Move Smartly: The Podcast

Move Smartly
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The Move Smartly podcast invites you into data-driven conversations about issues impacting residential real estate in Toronto, across Canada and beyond. Join broker John Pasalis and other experts as we unpack real estate through a variety of timely market updates, lively discussions and insightful interviews. Here to help you make more informed decisions, whether you are a home buyer, seller, owner or renter, and as a resident and voter — because real estate impacts all of us. New episodes on Fridays. Look for our monthly Real Estate Roundtable with Steve Saretsky (The Loonie Hour Podcast) and Ben Rabidoux (Edge Realty Analytics).

  1. 5D AGO

    Rising Rates and Competitive Pockets in Toronto's Housing Market

    In this month's YouTube Live, we're unpacking some interesting shifts happening in the Toronto real estate market. While the overall market remains relatively slow, some Toronto neighbourhoods are seeing noticeably stronger competition. In these pockets, well-priced homes are attracting multiple buyers - a reminder that even in a quieter market, demand can still concentrate in certain areas. At the same time, activity isn't uniform across the city. Some segments are picking up while others remain fairly soft, highlighting how uneven the market has become. We also discuss the outlook for interest rates. With global uncertainty increasing and long-term bond yields moving higher, borrowing costs may start trending up again - a shift that could influence buyer confidence and housing demand in the months ahead. Set-up a meeting with John Pasalis and his agents at Realosophy to discuss your own real estate questions privately: https://www.movesmartly.com/meetjohn Sign up for our email list to be alerted to the next online market update to join our YouTube session live chat and ask your own Qs: https://www.movesmartly.com/monthly-public-webinar We hope you enjoyed this month's update and found it valuable. Thanks for tuning in - we'll see you next month!

    56 min

  2. MAR 6

    A Slow Start to 2026 & Interest Rate Uncertainty — Real Estate Roundtable (March 2026)

    Toronto and Vancouver's housing markets are off to a very slow start in 2026. Sales activity in both cities has come in well below last year's levels as buyers remain cautious amid broader economic uncertainty. In this month's Real Estate Roundtable, John Pasalis, Steve Saretsky, and David Larock discuss what's keeping buyers on the sidelines and what it might take for confidence to return. One of the biggest questions right now is the outlook for interest rates. While many economists had expected modest rate cuts this year, the war in the Middle East has added a new layer of uncertainty that could complicate the Bank of Canada's path forward. We also discuss a major policy development on the West Coast: the Musqueam Nation's agreement with the federal government, which could reshape how land is developed in Vancouver and raise important questions about governance, planning, and housing supply. Finally, we look at how multiplex policies are beginning to influence housing markets in both Vancouver and Toronto. While still early, these changes are starting to affect land values, redevelopment decisions, and the types of housing being built across both cities. Contact & Follow Follow John Pasalis on X/Twitter: @JohnPasalis | Email: askjohn@movesmartly.com Follow Steve Saretsky on X/Twitter: @SteveSaretsky | Email: steve@stevesaretsky.com Follow David Larock on X/Twitter: @Dave_at_IMP | Email: dave@moreplan.ca Watch this episode on the Move Smartly YouTube channel: https://www.youtube.com/movesmartly If you enjoy the show, please like, subscribe, share, review, and comment — your support helps us reach more listeners.

    49 min

  3. FEB 27

    What Happens When Young People Give Up on Homeownership?

    Housing affordability is usually framed as a supply problem or a price problem. But recent academic research suggests something deeper may be happening. The research finds that when young people begin to believe homeownership is permanently out of reach, their financial behaviour shifts in meaningful ways. Renters who feel shut out are more likely to consume more relative to their wealth, reduce work effort, and take on higher-risk investments. Meanwhile, those who still believe ownership is attainable tend to save more and double down on their efforts. In this episode, I'm joined by Dr. Preet Banerjee — behavioural finance researcher, Globe and Mail columnist, and founder of YourMoneyDegree.com — to unpack what this means for individuals and for the broader economy. We explore how housing may be reshaping motivation and long-term planning, whether this "giving up" effect is cultural or universal, and what the appropriate public policy response should be. If homeownership has long served as a near-term, concrete financial goal that anchors behaviour, what happens when that goal disappears for an entire generation? This conversation goes beyond housing prices. It's about belief in the financial life cycle — and what happens when that belief begins to erode. Follow John x-twitter: https://x.com/JohnPasalis, Instagram @john.pasalis or email: askjohn@movesmartly.com Follow the show on x-twitter: @MoveSmartly, Instagram @move.smartly  About This Show The Move Smartly show is hosted by John Pasalis, President and Broker of Realosophy Realty. MoveSmartly.com and its media channels on YouTube and various podcast platforms are powered by Realosophy Realty in Toronto, Canada. You can also watch this episode on our MoveSmartly YouTube channel here: https://www.youtube.com/movesmartly If you enjoy our show and find it useful, please like, subscribe, share, review and comment on whatever platform you are watching or listening to us from - we appreciate your support!

