, and he wants your help making it better.  You’ll hear all about Thomas’s story — he’s a medical resident, who started out just wanting something to hand to his own patients — in today’s mini-episode. And now you can get involved. Thomas’s current version is great — and there’s also tons of room to improve it, with your help. Print out the current version and pass it around: Download it right here. Make suggestions for the next version: Anybody can comment on this Google doc. Volunteer to pitch in: Got design skills? Editorial chops? Language skills, to translate it? Other ideas?  Here’s a sign-up form. And you can make your own adaptations! Thomas has registered it with a Creative Commons license.  This project has been incubating in our First Aid Kit newsletter. If you’re not subscribed, this is a great time to sign up.  Here’s a transcript of this episode.  Send your stories and questions! Or call 724 ARM-N-LEG. Of course we’d love for you to support this show. See omnystudio.com/listener for privacy information.

    11 min

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About

An Arm and a Leg is a podcast about why health care costs so freaking much and what we can (maybe) do about it. If you’ve ever been surprised by a medical bill, you’re in good company. But as our team of seasoned journalists has learned from years of reporting — you’re not always helpless. We don’t have all the answers, but we’ll offer you tools and big picture insights with plenty of humor and heart.  An Arm and a Leg is co-produced with KFF Health News and distributed in partnership with KUOW. You can support An Arm and a Leg by donating at armandalegshow.com/support/ Show Credits: Created, hosted, and produced by Dan Weissmann with senior producer Emily Pisacreta and engagement producer Claire Davenport, edited by Ellen Weiss. Audio wizard: Adam Raymonda. Music is by Dave Weiner and Blue Dot Sessions. Bea Bosco is our consulting director of operations. Lynne Johnson is our operations manager.

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