    36 min

  4. FEB 20

    Real Estate Commissions Explained + Condo vs House for First-Time Buyers

    In this episode of The Situation, John and Peter dive into buying strategy for first-time buyers and how real estate commissions really work.   Our first question comes from a first-time buyer wondering whether it's smarter to buy a condo as a stepping stone or stretch for a small house under $1M. John and Peter discuss the pros and cons of each approach and what works best in today's market. Another listener asks how real estate commissions are calculated and whether a more transparent hourly-plus-expenses model could work. They break down where the money goes and why commission structures are set up the way they are. Finally, we explore how recent market shifts and economic uncertainty are affecting Toronto homeowners and their decisions. John and Peter share insights on how to think about risk, timing, and long-term strategy. FollowJohn x-twitter: https://x.com/JohnPasalis, Instagram @john.pasalis or email: askjohn@movesmartly.com Follow the show on x-twitter: @MoveSmartly, Instagram @move.smartly   About This Show: The Move Smartly show is hosted by John Pasalis, President and Broker of Realosophy Realty. MoveSmartly.com and its media channels on YouTube and various podcast platforms are powered by Realosophy Realty in Toronto, Canada. You can also watch this episode on our MoveSmartly YouTube channel here https://www.youtube.com/movesmartly If you enjoy our show and find it useful, please like, subscribe, share, review and comment on whatever platform you are watching or listening to us from - we appreciate your support!

    38 min

  5. FEB 13

    Mortgage Stress on the Rise & Home Sales Start the Year Down - Monthly Market Update

    In this month's live update, we break down the latest stats on low-rise homes and condos and what they're really telling us about today's market.  Our team shares what we're seeing on the ground - tight inventory, declining listing quality, rising power of sales activity, and a mix of sellers who've adjusted to current conditions and others still holding onto unrealistic price expectations. We unpack what this means for buyers and sellers navigating the market right now.  Plus, we dive into the Bank of Canada's policy rate, what it means to be in "neutral" territory, and why continued economic slowing and cooling inflation suggest more rate cuts could be on the horizon.   Set-up a meeting with John Pasalis and his agents at Realosophy to discuss your own real estate questions privately: https://www.movesmartly.com/meetjohn Sign up for our email list to be alerted to the next online market update to join our YouTube session live chat and ask your own Qs: https://www.movesmartly.com/monthly-public-webinar We hope you enjoyed this month's update and found it valuable. Thanks for tuning in - we'll see you next month!

    58 min

  6. FEB 6

    Sales Slump, Prices Trend Lower — Real Estate Roundtable (February 2026)

    This month's real estate roundtable brings together John Pasalis, Steve Saretsky, and mortgage broker David Larock to break down the latest developments shaping Canada's housing market in early 2026.   We begin with the slow start to the year in both Vancouver and Toronto, where home sales are down more than 20% compared to last year. With buyers holding back and inventory building, prices have also begun trending lower across several market segments. We discuss what's driving the slowdown and why economic uncertainty continues to weigh on demand. From there, we explore what it might take for confidence — and buyers — to return in a meaningful way.   We also turn to interest rates and the growing divide in forecasts. While the consensus expects modest Bank of Canada cuts by year's end, some economists still warn rates could finish the year higher. We unpack what's behind these competing views and what they mean for buyers and upcoming renewals.   Finally, we discuss the sharp slowdown in new condo sales and how it could lead to fewer housing starts and completions in the years ahead.   We wrap up with the key indicators we're watching as we head into the spring market, and what they may signal for the rest of 2026.     Contact & Follow Follow John Pasalis on X/Twitter: @JohnPasalis | Email: askjohn@movesmartly.com Follow Steve Saretsky on X/Twitter: @SteveSaretsky | Email: steve@stevesaretsky.com Follow David Larock on X/Twitter: @Dave_at_IMP | Email: dave@moreplan.ca Watch this episode on the Move Smartly YouTube channel: https://www.youtube.com/movesmartly If you enjoy the show, please like, subscribe, share, review, and comment — your support helps us reach more listeners.

    46 min

  7. JAN 30

    How the UK Boosted Homeownership by Curbing Investor Demand

    What happens when a government openly acknowledges that its tax system is favouring landlords over ordinary households — and then actually changes it? In this episode, John Pasalis breaks down new research from the Joseph Rowntree Foundation on the UK's post-2016 tax reforms aimed at curbing buy-to-let investor demand. The findings suggest these policies meaningfully shifted the housing market: fewer investor purchases, more homes flowing out of the private rental sector, and significantly more first-time buyers becoming homeowners than would have otherwise. Drawing on insights from an interview with report author Darren Baxter, John explores why the UK experience challenges the supply-only framework that continues to dominate housing policy in Canada — and why any serious affordability strategy must confront not just how many homes we build, but how housing is financed, who owns it, and whether it remains a lucrative investment vehicle for capital.  Follow John x-twitter: https://x.com/JohnPasalis, Instagram @john.pasalis or email: askjohn@movesmartly.com Follow the show on x-twitter: @MoveSmartly, Instagram @move.smartly  About This Show The Move Smartly show is hosted by John Pasalis, President and Broker of Realosophy Realty. MoveSmartly.com and its media channels on YouTube and various podcast platforms are powered by Realosophy Realty in Toronto, Canada. You can also watch this episode on our MoveSmartly YouTube channel here: https://www.youtube.com/movesmartly If you enjoy our show and find it useful, please like, subscribe, share, review and comment on whatever platform you are watching or listening to us from - we appreciate your support!

    22 min

  8. JAN 23

    Upsizing in an Uncertain Market and Navigating Family-Owned Homes

    In this episode, we break down three real housing dilemmas that many households are facing in today's uncertain market. We start with a common challenge for homeowners looking to move up: how to upsize when you need to sell your current home and buy another at the same time. With slower sales, uncertain prices, and the risk of being forced into a short-term rental, we walk through how families can think about sequencing these two transactions. Next, we discuss a family-owned Toronto property and the question of adding a garden suite for multigenerational living. We explore how secondary units can affect resale value, buyer demand, and how families can think about fairness when one sibling invests money into a shared property.   Finally, we look at a decision facing many small landlords right now: whether to sell a vacant property, rent it short- or mid-term to stay flexible, or lock in a long-term tenant while waiting for better market conditions. We unpack the trade-offs between flexibility, income stability, and risk.   Follow John x-twitter: https://x.com/JohnPasalis, Instagram @john.pasalis or email: askjohn@movesmartly.com Follow the show on x-twitter: @MoveSmartly, Instagram @move.smartly About This Show The Move Smartly show is hosted by John Pasalis, President and Broker of Realosophy Realty. MoveSmartly.com and its media channels on YouTube and various podcast platforms are powered by Realosophy Realty in Toronto, Canada. You can also watch this episode on our MoveSmartly YouTube channel here: https://www.youtube.com/movesmartly If you enjoy our show and find it useful, please like, subscribe, share, review and comment on whatever platform you are watching or listening to us from - we appreciate your support!

    32 min
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About

The Move Smartly podcast invites you into data-driven conversations about issues impacting residential real estate in Toronto, across Canada and beyond. Join broker John Pasalis and other experts as we unpack real estate through a variety of timely market updates, lively discussions and insightful interviews. Here to help you make more informed decisions, whether you are a home buyer, seller, owner or renter, and as a resident and voter — because real estate impacts all of us. New episodes on Fridays. Look for our monthly Real Estate Roundtable with Steve Saretsky (The Loonie Hour Podcast) and Ben Rabidoux (Edge Realty Analytics).

Information

  • Creator
    Move Smartly
  • Years Active
    2018 - 2026
  • Episodes
    100
  • Rating
    Clean
  • Copyright
    © Copyright Move Smartly
  • Show Website
    Move Smartly: The Podcast

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